This document discusses how wealth management is facing challenges from rising fintech innovation and changing market environments. It promotes the portfolio management technology of aixigo, which can handle millions of portfolios and transactions daily with low latency. Aixigo argues its technology allows building digital wealth management solutions with automated discretionary portfolio management at scale, integrated advisory tools, and customizable customer experiences. It outlines a process for wealth managers to develop robo-investing products by defining investment universes, building investment blocks and master portfolios, and focusing on the customer experience.

1. Wealth Digitalisation Pusher

2. This is aixigo
Wealth Management Technology
„FinTech“ since 18 years
High Performance Portfolio
Management
Comprehensive advisory tools
Customers are large financial service
providers and banks in G/A/CH/LUX
Co-Founder of investify, the digital
portfolio manager for Europe
Aachen

3. Well… this is aixigo
Let‘s cross the Rhine in rubber boats,
paddle along really large ships,
start a “sea” battle, everybody get wet - feeling great!

4. Market environment changes massively
Cost
transparency
€
FinTech
innovationRise of ETFECJ 2017Cognitive
Wealth Management faces biggest challenge since 1999

5. Portfolio
management for
mass & affluent
Interactive engaging
reporting
Use of AI
to create value
From digital
to hybrid
New digital customer
experiences
Efficient advisory in
wealth management
Cost
transparency
€
FinTech
innovationRise of ETFECJ 2017
Robotic process
automation
Cognitive
Future investment business „Lego“

6. Today we talk about Robo-Investing –
But we need to talk about robos in investing much more
Digital Portfolio
Management Backend
Portfolio Analytics &
Reporting Infrastructure
Investment Advisory
Backend
Risk Engine

7. Discretionary Portfolio Management Today
Manufacturing Few thousand customers Lots of paperwork

8. Manufacturing Few thousand customers Lots of paperworkFully automised Millions of customers
Digital Portfolio Management Tomorrow
Digital experience

9. Well – what do we need?
Fully automised
Millions of customers
Digital experience
Very low latency and maximum flexible
response for fluent human interaction
Mass throughput to handle millions of
portfolios daily

10. aixigo has the fastest Portfolio Management Technology
Analysis
10 positions
portfolio*
4,000 positions
portfolio*
Portfolio overview 3 ms 155 ms
Portfolio attribution 3 ms 240 ms
Portfolio growth 3 ms 128 ms
Cash flow 3 ms 35 ms
Security proportion 2 ms 58 ms
One million portfolio TWR > 6 min
Actual portfolios of german retail bank, millions of instruments,
nearly a billion datasets
*average portfolio: 10 positions, 50 transactions
very large portfolio: 4,000 positions, 35,000 transactions
time between request and result delivery

11. simple/holistic - stand-alone/integrated - solution/technology

12. simple/holistic - stand-alone/integrated - solution/technology

13. simple/holistic - stand-alone/integrated - solution/technology

14. Step 1: Define your robos investment products universe
Take as much investment products into your robo as you like.
Use them as basis for your building blocks and master portfolios.
Manage and monitor all these products including data.

15. Step 2: Build your investment blocks
These blocks are specially designed
to support:
▪ theme investing
▪ goal based investing
▪ specific strategies
(i.e. long-short/alpha-neutral/…)

16. Step 3: Build multi-tenant master portfolios
Build master portfolios from building blocks.
Let your tenants use these/define new.
Monitor all tenants, including “version” control.

17. Define universe Build blocks Master portfolios
Step 1 – 3: Support functions for all steps
Structural Analytics KPI Analytics over time Commentary

18. Step 4: Build a great customer experience and get going!
Customer experience is one major differentiator.
Asset Management is the other.
Our best advice is to be special on that.
Standards won‘t serve your goals.

19. Being successful can turn into a real problem…
2,000,000 positions
500,000 portfolios
Check all positions and
portfolios daily, detect
breaches, rebalance
(sell + buy) them and
handle all the data.

20. 500,000 customer
transactions
on any day in
very short time
Check all positions and
portfolios daily, detect
breaches, rebalance
(sell + buy) them and
handle all the data.

21. Learn more about portfolio related high
performance technology
Visit aixigo.de/en for further information!
Follow us @aixigo & @alves_finance