1. FORTHE CORPS
FORTHE CORPS
Emerson • Hillsdale • Montvale • Park Ridge • River Vale • Township of Washington • Westwood • Woodcliff Lake
P A S C A C K V A L L E Y ’ S B E S T H O M E T O W N N E W S P A P E R
VOLUME 24 ISSUE 41 DECEMBER 28, 2020
Friends from Hillsdale and River Vale pooled
their talents on Dec. 17 and gave rise to a “Coca-
Cola” snow bear in Hillsdale’s Veterans Park.
SEE PAGE 23
BUILD A BEAR
The New York Evening World ran an item on Dec.
30, 1893 about fresh burglaries along the New
Jersey and New York Railroad line, including at
the stations in Westwood and Etna (Emerson).
SEE PAGE 4
STELLAR
STUDENT
Westwood High’s Isabel Rhee
earns prestigious Dwight D.
Eisenhower Leadership Award.
SEE PAGE 11
B ck in time...
PHOTO BY WTVAC
BY MICHAEL OLOHAN
OF PASCACK PRESS
A nearly 13-acre parcel previ-
ously targeted for 73 townhomes at
463 Van Emburgh Ave.—with a
development proposal expected in
2021—qualifies for a massive tax
deduction due to its following a
woodlands management plan for two
years that cut its annual tax rate to
about $50 annually in 2019 and
2020.
However, should the property be
developed, local officials say the
landowner will need to repay the
property taxes saved under the farm-
land assessment law.
At Township Attorney Ken
Pollerʼs recommendation, the council
on Dec. 21 tabled a resolution to
refund 463 Van Emburgh Ave.
(Tomaron Inc./Viviano) $12,572.51
for its payment of 2020ʼs first two
quarterly tax bills. The council tabled
the resolution Dec. 7 over concerns
See TAX on page 254
MASSIVE TAX
REFUND?
Council seeks facts on
ʻVivianoʼtimber sales
TOWNSHIP OF WASHINGTON
Continued on page 16
WESTWOOD / TOWNSHIP OF WASHINGTON
Not seven swans a-swim-
ming but rather seven Cardinals
a-cheering! Going door to door,
Junior Cardinals cheerleaders,
whose program has merged those
of the Westwood and Washington
Township rec programs, surprised
the Washington Township Volun-
teer Ambulance Corps last week
with gifts of Christmas wreaths:
one per home and a larger one for
the headquarters door.
According to WTVAC Life
Member Richard Miras, the crews
have continued to ride and pro-
vide ambulance service through-
out the COVID pandemic.”
“It was a very emotionally
charged time for our members to
be recognized and thanked by
the cheerleaders, who traveled as
a group to each of our homes to
personally deliver the wreaths.
Each of us had to make a deci-
sion whether we would continue
SPREADING JOY: Junior Cardinals cheerleaders Gina Castronova, Emma Claire Readie, Jenna Zotollo, Elorie Roberts, Maya
Goldman, Elly DePiero, and Molly McGinty went to ambulance crew members’ homes to deliver wreaths and thanks.
Cardinal cheerleaders deliver wreaths to COVID ambulance crews
2. 2
DECEMBER
28,
2020
•
PASCACK
VALLEY
PRESS
In coordination with Rugged
Outfitters, 89 Broadway in Park
Ridge, Post 162 acquired a consid-
erable supply of warm clothing,
including thick hoodies, sweatpants,
T-shirts, socks, underwear, gloves,
and scarves.
The post added knitted wool
throws made by a local prayer shawl
ministry.
According to A.J. Luna, direc-
tor of Veteran Services for Bergen
County, speaking at the handoff of
the clothes, “As winter approaches
these supplies are desperately need-
ed by the population they serve.”
Post Trustee Phil Langner, who
coordinated the project this year,
said, “The strong bond that veterans
share makes our participation in the
program rewarding for our mem-
bers, especially this year in the
midst of the pandemic.”
Thank you to all who con-
tributed to make this effort a suc-
cess.
Commander Doug Frank
American Legion Post 162
Emerson, the
family town,
delivers
To the editor:
I WOULD LIKE to extend special
thanks to everyone in Emerson
who went the extra mile to spread
holiday cheer, including but not
limited to:
• The Emerson Recreation
Commission, for hosting the First
Annual Deck the Homes contest.
Every street in town looks extra
cheery this year thanks to this
effort.
• The Emerson Elementary
PTA, for sending the Grinch and
company around town to collect
supplies for our elementary
schools, spreading mischief and
merriment along the way.
• The Emerson Volunteer Fire
Department, for escorting Santa
and Mrs Claus on their annual hol-
iday tour. Over three bitterly cold
nights they ensured every street, no
matter how narrow or short, got a
visit from these special guests, and
PASCACK PRESS
LETTERSTOTHE EDITOR
children all over rejoiced.
Emerson is truly the Family
Town. Thanks to all who gave of
themselves to bring joy to others. I
am very proud to live here.
Kate Stutzel
Emerson
Hillsdale
called out
on jail issue
To the editor:
RECENT ATTENTION has been
brought to Bergen County in
response to a monthlong hunger
strike undertaken by ICE detainees
in the Bergen County Jail, in Hack-
ensack. ICE detainees requested
that they be released to fight their
cases from the outside due to con-
cerns around COVID-19 transmis-
sion within the jail.
The hunger strike was also in
protest of inhumane conditions that
detainees have been subjected to
within the jail.Andrea Sáenz, attor-
ney in charge of the New York
Immigrant Family Unity Project
(NYIFUP) for Brooklyn Defender
Services, released a statement con-
cerning this on Dec. 8, stating,
“The people we represent have
long reported negligent and dan-
gerous conditions in ICE detention,
only worsened by the pandemic,
including solitary confinement,
lack of basic sanitation, and inade-
quate medical care.
“In recent days, we have heard
NOTE: Letter submission deadline is 11 a.m.
Wednesday for the following Monday’s paper.
Publication not guaranteed. Subject to editing.
Email to pascackpress@thepressgroup.net.
Warm hearts
back county
veterans
To the editor:
AMERICAN LEGION Post 162
of Hillsdale continued its support
for the Bergen County veterans
backpack program [the Jersey
City-based not-for-profit Back-
packs For Life] on Dec. 21, with a
considerable donation of warm
clothing.
Although Bergen County was
recognized by the White House for
virtually eliminating homelessness
in its veterans population and the
program was considered a model
for the nation to follow, the need to
support veterans continues.
CONTINUED ON PAGE 23
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Parking spaces at Our Lady of
Good Counsel Church—at a cost of
$2,500 per month—will not be need-
ed for DPW vehicles as alternate
locations were found, Mayor Peter
Calamari reported at the Dec. 21
council meeting.
