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January 21st, 2014

Published by: marcocarbajo

Financial Education
Services
Want to know the real truth behind Financial Education
Services? Before you join read this report about the
company, its leadership, the services and compensation
plan.

For more information visit =>
http://protectionthatpaysyou.com

Financial Education Services
Source: https://www.financialeducationservices.com/
CompanyOverview.aspx?rid=CBD

COMPANY OVERVIEW
Do you know someone with less than perfect credit? FES did.
As a matter of fact, their experience within the world of credit
was how Financial Education Services was started. FES saw
a problem that many American’s began facing years ago, and
unfortunately, it was on the rise.
In 2004 they built a system that would not only aid in cleaning
up inaccurate, obsolete or erroneous items from consumer
credit reports, but would involve each customer to increase
their education on the harmful financial effects of negative
credit. As less than reputable companies began making an
appearance and creating hesitation among consumers who
were looking for reliable answers, their goal was to ensure
the company gained a stable reputation based on loyalty and
trust. They knew it was important for those involved in the
credit repair service to know exactly how it worked, have
their questions answered and receive the personal attention
and explanation they needed. The solution meant bringing in
strong, motivated individuals looking for an opportunity to
help others while enhancing their own financial opportunities.
Credit education has been missing from every curriculum,
from grade school to graduate. As their consumer base began
to grow, and with every new representative entering into

the business, including myself over 10 years ago, FES heard
countless stories of financial stress and concern. Many didn’t
realize they had a credit problem until it was too late. What’s
worse was the alarming amount of errors that were being
reported in consumer credit files, costing many American’s
thousands of dollars every year. Our finances will affect us
during our entire lives- they decided to create a lifetime
solution.
As Financial Education Services explored and created
countless financial programs over those next few years, aiming
to satisfy the need for financial security, they realized that all
of their products were crucial to creating a secure financial
future. They were all important pieces to the financial puzzle!
To ensure their customers had the opportunity to enhance
their entire financial scenario, they created the FES Protection
Plan. This multiproduct program contains the entire product
line (including credit repair) and is consistently being updated
and working towards advancement.
As their eleventh year of business approaches, they are proud
to say that FES still stands behind its services with the same
integrity and mindset that entered us into this industry.
The same questions are still constantly on their mind: Are
our customers happy? How can we improve? What else can
we offer to help those wanting to create security over their
financial futures? Hearing life changing stories from our
customers and representatives continues to remind us the
importance of financial education.
Whether you’re looking for help within your own financial
scenario or are here to explore a limitless business
opportunity, your success is within reach at Financial
Education Services.
Our Mission
Financial Education Services strives to provide financial
opportunity in its most complete form. With a focus on
consumer education and providing a unique and personalized
experience, they work to eliminate the burden of financial
uncertainty while creating a plan of action and peace of mind
for the future.
Their vision is to continuously develop beyond the financial
services offered today, enhancing not only the opportunity for
consumers to feel financial stability, but ultimately achieve
their greatest financial potential. Their goals will always lead

1
January 21st, 2014

back to that foundation it was created upon- to educate and
improve the financial wellbeing of American consumers.
Leadership

Published by: marcocarbajo

at =>http://www.businesscreditblogger.com/2013/07/25/
financial-education-services-review/ or call 1-800-720-3192
for more information.

Parimal Naik is a cofounder of Financial Education Services.
He is responsible for the strategic planning of the IT
systems and databases behind the services offered through
Financial Education Services. Naik is highly involved in
seeking out innovative ideas and developing new products for
the customers and Independent Representatives of FES, as
well as building substantial business relationships to enhance
the growth of the company.
Naik earned a Masters in Computer Science and implemented
his expertise by managing the technology and information
systems in his previous positions. His accomplishments of
redesign and implementation began at development and
were carried through the installation, engineering, training,
administration and management of each project. He is known
for keeping up with the rapid changing business environment.
Mike Toloff is a cofounder of Financial Education Services. He
is responsible for the daily management and operations of the
company; developing and directing a results oriented system,
which contributes to the consistent improvement and success
of the organization. Toloff controls the financial compliance
regulations and meeting the legal and ethical standards set by
the company.
Prior to the creation of FES, Toloff held several senior
executive positions where he focused on the improvement
of business efficiency and building an effective team. He
established strong vendor relationships, increased credit
lines, and successfully realigned crucial departments within
several organizations. He continues to implement a systematic
approach to secure quality results within the company.
On a Personal Note
One of the key things you should take into consideration
when joining a Hybrid Marketing company (where corporate
America meets entrepreneurship) is the leadership. I have had
the privilege of personally knowing both owners Parimal Naik
and Mike Toloff for well over 15 years and these men have the
integrity, expertise and leadership that a business requires to
actively grow and achieve phenomenal success.
I would be happy to answer any additional questions you may
have or help you in getting started with FES. I look forward to
working with you and helping you reach your financial goals.
About Marco Carbajo
Marco Carbajo is a business credit expert, author, speaker,
and founder of the Business Credit Insiders Circle. He is a
business credit blogger for Dun and Bradstreet Credibility
Corp, the SBA.gov Community, and All Business.com. His
articles and blog; Business Credit Blogger.com, have been
featured in 'Fox Small Business','American Express Small
Business', 'Business Week', 'The Washington Post', 'The San
Francisco Tribune',‘Alltop’, and ‘Entrepreneur Connect’. You
can also find Marco on Google+.
Need more information about Financial Education Services?
Check out my Financial Education Services Review
2

