SlideShare ist ein Scribd-Unternehmen logo
RE-DEFINING HUMAN FACTOR
IN DEBT COLLECTION
Ayşe Burcu Arslan
Founder and Managing Director of ARS Consultancy
GLC Credit Risk Management Forum - 07-08 May 2015 - Vienna
1
ABOUT OUR COMPANY
 Operating since 2011 | Located in Istanbul, Turkey
 3 pillars of our World-Wide Services (in 155
countries)
ARSinkaso ®
ARSlegal
ARSrisk
 Member of;
2May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
EFFECTIVE COLLECTION STRATEGIES
 Top 4 elements;
1) Adopting proactive apprach by educating about product
features and outcomes
2) Well-defined Treatment for classified/segmentated accounts
3) Right balance of Inhouse and Outsource
4) Regular Monitoring and Evaluation of Methods
3May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
MODEL OF COLLECTION APPROACHES
4May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
Slow Payers requires
Proffesional Nagging Model
Credit Criminals are dealth with
Enforcebility Model
Delaying Tactics can
be dealt with
In-depth Analysis
Model
Will pay But Can’t.
Accomodating Model
UNDERSTANDING DEBTOR PSYCHOLOGY
5May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
 Debtor
UNDERSTANDING CREDITOR PSYCHOLOGY
 Creditor
6May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
UNDERSTANDING COLLECTOR PSYCHOLOGY
 Collector
7May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
UNDERSTANDING COLLECTOR PSYCHOLOGY
 Debtor
8May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
 Creditor
 Collector
IT MOSTLY ABOUT HUMAN INTERACTION
HOW TO AVIOD TYPICAL MISTAKES?
 Underestimating
 Asking wrong questions
 Theatening
 Not listening
 Nonpreperation
 Vague demands
 Lack of attention
9May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
AWARENESS TEST
10May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
THANKS FOR YOUR ATTENTION!
Any questions?
ayse@arsconsultancy.com
GSM: +905423285859
11May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy

Weitere ähnliche Inhalte

Ähnlich wie Re-defINING HUMAN FACTOR IN DEBT COLLECTION - Ayşe Burcu Arslan

Resume - Julie M Williams
Resume - Julie M WilliamsResume - Julie M Williams
Resume - Julie M WilliamsJulie Williams
 
Lyssa Adkins & Michael Spayd (Keynote)
Lyssa Adkins & Michael Spayd (Keynote)Lyssa Adkins & Michael Spayd (Keynote)
Lyssa Adkins & Michael Spayd (Keynote)
AgileNZ Conference
 
Change an organizational culture and pharmacovigilance
Change an organizational culture and pharmacovigilanceChange an organizational culture and pharmacovigilance
Change an organizational culture and pharmacovigilance
Anastasios Baltzidis
 
Module 3 Cultivating an Apprenticeship Culture in SME's
Module 3  Cultivating an Apprenticeship Culture in SME'sModule 3  Cultivating an Apprenticeship Culture in SME's
Module 3 Cultivating an Apprenticeship Culture in SME's
caniceconsulting
 
Richard dolman january 2020 webinar (agile velocity)
Richard dolman january 2020 webinar (agile velocity)Richard dolman january 2020 webinar (agile velocity)
Richard dolman january 2020 webinar (agile velocity)
Richard Dolman
 
Issue 5 - February 2016 - Final2
Issue 5 - February 2016 - Final2Issue 5 - February 2016 - Final2
Issue 5 - February 2016 - Final2Tracey Hilton
 
components of leadership.ppt
components of leadership.pptcomponents of leadership.ppt
components of leadership.ppt
RosemanTumaliuan1
 
Module 3 - Cultivating an apprenticeship culture in SMEs
Module 3 - Cultivating an apprenticeship culture in SMEsModule 3 - Cultivating an apprenticeship culture in SMEs
Module 3 - Cultivating an apprenticeship culture in SMEs
caniceconsulting
 