Such parking became a hot
topic in October when the council
approved the mayor executing a
$60,000 annual parking agreement
with OLGC, although he continued
to look for low- or no-cost options.
Several council members cited
the parking cost and contract provi-
sions that required the township to
snow plow, pave, and maintain the
parking lot and nearby sidewalks as
worrisome.
The parking is needed because
the DPW facility is planned for dem-
olition and is under state deadline to
remediate contaminated soil on site
by May 2021.
Calamari said Dec. 21 that up to
six large DPW vehicles, such as
garbage trucks and loaders, will be
parked on a portion of Sherry Field,
which is a permitted use under the
stateʼs GreenAcres program.
All local parks are subject to
Green Acres regulations since state
grant funds were accepted for
improvements.
Other DPW vehicles will be
storedbehindValleyBank,initspark-
ing lot, which was offered at no cost
to the township. “We appreciate their
kind gesture,” Calamari said.
He said township-owned prop-
erty at the end of HudsonAvenue will
temporarily house two 12 foot by 24
foot residential-looking storage sheds
that may remain until a new DPW
building location is found.
He thanked councilman Steven
Cascio for suggesting the locationʼs
use.
Calamari said another “small
piece” of township property will be
used to construct a two-bay modular
construction garage for DPW vehicle
maintenance.
Calamari said officials were still
tryingtofindalocalsitetoaccommo-
date a new DPW facility.
In our letters section on Dec. 21,
Calamari pushed back against ques-
tions of ethics surrounding the town-
shipʼs apparent fallback plan for the
OLGC property. His father is an
OLGC trustee and serves on the
church finance committee. The
mayor said negotiations were with
theArchdiocese of Newark.
— Michael Olohan
DPW parking bound for Sherry Field, bank lot
TOWNSHIP OF WASHINGTON
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3
DECEMBER
28,
2020
•
PASCACK
VALLEY
PRESS
WOODCLIFF LAKE
Despite more than $48,000
approved by the Borough Council
in July for site remediation and
environmental oversight at Galaxy
Gardens—site of a future park—
no remediation has been done
mostly due to COVID-related staff
shortages, said a local official.
Administrator Tom Padilla
said the 2.1-acre site, at Woodcliff
Avenue and Werimus Road, was
to have park designs presented this
year, but itʼs now behind schedule.
Officials had been hoping to
complete remediation by the end
of 2019.
In late July, Padilla said he
anticipated soil remediation work
due to gasoline contamination to
be completed in four weeks.
On Dec. 7, Padilla said the
soil remediation was not complet-
ed due to staff Covid-19 outages at
the boroughʼs licensed site reme-
diation professional, First Envi-
ronment.
“They know this is a priority
for us” said Padilla. He promised
heʼll have weekly updates from
First Environment to find out
where the work stands.
He told Pascack Press last
week, “My concern is the weather
will be changing and weʼll segue
into some other delays.”
The $48,000 soil remediation
cost includes $31,525 to remove
and replace 225 tons of soil and
$17,100 for site monitoring.
The borough already spent
$355,600 on clearing, grading,
and remediating the former garden
center and gas station property.
At risk due to delays is an
approved $500,000 Bergen Coun-
ty open space grant for park devel-
opment. The funds will be
released only when the site has
been certified as meeting state
environmental standards, Padilla
said.
Mayor Carlos Rendo broke a
council tie vote, ultimately 4–3, in
February 2018, allowing the $1.65
million site purchase. Residents
and some officials opposed the
deal in part because because of
possible contamination stemming
from from prior land uses.
The site was also considered
as a location for Valley Chabadʼs
synagogue expansion. That effort
foundered in part on contamina-
tion concerns and municipal
efforts to acquire the property.
The borough also applied for
a $341,000 county matching grant
in July. Padilla said the boroughʼs
contribution likely would come
from its local Open Space fund, a
bond issue, or corporate sponsor-
ships.
Moreover, the borough
applied for a $167,000 county
park development match grant in
July to help pay for design and
architectural services.
If it comes through, the
$341,000 county grant could be
used for sidewalk installation, a
gazebo, a flagpole, lighting, land-
scaping, irrigation, monuments,
signage, trash receptacles, and
benches.
GRANTS HANG IN BALANCE
AS ‘GALAXY’ SITE CLEANUP STALLS
BY MICHAEL OLOHAN
OF PASCACK PRESS
Make a difference in your com-
munity.Volunteer to teach English as
a Second Language.
Since 1982, Literacy Volunteers
of Pascack Valley has been training
volunteers to teach English to adults
in their community. This remote
workshop is run by a certified trainer.
The program is an accredited mem-
ber of the national organization, Pro-
literacy.
Upon completion of the work-
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This workshop is open to resi-
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Ridge,Ramsey,RiverVale,andWest-
wood. All tutoring is remote via
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phone. The workshop will cover the
use of these technologies.
Itʼs easy to register. Write to
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workshop-form.html.
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4. MAILING ADDRESS: P.O. BOX 335
Westwood, N.J. 07675
Serving Emerson, Hillsdale, Montvale, Park Ridge,
River Vale, Township of Washington, Westwood
and Woodcliff Lake
The articles and opinions printed in Pascack Press
are not necessarily those of the publisher. Pascack
Press is neither liable nor responsible for typo-
graphical errors. This publication contains material
developed independently by Pascack Press. It may
not be reproduced, in whole or in part.
Pascack Press is published in Westwood and is
distributed to every household in our circulation area.
EDITORIAL & ADVERTISING
201.664.2105
FAX 201.664.2109
E-MAIL US AT
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P A S C A C K V A L L E Y ’ S
H O M E T O W N N E W S P A P E R
Publisher John J. DeFina
Editor John Snyder
Assistant Editor Kristin Beuscher
Art Director Keith J. Harcher
Director of Advertising George F. Harcher
LETTERS 2
EATS DINING 11
LIBRARY CALENDAR 12
HEALTH & WELLNESS 17
HOMEIMPROVEMENT 22
REALESTATE 23
SERVICES 27
OBITUARIES 30
inside
4
DECEMBER
28,
2020
•
PASCACK
VALLEY
PRESS
ADVERTISE YOUR
SERVICE IN THE
SERVICE DIRECTORY IN
THE PASCACK PRESS.
B ck in time...
B ck in time...
This item appeared in the New York
Evening World on Saturday, Dec. 30, 1893.
The previous night, burglars worked their
way down the New Jersey and New York
Railroad line, hitting the stations in West-
wood and Etna (Emerson), among others.
Seven of the New Jersey and New York
Railroad stations, between Hillsdale and
Hackensack, were visited by burglars last
night.
Automatic weighing machines were
broken open, the money bags cut off with a
knife, and the contents carried away. Ticket
cases were broken open, tickets were scat-
tered over the floors and express packages
were rifled. The greater part of the money
obtained was from the weighing-machines.
