The document provides a personal financial plan for Jeremy and Gina Delgado-Pritchett that was prepared by FundVest Financial Advisors, including an analysis of their current financial situation, goals, expenses, assets, debts, cash flows, and recommendations for paying off debts, refinancing their mortgage, and ensuring adequate retirement savings and protection. It examines their net worth, spending habits, various debt ratios, and proposes using a PowerPay technique to more quickly pay down their existing debts.

1. 1
Personal Financial Plan for
Jeremy and Gina Delgado-Pritchett
August 4, 2015
Prepared by:
FundVest Financial Advisors

2. 2
Table of Contents
TABLE OF CONTENTS....................................................................................................2
OUR PLEDGE.....................................................................................................................3
MISSION STATEMENT ....................................................................................................3
VISION ................................................................................................................................4
FINANCIAL PLANNING ..................................................................................................4
COMPENSATION STRUCTURE.....................................................................................4
CFP DESIGNATION .........................................................................................................5
SUMMARY ..........................................................................................................................6
TOP SPENDING AREAS ..................................................................................................7
MONTHLY DISCRETIONARY VS. NON-DISCRETIONARY EXPENSES ................8
FINANCIAL STATEMENTS.............................................................................................9
STATEMENT OF CASH FLOW FOR MR. AND MRS. DELGADO-PRITCHETT ...11
FINANCIAL RATIO ANALYSIS ....................................................................................13
MORTGAGE ANALYSIS.................................................................................................16
PAYING OFF DEBT WITH POWERPAY ....................................................................18
EXPLANATION OF HOME, AUTO AND LIFE INSURANCE ..................................20
PROTECTING YOUR DEPOSITS .................................................................................21
RETIREMENT NEEDS ANALYSIS.................................................................................22
APPENDIX A: ENGAGEMENT LETTER......................................................................23
APPENDIX B: POWERPAY PAYMENT SCHEDULE.................................................25

3. 3
Our Pledge
We are delighted you chose our services to assist you with you financial goals, and objectives.
At FundVest Financial, we strive to bring our clients from their current financial position to
achievement of their effective financial goals by providing the highest level of services and
delivering superior long-term financial objectives. We believe that a well-developed financial
plan will enhance your knowledge on decisions regarding spending, investing, and retirement,
both now and in the near future.
Integrity
Our goal is continuously provide services to our clients with honest, ethical, and concerned
manner, respecting our client’s opinion and ideas.
Employee Focus
We value the contribution our employees make in achieving our mission and we support and
encourage teamwork and personal development to ensure a high level of competence,
expertise, and satisfaction.
Team Work
We value the contribution that our employees put up in help our company achieve our mission.
Therefore, we strongly support and encourage teamwork as well as personal development to
ensure a high level of satisfaction amongst our employees and customers.
Mission Statement
Our mission is to present our clients with the highest level of services by providing personalized
financial services to families and businesses exceed their financial success. We focus on helping

4. 4
our clients organize, protect, grow their wealth, and earn our client’s trust. We will always
work extremely hard to maintain the highest level of integrity, and professionalism to enrich the
community we serve.
Vision
To be one of the most respected and referred financial services brand in the state of Texas.
Financial Planning
Despite the negativity and horror stories that sometimes surface when discussing the subject of
financial planning, and financial planners themselves, we are here to assure you that working
with a Certified Financial Planner (CFP) is quite different. We will take you through a detailed
and personalized six step process as follows in order to help you reach your goals.
• Establish the relationship between the CFP and you, the client
• Gather data and develop your financial goals
• Analyze and evaluate your financial status
• Develop and present specific financial planning recommendations
• Set your course by implementing the recommendations
• Monitoring the plan over time by benchmarking your progress
Compensation Structure
There are four different ways that financial planners can be compensated, depending on the
company you work for and your specific designations.
• Fee Only
• Fee Based
• Commission Only
• Fee Offset