Essay About My Future Life.pdf
Essay About My Future Life.pdfEssay About My Future Life.pdf
Essay About My Future Life.pdf
Debbie White
 
iKMS KM TALK on 26 June 2015: KM Change Leadership by Dr. Karuna Ramanathan
iKMS KM TALK on 26 June 2015: KM Change Leadership by Dr. Karuna RamanathaniKMS KM TALK on 26 June 2015: KM Change Leadership by Dr. Karuna Ramanathan
iKMS KM TALK on 26 June 2015: KM Change Leadership by Dr. Karuna Ramanathan
Information and Knowledge Management Society
 
Entrepreneurship training
Entrepreneurship trainingEntrepreneurship training
Entrepreneurship training
Dr. Syed Kashan Ali Shah
 
Business Opportunities-Education Sector
Business Opportunities-Education SectorBusiness Opportunities-Education Sector
Business Opportunities-Education Sector
AshishKumar3192
 
Özyeğin University - Master of Arts in Entrepreneurship Program - Girişimcili...
Özyeğin University - Master of Arts in Entrepreneurship Program - Girişimcili...Özyeğin University - Master of Arts in Entrepreneurship Program - Girişimcili...
Özyeğin University - Master of Arts in Entrepreneurship Program - Girişimcili...
Ahmet Murat Fiş
 
Not invited to the Christmas party
Not invited to the Christmas partyNot invited to the Christmas party
Not invited to the Christmas party
Stockholm School of Economics
 
AgileNYC: Agile Day 2015 - Integral Agile Team Health
AgileNYC: Agile Day 2015 - Integral Agile Team HealthAgileNYC: Agile Day 2015 - Integral Agile Team Health
AgileNYC: Agile Day 2015 - Integral Agile Team Health
AgileNYC
 
Treating Autism Part 2 with Equine Assisted Counseling
Treating Autism Part 2 with Equine Assisted CounselingTreating Autism Part 2 with Equine Assisted Counseling
Treating Autism Part 2 with Equine Assisted Counseling
Dr. Kay Sudekum Trotter - Counseling Services
 
Blog august 2015
Blog   august 2015Blog   august 2015
Blog august 2015
BalmerLawrie
 
Europe's Top 5 Influential Leaders in Healthcare.pdf
Europe's Top 5 Influential Leaders in Healthcare.pdfEurope's Top 5 Influential Leaders in Healthcare.pdf
Europe's Top 5 Influential Leaders in Healthcare.pdf
insightscare
 
Mini-workshop: How a sustainability mindset can make your company stand out
Mini-workshop: How a sustainability mindset can make your company stand outMini-workshop: How a sustainability mindset can make your company stand out
Mini-workshop: How a sustainability mindset can make your company stand out
Sasin SEC
 

Ähnlich wie Re-defINING HUMAN FACTOR IN DEBT COLLECTION - Ayşe Burcu Arslan (20)

Resume - Julie M Williams
Resume - Julie M WilliamsResume - Julie M Williams
Resume - Julie M Williams
 
Lyssa Adkins & Michael Spayd (Keynote)
Lyssa Adkins & Michael Spayd (Keynote)Lyssa Adkins & Michael Spayd (Keynote)
Lyssa Adkins & Michael Spayd (Keynote)
 
Change an organizational culture and pharmacovigilance
Change an organizational culture and pharmacovigilanceChange an organizational culture and pharmacovigilance
Change an organizational culture and pharmacovigilance
 
Module 3 Cultivating an Apprenticeship Culture in SME's
Module 3  Cultivating an Apprenticeship Culture in SME'sModule 3  Cultivating an Apprenticeship Culture in SME's
Module 3 Cultivating an Apprenticeship Culture in SME's
 
Richard dolman january 2020 webinar (agile velocity)
Richard dolman january 2020 webinar (agile velocity)Richard dolman january 2020 webinar (agile velocity)
Richard dolman january 2020 webinar (agile velocity)
 
Issue 5 - February 2016 - Final2
Issue 5 - February 2016 - Final2Issue 5 - February 2016 - Final2
Issue 5 - February 2016 - Final2
 
components of leadership.ppt
components of leadership.pptcomponents of leadership.ppt
components of leadership.ppt
 
