1. What is Prearrangement?
Prearrangement is planning today for tomorrow’s funeral, cremation and cemetery needs.
According to the latest statistics, thirty-two percent (32%) or approximately twenty-one million
Americans age 50 and over have prepaid some or all of their funeral/burial expenses.
There is no guarantee that regular life or medical insurance proceeds will not be consumed by a
long illness or a serious accident. Life insurance cannot make the many decisions at the time of
need. Prearrangement does all of this – and it leaves the life insurance untouched for the living.
Planning funeral and cemetery arrangements today is widely considered a component of estate
planning.
The Benefits of Prearranging a Complete Funeral or Cremation Service
• Locks in the price of goods and services selected at today’s price. Forever.
• Eases the future financial burden on your surviving loved ones.
• Objective decisions about final arrangements can be made calmly and rationally
together as a family rather than during an emotionally difficult and stressful time after a
death has occurred.
• Making these decisions well in advance of need also provides families with the ability to
avoid unnecessary confusion and financial difficulties after the death of a loved one.
• To accommodate your budgeting preference, your plan may be paid out in a single
payment or may be spread out over a 3, 5, 10 or 15-year period. The choices are yours
to consider and make.
• 1 CALL. When you have prearrangements in place, all the family has to do at the time
of need is to make just one phone call. It cannot be any easier for the family.
Savings
Because the prearrangement is price-protected, the merchandise and services selected today will
never cost more1
.
Finally, knowing your wishes were made in advance can bring great comfort to surviving family
members and friends. Prearranging your funeral or cremation service is a decision that only you
can make. But it’s a choice that will affect all of the people you love and who love you the most.
I believe the Apostle Paul put it best in 2 Corinthians 12:14: “After all, children should not have
to save up for their parents, but parents for their children.”
Please contact Mac Chandler at Ridout’s Valley Chapel, 1800 Oxmoor Road, Homewood, AL
35209 for more information about your prearrangement options.
1
Third party items, such as obituary notices, death certificates and police escorts, cannot be price-guaranteed by the funeral home. An additional
charge may be incurred for these items at the time of death.
We sincerely apologize if this information has arrived at a time of illness or sorrow.