5. 5
As CFP’s, we fall into the category of receiving fee only compensation, meaning that all of the
money we make off of doing the work we do for our clients comes directly from our clients.
We do not have any sales goals or any other performance based compensation structures,
which allow us to focus solely on the quality of our clients plans. Fee based financial planners
receive a base salary as well as commission incentives, commission only financial planners are
paid by the company they work for rather than the client, and fee offset planners receive
commissions based on a clients’ purchase that offsets their base fee. Again, operating as a fee
only financial planner is the cleanest, and most client focused method there is.
CFP Designation
The Certified Financial Planner designation is the best of its kind, with numerous educational and
experience requirements, and also the fiduciary responsibility standard of practice. All CFP’s
must operate under the fiduciary standard, meaning that regardless of the situation, the client’s
best interest in always put first. Other financial planners may be allowed to operate under a
suitability standard, which means that sometimes certain recommendations made to a client may
not be in their best interest. Below are some of the other requirements to receive the CFP
designation:
• Bachelor’s Degree in Finance (or accepted equivalent), 4,000 hours
• Additional Financial Planning course, 1,000 hours
• Comprehensive Examination, 300-400 hours of independent study
• 3 years of financial planning work experience or 2 years of financial planning
work experience under a CFP professional
A CFP is highly skilled and knowledgeable in the field of financial planning, we can help bring
objectivity to an otherwise subjective world, while keeping your best interest in mind
throughout the entire process.

6. 6
Summary
Your Current Situation
•Assets totaling approximately $782,147
•Liabilities totaling approximately $302,437
•Net Worth of approximately $479,710
Your Goals
•Pay off debts
•Retire at 60
•Ensure proper protection in case of bank failure
•Maintain proper insurance for home, auto and life

7. 7
Top Spending Areas
We broke down all of the Delgado-Pritchett expenses into the main categories you see above.
The categories include the following expenses:
• Home - Mortgage, alarm system, and home repairs
• Transportation - Infiniti, Jeep, and Harley payments, gas, and parking/tolls
• Credit Cards - Both the Sears and BB National credit card payments
• Utilities - Cable, internet, cellphone, and water
• Insurances - Auto insurance and life insurance payments
• Entertainment - Entertainment and hobbies
• Food - Groceries and dining out
• Child Care - Child care costs
• Miscellaneous - Club dues, dry cleaning, charity, landscaping, maid, student loan
• Retirement/Taxes/Savings - Dividend/Interest reinvestments, Jeremy and Gina’s
401(k) contributions, cash savings contribution, Jeremy’s Roth contribution, and
total taxes
Home
19%
Transportation
12%
Credit Cards
4%
Utilities
4%
Insurances
3%Entertainment
6%
Food
8%
Child Care
12%
Miscellaneous
15%
Retirement/Taxes/
Savings
17%
Expenses

8. 8
Monthly Discretionary vs. Non-
Discretionary Expenses
Discretionary Expenses are expenses that can be avoided in the event of a loss of income.
Non-Discretionary Expenses are fixed monthly or annually expenses that are required to be
paid regardless of loss of income.
Non-Discretionary Expenses
Mortgage Payment $1,896
Infiniti Payment $448
Jeep Payment $240
Life Insurance $120
Harley Payment $210
BB National Credit Card $195
Sera Credit Card $305
Cell Phone $135
Alarm System $55
Internet $150
Gas $370
Water $80
Auto Insurance $168
Child Care $1,400
Home Repairs $200
Groceries $500
Charity $350
Parking and Tolls $420
Student Loan Payment $280
Taxes $420
Total $7,562
Discretionary
Expenses
Cable $120
Entertainment $400
Dining Out $400
Hobbies $300
Club Dues $150
Dry Cleaning $160
Landscaping $300
Maid $400
Total $2230
Savings
Jeremy 401(K)
Contribution
$300
Gina 401(k)
Contribution
$400
Div./Inter.
Reinvestment
$47
Jeremy Roth
Contribution
$120
Cash Savings
Contribution
$600
Total $1467

9. 9
Financial Statements
Year-End Net Worth Statement Mr. and Mrs. Delgado-
Pritchett
Current Assets
Cash
JT Checking Account $2,820
JT Saving Account $6,300
JT Bank CD $2,000
Total Current
Assets $11,120
Investment Assets
Jeremy 401(K) Account $120,368
Gina 401(K) Account $37,581
JT Brokerage Account $4,700
Jeremy Roth IRA $77,298
Total Invested Assets $239,947
Personal Use Assets
JT Jewelry $12,500
JT Boat $8,000
JT 2007 Jeep Patriots $12,000
JT Furniture $15,300
JT Harley Davidson $28,000