Module 3 - Cultivating an apprenticeship culture in SMEs
Module 3 - Cultivating an apprenticeship culture in SMEsModule 3 - Cultivating an apprenticeship culture in SMEs
Module 3 - Cultivating an apprenticeship culture in SMEs
 
Essay About My Future Life.pdf
Essay About My Future Life.pdfEssay About My Future Life.pdf
Essay About My Future Life.pdf
 
iKMS KM TALK on 26 June 2015: KM Change Leadership by Dr. Karuna Ramanathan
iKMS KM TALK on 26 June 2015: KM Change Leadership by Dr. Karuna RamanathaniKMS KM TALK on 26 June 2015: KM Change Leadership by Dr. Karuna Ramanathan
iKMS KM TALK on 26 June 2015: KM Change Leadership by Dr. Karuna Ramanathan
 
Entrepreneurship training
Entrepreneurship trainingEntrepreneurship training
Entrepreneurship training
 
Business Opportunities-Education Sector
Business Opportunities-Education SectorBusiness Opportunities-Education Sector
Business Opportunities-Education Sector
 
Özyeğin University - Master of Arts in Entrepreneurship Program - Girişimcili...
Özyeğin University - Master of Arts in Entrepreneurship Program - Girişimcili...Özyeğin University - Master of Arts in Entrepreneurship Program - Girişimcili...
Özyeğin University - Master of Arts in Entrepreneurship Program - Girişimcili...
 
TAFW0815s_P
TAFW0815s_PTAFW0815s_P
TAFW0815s_P
 
Not invited to the Christmas party
Not invited to the Christmas partyNot invited to the Christmas party
Not invited to the Christmas party
 
AgileNYC: Agile Day 2015 - Integral Agile Team Health
AgileNYC: Agile Day 2015 - Integral Agile Team HealthAgileNYC: Agile Day 2015 - Integral Agile Team Health
AgileNYC: Agile Day 2015 - Integral Agile Team Health
 
Treating Autism Part 2 with Equine Assisted Counseling
Treating Autism Part 2 with Equine Assisted CounselingTreating Autism Part 2 with Equine Assisted Counseling
Treating Autism Part 2 with Equine Assisted Counseling
 
Blog august 2015
Blog   august 2015Blog   august 2015
Blog august 2015
 
Europe's Top 5 Influential Leaders in Healthcare.pdf
Europe's Top 5 Influential Leaders in Healthcare.pdfEurope's Top 5 Influential Leaders in Healthcare.pdf
Europe's Top 5 Influential Leaders in Healthcare.pdf
 
Mini-workshop: How a sustainability mindset can make your company stand out
Mini-workshop: How a sustainability mindset can make your company stand outMini-workshop: How a sustainability mindset can make your company stand out
Mini-workshop: How a sustainability mindset can make your company stand out
 

Mehr von László Árvai

THE BANKING CHALLENGES AND OPPORTUNITIES IN CENTRAL AND EASTERN EUROPE
THE BANKING CHALLENGES AND OPPORTUNITIES IN CENTRAL AND EASTERN EUROPE THE BANKING CHALLENGES AND OPPORTUNITIES IN CENTRAL AND EASTERN EUROPE
THE BANKING CHALLENGES AND OPPORTUNITIES IN CENTRAL AND EASTERN EUROPE
László Árvai
 
Medicines Verification Systems in Europe – a perspective from wholesale distr...
Medicines Verification Systems in Europe – a perspective from wholesale distr...Medicines Verification Systems in Europe – a perspective from wholesale distr...
Medicines Verification Systems in Europe – a perspective from wholesale distr...
László Árvai
 
Best Practices in the Field of Serialization and Safe Supply Chain
Best Practices in the Field of Serialization and Safe Supply Chain Best Practices in the Field of Serialization and Safe Supply Chain
Best Practices in the Field of Serialization and Safe Supply Chain
László Árvai
 
The transparency of securities financing transactions in the EU
The transparency of securities financing transactions in the EUThe transparency of securities financing transactions in the EU
The transparency of securities financing transactions in the EU
László Árvai
 
