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A Short Look at Long-Term Care For Seniors
1. Average of 3 Years 5 Years Or More
20%
70%
SOURCE: Stevenson D, Cohen M, Tell E, Burwell B. The Complementarity of Public and Private Long-Term Care Coverage. Health
Affairs. 2010; 29(1):35-43.
Percentage Of Americans Age 65+ Who Will Require Long-
Term Care In Their Lives
2. Unpaid Caregivers
Paid Long-Term Care Providers
87%
13%
NOTES: Estimated annual value of unpaid care in 2009: $450 billion
SOURCE: SCAN Foundation. Who Provides Long-Term Care in the U.S.? Oct 2012.
http://www.thescanfoundation.org/sites/thescanfoundation.org/files/us_who_provides_ltc_us_oct_2012_fs_0.pdf
Sources Of Care For 12 Million Americans Who Use Long-
Term Care Services
Types of Paid Long-Term Care Providers
• 20-30% physicians, nurses, and
therapists
• 70-80% home health aides,
certified nursing assistants and
personal care aides
3. NOTE: Total LTSS expenditures include spending on residential care facilities, nursing homes, home health services, and home and
community-based waiver services. Expenditures also include spending on ambulance providers. All home and community-based
waiver services are attributed to Medicaid.
SOURCE: KCMU estimates based on CMS National Health Expenditure Accounts data for 2011.
Medicaid is the Primary Payer of Long-Term Care
Medicaid
40%
Out-of-Pocket
15%
Private Insurance
7%
Other Private
and Public
18%
Medicare
Post-Acute Care
21%
Total Long-Term Care Spending, 2011 = $357 billion
4. NOTE: Home and community-based care includes state plan home health, state plan personal care services and § 1915(c) HCBS
waivers. Institutional care includes intermediate care facilities for individuals with intellectual/developmental disabilities, nursing
facilities, and mental health facilities.
SOURCE: KCMU and Urban Institute analysis of CMS-64 data.
Growth in Medicaid Expenditures, 1995- 2011
1995 2000 2005 2010 2011
Home and Community-
Based LTSS
Institution-Based LTSS$54
$75
$104
$121 $123
30%
39%
45% 45%
80% 71% 61% 55% 55%
20%
5. 2010 2050
12 MILLION
27 MILLION* The number of Americans aged 65 years and older is
growing dramatically. Between 2011 and 2029, 10
thousand Americans will turn 65 every day.1
SOURCE OF GRAPHIC: Kaye H, Harrington C, LaPlante M. Long-Term Care: Who Gets It, Who Provides It, Who Pays,
And How Much? Health Affairs. January 2010 2010; 29(1):11-21.
1 PEW Research Center. 10,000 - Baby Boomers Retire. http://pewresearch.org/databank/dailynumber/?NumberID=1150.
Accessed May 9, 2012.
2 Tompson T, Benz J, Agiesta D, Nguyen K, Lowell K. Long-Term Care: Perceptions, Experiences, and Attitudes among Americans 40
or Older. The Associated Press and NORC. April 2013.
Number of Americans Needing Long-Term Care
48% of
Americans 40
Years or Older
Say that
Almost
Everyone Will
Need Long-
Term Care as
They Age, but
only 35%
have set aside
money2