1. The document analyzes whether Islamic banks in the UAE are more superior to conventional banks by comparing various financial ratios between the two types of banks. 2. It finds that Islamic banks in the UAE are not superior to conventional banks based on analyses of profitability, liquidity, leverage, capital structure, and efficiency ratios. 3. While Islamic banks were less affected initially in the global financial crisis, their profitability declined more than conventional banks from 2008-2009 due largely to higher exposure to the struggling real estate industry in the UAE and Qatar.