Potential career path between profiles
Potential career path between profilesPotential career path between profiles
Potential career path between profiles
László Árvai
 
Global Career Path Modeling
Global Career Path ModelingGlobal Career Path Modeling
Global Career Path Modeling
László Árvai
 
CSDR Technical Standards and Technical Advice
CSDR Technical Standards and Technical AdviceCSDR Technical Standards and Technical Advice
CSDR Technical Standards and Technical Advice
László Árvai
 
Interviewing Skills mini-Workshop
Interviewing Skills mini-WorkshopInterviewing Skills mini-Workshop
Interviewing Skills mini-Workshop
László Árvai
 
LEAN in HR HR in LEAN
LEAN in HR HR in LEANLEAN in HR HR in LEAN
LEAN in HR HR in LEAN
László Árvai
 
HOW TO FOSTER ENGAGEMENT AND PASSION?
HOW TO FOSTER ENGAGEMENT AND PASSION?HOW TO FOSTER ENGAGEMENT AND PASSION?
HOW TO FOSTER ENGAGEMENT AND PASSION?
László Árvai
 
CHALLENGES FOR A CRO IN A NEARLY GONE CONCERN OPERATING ENVIRONMENT
CHALLENGES FOR A CRO IN A NEARLY GONE CONCERN OPERATING ENVIRONMENTCHALLENGES FOR A CRO IN A NEARLY GONE CONCERN OPERATING ENVIRONMENT
CHALLENGES FOR A CRO IN A NEARLY GONE CONCERN OPERATING ENVIRONMENT
László Árvai
 
T2S: two months after launch
T2S: two months after launchT2S: two months after launch
T2S: two months after launch
László Árvai
 
“…so, how are things really done around here?” - Culture
“…so, how are things really done around here?” - Culture“…so, how are things really done around here?” - Culture
“…so, how are things really done around here?” - Culture
László Árvai
 
Risk Management in the Field of CCPs
Risk Management in the Field of CCPsRisk Management in the Field of CCPs
Risk Management in the Field of CCPs
László Árvai
 
Credit Risk Losses | Real Losses Are they inconsistent?
Credit Risk Losses | Real Losses Are they inconsistent?Credit Risk Losses | Real Losses Are they inconsistent?
Credit Risk Losses | Real Losses Are they inconsistent?
László Árvai
 
The post trade challenges of implementing CSDR settlement discipline: Mandato...
The post trade challenges of implementing CSDR settlement discipline: Mandato...The post trade challenges of implementing CSDR settlement discipline: Mandato...
The post trade challenges of implementing CSDR settlement discipline: Mandato...
László Árvai
 
Big risks rising in Europe
Big risks rising in EuropeBig risks rising in Europe
Big risks rising in Europe
László Árvai
 
Leadership culture Development
Leadership culture DevelopmentLeadership culture Development
Leadership culture Development
László Árvai
 
IFRS 9: London versus Basel
IFRS 9: London versus BaselIFRS 9: London versus Basel
IFRS 9: London versus Basel
László Árvai
 
The experience of Monte Titoli for wave 1 of T2S
The experience of Monte Titoli for wave 1 of T2SThe experience of Monte Titoli for wave 1 of T2S
The experience of Monte Titoli for wave 1 of T2S
László Árvai
 

Mehr von László Árvai (20)

THE BANKING CHALLENGES AND OPPORTUNITIES IN CENTRAL AND EASTERN EUROPE
THE BANKING CHALLENGES AND OPPORTUNITIES IN CENTRAL AND EASTERN EUROPE THE BANKING CHALLENGES AND OPPORTUNITIES IN CENTRAL AND EASTERN EUROPE
THE BANKING CHALLENGES AND OPPORTUNITIES IN CENTRAL AND EASTERN EUROPE
 
Medicines Verification Systems in Europe – a perspective from wholesale distr...
Medicines Verification Systems in Europe – a perspective from wholesale distr...Medicines Verification Systems in Europe – a perspective from wholesale distr...
Medicines Verification Systems in Europe – a perspective from wholesale distr...
 