10. 10
JT 2010 Infiniti E35 $44,500
JT Primary Home $421,900
Total Personal Use Assets $542,200
Total Assets $782,147
Liabilities
Current Liabilities
JT BB National Credit Card $7,237
Total Current Liabilities $7,237
Long-Term Liabilities
JT 2010 Infiniti E35 loan $38,000
JT Sear Credit Card $12,200
JT Harley Davidson Loan $18,000
JT Primary Mortgage $180,000
JT Student Loan $37,000
JT Jeep Auto Loan $10,000
Long-Term
Liabilities $295,200
Total Liabilities $302,437
Total Net Worth $479,710

11. 11
Statement of Cash Flow for Mr. and
Mrs. Delgado-Pritchett
Cash Inflows
Salaries
Jeremy's Salary $95,760
Gina's Salary $41,040
Investment Income (Dividend/Interest) $480
Total Cash Inflows $137,280
Cash Outflows
Savings
Jeremy 401(k) Contributions $3,600
Gina 401(K) Contributions $4,800
Dividend/Interest Reinvestment $564
Cash Savings Contribution $7,200
Jeremy's Roth Contribution $1,440
Total Savings $17,604
Fixed Outflows
Mortgage $22,752
Infiniti Payment $5,376
Jeep Payment $2,880
Harley $2,520
BB National Credit Card $2,340
Sears Credit Card $3,660
Cable $1,440
Alarm System $660

12. 12
Internet $1,800
Gas $4,440
Cellphone $1,620
Water $960
Child Care $16,800
Home Repairs $2,400
Club Dues $1,800
Charity $4,200
Landscaping $3,600
Maid $4,800
Parking and Tolls $480
Student Loans $3,360
Life Insurance $1,440
Auto Insurance $2,016
Total Fixed
Outflows $91,344
Variable Outflows
Entertainment $4,800
Groceries $6,000
Hobbies $3,600
Dinning Out $4,800
Dry Cleaning $1,920
Taxes-FICA and Income Tax $5,040
Total Variable Outflows $26,160
Total Cash Outflows $135,108
Net Discretionary Cash Flows $2,172

13. 13
Financial Ratio Analysis
Emergency Fund Ratio
This method determines the number of months an individual can pay off non-discretionary
liabilities with currents cash inflows. It is recommended that you save enough funds to cover
your expenses for 3-6 months in case of an emergency. Your emergency fund is less than the
minimum required savings. In this case, you will only have enough funds to cover your non-
discretionary expenses for less than 2 years.
Emergency Fund Ratio =
Cash & Cash Equivalent $11,120 = 1.48 < 3
Monthly Non-Discretionary Cash Flows $7,562
Current Ratio:
This ratio gives the client an insight into his ability to pay short-term expenses as they come due
using only cash and cash equivalent. It appears as if there is a liquidity problem when current
ratio is less than one. However, you may continue to pay your current liabilities out of current
income, and save your cash & cash equivalent in case you need the fund for an emergency.
Current Ratio=
Cash & Cash Equivalent $11,120 = 0.57 ≥ 1.00
Current Liabilities $19,437
Debt Ratio:
The basic housing ratio give the client an insight on the percentage of gross pays that is devoted
to basic housing. This calculation does not include any sort of living and housing expenses. In
your case, this calculation focuses only on the principal payment of your mortgage, interest,
property taxes, and insurance. The benchmark for this housing ratio is less or equal to 28
percent of your income before taxes. Your current ratio is 16.5 %, which gives you some
flexibility to pay other debts.

14. 14
Housing Ratio 1 =
House Costs $1,896 = 16.5% ≤ 28%
Gross Pay $11,447
The housing ratio 2 is a more broad calculation, which combines basic housing costs with other
monthly debt payments made on revolving basis. The benchmark for this ratio is less or equal to
36 percent of your gross income. Your current housing ratio 2 is slightly over 31 percent,
which is suitable for your current level of income.
Housing Ratio 2=
Housing Costs + Other Debts Payments $1,896 + 1,678 = 31% > 36%
Gross Pay $11,447
The debt to total asset is a calculation reflects what portions of assets owned by client is
financed through a creditor. This ratio usually fluctuates according to client’s age. The younger
you are, the greater your chances of having a high debt ratio due to the presence of student and
automobile loans. Your debt to total asset ratio is below 39 percent, which is considered low
for your age. The closer you get to retirement the lower your debt to total asset will be.
Debt to Total Asset =
Total Debt $302, 437 = 39%
Total Assets $782,147
Financial Security Goals
Savings rate is important to help clients achieve their long-term financial goals. This calculation
indicated how much of your gross pay is being set aside to savings. Your savings ratio is 12.82
percent, which is within the benchmark but right on the edge. In this case, you will need to start
allocating more funds to your saving account to help you achieve your long-term goals.