The stations broken open were: Central
Avenue, Hackensack; Cherry Hill; River
Edge; New Milford; Oradell; Etna; and West-
wood. The thieves secured the most booty at
Oradell. Besides taking the money from the
weighing-machine they took a package that
contained a suit of clothes belonging to F.F.
Bulkley, and broke open a package of fancy
goods belonging to a Mrs. Scott.
William Covert, a brakeman on a freight
train, found a box of writing paper and a
womanʼs stocking, supposed to have been
taken from the package of Mrs. Scott and
dropped by the burglars in their hurry.
For the last three years the stations on
the lower end of the road have been broken
into once a year regularly, and some of them
oftener, especially Central Avenue, which
has been entered three or four times over the
past year.
Museum’s
saleisnow
openfor
members
PASCACK VALLEY
Due to the governorʼs latest
executive order limiting indoor
gatherings to 10 people or fewer,
the Pascack Historical Society has
had to change course for its Holi-
day Boutique and Curio Sale.
For now, the usual sale is
being postponed until the spring.
However, because so many dona-
tions have come in, the museum is
opening up the sale exclusively to
its members by appointment in
the coming weeks. Time slots are
available on Wednesday mornings
and Sunday afternoons.
If you are a Pascack Histori-
cal Society member, email
info@pascackhistoricalsociety.or
g to arrange a time to shop (feel
free to bring your immediate fam-
ily, or a friend).
The thousands of sale items
include antiques, collectibles, hol-
iday decor, artwork, books, vin-
tage jewelry, handbags (from
1950s to designer), china, small
furniture, brand new toys, and so
much more.
For those who arenʼt mem-
bers, now is the perfect time to
join. Annual dues start at $30. If
you sign up now, your dues will
cover the 2021 year. Membership
also entitles you to receive the
Societyʼs quarterly newsletter,
“RELICS,” which is full of local
history features.
The Pascack Historical Soci-
ety is at 19 Ridge Ave., Park
Ridge. The museum is open to
visitors every Sunday from 1–4
p.m. Admission is free.
For more information, visit
pascackhistoricalsociety.org, call
(201) 573-0307, and follow the
museum on Facebook.
THIS WEEK IN LOCAL HISTORY:
Burglars make year-end stops in Westwood, Etna
THE WESTWOOD STATION (top) and Etna station (bottom) at the turn of the 20th century. Both stations were built when the railroad first
came through the Pascack Valley in 1870. This original Westwood station was made of wood and stood on Broadway on the opposite side of
the tracks from the current station. The photo also shows a row of buildings that once stood in what is now Veterans Memorial Park. Etna’s
station still stands off Kinderkamack Road, although it now has a brick facade. The borough was renamed Emerson in 1909.
THE HEADLINE from the Dec. 30, 1893 New
York Evening World article about local train
station burglaries. Note the antiquated use of
the term “slot machine,” which had nothing
to do with gambling. The term referred to any
coin-operated vending machine—in this
case, weighing machines.
5. DECEMBER
28,
2020
•
PASCACK
VALLEY
PRESS
5
TOWNSHIP OF WASHINGTON
Mayor Peter Calamari said on
Dec. 21 that he planned to update
residents within weeks about possi-
ble negotiations and legal options
regarding the 3.2-acre tract at 450
Pascack Road.
The property owner, still
advertising for commercial interest
in the land, has neighbors who have
been pressing the council to swoop
in while they can.
At the Dec. 21 council meet-
ing, Council President Stacey
Feeney noted that “anything thatʼs
negotiated behind the scenes cannot
be spoken about until some sort of
agreement has come.”
Calamari would not confirm
whether negotiations with Robert
Morris, whose family owns 450
Pascack Road, or developer Nick
Tsapatsaris of Lakos Construction,
with whom Morris evidently is
working, were ongoing.
He said he would have more
information in mid-January 2021.
In early December, resident
Joseph Scalia offered the governing
body four reasons why officials
need to “finally act on behalf of its
residents” and preserve the mostly
wooded private property.
Scalia is one of three Ridge-
wood Boulevard East homeowners
pressing the Township Council for
action while the land is available.
Earlier this fall, Scalia along
with Michael Proto and Brian Sin-
clair, hired attorney Charles H.
Sarlo to represent them to the
mayor and council, urging “imme-
diate and affirmative action…to
preserve 450 Pascack Road from
further development.”
An Oct. 19 email from the res-
idents called on the township to
either take the property at fair mar-
ket value through eminent domain
or rezone “a majority” of the tract
as open space/recreational zone.
The land abuts Memorial Field.
The council took no action.
Pascack Press has requested a
copy of official correspondence
related to the matter. The council
took to closed session Dec. 7 to
hear options on 450 Pascack Road
from the town planner and attorney.
Scaliaʼs recent email notes that
about two months ago more than 10
families met with local officials to
discuss the situation and said his
email is “a reminder why 450 Pas-
cack Road is critical for the town
today and for tomorrow to preserve
from development.”
The email cites four reasons,
including “the safety of our chil-
dren,” with Washington Elementary
School next door; the felling of
more than 200 “mature trees”; and
related stormwater impacts such as
flooding and sediment runoff.
Other issues include possible
homes or huge retaining walls over-
looking Memorial Field as well as
the possibility of future residentsʼ
complaints limiting Memorial Field
activities.
“We must preserve 450 Pas-
cack for future needs, expansion of
our facilities, school, potential
road(s) to decrease traffic on school
streets and surrounding roads and
most importantly open space for
our children,” Scalia wrote.
He added, “We have many
other reasons to support the
preservation of this property but
TALKS IN THE WORKS
TO PRESERVE 450 PASCACK ROAD?
BY MICHAEL OLOHAN
OF PASCACK PRESS
CONTINUED ON PAGE 22
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New Years
6. 6
DECEMBER
28,
2020
•
PASCACK
VALLEY
PRESS
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MONTVALE
For most movie fans, 2020
has been difficult. Theaters have
closed, long-awaited releases have
been postponed, big-budget
movies made for big-screen view-
ing have gone straight to stream-
ing or pay-per-view platforms,
and the smell of fresh buttered
popcorn paired with the excite-
ment of seeing a blockbuster on
opening day is becoming a faint
memory.
Some movie theaters in the
Tri-State Area have opened with
safety measures in place—like
strict cleaning protocols, mask
mandates, social distancing obser-
vance, limitations on audience
size, and concession bans—the
lack of big releases and the fear of
being indoors with crowds of
strangers seems to have discour-
aged audiences.
With COVID cases back on
the rise, the possibility that some
movie theaters will be forced to
extend their closures or even shut
permanently for financial reasons
seems like something out of a hor-
ror or science fiction movie.
