SlideShare ist ein Scribd-Unternehmen logo
1 von 1
Downloaden Sie, um offline zu lesen
by J. William G. Chettle
Chief Marketing Officer
Loring Ward
The United States may be the cradle of liberty and democracy,
the well spring of global innovation and economic growth, but
when it comes to stock market performance, the United States is
hardly world class.
Asthechartattherightshows,overthelast10years(through2012),
America ranked only 39th in terms of annualized performance,
returning 7.32%. The top-ranked market over this time, Colom-
bia, returned a whopping 36.72%. The U.S. was only six places
away from perpetually troubled Greece, which returned -5.16%.
However, Greece was the only one of these 45 countries to experi-
ence a negative average return over this 10- year period. Many of the
countries that outperformed the U.S. experienced war, revolution,
civil unrest. Others, such as the Scandinavian countries, feature
substantial state control and high taxes.
Since nobody knows what the future will bring, we believe it is
important to invest in the U.S. as well as markets around the world.
When the U.S. is underperforming, international may outper-
form…and vice versa. While we love the great U.S. companies, the
science suggests that investing in thousands of stocks globally can
help decrease the overall risk of the portfolio and may increase your
return. The reason is simple: if you own a lot of companies around
the world you will not need to panic if any one company or even
one country experiences losses.
Capitalism and creation of wealth is a worldwide phenomenon,
and the countries with the highest — and lowest returns — change
year by year.
Ten years ago, almost no one would have predicted that countries
like Colombia and Peru would do so well. Ten years from now,
this list will look very different. Predicting the individual winners
and losers is almost impossible. But chances are that companies
and countries around the world will continue to create wealth and
reward investors who take a diversified, global perspective.
Ranking of Markets Around the World — Ten-Year
Performance in U.S. Dollars Annualized Returns Year Ending
December 31,2012
	 1.	Colombia
	 2.	Peru
	 3.	Brazil
	 4.	Indonesia
	 5.	Egypt
	 6.	Thailand
	 7.	Turkey
	 8.	Philippines
	 9.	Chile
	 10.	Czech Republic
	 11.	Mexico
	 12.	China
	 13.	South Africa
	 14.	India
	 15.	Norway
	 16.	Singapore
	 17.	Sweden
	 18.	Denmark
	 19.	Australia
	 20.	Malaysia
	 21.	Korea
	 22.	Russia
	 23.	Hong Kong
	 24.	Canada
	 25.	Poland
	 26. 	Morocco
	 27. 	Germany
	 28. 	New Zealand
	 29. 	Switzerland
	 30. 	Israel
	 31. 	Austria
	 32. 	Spain
	 33.	United Kingdom
	 34. 	Taiwan
	 35. 	Hungary
	 36. 	Netherlands
	 37. 	France
	 38. 	Belgium
	 39. 	USA
	 40. 	Japan
	 41. 	Portugal
	 42. 	Finland
	 43. 	Italy
	 44. 	Ireland
	 45. 	Greece
_______________________________________________________________________________________
Source: Morningstar Direct 2013. Countries represented by their respective
MSCI IMI(net div.). Indexes are unmanaged baskets of securities in which
investors cannot directly invest; they do not reflect the payment of advisory
fees or other expenses associated with specific investments or the man-
agement of an actual portfolio. Past performance is not a guarantee of
future results. All investments involve risk, including loss of principal. Foreign
securities involve additional risks, including foreign currency changes,
political risks, foreign taxes, and different methods of accounting and
financial reporting.
International stocks can be riskier than U.S. stocks and are subject to a
variety of additional risks, including currency and political risks.
Diversification neither assures a profit nor guarantees against loss in a
declining market.
LWI Financial Inc. (“Loring Ward”) is an investment adviser registered with the Securities and Exchange Commission. Securities transactions may be offered
through Loring Ward Securities Inc., an affiliate, member FINRA/SIPC. R 13-102 (Exp 4/15)
asset
classiQ
Why Invest
Internationally?

