1. Sports &
Entertainment
Lee Ganz
Rampart
1983 Marcus Avenue
Suite C130
Lake Success, NY 11042
516 472 5948 ph
516 472 5949 fax
lganz@rampartinsurance.com
www.rampartinsurance.com

2. Web: www.rampartinsurance.com Phone: (516) 538-7000 2
Introduction
Founded in 1965 and headquartered in Lake Success,
Long Island, The Rampart Group has more than 160
employees company-wide. Serving clients across the
country and providing exceptional coverage through-
out the world, The Rampart Group is
one of the largest and fastest-grow-
ing full service insurance broker-
ages. We work to provide the most
cost-effective insurance products
and services available. By delivering
the finest risk management products
and value-added services, we help
our clients secure the insurance pro-
grams that are right for their unique
needs to minimize their exposure to
financial loss. What sets The Rampart
Group apart from other insurance brokerages is our
unparalleled commitment to our clients and our strong
sense of history. Our more than 40 years of cultivating
exceptional relationships with the insurance companies
we represent allows us to deliver the finest, most cost
competitive products to our diverse client base.

3. Web: www.rampartinsurance.com Phone: (516) 538-7000 33
High Limit Athlete Coverage
Your client is high up on the stat board, draft
board or leader board. Strenuous demand on
their bodies requires unique insurance coverage
to protect their affluent lifestyle.
Individual Disability Uses:
• Temporary Total Disability (TTD)
• Permament Total Disability (PTD)
• Loss of Value (LOV)
Disability Benefits Include:
• Worldwide Coverage
• On and/or Off Field Coverage
• Accident & Sickness Coverage
• Covers Gaps Between Guaranteed and
Non-Guaranteed Money
• Benefits are Tax-Free because Premiums
are paid with After-Tax Dollars
Case Study:
A 25 year old Professional Football player signed
a $10,000,000 contract this year, $3,000,000 of
which is guaranteed. With the risk of a disabling
injury preventing him from earning the full con-
tract value, his advisor sought disability cover-
age to protect the player’s earning. The advisor
obtained a disability policy that would pay a
$5,000,000 lump sum in the event the player was
permanently disabled including 24 hour world-
wide coverage for accident and sickness, both on
and off field.
Coverage Includes:
• High Limit Disability
• Key Person Coverage
• Catastrophic Accidental Death
• Contractual Indemnification
• Interim Life Insurance
• Coverage for risks that may void
guaranteed contracts

4. Web: www.rampartinsurance.com Phone: (516) 538-7000 44
High Limit Headliner Coverage
The entertainment industry has a large variety
of risk management exposures that require a
special approach and expertise. Actors, musi-
cians and entertainers cannot obtain adequate
insurance coverage from traditional carriers.
Additionally, film studios, record companies and
event planners rely on the abilities of their top
performers to generate revenue.
Case Study:
The firm designed a personal disability policy
for one of Hollywood’s A List actors earning an
excess of $15,000,000 per film. The policy would
pay him an aggregate benefit of $55 million in
the event of a disability. To adequately cover
his affluent lifestyle, the policy was structured
to pay $500,000 a month. If after 60 months
the actor was deemed permanently disabled, he
would receive a lump sum payout of $25 million
to cover loss of future earnings.
Case Study:
A famous recording artist was preparing for a
worldwide concert tour to promote her top sell-
ing debut album. The firm secured non-appear-
ance coverage for her management company.
The coverage protected her from losing poten-
tial earnings if she had to cancel a tour appear-
ance due to death, illness or other unexpected
events.
Coverage Includes:
• High Limit Disability Income
• Key Person Disability Coverage
including AD&D
• Non-appearance / Event
Cancellation Insurance
• Contractual Indemnification
• Kidnap and Ransom
• Contingency Coverage

5. Web: www.rampartinsurance.com Phone: (516) 538-7000 55
Brand Protection and
Sponorship Insurance
It doesn’t matter whether it’s an athlete, an
entertainer or someone just famous for being
famous - if you want to raise a brand’s profile
quickly, hiring a celebrity is a proven way to do
so. However, fame can sometimes turn into noto-
riety. The media always seeks to uncover celeb-
rity details, and what is exposed is not always
flattering. Death, Disablement, and Disgrace
coverage provides support for brands that use
celebrities or spokespeople to endorse and pub-
licize their products or services. In the event of
the brand being brought into disrepute, the pol-
icy provides up to an agreed sum, enabling the
brand managers to recover costs and expenses
of the insured campaign.
Covered Perils:
• Death: in case the insured person passes
away during the campaign
• Disablement: in case an accident or ill-
ness befalls the insured person during
the campaign which causes a necessary
cancellation or withdrawal
• Disgrace: in case the insured person
commits any criminal act, or any offense
against public taste or decency, or if any
situation or occurrence directly involving
the insured person degrades or brings
that person into disrepute or provokes
insult or shock to the community and
reflects unfavorably upon the campaign
or product
Case Study:
Bank agrees to loan a professional basketball
Player USD 3,000,000 over a 3 year period. In
order to protect the interest of the bank they
purchase a third party ownership policy to pro-
tect themselves in the event the player suffers a
career ending injury, killed in an accident or has
his contract terminated due to gross misconduct.
Coverage Includes:
• Third Party Coverage
• Permanent Total Disablement from
occupation as a professional athlete
• Cancellation of Athletes contract due
to gross misconduct.
• Death any cause
• No right for return of payment of ben-
efit in the event the Disgraced player
returns to the game after gross mis-
conduct, based on the player spend-
ing time in correctional facility.

