1. Are You Maximizing Your
Organizational ESP?
Do you understand your employees and the
obstacles that are keeping them from being
fully engaged and productive?
$32 billion
collected by banks and
credit unions in 2013
for overdraft fees
59.3%
of title lenders have
repossessed cars from
the people who borrow
591%
average APR charged for payday
loans in Ohio. Eight states are over
500% and the top 36 states
average almost 400%
97%
of large firms said they feel at least
somewhat responsible for helping
their employees improve their
financial wellness
Your employees likely, as many Americans
do, face financial difficulty. They may be
attempting to solve their issues through the
destructive cycle of payday loans or face
disproportionately punitive overdraft fees.
Employee Retention, Satisfaction, and Productivity
#1
Financial difficulty is the
#1 cause of stress for
working people
40-50%The proportion of workers experiencing
financial problems that negatively
impact workplace productivity
49%of working American
adults find it difficult to
meet their household
expenses on time
Almost
of employees agree that “Because
of the benefits I receive at the
workplace, I worry less
about…financial issues.”
How do you find a low-cost, no risk employer-
based benefit that provides your employees
with short term liquidity to help them avoid the
destructive and suffocating debt trap cycle of
payday, title and pawn shop loans ?
Find out more how FlexWage Solutions
has helped hundreds of other employers at
www.WageBank.com
@WageBank
Retention
Satisfaction
Productivity
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The patented WageBank
platform by FlexWage Solutions®
has helped other companies like
yours to INCREASE employee:
WageBank® allows your employees to access
their accrued wages within seconds to help take
care of basic financial needs and emergencies
and encourage responsible financial wellness.
• It is not a loan product – Employees can only
take out what they have earned. If they quit
or get fired after a withdrawal, there is no
capital risk to the employer.
• Relieving financial stress and helping your
employees to avoid the debt trap helps you to
provide a better workplace environment and
ultimately realize greater profits.
• Historically, people have not used WageBank
withdrawals frivolously. 85-90% of employees
have used the access to accrued wages on
utility bills, groceries and/or gas for vehicles.