1. LAURA C. WALKER, CIC
2509 Treeline Drive, Concord, NC 28027
Walkerlc91@gmail.com
704-560-2710
PROFESSIONAL OBJECTIVE
Highly motivated and analytical professional seeking opportunity with a progressive organization where
my insurance experience and strong interpersonal and organizational skills will be used within a sales or
consultative environment.
WORK EXPERIENCE
April 2006 - Current The Hartford Charlotte, NC
Commercial Auto Product Specialist (June 2013 – current)
Drafted and executed delivery of The Hartford’s Commercial Towing & Labor Enhancement
Endorsement (HA 99 48 12 14)
Developed & manage Auto Blog within the Middle Market Commercial Auto internal website
Participate on The Hartford’s Emerging Insurance Risk Advisory Panel
Interpret ISO changes and determine implementation and/or appropriate course of action
Research external market information to provide creative and innovative product solutions
Prepare recommendations and work closely with the legal team to resolve compliance issues resulting
from state statutory changes
Communicate Underwriting direction and publish Underwriting manuals and updates
Provide support and consultation to our Middle Market sales and service teams
Act as Commercial Auto Subject Matter Expert in the development of a new Middle Market Underwriting
platform (CUE)
Active member of the Charlotte branch of The Hartford’s Professional Women’s Network
Senior Middle Market Commercial Underwriter (November 2007 – June 2013)
Analyzed, priced and serviced Middle Market Key renewal accounts ranging in premiums of $50,000 to
$1,800,000 for the Charlotte Regional Office
Assisted operations department with handling of endorsement disputes and coverage questions
Partnered with Claims Service Consultants and Loss Control team for client and agency visits
Mentored new underwriter trainees and assisted manager with file reviews and referrals
Designated Middle Market Commercial General Liability Master and Property Advocate for the
Charlotte Regional Office (2011-2012)
Contributed to the development of The Hartford’s Circle of Service/Risk Management Solution program
for accounts generating $400,000 or more in premium
Developed The Hartford’s Self Storage program including creation of Underwriting guidelines, coverage
needs, pricing, and marketing materials in 2007
Quality Analyst Team Consultant (Small Commercial / April 2006 – November 2007)
Maintained up-to-date knowledge of Hartford’s Small Commercial policies, ICON system, compliance
requirements, and Underwriting processes and procedures
Reviewed individual files and provided feedback and training to Small Commercial underwriters
Identified quality trends and prepared reports and progress updates to Underwriting manager
2004 – April 2006 Selective Insurance Charlotte, NC
Business Management Analyst - Commercial Underwriter
Prospected, sold, and analyzed policies for all lines of commercial business insurance
Reinforced agency relationships through phone contact and agency travel
Evaluated and priced Business Owner Policies and commercial package policies in assigned territory
2. Acted as resource underwriter for the Vocational and Municipality programs
2001 - 2004 The Hartford Charlotte,
NC
Middle Market Commercial Underwriter
Generated and wrote desirable new business policies for agencies in my assigned territory
Analyzed, priced and serviced current Middle Market renewal accounts
Handled complex endorsement requests requiring Underwriting approval
Served as the Commercial Lines Metalworkers resource underwriter
2000-2001 Northstar Marketing Charlotte, NC
Marketing Representative
Recruited agents to represent John Alden Life Insurance Company and Fortis Healthcare
Evaluated prospective consumers of small group life & health products
Prepared and presented proposals to field agents and marketed new products to their agencies
1994-2000 Allstate Insurance Company Hudson, OH
**** Each position represents a promotion from ascending order
Risk Management Associate - Personal Lines P & C Underwriter
Analyzed & priced new and renewal property & casualty business in Kentucky & Ohio
Responsible for profitability and growth goals within my assigned territory
Successfully managed 3 districts (totaling approximately 71 sales agencies)
Trained new Allstate agents and their staff on company systems & guidelines
Administrative Assistant, Controllers Department
• Approved and prepared purchase orders & vendor invoices for payment
• Processed award expenses & paid recurring vendor invoices
Managed agent expense accounts & answered field questions
Agency Office Manager, Licensed Sales Support Staff (Ohio Property & Casualty)
Prospected and sold Homeowner & Personal Auto insurance policies
Pre-qualified customers through evaluation of prior loss experience, motor vehicle and consumer
financial reports, and customer interviews
Resolved customer questions & concerns and processed payments & endorsements
Conducted Customer Protection Reviews to identify insurance needs & recommend coverage
Customer Report Administrator, Claim Service Center
Interviewed customers and recorded initial loss reports, established inspection appointments for claim
settlement, and provided follow-up activity to appropriate claim office.
Guided customer through claims process, evaluated severity, and set expectation for next contact
Represented unit in department Recognition Committee
Received recognition award for quality as nominated by unit peers
EDUCATION
August 1997 Kent State University Kent, OH
B.A., Arts & Science – Criminal Justice Studies
2008 The National Alliance for Insurance Education & Research North Carolina
Obtained Certified Insurance Counselor (CIC) designation in 2008