Recently, Hills students were
asked to complete a survey about
their moviegoing habits and
whether or not they miss the (pre-
pandemic) movie theater experi-
ence—or if they have found com-
parable alternatives for screen-
ings.
Of the students who respond-
ed, 15.3% attended movies regu-
larly (pre-pandemic), 57.6% said
they visited theaters sometimes,
25.4% said they went to the
movies rarely, and 1.7% said they
watched movies in theaters never.
When asked what they most
missed about going to the movie
theaters, the overwhelming major-
ity of respondents said they
missed “the whole experience: the
darkness, the big screen, the audi-
ence, the food, the trailers, the
ʻescape.ʼ”
Sophomore Josh Gura
explained, “I think that seeing
movies in the theater is much
more fun than at home. Itʼs cool to
feel like youʼre seeing a hit movie
before anyone else has seen it on
TV. Itʼs still nice that movies are
coming out on streaming services
in quarantine this year, but the
experience in the theater is much
more enjoyable.”
Typically, theaters are given
75 days to show a film before it
debuts on a streaming service.
Sending movies straight to
streaming may help studios finan-
cially, but it affects the movie-
going experience for fans.
Sophomore Jack Torrente
said he would rather watch a new
movie in a theater than on his
couch.
“I feel more connected to the
movie in a movie theater. But I
feel because of the circumstances
we are facing at the moment
streaming services are a good
middle ground,” he said.
When theaters closed at the
beginning of the pandemic, the
most popular alternatives for
respondentsʼ movie-watching
were streaming services: 91.5% of
the respondents relied on stream-
ing services such as Netflix, Hulu,
or Amazon Prime Video, only
8.5% relied on cable/satellite TV,
and none relied on drive-in the-
aters.
Of those who did attend
drive-in movies, the majority
noted that the movie was a re-
showing of an older release.
Sophomore Jordana Brief
was one of the few who attended a
drive-in movie.
“I thought it was an adaptive
change to viewing movies. I liked
the idea and concept. However,
due to the delay in new movies
coming out, the movie I was at
was Grease and the aspect I enjoy
the most when going to the movie
theaters is viewing new movies,”
Brief said.
Can streaming services sustain
the momentum?
Streaming services and
cable/satellite TV have definitely
stepped up to fill the void left by
darkened movie theaters, but itʼs
unclear whether or not they can
replace them.
The Hills students who said
they relied on streaming services
and cable/satellite TV for new
releases were asked if they think
the online and streaming plat-
forms will run out of content as
COVID cases rise again.
An overwhelming 69.5% of
students said, “No, if organiza-
tions like the NBA can create a
safe bubble, movie studios should
be able to do the same.”
30.5% said, “Yes, it is too dif-
ficult to keep a movie set COVID-
free.”
Movie studios are trying their
best to move forward with new
(pre-pandemic) projects and have
delayed others for theatrical
release, but time is money.
Movies such as The Batman
and Jurassic World: Dominion
tried to film with expensive and
strict COVID protocols in place,
but were still affected by positive
cases on set. While The Batman
is still in production, Jurassic
World: Dominion has finished
filming. Both releases have been
postponed and it will be interest-
ing to see if enough movie the-
aters will be open in time to show
to big audiences or if the movies
will go straight to streaming.
Torrente added that “A lot of
movie studios are saying that
they are focusing their revenue
into streaming services to make
back some of the money theyʼve
lost by not showing films in the-
aters.”
Christopher Nolanʼs long-
awaited big-budget movie Tenet
was originally delayed for the-
aters but then was only able to
open in a limited number of them
in the U.S. It failed to meet its
original projections, losing a ton
of money.
The movie was finally
released to home screens earlier
this month, but only via Blu-ray
and on-demand platforms. The
hope is that it will follow to a
streaming service soon.
Can we hope for movie
theaters to fully open and
return to business as usual?
According to Pamela
McClintock writing for holly-
woodreporter.com, nearly 30% of
U.S. consumers leading Holly-
wood marketing and research
firm NRG surveyed said they
didnʼt plan to return to the
movies until there was a vaccine.
Hills students seem to share
the feeling. When asked if they
would go to a theater that was
currently open (with safety meas-
ures in place), only 2.4% said,
“Yes, without hesitation.”
The larger 33.9% said “No,
Iʼm not comfortable with the
idea,” while 27.1% responded
that they would only go “for a
movie Iʼm excited to see.”
One respondent went as far
to say, “No, because it is unsafe
to be in a room with many people
who could be infected.” Another
said, “Itʼs torture to sit and have a
mask on for two hours when you
can sit at home without one and
watch [a movie].”
Media analyst Paul Der-
garabedian told McClintock for
another piece in the same outlet,
“COVID-19 has presented a
modern-era challenge unlike no
other and weathering this storm
will be no easy task, but if histo-
ry tells us anything itʼs that the
movie theater experience is an
essential component of the enter-
tainment ecosystem and thus will
find a way to survive.”
On Dec. 3, Warner Bros.
made an unexpected move and
announced that the studio would
Students miss movie theater
experience but fill the void
BY BEN HOFFMAN
OF THE TRAILBLAZER
CONTINUED ON PAGE 13
UNCLE FRANK’S
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7. DECEMBER
28,
2020
•
PASCACK
VALLEY
PRESS
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SEE MAYOR PAGE 31
WE HAVE USH-
ERED IN the
2020 holiday
season of “com-
fort and joy”
with fear and
t r e p i d a t i o n .
COVID-19 was
the biological
black cloud that
relentlessly shadowed our spirit.
The season when we normally
come together to eat, drink, and be
merry was riven by rising COVID
counts and the necessity to mask,
cleanse, and be separate.
Our shared, unifying traditions
were put on hold, abbreviated, or
digitized and sterilized for virtual
consumption. (A virtual hug or
remote exchanges of “peace be with
you” leave much to be desired.)
Between the daily counts, we
watched on the news as in nearby
New York City, tradition after tradi-
tion was either canceled or decon-
structed beyond recognition:
The 4th of July fireworks were
canceled. The reminiscent, and his-
torically insistent, twin towers of
light were almost abandoned this
Sept. 11. The live Macyʼs Thanks-
giving Day Parade was canceled
and the day itself was reduced to a
tightly managed head count: the 10-
person-to-a-home maximum,
potentially putting “the kiddie
table” outside in the driveway. Nei-
ther Hanukkah nor Christmas, nor
New Yearʼs Eve celebrations would
be spared the makeover of misery
that is COVID-19ʼs version of “can-
cel culture.”