15. 15
Savings Rate =
Savings + Employer Match $1,467 = 13%
Gross Pay $11,447
Refinanced Mortgage
Housing Ratio 1 =
House Costs $1,977.33 = 17%
Gross Pay $11,447
Housing Ratio 2 =
Housing Costs + Other Debts Payments $1,977.33 + 1,678 = 32% > 36%
Gross Pay $11,447

16. 16
Mortgage Analysis
Monthly PITI Payment Comparison
Current Loan 15 Year Fixed – 4.3% 30 Year Fixed– 3.3%
PITI $1895.99 $1977.33 $1406.99
$618.67 $618.67 $618.67
$1,277.32 $1,358.66
$788.32
$0.00
$500.00
$1,000.00
$1,500.00
$2,000.00
$2,500.00
Current 15Year Fixed-4.3% 30Year Fixed-3.3%
Monthly Payment
Tax/Insurance

17. 17
Principal to Interest Comparison
Current Loan 15 Year Fixed – 3.3% 30 Year Fixed– 4.3%
Principal $200,000.00 $180,000.00 $180,000.00
Interest $259,834.49 $64,558.91 $140,676.43
Total $459,834.49 $244558.91 $ 320,676.43
After analyzing you current financial profile, we highly recommend
refinancing your current mortgage loan at a 15 year fixed rate at 4.3%.
Though you are going to be paying an extra $81.34 on your new loan, you
will be saving $21, 5275.58 in the long run. This new loan will increase your
HR1 ratio from 16.5 % to 17.2%, which will still be less than the
benchmark. Your housing ratio increased from 31% to 32% keeping you
with in the benchmark. This decision will compensate for the $3,500 you
will be spending to cover the refinancing costs.
259834.349
64558.91
103794.9806
$200,000
$180,000
$180,000
0
50000
100000
150000
200000
250000
300000
350000
400000
450000
500000
Current 15Year Fixed-4.3% 30Year Fixed-3.3%
Loan
Total Interest

18. 18
Paying off Debt with PowerPay
PowerPay is debt payment technique that allows users to keep the total amount of
money equal to what they currently pay but also allows users to see greater strides in
paying down their debt and ultimately lets users reduce the time they spend in debt.
Users must
1. Stop Charging/Borrowing until all debts are paid
2. Make PowerPayments until all debts are paid
Paying off debt with powerpayments consist of making payments until one debt is fully
paid off (usually the highest interest debt) then applying the same amount to next debt
(next highest interest debt.)
Highlighted below are the dramatic difference in amount of interest paid without and
without PowerPayments as well as making power payments and cutting expenses to
make extra payments possible.
Without PowerPay
Creditors Number of payments Total paid Interest Paid
Sears 64 $19,479.64 $47,279.64
BB National 52 $10,053.74 $2,816.74
Mortgage 135 $255,268.73 $75,268.73
Infiniti Loan 95 $42,213.00 $4,213.00
Jeep Loan 45 $10,614.67 $614.67
Harley Motorcycle 97 $20,282.97 $2,282.97
Student Loans 217 $60,682.39 $23,682.39
Total $418,595.14 $116,158.14
Payoff Time: 18 years and 1 months
Debt Free Date: September 2033
With PowerPay
Creditors Number of payments Total paid Interest Paid
Sears 54 $19,059.95 $6,859.95
BB National 52 $10,053.74 $2,816.74
Mortgage 106 $244,872.10 $6,4872.10
Infiniti Loan 95 $42,213.00 $4,213.00
Jeep Loan 45 $10,614.67 $614.67
Harley Motorcycle 97 $20,282.97 $2,282.97
Student Loans 113 $53,835.29 $16,835.29
Total $400,931.72 $98,494.72