Weitere ähnliche Inhalte

Ähnlich wie Why invest-internationally asset class iq 0413

Global business today global 8th edition hill test bank.docx
Global business today global 8th edition hill test bank.docxGlobal business today global 8th edition hill test bank.docx
Global business today global 8th edition hill test bank.docxrightmanforbloodline
 
The old and the new TRIAD - BRIC´s
The old and the new TRIAD - BRIC´sThe old and the new TRIAD - BRIC´s
The old and the new TRIAD - BRIC´sThiago Magalhães
 
2012 fl 672 part 1
2012 fl 672 part 12012 fl 672 part 1
2012 fl 672 part 1CardonaDavid
 
The 10 Stocks to Drop Before They Decimate Your Portfolio
The 10 Stocks to Drop Before They Decimate Your PortfolioThe 10 Stocks to Drop Before They Decimate Your Portfolio
The 10 Stocks to Drop Before They Decimate Your PortfolioDavid Tjahjono,MD,MBA(UK)
 
2017 Global Retail Development Index - ATKearney
2017 Global Retail Development Index - ATKearney2017 Global Retail Development Index - ATKearney
2017 Global Retail Development Index - ATKearneyOliver Grave
 
Zia Daniell Wigder - eRetail Day México Blended [Professional] Experience
Zia Daniell Wigder - eRetail Day México Blended [Professional] Experience Zia Daniell Wigder - eRetail Day México Blended [Professional] Experience
Zia Daniell Wigder - eRetail Day México Blended [Professional] Experience eCommerce Institute
 
Global trends april 2013 cavusgil
Global trends april 2013 cavusgilGlobal trends april 2013 cavusgil
Global trends april 2013 cavusgilobdogan
 
Case for International
Case for InternationalCase for International
Case for InternationalJohn Heilner
 
The Wealth Report 2013
The Wealth Report 2013The Wealth Report 2013
The Wealth Report 2013Melih ÖZCANLI
 
OFIP Q4 2011 - The Year Of Living Dangerously
OFIP Q4 2011 - The Year Of Living DangerouslyOFIP Q4 2011 - The Year Of Living Dangerously
OFIP Q4 2011 - The Year Of Living Dangerouslybwoyat
 
BCG Report - Riding a Wave of Growth
BCG Report - Riding a Wave of GrowthBCG Report - Riding a Wave of Growth
BCG Report - Riding a Wave of GrowthIldar Khabibullin
 
201407 Riding a Wave of Growth -´Global Wealth 2014
201407 Riding a Wave of Growth -´Global Wealth 2014201407 Riding a Wave of Growth -´Global Wealth 2014
201407 Riding a Wave of Growth -´Global Wealth 2014Francisco Calzado
 
Book summary of the world in 2020 by the economist
Book summary of the world in 2020 by the economistBook summary of the world in 2020 by the economist
Book summary of the world in 2020 by the economistMahmoud Koja
 

Ähnlich wie Why invest-internationally asset class iq 0413 (20)

Global business today global 8th edition hill test bank.docx
Global business today global 8th edition hill test bank.docxGlobal business today global 8th edition hill test bank.docx
Global business today global 8th edition hill test bank.docx
 
The old and the new TRIAD - BRIC´s
The old and the new TRIAD - BRIC´sThe old and the new TRIAD - BRIC´s
The old and the new TRIAD - BRIC´s
 
2012 fl 672 part 1
2012 fl 672 part 12012 fl 672 part 1
2012 fl 672 part 1
 
The 10 Stocks to Drop Before They Decimate Your Portfolio
The 10 Stocks to Drop Before They Decimate Your PortfolioThe 10 Stocks to Drop Before They Decimate Your Portfolio
The 10 Stocks to Drop Before They Decimate Your Portfolio
 
Mapping Global Talent
Mapping Global TalentMapping Global Talent
Mapping Global Talent
 
G8 Summit - 2o13
G8 Summit - 2o13G8 Summit - 2o13
G8 Summit - 2o13
 
2017 Global Retail Development Index - ATKearney
2017 Global Retail Development Index - ATKearney2017 Global Retail Development Index - ATKearney
2017 Global Retail Development Index - ATKearney
 