Christmas trees are supposed to
be as brides: each one beautiful in
its own way. But the tree delivered
to Rockefeller Center this year
looked like a bride whose wedding
day hair was done by PSEG tree
trimmers! And once decorated, it
could only be viewed up close by
appointment, in limited blocks of
time: tick-tock goes the COVID
clock, shredding joy and deforming
traditions.
But rather than be disheartened
about this past year I urge you to
look a bit closer to home and to
remember what the people, and vol-
unteers, of Westwood did when
handed the toxic lemon that is
COVID-19:You got busy.
In April, when the virus kept
the Easter Bunny in its hutch, and
the annual egg hunt in Veterans
Memorial Park was canceled due to
pandemic protocols, you took the
Easter Bunny on a socially dis-
tanced road trip through every part
of town. Our stressed-out par-
ents—and cooped up children-
enjoyed a moment of serendipity in
the midst of our COVID chaos.
When Memorial Dayʼs annual
parade down Westwood Avenue
(our own modest “Canyon of
Heroes”) would violate the gover-
norʼs orders limiting an outdoor
eventʼs maximum capacity, our vet-
erans held a small wreath ceremony
at the War Memorial.
Afterward, you caravaned them
throughout town. They received
well-deserved cheers from West-
wood residents of all ages, some
who mightnʼt otherwise have made
it to our traditional parade.
And when our businesses were
drowning under the fiscal pressure
of the pandemic, you supported
them and breathed life into the
downtown with performers, enter-
taining on every street corner.
You willed the downtown out
of its COVID coma withArts on the
Avenues. Meanwhile, those same
businesses gave back to our com-
munity with countless meals to
families in need and frontline
heroes.
Boots and Badges got done as
well, in early September instead of
April, and the benefit tournament
actually made more money for
Lebanon Baptist Church this
year—when many of us were
financially stressed—than in past
years during “good times.”
When COVID-19 restrictions
killed the Ambulance Corpsʼannu-
al carnival fundraiser, you switched
gears and sponsored drive-in
movie nights: The “novel” coron-
avirus, stiff-armed by an iconic
“old school” entertainment!
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8. 8
DECEMBER
28,
2020
•
PASCACK
VALLEY
PRESS
The Hillsdale Department of
Public Works has opened the
Recycling Center on a limited
basis each week on Monday and
Thursdays from 7 a.m. to 2 p.m.
Residents are required to
wear a mask or face covering to
enter the recycling area and must
maintain social distancing guide-
lines. You must have a resident
sticker to gain entry.
RECYLING CENTER
OPEN TWICE WEEKLY
Club News?
Let us help promote your club or organization.
Send all news to pascackpress@thepressgroup.net or
mail to: Pascack Press, P.O. Box 335, Westwood, NJ 07675
Should you
replace your
tooth with a
dental implant
or not? How do
you answer
that question?
You should
replace your
tooth with a
dental implant
if no other
treatment option can save your
tooth. To replace your tooth should
be the last option considered. A
dental implant is a replacement
option, not a treatment option.
I am Dr. Priyu Gupta, Board
Certified Periodontist and Dental
Implant Surgeon. A periodontist is
a dental implant surgeon specializ-
ing in the gum and bone, the sup-
porting structures of your teeth. A
periodontist is a dental surgeon, not
an oral surgeon.
An oral surgeon is vastly
trained outside of the oral cavity.
They can perform extensive proce-
dures like jaw reconstructions and
even treat oral cancer.A periodontist
is a surgeon of the teeth and only
trained to save them or replace them
with dental implants. My specialty,
periodontics, is more specific to sav-
ing teeth and dental implant therapy.
During my surgical training,
the question, “Should we save the
tooth or replace with an implant?”
was always asked of me. My profes-
sorsʼ intent was to challenge my
thinking and ability to grow as a
periodontist. We were taught that a
dental implant is the last resort to
therapy when all other options have
been considered.
During training to be a peri-
odontist, we are taught many forms
of therapy to salvage natural teeth
suffering from gum and bone dis-
eases. That is the purpose of a peri-
odontist.
There are several options for
managing and maintaining declining
teeth. For instance, lost gum and
bone on teeth can be regenerated to
make them stronger. Or, if the teeth
have gotten loose, a periodontist can
stabilize the occlusion and control
disease to delay tooth loss.
This is the salient difference
between an oral surgeon and a peri-
odontist.
Periodontists are the only spe-
cialists recognized by the American
Dental Association (ADA) as a
dental implant surgeon. Many spe-
cialties and even general dentists
have incorporated this within the
services they provide, but only peri-
odontists have the formal education
and training.
Most of my practice is dental
implant surgery, and the remaining
is focused on surgical therapy to
save teeth. Before you opt for
replacement, it is best to get an
opinion from a periodontal surgeon
who may be able to save your
natural teeth.
For more information, call (201)
664-3023, visit us at 354 Old Hook
Road #201 in Westwood, or visit
WestwoodPeriodontics.com.
Should you replace your tooth with a dental implant
or not? How do you answer that question?
PRIYU GUPTA, DDS,
WESTWOOD
PERIODONTICS
Hillsdale Vision Center
www.hillsdalevisioncenter.com
185 Broadway, Hillsdale, NJ • 201-666-0230
• Comprehensive Eye Exams
• Treatment and Management of Ocular Diseases
• Contact Lens Fittings • Assortment of Eyewear
Dr. Adam Gardner, Optometrist
We accept most major medical and vision plans.
Registration for Emerson pre-
kindergarten and kindergarten
children who expect to enter
school in September 2021 will be
held online Feb. 1–5.
Onsite registration, by
appointment only, will be held on
Thursday, Feb. 4 from 9 to 11 a.m.
and 5:30 to 7:30 p.m. at Memorial
School.
To be eligible for pre-kinder-
garten, a child must be 4 on or
before Oct. 1, 2021. For kinder-
garten, a child must be 5 on or
before Oct. 1, 2021.
Emerson Public Schools
enjoys a full-day kindergarten pro-
gram. Depending on registration, a
full-day tuition-based pre-K pro-
gram may be offered.
For registration information
and materials, visit
http://memorial.emersonschools.org.
Click Pre-Kindergarten/Kinder-
garten Registration. Residents
unable to register online may call
Mrs. Berg at Memorial Elemen-
tary School at (201) 599-7580.
K, pre-k registration for public schools
EMERSON
DR. PRIYU GUPTA
BOARD CERTIFIED PERIODONTIST
AND DENTAL IMPLANT SURGEON
(Highest Qualifications)
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201-664-3023
10. 10
DECEMBER
28,
2020
•
PASCACK
VALLEY
PRESS
ADVERTISE YOUR SERVICE IN THE
SERVICE DIRECTORY IN THE PASCACK PRESS.
