1. Dear I.S.O’s
I am a Financial Analyst at World Business Lenders.
If you aren’t already signed up as an Independent Sales Office (I.S.O), I would like the opportunity to
tell you a little about our product.
If there is a possibility for us to have a working relationship I would definitely be keen to the idea.
W.B.L has a wide range of programs constructedtohelpbusinessownersgetoutof debt.The type of
clientswe are lookingforare clientsthathave poorcreditand onlyhas offersfor 25%-50% of monthly
revenue whenthere cashflowcansupporta higherloanamount(we will lendup to300% of monthly
revenue) aslongasthe clientcan afforditand iswillingtouse real estate collateral andevenland
regardlessof credit.Free andclearreal-estate (65% LTV on Real-estate) tosecure ahigherloanamount.
We are also lookingforclientsthathave multiple advancesandislookingtostackor consolidate fora
longertermor more moneyandwillingtouse collateral todoso.We Do Not Care about the client
havingto net50% of the proceeds.Aslongas the clientcan affordtoconsolidate oran additional
paymentandit benefitsthe clientthere isnoset% that the clientmustnet.
W.B.L’scurrent offeringincludesstandardcollateralizedloansuptoinexcessof $2 Million,withpayback
termsof upto 24 monthsandinterestonlyloanssecuredbyreal estate collateral with 1to 3 year terms.
The loan offeringare summarizedinthe table below:
Type of loan Max Amount Max term Collateral Payment Options
Base $ 2M+ 36 Months Real Estate Daily,Weekly
Interest Only $ 2M+ 36 Months Real Estate Daily,Weekly

2. W.B.L’s collateralizedloansofferadvantagesover unsecuredloans for certain borrowers,ofteneither
providingfundingwhere others cannot or offeringmuchlarger amounts with longer terms.
W.B.L workswithrestrictedindustries,purchasersof businesses,businessownerswithpoorpersonal
credit,businesswithfewmonthlydeposits,andistolerantof N.S.F’s.W.B.L’sunique interestonly
productthat can provide upto3X as Large a loanamountversusan amortizingloan.WBLalsooffersthe
longesttermfor2nd
and3rd
positionsavailable inthe industry.
Overthe last 6 months,WBL has completed11 acquisitionsfromLosAngelestoMiami.For further
informationonthe W.B.Lopportunityorto become andapprovedI.S.O.
Please contactme at (212) 220-8961 or email mruiz@wbl.com.
Best Regards
Michael Ruiz
Financial Specialist