June EIU Global Economic Forecast June 2012
June EIU Global Economic Forecast June 2012June EIU Global Economic Forecast June 2012
June EIU Global Economic Forecast June 2012
 
KTG w/ John Doggett 4.13.10- "Global Trade Outlook"
KTG w/ John Doggett 4.13.10- "Global Trade Outlook"KTG w/ John Doggett 4.13.10- "Global Trade Outlook"
KTG w/ John Doggett 4.13.10- "Global Trade Outlook"
 
Predictions
PredictionsPredictions
Predictions
 
Zia Daniell Wigder - eRetail Day México Blended [Professional] Experience
Zia Daniell Wigder - eRetail Day México Blended [Professional] Experience Zia Daniell Wigder - eRetail Day México Blended [Professional] Experience
Zia Daniell Wigder - eRetail Day México Blended [Professional] Experience
 
Global trends april 2013 cavusgil
Global trends april 2013 cavusgilGlobal trends april 2013 cavusgil
Global trends april 2013 cavusgil
 
Case for International
Case for InternationalCase for International
Case for International
 
The Wealth Report 2013
The Wealth Report 2013The Wealth Report 2013
The Wealth Report 2013
 
OFIP Q4 2011 - The Year Of Living Dangerously
OFIP Q4 2011 - The Year Of Living DangerouslyOFIP Q4 2011 - The Year Of Living Dangerously
OFIP Q4 2011 - The Year Of Living Dangerously
 
Economic factors
Economic factorsEconomic factors
Economic factors
 
BCG Report - Riding a Wave of Growth
BCG Report - Riding a Wave of GrowthBCG Report - Riding a Wave of Growth
BCG Report - Riding a Wave of Growth
 
201407 Riding a Wave of Growth -´Global Wealth 2014
201407 Riding a Wave of Growth -´Global Wealth 2014201407 Riding a Wave of Growth -´Global Wealth 2014
201407 Riding a Wave of Growth -´Global Wealth 2014
 
Mexico outlook
Mexico outlookMexico outlook
Mexico outlook
 
Book summary of the world in 2020 by the economist
Book summary of the world in 2020 by the economistBook summary of the world in 2020 by the economist
Book summary of the world in 2020 by the economist
 

Mehr von Better Financial Education

The Dynamic Implications of Sequence Risk on a Distribution Portfolio Journal...
The Dynamic Implications of Sequence Risk on a Distribution Portfolio Journal...The Dynamic Implications of Sequence Risk on a Distribution Portfolio Journal...
The Dynamic Implications of Sequence Risk on a Distribution Portfolio Journal...Better Financial Education
 
the-rewarding-distribution-of-us-stock-market-returns.pdf
the-rewarding-distribution-of-us-stock-market-returns.pdfthe-rewarding-distribution-of-us-stock-market-returns.pdf
the-rewarding-distribution-of-us-stock-market-returns.pdfBetter Financial Education
 
Prototype software example of aging model incorporating both portfolio and lo...
Prototype software example of aging model incorporating both portfolio and lo...Prototype software example of aging model incorporating both portfolio and lo...
Prototype software example of aging model incorporating both portfolio and lo...Better Financial Education
 
A question of equilibrium - can there be more buyers than sellers? Or more se...
A question of equilibrium - can there be more buyers than sellers? Or more se...A question of equilibrium - can there be more buyers than sellers? Or more se...
A question of equilibrium - can there be more buyers than sellers? Or more se...Better Financial Education
 

Mehr von Better Financial Education (20)

The Dynamic Implications of Sequence Risk on a Distribution Portfolio Journal...
The Dynamic Implications of Sequence Risk on a Distribution Portfolio Journal...The Dynamic Implications of Sequence Risk on a Distribution Portfolio Journal...
The Dynamic Implications of Sequence Risk on a Distribution Portfolio Journal...
 