19. 19
An aggressive way to tackle debt is by cutting all discretionary expenses and applying those
“additional” funds towards extra payments towards debts owed. This tactic in addition to
PowerPay payments will help reduce the time spent in debt.
Cutting Expenses:
Discretionary Expenses
Cable $120
Entertainment $400
Dining Out $400
Hobbies $300
Club Dues $150
Dry Cleaning $160
Landscaping $300
Maid $400
Total $2,230
With Powerpay &
Extra Payments
Creditors Number of payments Total paid Interest Paid
Sears 6 $12,790.94 $590.94
BB National 8 $7,872.43 $635.43
Mortgage 50 $208,569.88 $28,569.88
Infiniti Loan 60 $41,587.60 $3,587.60
Jeep Loan 45 $10,614.67 $614.67
Harley Motorcycle 58 $19,871.09 $1,871.09
Student Loans 56 $46,085.82 $9,085.82
Total
347,392.43 44,955.43
Payoff Time: 5 years and 0 months
Debt Free Date: August 2020
Payoff Time: 9 years and 5 months
Debt Free Date: January 2025

20. 20
Explanation of Home, Auto and Life
Insurance
Insurance Coverage
Auto Insurance Policy: $50k/$100k/$50k
This split limit liability auto insurance coverage is more than the Texas state minimum coverage
of $30k/$60k/$25k. The first split limit of $50k means the insurance policy will pay up to fifty
thousand dollars of bodily damage for a single person involved in an accident that is your fault.
The second split limit of $100k means the insurance company will cover all bodily damages up to
one hundred thousand dollars for all people involved in an accident that is your fault. The last
split limit of $50k means the insurance company will cover property damages up to fifty
thousand dollars in an accident that is your fault. Remember that is the event of an accident, you
have a $500 deductible, meaning that you are responsible for anything up to $500 and then the
insurance company will come in and take care of the remaining amount, up to the specified
limits.
Home Insurance Policy: 100% cash value, replacement cost property loss
In the event that you lose your home and its contents, and given that the cause of the loss is not
excluded under your policy (we will assume you have HOC and the loss was not caused by
flood), then your insurance company will pay out the actual cash value of your home at the time
of loss, it is always recommended to have 100% cash value coverage. The contents of your
home are insured with replacement cost, which is a much better option than actual cash value,
because unlike your home that builds equity over time, the contents of your home typically are
worth less now compared to when you bought them, meaning that the insurance company will
provide a settlement that will cover buying a new “—” to replace the one you lost.
Life Insurance Policy: Annual premium $1,440
The present value of your combined salaries ($136,800) over the course of the next thirty years
until retirement is $4,104,000. This large number value is basically the human net worth that
you are combined to make in today’s dollars over the course of the remaining working years,
not assuming any raises or accounting for inflation. With proper financial planning, term life
insurance is all that should be needed to protect this income over the next thirty years. We can
get a thirty year term policy for $2.5 million death benefit on Jeremy for $1,685 per year. We
can also get a thirty year level term policy for $1 million death benefit on Gina for $570 per

21. 21
year. This will increase your annual life insurance expense by $815, it sounds expensive, but it is
our recommendation to ensure that you have the right amount of coverage today.
Protecting your Deposits
Bank failure although rare can be catastrophic if incurred. The Federal Deposit Insurance
Corporation is a quasi-governmental organization that has been providing a safeguard in case of
bank failure since 1933. The FDIC insures deposits only up to $250,000 though depending on
ownership and structure of deposits the actual amount insured can be much greater. It is
important to note that the FDIC does not insure deposits made at credit unions, unions are
insured by a different organization called the National Credit Union Administration (NCUA). By
structuring the $800,000 in to four different accounts, we can manage to fully insure the
settlement while maintaining a high level of liquidity.
Jeremy and Gina’s Settlement Accounts
Joint Savings $500,000
Jeremy Savings $150,000
Gina Savings $150,000
Total Amount Held $800,000
Total Amount Insured $800,000
As seen above the joint account is afforded $250,000 for both parties resulting in a total of
$500,000 insured. If we placed the rest of the settlement in the same account we would have to
forgo insurance on the remaining $300,000. Now, if we place the rest in two accounts that are
below the single account limit for the FDIC, we can fully insure the remaining amounts. It is
important to note that the difference here is that the FDIC provides separate limits based on
account ownership. They also provide higher limits for certain types of accounts, however most
of those accounts, which include trusts and certain retirement accounts are significantly less
liquid.