Best Practices in the Field of Serialization and Safe Supply Chain
Best Practices in the Field of Serialization and Safe Supply Chain Best Practices in the Field of Serialization and Safe Supply Chain
Best Practices in the Field of Serialization and Safe Supply Chain
 
The transparency of securities financing transactions in the EU
The transparency of securities financing transactions in the EUThe transparency of securities financing transactions in the EU
The transparency of securities financing transactions in the EU
 
Potential career path between profiles
Potential career path between profilesPotential career path between profiles
Potential career path between profiles
 
Global Career Path Modeling
Global Career Path ModelingGlobal Career Path Modeling
Global Career Path Modeling
 
CSDR Technical Standards and Technical Advice
CSDR Technical Standards and Technical AdviceCSDR Technical Standards and Technical Advice
CSDR Technical Standards and Technical Advice
 
Interviewing Skills mini-Workshop
Interviewing Skills mini-WorkshopInterviewing Skills mini-Workshop
Interviewing Skills mini-Workshop
 
LEAN in HR HR in LEAN
LEAN in HR HR in LEANLEAN in HR HR in LEAN
LEAN in HR HR in LEAN
 
HOW TO FOSTER ENGAGEMENT AND PASSION?
HOW TO FOSTER ENGAGEMENT AND PASSION?HOW TO FOSTER ENGAGEMENT AND PASSION?
HOW TO FOSTER ENGAGEMENT AND PASSION?
 
CHALLENGES FOR A CRO IN A NEARLY GONE CONCERN OPERATING ENVIRONMENT
CHALLENGES FOR A CRO IN A NEARLY GONE CONCERN OPERATING ENVIRONMENTCHALLENGES FOR A CRO IN A NEARLY GONE CONCERN OPERATING ENVIRONMENT
CHALLENGES FOR A CRO IN A NEARLY GONE CONCERN OPERATING ENVIRONMENT
 
T2S: two months after launch
T2S: two months after launchT2S: two months after launch
T2S: two months after launch
 
“…so, how are things really done around here?” - Culture
“…so, how are things really done around here?” - Culture“…so, how are things really done around here?” - Culture
“…so, how are things really done around here?” - Culture
 
Risk Management in the Field of CCPs
Risk Management in the Field of CCPsRisk Management in the Field of CCPs
Risk Management in the Field of CCPs
 
Credit Risk Losses | Real Losses Are they inconsistent?
Credit Risk Losses | Real Losses Are they inconsistent?Credit Risk Losses | Real Losses Are they inconsistent?
Credit Risk Losses | Real Losses Are they inconsistent?
 
The post trade challenges of implementing CSDR settlement discipline: Mandato...
The post trade challenges of implementing CSDR settlement discipline: Mandato...The post trade challenges of implementing CSDR settlement discipline: Mandato...
The post trade challenges of implementing CSDR settlement discipline: Mandato...
 
Big risks rising in Europe
Big risks rising in EuropeBig risks rising in Europe
Big risks rising in Europe
 
Leadership culture Development
Leadership culture DevelopmentLeadership culture Development
Leadership culture Development
 
IFRS 9: London versus Basel
IFRS 9: London versus BaselIFRS 9: London versus Basel
IFRS 9: London versus Basel
 
The experience of Monte Titoli for wave 1 of T2S
The experience of Monte Titoli for wave 1 of T2SThe experience of Monte Titoli for wave 1 of T2S
The experience of Monte Titoli for wave 1 of T2S
 

Kürzlich hochgeladen

Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...
Turin Startup Ecosystem 2024  - Ricerca sulle Startup e il Sistema dell'Innov...Turin Startup Ecosystem 2024  - Ricerca sulle Startup e il Sistema dell'Innov...
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...
Quotidiano Piemontese
 
What price will pi network be listed on exchanges
What price will pi network be listed on exchangesWhat price will pi network be listed on exchanges
What price will pi network be listed on exchanges
DOT TECH
 