Skittles_Quilt Chart 2022.pdf
Skittles_Quilt Chart 2022.pdfSkittles_Quilt Chart 2022.pdf
Skittles_Quilt Chart 2022.pdf
 
the-rewarding-distribution-of-us-stock-market-returns.pdf
the-rewarding-distribution-of-us-stock-market-returns.pdfthe-rewarding-distribution-of-us-stock-market-returns.pdf
the-rewarding-distribution-of-us-stock-market-returns.pdf
 
Prototype software example of aging model incorporating both portfolio and lo...
Prototype software example of aging model incorporating both portfolio and lo...Prototype software example of aging model incorporating both portfolio and lo...
Prototype software example of aging model incorporating both portfolio and lo...
 
Bio napfa article june 2021
Bio napfa article june 2021Bio napfa article june 2021
Bio napfa article june 2021
 
A question of equilibrium - can there be more buyers than sellers? Or more se...
A question of equilibrium - can there be more buyers than sellers? Or more se...A question of equilibrium - can there be more buyers than sellers? Or more se...
A question of equilibrium - can there be more buyers than sellers? Or more se...
 
The happiness equation
The happiness equationThe happiness equation
The happiness equation
 
Sailing with the tides and investing metaphor
Sailing with the tides and investing metaphorSailing with the tides and investing metaphor
Sailing with the tides and investing metaphor
 
Key questions for the long term investor
Key questions for the long term investorKey questions for the long term investor
Key questions for the long term investor
 
The uncommon average
The uncommon averageThe uncommon average
The uncommon average
 
Retirement phases plan
Retirement phases planRetirement phases plan
Retirement phases plan
 
Portfolio perspectives-january-2017
Portfolio perspectives-january-2017Portfolio perspectives-january-2017
Portfolio perspectives-january-2017
 
Robo advisor-whitepaper
Robo advisor-whitepaperRobo advisor-whitepaper
Robo advisor-whitepaper
 
Portfolio perspectives-december-2016
Portfolio perspectives-december-2016Portfolio perspectives-december-2016
Portfolio perspectives-december-2016
 
Afs 2016-certainty of lifestyle shared
Afs 2016-certainty of lifestyle sharedAfs 2016-certainty of lifestyle shared
Afs 2016-certainty of lifestyle shared
 
4 steps-effective-portfolio-trifold-1
4 steps-effective-portfolio-trifold-14 steps-effective-portfolio-trifold-1
4 steps-effective-portfolio-trifold-1
 
The mathematics of investing
The mathematics of investingThe mathematics of investing
The mathematics of investing
 
Fundamentals of asset class investing
Fundamentals of asset class investingFundamentals of asset class investing
Fundamentals of asset class investing
 
Index reconstitution the price of tracking
Index reconstitution  the price of trackingIndex reconstitution  the price of tracking
Index reconstitution the price of tracking
 
Social security as longevity insurance
Social security as longevity insuranceSocial security as longevity insurance
Social security as longevity insurance
 

Kürzlich hochgeladen

is pi Network coin available for sale in 2024
is pi Network coin available for sale in 2024is pi Network coin available for sale in 2024
is pi Network coin available for sale in 2024DOT TECH
 
How to exchange my pi coins on HTX in 2024
How to exchange my pi coins on HTX in 2024How to exchange my pi coins on HTX in 2024
How to exchange my pi coins on HTX in 2024DOT TECH
 
Economics - Development 01 _ Handwritten Notes.pdf
Economics - Development 01 _ Handwritten Notes.pdfEconomics - Development 01 _ Handwritten Notes.pdf
Economics - Development 01 _ Handwritten Notes.pdfiambd3303
 
New Stratus Corporate Presentation May 2024
New Stratus Corporate Presentation May 2024New Stratus Corporate Presentation May 2024
New Stratus Corporate Presentation May 2024Adnet Communications
 
