By taking a comprehensive approach to evaluating a company's entire risk management program and costs, brokers like Gallagher can help minimize a client's total cost of risk through their CORE360 model. CORE360 considers the six main cost drivers of a risk management program, including coverage gaps, insurance premiums, losses within deductibles, contractual liability, uninsurable losses, and program structure. Using its global network of experts, data analytics, proprietary programs, tools and technology, and world-class service, Gallagher aims to provide actionable advice to help clients develop the most cost-effective risk management program.

1. Coverage
Gaps
Insurance
Premiums
Losses Within
Deductible/
Retention
Contractual
Liability
Uninsurable/
Uninsured Losses
Program
Structure
6 Cost Drivers of Risk Management Proven Delivery
When it comes to selecting a broker, you deserve a partner that takes a comprehensive approach to
evaluating your risk management program. Trying to find the cheapest policy from a small number
of insurance companies is hardly a strategy for success. At Gallagher, we believe there’s a better way.
EVALUATING & MINIMIZING
YOUR TOTAL COST OF RISK
CORE360 is a comprehensive model that considers the
6 cost drivers of your risk management program. By
helping you understand all of your actual and potential
costs, providing actionable advice, and delivering
world-class service & support - we help you develop a
program that minimizes your total cost of risk.
Learn more at www.ajg.com/CORE360
Global Network of Experts
Data & Analytics
World-Class Service
Tools & Technology
Proprietary Programs
© 2016 Arthur J. Gallagher & Co. All rights reserved.
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