一比一原版(IC毕业证)帝国理工大学毕业证如何办理
一比一原版(IC毕业证)帝国理工大学毕业证如何办理一比一原版(IC毕业证)帝国理工大学毕业证如何办理
一比一原版(IC毕业证)帝国理工大学毕业证如何办理
conose1
 
一比一原版(Greenwich毕业证)格林威治大学毕业证如何办理
一比一原版(Greenwich毕业证)格林威治大学毕业证如何办理一比一原版(Greenwich毕业证)格林威治大学毕业证如何办理
一比一原版(Greenwich毕业证)格林威治大学毕业证如何办理
ucyduz
 
Instant Issue Debit Cards
Instant Issue Debit CardsInstant Issue Debit Cards
Instant Issue Debit Cards
egoetzinger
 
一比一原版(GWU,GW毕业证)加利福尼亚大学|尔湾分校毕业证如何办理
一比一原版(GWU,GW毕业证)加利福尼亚大学|尔湾分校毕业证如何办理一比一原版(GWU,GW毕业证)加利福尼亚大学|尔湾分校毕业证如何办理
一比一原版(GWU,GW毕业证)加利福尼亚大学|尔湾分校毕业证如何办理
obyzuk
 
Tdasx: Unveiling the Trillion-Dollar Potential of Bitcoin DeFi
Tdasx: Unveiling the Trillion-Dollar Potential of Bitcoin DeFiTdasx: Unveiling the Trillion-Dollar Potential of Bitcoin DeFi
Tdasx: Unveiling the Trillion-Dollar Potential of Bitcoin DeFi
nimaruinazawa258
 
The WhatsPump Pseudonym Problem and the Hilarious Downfall of Artificial Enga...
The WhatsPump Pseudonym Problem and the Hilarious Downfall of Artificial Enga...The WhatsPump Pseudonym Problem and the Hilarious Downfall of Artificial Enga...
The WhatsPump Pseudonym Problem and the Hilarious Downfall of Artificial Enga...
muslimdavidovich670
 
How to get verified on Coinbase Account?_.docx
How to get verified on Coinbase Account?_.docxHow to get verified on Coinbase Account?_.docx
How to get verified on Coinbase Account?_.docx
Buy bitget
 
APP I Lecture Notes to students 0f 4the year
APP I  Lecture Notes  to students 0f 4the yearAPP I  Lecture Notes  to students 0f 4the year
APP I Lecture Notes to students 0f 4the year
telilaalilemlem
 
Instant Issue Debit Cards - School Designs
Instant Issue Debit Cards - School DesignsInstant Issue Debit Cards - School Designs
Instant Issue Debit Cards - School Designs
egoetzinger
 
Patronage and Good Governance 5.pptx pptc
Patronage and Good Governance 5.pptx pptcPatronage and Good Governance 5.pptx pptc
Patronage and Good Governance 5.pptx pptc
AbdulNasirNichari
 
NEW NORMAL! WHAT BECOMES OF ACCOUNTING PROFESSION
NEW NORMAL!  WHAT BECOMES OF ACCOUNTING PROFESSION NEW NORMAL!  WHAT BECOMES OF ACCOUNTING PROFESSION
NEW NORMAL! WHAT BECOMES OF ACCOUNTING PROFESSION
Godwin Emmanuel Oyedokun MBA MSc PhD FCA FCTI FCNA CFE FFAR
 
5 Tips for Creating Standard Financial Reports
5 Tips for Creating Standard Financial Reports5 Tips for Creating Standard Financial Reports
5 Tips for Creating Standard Financial Reports
EasyReports
 
Earn a passive income with prosocial investing
Earn a passive income with prosocial investingEarn a passive income with prosocial investing
Earn a passive income with prosocial investing
Colin R. Turner
 
can I really make money with pi network.
can I really make money with pi network.can I really make money with pi network.
can I really make money with pi network.
DOT TECH
 