What is an ecosystem in crypto .pdf
What  is  an  ecosystem  in  crypto .pdfWhat  is  an  ecosystem  in  crypto .pdf
What is an ecosystem in crypto .pdfKezex (KZX)
 
how do i convert pi coins to usdt easily.
how do i convert pi coins to usdt easily.how do i convert pi coins to usdt easily.
how do i convert pi coins to usdt easily.DOT TECH
 
where can I sell pi coins at the best rate (Market Price)
where can I sell pi coins at the best rate (Market Price)where can I sell pi coins at the best rate (Market Price)
where can I sell pi coins at the best rate (Market Price)DOT TECH
 
What exchange can I sell my pi coins in 2024
What exchange can I sell my pi coins in 2024What exchange can I sell my pi coins in 2024
What exchange can I sell my pi coins in 2024DOT TECH
 
How can I sell my Pi coins in Vietnam easily?
How can I sell my Pi coins in Vietnam easily?How can I sell my Pi coins in Vietnam easily?
How can I sell my Pi coins in Vietnam easily?DOT TECH
 
NO1 Popular Black magic specialist,Expert in Pakistan Amil Baba kala ilam Exp...
NO1 Popular Black magic specialist,Expert in Pakistan Amil Baba kala ilam Exp...NO1 Popular Black magic specialist,Expert in Pakistan Amil Baba kala ilam Exp...
NO1 Popular Black magic specialist,Expert in Pakistan Amil Baba kala ilam Exp...Amil Baba Dawood bangali
 
一比一原版UNL毕业证成绩单如何办理
一比一原版UNL毕业证成绩单如何办理一比一原版UNL毕业证成绩单如何办理
一比一原版UNL毕业证成绩单如何办理fafzen
 
Population Growth and Economic Development
Population Growth and  Economic DevelopmentPopulation Growth and  Economic Development
Population Growth and Economic Developmentyirgalemleaye
 
Abhay Bhutada’s Plan to Boost Financial Growth in 2024
Abhay Bhutada’s Plan to Boost Financial Growth in 2024Abhay Bhutada’s Plan to Boost Financial Growth in 2024
Abhay Bhutada’s Plan to Boost Financial Growth in 2024Champak Jhagmag
 
where can I purchase things with pi coins online
where can I purchase things with pi coins onlinewhere can I purchase things with pi coins online
where can I purchase things with pi coins onlineDOT TECH
 
NO1 Popular Best Rohani Amil In Lahore Kala Ilam In Lahore Kala Jadu Amil In ...
NO1 Popular Best Rohani Amil In Lahore Kala Ilam In Lahore Kala Jadu Amil In ...NO1 Popular Best Rohani Amil In Lahore Kala Ilam In Lahore Kala Jadu Amil In ...
NO1 Popular Best Rohani Amil In Lahore Kala Ilam In Lahore Kala Jadu Amil In ...Amil baba
 
how can i make money selling pi coins in 2024
how can i make money selling pi coins in 2024how can i make money selling pi coins in 2024
how can i make money selling pi coins in 2024DOT TECH
 
how can I sell my pi coins in China 2024.
how can I sell my pi coins in China 2024.how can I sell my pi coins in China 2024.
how can I sell my pi coins in China 2024.DOT TECH
 
一比一原版Adelaide毕业证阿德莱德大学毕业证成绩单如何办理
一比一原版Adelaide毕业证阿德莱德大学毕业证成绩单如何办理一比一原版Adelaide毕业证阿德莱德大学毕业证成绩单如何办理
一比一原版Adelaide毕业证阿德莱德大学毕业证成绩单如何办理zsewypy
 
Monthly Market Risk Update: May 2024 [SlideShare]
Monthly Market Risk Update: May 2024 [SlideShare]Monthly Market Risk Update: May 2024 [SlideShare]
Monthly Market Risk Update: May 2024 [SlideShare]Commonwealth
 
GROUP 6 DUBAI.pptx basta amoa na dira dapita
GROUP 6 DUBAI.pptx basta amoa na dira dapitaGROUP 6 DUBAI.pptx basta amoa na dira dapita
GROUP 6 DUBAI.pptx basta amoa na dira dapitaJohnThomas845833
 