Deck the Homes winners
EMERSON
CONGRATULATIONS TO the
first-, second-, and third-place
winners of the Emerson
Recreation Commission’s first
annual Deck the Homes compe-
tition. Pictured is Stella Fullam,
for the Fullam family, first place
winners, showing off a spectac-
ular 72 Jefferson Ave. Second
place was awarded to 111 Dyer
Ave. Third place went to 67
Lexington Ave.
There were five honorable
mentions: 87 Dorchester Road,
152 Pascack Ave., 256 Birch St.,
129 Palisade Ave., and 209
Colonial Road.
The commission told
Pascack Press that it had 52 par-
ticipants, exceeding expecta-
tions. “We hope to see many
more next year,” said presiding
officer Paul Coombes.
Photo courtesy ERC
The Hillsdale Police Depart-
ment on Dec. 22 announced the
ongoing investigation into an
eluding incident that occurred on
Dec. 15.
On this date, the Hillsdale
Police Department received a “be
on the lookout” (BOLO) from
nearby Tri-Boro dispatch in refer-
ence to an African American male
operating a dark Ford Explorer
bearing a Florida registration that
was just involved in several thefts
from motor vehicles in Woodcliff
Lake.
A short while later a Hills-
dale police officer located that
vehicle traveling south on Kin-
derkamack Road at a high rate of
speed. The officer conducted a
motor vehicle stop. As the officer
approached the vehicle, the sus-
pect accelerated and fled from the
stop.
The suspect vehicle was
involved in two crashes and con-
tinued to drive recklessly while
fleeing the area. No injuries to
motorists were reported.
As a result of the investiga-
tion, a warrant for eluding in the
second degree has been issued for
Khalil D. Pass, 26. Anyone with
further information is asked to
contact the Hillsdale Police
Detective Bureau, (201) 664-4200
ext 1575.
The Hillsdale Police Depart-
ment thanks the Fort Lauderdale
Police Department for its assis-
tance and remind all to lock your
vehicles and report suspicious
activity to law enforcement.
Suspect in thefts flees
stop; police seek leads
HILLSDALE
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11. 11
DECEMBER
28,
2020
•
PASCACK
VALLEY
PRESS
eatsDining &Cooking Guide
Congratulations to township
resident Isabel Rhee, attending
Westwood Regional High School,
who was selected this year for the
prestigious Dwight D. Eisenhower
Leadership Award, sponsored by the
West Point Society of New Jersey.
This award is for a student who
exhibits exceptional performance in
academics, athletics, community
service, good citizenship, and lead-
ership
We reached out to school prin-
cipal Frank Connelly for a summary
of Isabelʼs accomplishments. What
he sent back is comprehensive and
wonderful:
Unlike most Korean children,
Isabel never attended a Korean
school or grew up speaking Korean
in her household, so she could never
have any type of lasting conversation
with her grandparents.
This led her to learn and study
the Korean language by herself; by
watching Korean shows, listening to
Korean music, and taking advantage
of free online resources, she has
become proficient in Korean com-
prehension and conversation.
She also never attended SAT
tutoring, preferring to prepare for the
SAT by herself. Her drive to succeed
is evident in everything that Isabel
does. She has worked diligently in a
demanding academic program and
is enjoying the challenges in her five
advanced placement classes and one
honors class.
Her teachers find her to be a
positive role model in the classroom,
always contributing to discussions
and helping her classmates. Sheʼs an
AP Scholar with excellent time-
management skills.
A member of the National
Honor Society and the English, his-
tory, and math honor societies,
Isabel is the co-president of the
Science Honor Society, an officer of
the Environmental Club, assistant
coach of her synchronized swim-
ming team, and a leader of her
churchʼs youth group.
In the Science Honor Society,
she prepares monthly meetings and
is gearing up to lead a discussion
group.
Isabel has been a competitive
synchronized swimmer for the past
eight years. She has qualified for the
Junior Olympics with her team for
the past two years, and just last year
her team qualified for nationals
(however, due to the pandemic, the
competition was postponed indefi-
nitely).
Isabel also had the opportunity
to train at the Olympic Training
Center in Lake Placid for a week
with other girls in the Northeast.
She is the New Jersey Associa-
tion Senior Representative, which
means that she was voted by her
state to attend the USA Swimming
Convention in St. Louis (2019) as
well as the Virtual Convention in
2020. Only one representative is
chosen to represent the state of New
Jersey and she was able to vote on
official issues as the selected athlete.
Isabel also received the Scholar
Athlete Award, which recognizes
competitive swimmers with high
GPAs.
Volunteering her time in her
church is very important to Isabel.
During the summer of 2019 she
went on a mission trip with her
church to Maneadero, Mexico,
where she ran vacation bible study
programs for young children and
helped the community in many other
areas.
Isabel possesses innate intelli-
gence, maturity, and natural leader-
ship ability so seldom seen in stu-
dents her age.
The West Point Society of New
Jersey sponsors a number of high
schools throughout New Jersey.
Each year, these high schools select
a high school junior who exhibits
exceptional performance and poten-
tial in the areas of academics, athlet-
ics, community service, good citi-
zenship, and leadership.
Students selected to receive this
award are presented an individual
plaque and a letter of recognition.
Presentation is made by a mem-
ber of the West Point Society of
New Jersey during an awards cer-
emony at the high school.
The recipient, as well as his
or her family and guidance coun-
selor, are invited to West Point for
a Leadership Awards Recognition
Day cosponsored by the West
Point Parents Club and the West
Point Society of New Jersey.
The society lists the follow-
ing past winners from Westwood
Regional High School:
2001 John Ten Hoeve
2002 Daniel Jarem
2003 Jessica M. Bochner
2004 Alexandra K. Glaser
2005 Walter J. Joseph
2006 John M. Garland
2007 Christopher B. Murphy
2008 Tara A. Keegan
2009 Gabriel Mena
2010 Warren Saunders
2011 Evan McLaughlin
2012 Amanda Pirola
2013 Jessica Potestivo
2014 Katherine Kalish
2015 Alina Kalfaian
— Staff report
Isabel Rhee, one to watch, earns Eisenhower Leadership Award
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12. 12
DECEMBER
28,
2020
•
PASCACK
VALLEY
PRESS
HOLIDAY DINING
Classics for Kids on Tuesdays at
10 a.m. Visit the libraryʼs Face-
book for the best classic books in
kid-friendly versions.
• Kailey Levinson presents
the second session of her two-part
program, Happy, Healthy Kids,
live on the libraryʼs Facebook
(Park Ridge Public Library-NJ)
on Wednesday, Dec. 30, from 4 to
4:30 p.m. Kailey will make awe-
some snacks, get the kids moving
with Zumba, relax and unwind
with mindfulness exercises and
more.
• Book It Club with Miss
Eileen is on Facebook Live Satur-
day, Jan. 2 from 10 to 10:30 a.m.