6. Web: www.rampartinsurance.com Phone: (516) 538-7000 66
Life Insurance
Since 1965, Rampart has provided financial tools
for families, businesses and individuals so they
can maximize their wealth and protect their
assets. Our advisors will guide you throughout
the underwriting process and will provide full ser-
vice analysis and support in the following areas:
Individual Insurance Protection:
• Term Insurance
• Universal Life
• Whole Life
• Survivorship Life
• Annuities
Financial Planning Services:
• Estate Planning
• Wealth Transfer Planning
• Retirement Planning
• Charitable Planning
Reasons to Buy Life Insurance:
• Provide for your Family
• Covers a Mortgage
• Pay Estate Taxes
• Inside Cash Value
• Build up on a Tax Deferred Basis
Trusts:
Here’s a good rule of thumb: If you have a net
worth of at least $100,000 and have a sub-
stantial amount of assets in real estate, or have
very specific instructions on how and when
you want your estate to be distributed among
your heirs after you die, then a Trust could be
for you. Trusts are also great for minimizing
estate taxes or protecting your estate from
lawsuits and creditors.

7. Web: www.rampartinsurance.com Phone: (516) 538-7000 77
Confidential Failure to Survive
The Confidential Failure to Survive insurance plan was designed to provide insurance benefits which
would indemnify contractual obligations between third parties. This unique plan of insurance allows for
coverage to remain confidential in that the owner of the policy will acquire the coverage without the
need for the insured to conduct a medical exam or sign the application.
In order for coverage to be considered by under-
writers the policy owner must provide contrac-
tual justification for such insurance. A written
agreement between the two parties becomes the
essential element of underwriting Confidential
Failure to Survive. An annual review of the finan-
cial agreement is required for renewal. Coverage
is offered on an annual basis, yet shorter terms
are also available. Confidentiality is a critical
component to the successful underwriting of
this plan.
Top Coverage Needs:
The Confidential Failure to Survive insurance
plan was designed to provide insurance benefits
which would indemnify contractual
obligations between third parties. This unique
plan of insurance allows for coverage to remain
confidential in that the owner of the policy will
acquire the coverage without the need for the
insured to conduct a medical exam or sign the
application.
Prospective Markets Include:
• Talent Agents
• Business Managers
• Product Sponsors
• Advertisers
• Media Producers
• Venture Capitalist
• Lenders

8. Web: www.rampartinsurance.com Phone: (516) 538-7000 88
Event Cancellation/Non-Appearance
When an individual or production company is
organizing an event it is often difficult to think
of all the possible ways that the show cannot go
on. The purpose of this coverage is to protect the
investment and the profits of an event or perfor-
mance. Event cancellations can be caused from
a wide variety of things which are out of the con-
trol of the promoter including:
• Adverse Weather
• Travel Delays
• Power Outages
• Death
• Accidental Injuries
• Illness of Performer
When calculating a risk, underwriters take into
account all the factors that go into the event and
the profits projected from the event including:
• Financial Losses
• Promotion Costs
• Musician Fees
• Ticket Agents
• Merchandisers
• Caterers
• Marketing Costs
• Projected Revenue
• Sponsor Losses

9. Web: www.rampartinsurance.com Phone: (516) 538-7000 99
Personal Insurance
At Rampart, we can tailor an insurance program
that will protect you and your family’s most
valuable possessions. Our marketing specialists
and account executives understand the need to
properly insure your security and welfare.
The strong relationships we maintain with our
insurance companies enable us to negotiate the
best coverage and pricing on your behalf.
Personal Insurance products include:
• Homeowners
• Condos/Co-ops
• Renters
• Automobile
• Valuable Items/Fine Arts
• Personal Umbrella
• Watercraft
• Flood
Points of Importance:
• Property coverage can be tailored to your
needs.
• Insuring High Value Items: High value
items should be listed as scheduled per-
sonal property so that full coverage is in
place.
• Flood coverage is excluded on home-
owner policies. A separate policy can be
purchased.
• Personal liability insurance protects your
assets by paying claims and damages
in case you injure other people or prop-
erty when what you did wasn’t a criminal
offense.
• Excess Liability or an umbrella policy may
be able to be written to protect you for
limits higher than those provided on a
primary policy. A liability law suit could
be for millions of dollars.

10. Web: www.rampartinsurance.com Phone: (516) 538-7000 1010
Commercial Insurance
Organizations of all types and sizes face diverse and constantly changing needs. Rampart continually
works to keep abreast of new product developments and coverage solutions that can deliver the right
blend of insurance and financial products for your industry. We’re here to make sure every aspect of
your business is adequately protected today and tomorrow. We believe it’s our business to design the
most comprehensive, cost-effective insurance programs for your business.
Commercial coverage highlights:
• Property
• Liability
• Automobile
• Crime
• Workers’ Compensation
• Ocean and Inland Marine
• Umbrella liability
• Bonds
• Professional Liability
• Directors and Officers Liability
• Employment Related Practices Liability
• Credit Insurance
Our Property and Casualty carriers
include but are not limited to:
• Ace
• Chartis
• Chubb
• CAN
• Encompass
• Fireman’s Fund
• First Rehab
• Greater NY
• Hanover
• Harleysville
• Hartfor
• Liberty Mutual
• Magna Carta
• Metlife
• Narragansett
• One Beacon
• Progressive
• Pure
• Royal Abstract
• RLI
• Seneca
• Travelers
• Tower
• Unitrin / Kemper
• Utica National
• WAUSAU
• Zurich