Kürzlich hochgeladen (20)

is pi Network coin available for sale in 2024
is pi Network coin available for sale in 2024is pi Network coin available for sale in 2024
is pi Network coin available for sale in 2024
 
How to exchange my pi coins on HTX in 2024
How to exchange my pi coins on HTX in 2024How to exchange my pi coins on HTX in 2024
How to exchange my pi coins on HTX in 2024
 
Economics - Development 01 _ Handwritten Notes.pdf
Economics - Development 01 _ Handwritten Notes.pdfEconomics - Development 01 _ Handwritten Notes.pdf
Economics - Development 01 _ Handwritten Notes.pdf
 
New Stratus Corporate Presentation May 2024
New Stratus Corporate Presentation May 2024New Stratus Corporate Presentation May 2024
New Stratus Corporate Presentation May 2024
 
What is an ecosystem in crypto .pdf
What  is  an  ecosystem  in  crypto .pdfWhat  is  an  ecosystem  in  crypto .pdf
What is an ecosystem in crypto .pdf
 
how do i convert pi coins to usdt easily.
how do i convert pi coins to usdt easily.how do i convert pi coins to usdt easily.
how do i convert pi coins to usdt easily.
 
where can I sell pi coins at the best rate (Market Price)
where can I sell pi coins at the best rate (Market Price)where can I sell pi coins at the best rate (Market Price)
where can I sell pi coins at the best rate (Market Price)
 
What exchange can I sell my pi coins in 2024
What exchange can I sell my pi coins in 2024What exchange can I sell my pi coins in 2024
What exchange can I sell my pi coins in 2024
 
How can I sell my Pi coins in Vietnam easily?
How can I sell my Pi coins in Vietnam easily?How can I sell my Pi coins in Vietnam easily?
How can I sell my Pi coins in Vietnam easily?
 
NO1 Popular Black magic specialist,Expert in Pakistan Amil Baba kala ilam Exp...
NO1 Popular Black magic specialist,Expert in Pakistan Amil Baba kala ilam Exp...NO1 Popular Black magic specialist,Expert in Pakistan Amil Baba kala ilam Exp...
NO1 Popular Black magic specialist,Expert in Pakistan Amil Baba kala ilam Exp...
 
一比一原版UNL毕业证成绩单如何办理
一比一原版UNL毕业证成绩单如何办理一比一原版UNL毕业证成绩单如何办理
一比一原版UNL毕业证成绩单如何办理
 
Population Growth and Economic Development
Population Growth and  Economic DevelopmentPopulation Growth and  Economic Development
Population Growth and Economic Development
 
Abhay Bhutada’s Plan to Boost Financial Growth in 2024
Abhay Bhutada’s Plan to Boost Financial Growth in 2024Abhay Bhutada’s Plan to Boost Financial Growth in 2024
Abhay Bhutada’s Plan to Boost Financial Growth in 2024
 
where can I purchase things with pi coins online
where can I purchase things with pi coins onlinewhere can I purchase things with pi coins online
where can I purchase things with pi coins online
 
NO1 Popular Best Rohani Amil In Lahore Kala Ilam In Lahore Kala Jadu Amil In ...
NO1 Popular Best Rohani Amil In Lahore Kala Ilam In Lahore Kala Jadu Amil In ...NO1 Popular Best Rohani Amil In Lahore Kala Ilam In Lahore Kala Jadu Amil In ...
NO1 Popular Best Rohani Amil In Lahore Kala Ilam In Lahore Kala Jadu Amil In ...
 
how can i make money selling pi coins in 2024
how can i make money selling pi coins in 2024how can i make money selling pi coins in 2024
how can i make money selling pi coins in 2024
 
how can I sell my pi coins in China 2024.
how can I sell my pi coins in China 2024.how can I sell my pi coins in China 2024.
how can I sell my pi coins in China 2024.
 