Stories, science and more geared
towards kids in primary grades.
• Join Andrea for her next
session of Yoga For Everyone on
Facebook Live. All ages and yoga
abilities are invited to pull up in
front of the screen for some yoga.
Find Andrea live on the libraryʼs
Facebook page on Monday, Jan. 4
at 6:30 p.m.
R
RI
IV
VE
ER
R V
VA
AL
LE
E
412 Rivervale Road
(201) 391-2323
rivervalelibrary.org
• River Vale Readers Book
Club (grades 2–3) will meet on
Zoom Tuesday, Jan. 5 from 4 to
4:30 p.m. to discuss “I Survived:
The Sinking of the Titanic, 1912”
by Lauren Tarshis. Copies avail-
able at the front desk or through
Libby as an eBook. Registration is
required; sign up online.
T
TO
OW
WN
NS
SH
HI
IP
P O
OF
F
W
WA
AS
SH
HI
IN
NG
GT
TO
ON
N
144 Woodfield Road
(201) 664-4586
twpofwashingtonpl.org
• Winter Story Times start
Jan. 5 and will be posted on Face-
book, YouTube, and the libraryʼs
website. Music, reading, puppets
and flannel board stories will edu-
cate and entertain. Register online
to pick up a storytime activity bag.
Infants/toddlers meet Fridays at 10
a.m. Preschoolers meet Tuesdays
at 10 a.m.
LIBRARY CALENDAR: VIRTUAL PROGRAMS THIS WEEK
• PJ Story Time is the first
Wednesday of the month begin-
ning Jan. 6 at 7 p.m. Children of
all ages are invited to hear calm-
ing bedtime stories and rhymes
via Facebook Live. Visit the
libraryʼs website to submit your
childʼs wish so it can be includ-
CONTINUED ON PAGE 19
E
EM
ME
ER
RS
SO
ON
N
20 Palisade Ave.
(201) 261-5604 emersonlibrary.org
• Magical Melodies meets on
Monday, Dec. 28, 10:30 to 11:15
a.m., on Facebook Live. High-
energy songs, dancing, and instru-
ments for ages 2–4.
• Baby & Me is on Facebook
Tuesday, Dec. 29 at 11:30 a.m. An
introduction to songs, dance and
finger plays with stuffed animals
and rhymes. Newborn to 2.
M
MO
ON
NT
TV
VA
AL
LE
E
12 Mercedes Drive, Suite 100
(201) 391-5090
montvalelibrarynj.org
• Dance in the new year at the
Montvale Library! There will be a
virtual BollyFit Class for adults
Tuesday, Jan. 5 from 7 to 7:30 p.m.
Register online; Zoom link will be
emailed on the day of the event.
• Members of the True Crime
Book Club are reading “Iʼll Be
Gone in the Dark” by Michelle
McNamara for their next meeting,
Thursday, Jan. 14 from 7 to 8 p.m.
The group discusses a new true
crime title every month. New mem-
bers welcome. Register online.
P
PA
AR
RK
K R
RI
ID
DG
GE
E
51 Park Ave.
(201) 391-5151
parkridge.bccls.org
• Miss Renee Reads the
Festival of lights
WOODCLIFF LAKE
VALLEY CHABAD CTEEN youth group gathered under a tent on Sunday, Dec. 13, for their annu-
al teen Chanukah celebration. This year’s event was limited in numbers due to Covid safety, but
Chanukah spirit was in full form. The teens held a donut decorating contest and a Chanukah auc-
tion. Rabbi Yosef Orenstein, director of the Valley Chabad Teen Leadership Initiative, shared an
uplifting holiday message with the teens. Valley Chabad Teen Leadership Initiative offers a vari-
ety of social, educational, and community service opportunities to local Jewish teens at no cost. It
is open throughout the Pascack Valley and Saddle River communities and no affiliation is neces-
sary. For more information, visit valleychabadteens.com or call (201) 476-0157.
Photo courtesy Valley Chabad CTeen
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13. 13
DECEMBER
28,
2020
•
PASCACK
VALLEY
PRESS
84 BROADWAY HILLSDALE NJ
201.666.8688
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FROM PAGE 6
release several of its upcoming
movies simultaneously on HBO
Max and in theaters that are open.
After a month, the movies will
remain in theaters but will be
removed from the streaming serv-
ice. The experiment will run for
one year.
Julia Alexander, writing for
The Verge, quotes Warner Bros.
CEO Ann Sarnoff saying, “Weʼre
living in unprecedented times
which call for creative solutions,
including this new initiative… No
one wants films back on the big
screen more than we do. We know
new content is the lifeblood of
theatrical exhibition, but we have
to balance this with the reality
that most theaters in the U.S. will
likely operate at reduced capacity
throughout 2021.”
The announcement upset
some industry insiders who worry
about the long-term effects of
such a big decision. Others are
cautiously optimistic. With vac-
cines now being administered,
theater owners and film buffs are
hanging onto hope that the
moviegoing experience will feel
normal again in the near future.
Editorʼs note: This feature
originally appeared as “Hills stu-
dents miss the movie theater expe-
rience but are finding ways to fill
the void” in the Dec. 18 issue of
the Pascack Hills Trailblazer.
Youʼll find it and much more at
phhstrailblazer.org. We are
reprinting it with permission as
part of our commitment to ampli-
fy student voices from all of our
towns in every issue of Pascack
Press.
Students: Pandemic reshaping movie business
Jeffrey Roberts of River Vale
one of more than 80 University of
Iowa student-athletes to have been
named to the 2020 Big Ten Fall
Academic All-Conference team.
The list includes student-ath-
letes from Iowaʼs menʼs cross coun-
try, womenʼs cross country, field
hockey, football, womenʼs soccer,
and volleyball teams.
Roberts is a member of Iowaʼs
menʼs cross county team and is
majoring in marketing.
The Big Ten Conference rec-
ognized 1,601 fall sports athletes.
The list included 124 field hockey
players, 582 football players, 139
menʼs and 222 womenʼs cross coun-
try runners, 139 menʼs and 260
womenʼs soccer student-athletes
and 135 volleyball players.
To be eligible for Academic
All-Big Ten selection, students must
be on a varsity team, as verified by
being on the official squad list as of
Nov. 1 for fall sports, who have been
enrolled full time at the institution
for a minimum of 12 months and
carry a cumulative grade-point aver-
age of 3.0 or higher.
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RIVER VALE
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14. 14
DECEMBER
28,
2020
•
PASCACK
VALLEY
PRESS
HOLIDAY DINING
HILLSDALE
As he suggested he might
after the controversial ordinance
passed Dec. 8, Mayor John Ruoc-
co has vetoed several parts of
Ordinance 20-15, adopting the
Patterson Street Redevelopment
Plan, warning the measure could
add 1,100 to 1,700 residents and
“unreasonably strain” borough
services, wiping out any resultant
financial gain.