22. 22
Retirement Needs Analysis
We took into account the following goals when your retirement needs:
• Jeremy and Gina would will both retire in 30 years
• Amount needed is $90,000 per year until the age of 96
In addition the following conditions were assumed for the calculation of amounts needed
and it is important to note that depended on actual conditions the amounts may vary:
• Inflation is equal to 3.5%
• Return on investments prior to retirement equal to 8.5%
• Return on investment during retirement equal to 6.5%
• Expected social security payment $10,000
Considering both the above mentioned goals and conditions the following data was obtained:
• The present value needed to be saved upon retirement is $ 1,824,721.820
• The amount needed to be saved upon entering retirement in future
dollars is $ 5,121,617.717
• The amount needed to be saved annually assuming no retirement
assets is $ 41,231.97
• The amount needed to be saved monthly assuming no retirement assets
is $3,102.68
• The amount needed to be saved annually with retirement assets is $18,904.76 including
$239,947 in retirement assets.

23. 23
Appendix A: Engagement Letter
August 1, 2015
Dear Mr. and Mrs. Delgado-Pritchett:
This letter will confirm the terms of our contract regarding the financial planning
services that FundVest Financial will provide for you. The primary objective of
engagement is to prepare a review of your personal financial situation and present you
with possible strategies that will assist you on making important decisions to help you
identify and achieve your personal and financial goals and objectives. Our analysis and
recommendations will be based upon the information provided to FundVest Financial by
you. In order to ensure an understanding of our responsibilities, FundVest Financial asks
all of our clients to confirm the arrangements.
The initial phase involves accumulating and organizing data and documents about your
current financial status, identifying specific goals and objectives, and agreeing upon
planning assumptions. Once all of your financial information such as, wills, prior tax
return, investment accounts, retirement account, insurance documents have been
collected during a face-to-face meeting with you, or/and obtain from other means of
communication, the data will be analyzed and projections will be made. Subsequent
meetings will be held to verify the accuracy of the data and will allow you to validate the
assumption used. During future meeting, alternative course of actions to meet goals and
alleviate any issue will be carefully discussed. Based on weekly meetings, we will meet
for over a period of 6 weeks to follow up on the progress of our work.
It is important to remember, as you have indicated, that you are responsible for all the
decisions regarding implementation of the recommendations offered to you by FundVest
will be at your discretion. Our team will be available to assist you with the
implementations of your chosen methods, if you need farther assistance from us. A new
engagement letter will be issued in order to properly serve you.
Fees
The fee for your Comprehensive Financial Plan has been determined by our mutual
agreement and is $2,300 which is due payable upon return of this Engagement Letter,
and it will be paid by Mr. and Mrs. Delgado-Pritchett. Please note that this fee is for the
written financial plan alone and the plan shall contain all of our recommendations to you
through the date of its delivery. Please, be advised that this fee does not included
preparation of any legal documents or tax return. We only guarantee services that have
been agreed by all parties involved in the process, and services that are specified in this
letter. Any addition services provided by us will be billed separately at a rate of $200.00
per hour.

24. 24
We anticipate beginning the engagement immediately. If this letter meets with your
approval, please sign the enclosed copy in the space provided and return it to us in the
enclosed envelope. You are free to terminate this agreement at any time and we will bill
you for the portion of work that is complete.
We thank you for the opportunity to be of service, and we welcome you as a valued
client.
Sincerely,
Financial Planner
I/We agree to the above terms & conditions:
Client Signature: ___________________________ Date:
_______________________
Client Signature: ___________________________ Date:
_______________________