一比一原版Adelaide毕业证阿德莱德大学毕业证成绩单如何办理
一比一原版Adelaide毕业证阿德莱德大学毕业证成绩单如何办理一比一原版Adelaide毕业证阿德莱德大学毕业证成绩单如何办理
一比一原版Adelaide毕业证阿德莱德大学毕业证成绩单如何办理
 
Monthly Market Risk Update: May 2024 [SlideShare]
Monthly Market Risk Update: May 2024 [SlideShare]Monthly Market Risk Update: May 2024 [SlideShare]
Monthly Market Risk Update: May 2024 [SlideShare]
 
GROUP 6 DUBAI.pptx basta amoa na dira dapita
GROUP 6 DUBAI.pptx basta amoa na dira dapitaGROUP 6 DUBAI.pptx basta amoa na dira dapita
GROUP 6 DUBAI.pptx basta amoa na dira dapita
 

Why invest-internationally asset class iq 0413

  • 1. by J. William G. Chettle Chief Marketing Officer Loring Ward The United States may be the cradle of liberty and democracy, the well spring of global innovation and economic growth, but when it comes to stock market performance, the United States is hardly world class. Asthechartattherightshows,overthelast10years(through2012), America ranked only 39th in terms of annualized performance, returning 7.32%. The top-ranked market over this time, Colom- bia, returned a whopping 36.72%. The U.S. was only six places away from perpetually troubled Greece, which returned -5.16%. However, Greece was the only one of these 45 countries to experi- ence a negative average return over this 10- year period. Many of the countries that outperformed the U.S. experienced war, revolution, civil unrest. Others, such as the Scandinavian countries, feature substantial state control and high taxes. Since nobody knows what the future will bring, we believe it is important to invest in the U.S. as well as markets around the world. When the U.S. is underperforming, international may outper- form…and vice versa. While we love the great U.S. companies, the science suggests that investing in thousands of stocks globally can help decrease the overall risk of the portfolio and may increase your return. The reason is simple: if you own a lot of companies around the world you will not need to panic if any one company or even one country experiences losses. Capitalism and creation of wealth is a worldwide phenomenon, and the countries with the highest — and lowest returns — change year by year. Ten years ago, almost no one would have predicted that countries like Colombia and Peru would do so well. Ten years from now, this list will look very different. Predicting the individual winners and losers is almost impossible. But chances are that companies and countries around the world will continue to create wealth and reward investors who take a diversified, global perspective. Ranking of Markets Around the World — Ten-Year Performance in U.S. Dollars Annualized Returns Year Ending December 31,2012 1. Colombia 2. Peru 3. Brazil 4. Indonesia 5. Egypt 6. Thailand 7. Turkey 8. Philippines 9. Chile 10. Czech Republic 11. Mexico 12. China 13. South Africa 14. India 15. Norway 16. Singapore 17. Sweden 18. Denmark 19. Australia 20. Malaysia 21. Korea 22. Russia 23. Hong Kong 24. Canada 25. Poland 26. Morocco 27. Germany 28. New Zealand 29. Switzerland 30. Israel 31. Austria 32. Spain 33. United Kingdom 34. Taiwan 35. Hungary 36. Netherlands 37. France 38. Belgium 39. USA 40. Japan 41. Portugal 42. Finland 43. Italy 44. Ireland 45. Greece _______________________________________________________________________________________ Source: Morningstar Direct 2013. Countries represented by their respective MSCI IMI(net div.). Indexes are unmanaged baskets of securities in which investors cannot directly invest; they do not reflect the payment of advisory fees or other expenses associated with specific investments or the man- agement of an actual portfolio. Past performance is not a guarantee of future results. All investments involve risk, including loss of principal. Foreign securities involve additional risks, including foreign currency changes, political risks, foreign taxes, and different methods of accounting and financial reporting. International stocks can be riskier than U.S. stocks and are subject to a variety of additional risks, including currency and political risks. Diversification neither assures a profit nor guarantees against loss in a declining market. LWI Financial Inc. (“Loring Ward”) is an investment adviser registered with the Securities and Exchange Commission. Securities transactions may be offered through Loring Ward Securities Inc., an affiliate, member FINRA/SIPC. R 13-102 (Exp 4/15) asset classiQ Why Invest Internationally?