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Financial Education Services

  • 1. January 21st, 2014 Published by: marcocarbajo Financial Education Services Want to know the real truth behind Financial Education Services? Before you join read this report about the company, its leadership, the services and compensation plan. For more information visit => http://protectionthatpaysyou.com Financial Education Services Source: https://www.financialeducationservices.com/ CompanyOverview.aspx?rid=CBD COMPANY OVERVIEW Do you know someone with less than perfect credit? FES did. As a matter of fact, their experience within the world of credit was how Financial Education Services was started. FES saw a problem that many American’s began facing years ago, and unfortunately, it was on the rise. In 2004 they built a system that would not only aid in cleaning up inaccurate, obsolete or erroneous items from consumer credit reports, but would involve each customer to increase their education on the harmful financial effects of negative credit. As less than reputable companies began making an appearance and creating hesitation among consumers who were looking for reliable answers, their goal was to ensure the company gained a stable reputation based on loyalty and trust. They knew it was important for those involved in the credit repair service to know exactly how it worked, have their questions answered and receive the personal attention and explanation they needed. The solution meant bringing in strong, motivated individuals looking for an opportunity to help others while enhancing their own financial opportunities. Credit education has been missing from every curriculum, from grade school to graduate. As their consumer base began to grow, and with every new representative entering into the business, including myself over 10 years ago, FES heard countless stories of financial stress and concern. Many didn’t realize they had a credit problem until it was too late. What’s worse was the alarming amount of errors that were being reported in consumer credit files, costing many American’s thousands of dollars every year. Our finances will affect us during our entire lives- they decided to create a lifetime solution. As Financial Education Services explored and created countless financial programs over those next few years, aiming to satisfy the need for financial security, they realized that all of their products were crucial to creating a secure financial future. They were all important pieces to the financial puzzle! To ensure their customers had the opportunity to enhance their entire financial scenario, they created the FES Protection Plan. This multiproduct program contains the entire product line (including credit repair) and is consistently being updated and working towards advancement. As their eleventh year of business approaches, they are proud to say that FES still stands behind its services with the same integrity and mindset that entered us into this industry. The same questions are still constantly on their mind: Are our customers happy? How can we improve? What else can we offer to help those wanting to create security over their financial futures? Hearing life changing stories from our customers and representatives continues to remind us the importance of financial education. Whether you’re looking for help within your own financial scenario or are here to explore a limitless business opportunity, your success is within reach at Financial Education Services. Our Mission Financial Education Services strives to provide financial opportunity in its most complete form. With a focus on consumer education and providing a unique and personalized experience, they work to eliminate the burden of financial uncertainty while creating a plan of action and peace of mind for the future. Their vision is to continuously develop beyond the financial services offered today, enhancing not only the opportunity for consumers to feel financial stability, but ultimately achieve their greatest financial potential. Their goals will always lead 1
  • 2. January 21st, 2014 back to that foundation it was created upon- to educate and improve the financial wellbeing of American consumers. Leadership Published by: marcocarbajo at =>http://www.businesscreditblogger.com/2013/07/25/ financial-education-services-review/ or call 1-800-720-3192 for more information. Parimal Naik is a cofounder of Financial Education Services. He is responsible for the strategic planning of the IT systems and databases behind the services offered through Financial Education Services. Naik is highly involved in seeking out innovative ideas and developing new products for the customers and Independent Representatives of FES, as well as building substantial business relationships to enhance the growth of the company. Naik earned a Masters in Computer Science and implemented his expertise by managing the technology and information systems in his previous positions. His accomplishments of redesign and implementation began at development and were carried through the installation, engineering, training, administration and management of each project. He is known for keeping up with the rapid changing business environment. Mike Toloff is a cofounder of Financial Education Services. He is responsible for the daily management and operations of the company; developing and directing a results oriented system, which contributes to the consistent improvement and success of the organization. Toloff controls the financial compliance regulations and meeting the legal and ethical standards set by the company. Prior to the creation of FES, Toloff held several senior executive positions where he focused on the improvement of business efficiency and building an effective team. He established strong vendor relationships, increased credit lines, and successfully realigned crucial departments within several organizations. He continues to implement a systematic approach to secure quality results within the company. On a Personal Note One of the key things you should take into consideration when joining a Hybrid Marketing company (where corporate America meets entrepreneurship) is the leadership. I have had the privilege of personally knowing both owners Parimal Naik and Mike Toloff for well over 15 years and these men have the integrity, expertise and leadership that a business requires to actively grow and achieve phenomenal success. I would be happy to answer any additional questions you may have or help you in getting started with FES. I look forward to working with you and helping you reach your financial goals. About Marco Carbajo Marco Carbajo is a business credit expert, author, speaker, and founder of the Business Credit Insiders Circle. He is a business credit blogger for Dun and Bradstreet Credibility Corp, the SBA.gov Community, and All Business.com. His articles and blog; Business Credit Blogger.com, have been featured in 'Fox Small Business','American Express Small Business', 'Business Week', 'The Washington Post', 'The San Francisco Tribune',‘Alltop’, and ‘Entrepreneur Connect’. You can also find Marco on Google+. Need more information about Financial Education Services? Check out my Financial Education Services Review 2