SWAIAP Fraud Risk Mitigation Prof Oyedokun.pptx
SWAIAP Fraud Risk Mitigation   Prof Oyedokun.pptxSWAIAP Fraud Risk Mitigation   Prof Oyedokun.pptx
SWAIAP Fraud Risk Mitigation Prof Oyedokun.pptx
Godwin Emmanuel Oyedokun MBA MSc PhD FCA FCTI FCNA CFE FFAR
 
一比一原版(UoB毕业证)伯明翰大学毕业证如何办理
一比一原版(UoB毕业证)伯明翰大学毕业证如何办理一比一原版(UoB毕业证)伯明翰大学毕业证如何办理
一比一原版(UoB毕业证)伯明翰大学毕业证如何办理
nexop1
 
The European Unemployment Puzzle: implications from population aging
The European Unemployment Puzzle: implications from population agingThe European Unemployment Puzzle: implications from population aging
The European Unemployment Puzzle: implications from population aging
GRAPE
 
when will pi network coin be available on crypto exchange.
when will pi network coin be available on crypto exchange.when will pi network coin be available on crypto exchange.
when will pi network coin be available on crypto exchange.
DOT TECH
 

Kürzlich hochgeladen (20)

Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...
Turin Startup Ecosystem 2024  - Ricerca sulle Startup e il Sistema dell'Innov...Turin Startup Ecosystem 2024  - Ricerca sulle Startup e il Sistema dell'Innov...
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...
 
What price will pi network be listed on exchanges
What price will pi network be listed on exchangesWhat price will pi network be listed on exchanges
What price will pi network be listed on exchanges
 
一比一原版(IC毕业证)帝国理工大学毕业证如何办理
一比一原版(IC毕业证)帝国理工大学毕业证如何办理一比一原版(IC毕业证)帝国理工大学毕业证如何办理
一比一原版(IC毕业证)帝国理工大学毕业证如何办理
 
一比一原版(Greenwich毕业证)格林威治大学毕业证如何办理
一比一原版(Greenwich毕业证)格林威治大学毕业证如何办理一比一原版(Greenwich毕业证)格林威治大学毕业证如何办理
一比一原版(Greenwich毕业证)格林威治大学毕业证如何办理
 
Instant Issue Debit Cards
Instant Issue Debit CardsInstant Issue Debit Cards
Instant Issue Debit Cards
 
一比一原版(GWU,GW毕业证)加利福尼亚大学|尔湾分校毕业证如何办理
一比一原版(GWU,GW毕业证)加利福尼亚大学|尔湾分校毕业证如何办理一比一原版(GWU,GW毕业证)加利福尼亚大学|尔湾分校毕业证如何办理
一比一原版(GWU,GW毕业证)加利福尼亚大学|尔湾分校毕业证如何办理
 
Tdasx: Unveiling the Trillion-Dollar Potential of Bitcoin DeFi
Tdasx: Unveiling the Trillion-Dollar Potential of Bitcoin DeFiTdasx: Unveiling the Trillion-Dollar Potential of Bitcoin DeFi
Tdasx: Unveiling the Trillion-Dollar Potential of Bitcoin DeFi
 
The WhatsPump Pseudonym Problem and the Hilarious Downfall of Artificial Enga...
The WhatsPump Pseudonym Problem and the Hilarious Downfall of Artificial Enga...The WhatsPump Pseudonym Problem and the Hilarious Downfall of Artificial Enga...
The WhatsPump Pseudonym Problem and the Hilarious Downfall of Artificial Enga...
 
How to get verified on Coinbase Account?_.docx
How to get verified on Coinbase Account?_.docxHow to get verified on Coinbase Account?_.docx
How to get verified on Coinbase Account?_.docx
 
APP I Lecture Notes to students 0f 4the year
APP I  Lecture Notes  to students 0f 4the yearAPP I  Lecture Notes  to students 0f 4the year
APP I Lecture Notes to students 0f 4the year
 
Instant Issue Debit Cards - School Designs
Instant Issue Debit Cards - School DesignsInstant Issue Debit Cards - School Designs
Instant Issue Debit Cards - School Designs
 
