1. First time loans to millions
of unbanked mobile
customers
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2. Project Micro Loans
• Build a Self Learning Credit Scoring Model
• Determine credit worthiness of our mobile
customers in order to enable us to provide them
with credit and loans
• Our mobile customers can apply for micro loans via
their mobile phones. We determine their credit risk
via their mobile billing history
• First time financial services customers. Unbanked
customers that have no prior relationship with a
bank
3. ProjectImportance
• Our mobile customer database and billing
information containing transaction and payment
history
• We consider micro loans to have the highest
probability of introducing financial services to our
customers. We are forecasting it as our fastest
growing service line in 2017
• We are providing greater financial inclusion to our
customers currently underserved by banking
institutions, irrespective of geography or social
economic circumstances
4. ProjectDetails
• 3 months project timeline per country
• Determining up to 70% of our customer base as
eligible for a loan of up to $250
• $100,000 total budget plus localisation costs for
each country implementation
• Our ideal partner is someone that exceeds at big
data analytics