25. 25
Appendix B: PowerPay Payment Schedule
Payment Schedule with PowerPay and Extra Payments- Highest Interest First
Month
Sears Credit
Card
BB National
Credit
Card
Mortgage
Student
Loans
Jeep Loan
Harley
Motorcycle
Loan
Infiniti
Loan
Sep 2015 $2535.00 $195.00 $1896.00 $280.00 $240.00 $210.00 $448.00
Oct 2015 $2535.00 $195.00 $1896.00 $280.00 $240.00 $210.00 $448.00
Nov 2015 $2535.00 $195.00 $1896.00 $280.00 $240.00 $210.00 $448.00
Dec 2015 $2535.00 $195.00 $1896.00 $280.00 $240.00 $210.00 $448.00
Jan 2016 $2535.00 $195.00 $1896.00 $280.00 $240.00 $210.00 $448.00
Feb 2016 $115.94 $2614.06 $1896.00 $280.00 $240.00 $210.00 $448.00
Mar 2016 $2730.00 $1896.00 $280.00 $240.00 $210.00 $448.00
Apr 2016 $1553.37 $3072.63 $280.00 $240.00 $210.00 $448.00
May 2016 $4626.00 $280.00 $240.00 $210.00 $448.00
Jun 2016 $4626.00 $280.00 $240.00 $210.00 $448.00
Jul 2016 $4626.00 $280.00 $240.00 $210.00 $448.00
Aug 2016 $4626.00 $280.00 $240.00 $210.00 $448.00
Sep 2016 $4626.00 $280.00 $240.00 $210.00 $448.00
Oct 2016 $4626.00 $280.00 $240.00 $210.00 $448.00
Nov 2016 $4626.00 $280.00 $240.00 $210.00 $448.00
Dec 2016 $4626.00 $280.00 $240.00 $210.00 $448.00
Jan 2017 $4626.00 $280.00 $240.00 $210.00 $448.00
Feb 2017 $4626.00 $280.00 $240.00 $210.00 $448.00
Mar 2017 $4626.00 $280.00 $240.00 $210.00 $448.00
Apr 2017 $4626.00 $280.00 $240.00 $210.00 $448.00
May 2017 $4626.00 $280.00 $240.00 $210.00 $448.00
Jun 2017 $4626.00 $280.00 $240.00 $210.00 $448.00
Jul 2017 $4626.00 $280.00 $240.00 $210.00 $448.00
Aug 2017 $4626.00 $280.00 $240.00 $210.00 $448.00
Sep 2017 $4626.00 $280.00 $240.00 $210.00 $448.00
Oct 2017 $4626.00 $280.00 $240.00 $210.00 $448.00

26. 26
Nov 2017 $4626.00 $280.00 $240.00 $210.00 $448.00
Dec 2017 $4626.00 $280.00 $240.00 $210.00 $448.00
Jan 2018 $4626.00 $280.00 $240.00 $210.00 $448.00
Feb 2018 $4626.00 $280.00 $240.00 $210.00 $448.00
Mar 2018 $4626.00 $280.00 $240.00 $210.00 $448.00
Apr 2018 $4626.00 $280.00 $240.00 $210.00 $448.00
May 2018 $4626.00 $280.00 $240.00 $210.00 $448.00
Jun 2018 $4626.00 $280.00 $240.00 $210.00 $448.00
Jul 2018 $4626.00 $280.00 $240.00 $210.00 $448.00
Aug 2018 $4626.00 $280.00 $240.00 $210.00 $448.00
Sep 2018 $4626.00 $280.00 $240.00 $210.00 $448.00
Oct 2018 $4626.00 $280.00 $240.00 $210.00 $448.00
Nov 2018 $4626.00 $280.00 $240.00 $210.00 $448.00
Dec 2018 $4626.00 $280.00 $240.00 $210.00 $448.00
Jan 2019 $4626.00 $280.00 $240.00 $210.00 $448.00
Feb 2019 $4626.00 $280.00 $240.00 $210.00 $448.00
Mar 2019 $4626.00 $280.00 $240.00 $210.00 $448.00
Apr 2019 $4626.00 $280.00 $240.00 $210.00 $448.00
May 2019 $4811.33 $280.00 $54.67 $210.00 $448.00
Jun 2019 $4866.00 $280.00 $210.00 $448.00
Jul 2019 $4866.00 $280.00 $210.00 $448.00
Aug 2019 $4866.00 $280.00 $210.00 $448.00
Sep 2019 $4866.00 $280.00 $210.00 $448.00
Oct 2019 $1413.92 $3732.08 $210.00 $448.00
Nov 2019 $5146.00 $210.00 $448.00
Dec 2019 $5146.00 $210.00 $448.00
Jan 2020 $5146.00 $210.00 $448.00
Feb 2020 $5146.00 $210.00 $448.00
Mar 2020 $5146.00 $210.00 $448.00
Apr 2020 $2903.74 $2452.26 $448.00
May 2020 $5356.00 $448.00
Jun 2020 $512.83 $5291.17
Jul 2020 $5804.00
Aug 2020 $4956.43

27. 27
TOTALS $12790.94 $7872.43 $208569.88 $46085.82 $10614.67 $19871.09 $41587.60