Patronage and Good Governance 5.pptx pptc
Patronage and Good Governance 5.pptx pptcPatronage and Good Governance 5.pptx pptc
Patronage and Good Governance 5.pptx pptc
 
NEW NORMAL! WHAT BECOMES OF ACCOUNTING PROFESSION
NEW NORMAL!  WHAT BECOMES OF ACCOUNTING PROFESSION NEW NORMAL!  WHAT BECOMES OF ACCOUNTING PROFESSION
NEW NORMAL! WHAT BECOMES OF ACCOUNTING PROFESSION
 
5 Tips for Creating Standard Financial Reports
5 Tips for Creating Standard Financial Reports5 Tips for Creating Standard Financial Reports
5 Tips for Creating Standard Financial Reports
 
Earn a passive income with prosocial investing
Earn a passive income with prosocial investingEarn a passive income with prosocial investing
Earn a passive income with prosocial investing
 
can I really make money with pi network.
can I really make money with pi network.can I really make money with pi network.
can I really make money with pi network.
 
SWAIAP Fraud Risk Mitigation Prof Oyedokun.pptx
SWAIAP Fraud Risk Mitigation   Prof Oyedokun.pptxSWAIAP Fraud Risk Mitigation   Prof Oyedokun.pptx
SWAIAP Fraud Risk Mitigation Prof Oyedokun.pptx
 
一比一原版(UoB毕业证)伯明翰大学毕业证如何办理
一比一原版(UoB毕业证)伯明翰大学毕业证如何办理一比一原版(UoB毕业证)伯明翰大学毕业证如何办理
一比一原版(UoB毕业证)伯明翰大学毕业证如何办理
 
The European Unemployment Puzzle: implications from population aging
The European Unemployment Puzzle: implications from population agingThe European Unemployment Puzzle: implications from population aging
The European Unemployment Puzzle: implications from population aging
 
when will pi network coin be available on crypto exchange.
when will pi network coin be available on crypto exchange.when will pi network coin be available on crypto exchange.
when will pi network coin be available on crypto exchange.
 

Re-defINING HUMAN FACTOR IN DEBT COLLECTION - Ayşe Burcu Arslan

  • 1. RE-DEFINING HUMAN FACTOR IN DEBT COLLECTION Ayşe Burcu Arslan Founder and Managing Director of ARS Consultancy GLC Credit Risk Management Forum - 07-08 May 2015 - Vienna 1
  • 2. ABOUT OUR COMPANY  Operating since 2011 | Located in Istanbul, Turkey  3 pillars of our World-Wide Services (in 155 countries) ARSinkaso ® ARSlegal ARSrisk  Member of; 2May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
  • 3. EFFECTIVE COLLECTION STRATEGIES  Top 4 elements; 1) Adopting proactive apprach by educating about product features and outcomes 2) Well-defined Treatment for classified/segmentated accounts 3) Right balance of Inhouse and Outsource 4) Regular Monitoring and Evaluation of Methods 3May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
  • 4. MODEL OF COLLECTION APPROACHES 4May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy Slow Payers requires Proffesional Nagging Model Credit Criminals are dealth with Enforcebility Model Delaying Tactics can be dealt with In-depth Analysis Model Will pay But Can’t. Accomodating Model
  • 5. UNDERSTANDING DEBTOR PSYCHOLOGY 5May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy  Debtor
  • 6. UNDERSTANDING CREDITOR PSYCHOLOGY  Creditor 6May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
  • 7. UNDERSTANDING COLLECTOR PSYCHOLOGY  Collector 7May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
  • 8. UNDERSTANDING COLLECTOR PSYCHOLOGY  Debtor 8May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy  Creditor  Collector IT MOSTLY ABOUT HUMAN INTERACTION
  • 9. HOW TO AVIOD TYPICAL MISTAKES?  Underestimating  Asking wrong questions  Theatening  Not listening  Nonpreperation  Vague demands  Lack of attention 9May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
  • 10. AWARENESS TEST 10May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
  • 11. THANKS FOR YOUR ATTENTION! Any questions? ayse@arsconsultancy.com GSM: +905423285859 11May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy