Lisa Kobza has over 10 years of experience in accounting, financial analysis, and property management. She has held positions as a financial controller, portfolio manager, and production analyst. Her skills include full-cycle accounting, financial reporting, budgeting and forecasting, expense analysis, and process improvement. Currently she works as an Assistant Vice President and Portfolio Manager for Pacific Premier Bank, where she is responsible for monitoring loan portfolios exceeding $200 million.

1. Lisa M. Kobza
511 S 4th
Street • Columbus, NE 68601 • (402) 910-9313 • lkobza@twc.com
SUMMARY OF QUALIFICATIONS
 Highly motivated, detail-oriented professional that offers a rich blend of accounting, property management,
financial analysis and leadership talents gained from 10 plus years of controllership, analytics, operations and
research proficiency.
 History of reorganizing, streamlining and strengthening financial operations to maximize performance and
profitability as part of management team.
 An effective and articulate communicator who builds and nurtures excellent working relationships with external
clients, support staff, management and key decision-makers.
 Employs excellent critical thinking, analytical and investigative skills.
 A creative champion of change skilled at leading, motivating and inspiring positive personal growth of team
members.
CORE STRENGTHS
 Full-Cycle Accounting  Financial Reporting/Analysis  Cash Flow Management
 Advanced Excel Spreadsheets  401K & Payroll Adminstration  Internal/External Audit
 Variance Analysis  Accounting Internal Controls  Expense Analysis Monitoring
 Budget/Forecast Compilation  Research & Analysis  Cost Analysis/Reporting
 Process Improvement  Property Management  GAAP
PROFESSIONAL EXPERIENCE
Pacific Premier Bank – Franchise Capital – Irvine, CA Mar 2016 – Present
Pacific Premier Bancorp, Inc.
AVP/Portfolio Manager
 Responsible for collecting updated borrower financial information and conducting risk management reviews, loan
extensions and modifications for an assigned portfolio of loans exceeding $200 million.
 Spread and analyze personal and company financial statements and other documentation relative to monitoring
client portfolios to establish compliance with loan approval conditions.
 Track loans for delinquency and covenant compliance reporting any adverse situations, mitigating risks and
making recommendations in the loan reviews.
 Grade loans based on periodic review which may prompt a risk grade change.
 Ensure all correspondence relating to approvals, financial reporting and documentation related to modifications,
extensions, forbearances and waivers is maintained in credit files in accordance with bank regulations.
Lee Enterprises, Inc. – Fremont/Columbus, NE Oct 2014 – Jun 2015
DBA Columbus Telegram – Fremont Tribune
Financial Controller
 Supervise a small staff for two enterprises interacting with regional and corporate finance centers that also provide
some financial services for the local newspaper.
 Focus is on maintaining internal accounting controls, ensuring accurate financial statements and financial
planning.
 Responsible for financial analysis and evaluation to determine productivity and cost metrics for corporate.
 Determine and maximize profit drivers, accurately assessing the ongoing impact of strategies and protecting the
assets of the company.
Ernst Auto Center – Columbus, NE Feb 2011 – Apr 2014
DBA Ernst Auto Center, Inc. & Ernst Toyota LLC
Financial Controller
 Administrator for conversion of two independent dealership DMS operating to one centralized accounting system
each according to specific manufacturer accounting and information reporting guidelines.
 Fairly represent and interpret financial condition of two dealerships; directing overall financial planning,
accounting, human resource and payroll practices with high ethical standards.
 Develop and maintain controls for business management including regular rapport with department managers on

2. profitability, pay-plans and strategy to strengthen operations.
 Ability to plan, prioritize and organize workload to meet numerous time constraints and deadline requirements.
 Cash management forecasting for profitable use of cash funds and daily operating control (DOC) management.
 Review of all ledgers and work with accounting staff to continually maintain data integrity.
 Ensure compliance will all tax and applicable government and dealer regulation.
 Working knowledge of all accounting positions and skilled at managing, delegating and training 7 direct reports.
Nebraska Pork Partners LLC – Columbus, NE Feb 2007 – Feb 2011
Production Analyst - Accounting
 Pilot research to Board of Directors and Production Management measuring key performance indicators (KPI)
impacting profitability to company and driving management decisions of genetics, feed and treatment protocol
conversions through closeout economics & ad-hoc analysis.
 Handle details of a highly confidential nature in company research and innovation. Ensure that research studies
are designed to provide clear results to the objectives.
 Guide teams to develop clear measurable objectives, employ appropriate statistical methods (SPC), draw data-
supported conclusions, and present results (Lean Six Sigma (LSS) tool-pack).
 Solid data analysis, problem solving and critical thinking skills and effective formulation and presentation of
spreadsheet systems across trial data.
 Member of senior production team and administrator of LSS continuous improvement Green Belt project.
Nebraska Pork Partners LLC – Columbus, NE Sep 1996 – Feb 2007
Financial Accountant
 Proficient in extensive financial report preparation including profit and loss, balance sheet and supporting
schedules; Work with audit investigation.
 Responsible for complete set of working papers, note obligations, property management, depreciation, insurance,
allocation, accrual and expense entries; and all facets related to monthly closing procedures.
 Budget development support and variance reports.
 Distinguished team member of special projects generating spreadsheet systems used to analyze revenues and lost
business opportunities.
 Integral role in establishing ‘lot tracker’ database including testing, post-deployment, training and implementation.
 Streamlined production reports by skillfully creating, formulating, and programming spreadsheets systems.
 Supported start-up operations following bankruptcy restructure to continue uninterrupted business.
Kobza Residential Properties – Columbus, NE Jan 1995 – Present
Property – Financial Manager
 Residential property management ensuring profitability for various personally-owned residential dwelling
including multi-dwelling, home, vacation, storage, land.
 Maintain effective working relationships through excellent interpersonal skills, relationship development and
problem-solving complex issues.
 Skilled in business management, contracts, mediation and negotiation.
Nebraska Army National Guard – Lincoln, NE May 1989 – Apr 1998
Automated Logistics Specialist
 Maintain state of readiness for Guard force and support; Annual training and physical fitness
PROFESSIONAL DEVELOPMENT
Bachelor of Science in Business Administration University of Nebraska, Lincoln, NE (1998)
Accounting Emphasis
Lean Six Sigma Green Belt Tool Pack University of Texas, Arlington, TX (2007)
Continuous Process Improvement Texas Manufacturing Assistance Center (TMAC)
Real Estate Principles/Practices & Foundation Larabee School of Real Estate & Insurance,
Lincoln, NE (2014)
U.S. Army Basic Training/76V Supply Support Fort Jackson, SC/Fort Lee, VA (1989)