The mayor and council will
hold a special public meeting via
Zoom on Wednesday, Dec. 30 at
6:30 p.m. to override the veto, in
whole or part. (See the borough
website for meeting login creden-
tials.)
In a memo to the borough
clerk and forwarded to Pascack
Press on the afternoon of Dec. 18,
Ruocco said, “I am fully aware of
and support the attainment of
benefits that adopting a Redevel-
opment Plan might bring to the
Borough of Hillsdale. Among
those is the fulfillment of certain
terms of our Affordable Housing
Settlement Agreement dated
Sept. 27, 2017, executed on Oct.
10, 2017, and subsequently
approved by the courts on Feb.
12, 2018.”
He said, “That agreement
required the Borough to adopt a
Redevelopment Plan for the Pat-
terson Street industrial area with-
in three years of the court
approval. The Redevelopment
Plan was to permit a variety of
uses, including inclusionary
housing at a maximum density of
28 units to the acre.”
However, he said, Ordinance
20-15—which passed, 5–1, with
Ruocco ally Zoltán Horváth in
the minority—“permits the coun-
cil to award density/height
bonuses far in excess of that
amount, potentially resulting in
60 units to the acre and buildings
of 64 feet in height, and five sto-
ries.”
Ruocco said, “I veto all parts
of the ordinance that permit such
bonus densities on the grounds
that it would result in overdevel-
opment to the community,
allowing for approximately 561
apartment units. This potentially
translates into an additional
1,100 to 1,700 new residents or
about a 10% to 16% increase in
the Boroughʼs population.”
Predicting an unreasonable
strain on services, Ruocco said
“I do not believe that it would be
in Hillsdaleʼs best interest to
agree to such density/height
bonuses in future negotiations
with potential developers in
exchange for ʻcommunity bene-
fits.ʼ The latter can be achieved
in more straightforward and less
harmful ways.”
He added, “I believe that
permitting such density/height
bonuses is imprudent given how
it might affect future affordable
housing negotiations in 2025,
and in view of the fact that
neighboring towns have not had
to agree to such terms with
developers in satisfying their
own affordable housing and/or
redevelopment efforts.”
Ruocco said his veto further
reflects “the lack of cost/benefit
RUOCCO VETOES REDEVELOPMENT;
OVERRIDE VOTE SET FOR DEC. 30
BY JOHN SNYDER
OF PASCACK PRESS
CONTINUED ON PAGE 16
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15. 15
DECEMBER
28,
2020
•
PASCACK
VALLEY
PRESS
Congratulations to the win-
ners of the boroughʼs gingerbread
house competition. Each is a
world of wonder.
• First place: Back to the
Future, Figueredo family.
• Second place: Joey
Tedesco, 2 1
⁄2 years old.
• Third place: WCL Train
Station, DeVito family.
Elizabeth A. Calderone,
director of Communications and
Recreation, told Pascack Press on
Dec. 22, “We had 20 entries! And
they were all super. It wasnʼt easy
deciding who was the winner! It
was all about bringing some kind
of normalcy to the children.”
Calderone was eager to share
the story of the entry submitted by
the Krazit family. A note read:
“A number of years ago, I
attended a craft fair in Demarest
four sides of our home and came
back with this house on Christmas
Eve. Itʼs a non-edible gingerbread
house. We take it out every year.
You might recognize it. We are
located across the street from
Woodcliff Middle School and
have lived in town for 17 years!”
— Staff report
Contest gingerbread houses delight
WOODCLIFF LAKE
FUTURE BUILDER? Joey Tedesco, 2 1
⁄2.
and I met a woman who made gin-
gerbread houses. I kept her busi-
ness card and I gave her a call a
few weeks before Christmas and
asked if she could make me one.
“She said that she was work-
ing on an really big order from
Chuck Schumer for individual
gingerbread houses for all mem-
bers of Congress! She didnʼt think
she could make me one that year.
“Well, lo and behold, she
called me the week before that
Christmas and asked if I still want-
ed one. I couldnʼt believe she
wanted to make another ginger-
bread house. I said sure!
“She came to my house and I
showed her one that I had cut out
of magazine. She said, Oh, Iʼm not
going to make that one, I want to
make your house!
“So, she took pictures of all
ON TIME: The DeVito family’s train station.
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LOOKS FAMILIAR: Via the Krazit family.
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16. 16
DECEMBER
28,
2020
•
PASCACK
VALLEY
PRESS
FROM PAGE 1
to volunteer at our own risk of
becoming infected and it has been
a stressful but rewarding time
since March,” he said.
He added, “The community
response with thanks and lawn
signs and waves as the ambulance
makes its way through the streets
has been great. Many of our fund
drive donation envelopes included
personal notes of thanks. We are
humbled by the response.”
Desserie Morgan, one of the
coordinators of the cheer pro-
gram—and a squad mom—said
“I am extremely proud of the
girlsʼ resiliency during a very
challenging time this year. I love
the energy they showed; they
were real spirit leaders through
this. They were super positive and
Iʼm very proud of them.”
Corps: Cheerleaders bring joy
WTVAC MEMBERS left to right: Rich Miras, Chris Hahn, Trevor Landau, Joe Conway, Justin
Tsai, Captain Bob Rayve, Bob Ehlers, Eugene Greco, Rob Kopp, Larry Davino, Brian Doherty,
and Bob Fox. (Not pictured: Adi Mohan, Linda Husslein, Chris Kracke, David Tarshik, and Gary
Peters.)
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WOODCLIFF LAKE
A final vote on a $45,000 res-
olution to update the boroughʼs
Master Plan will likely occur at
the boroughʼs reorganization
meeting, after Mayor Carlos
Rendo postponed a vote due to the
absence of a council member at
the Dec. 21 meeting.
Administrator Tom Padilla
said the likely date for a Master
Plan vote was Jan. 6, 2021 and
noted residents will have another
chance to provide comment at the
Sine Die council session, followed
by the reorganization when new-
comers Josephine Higgins and
Richard Schnoll, both Democrats,
will be sworn in.
A Dec. 21 public comment
session lasted about 10 minutes
with two residents requesting the
vote to be postponed and one urg-
ing its passage. Councilwoman
Angela Hayes was absent Dec. 21.
Resident and Zoning Board
Vice Chair Robin Malley said
there were “many misconcep-
tions” about what an updated
Master Plan would mean and said
it will not allow developers to get
what they want. “That will be the
exact opposite of what will hap-
pen.”
She said the guidelines in an
updated Master Plan will benefit
the borough, and that all stake-
holders including residents, mayor
and council, Planning and Zoning
boards, will be able to make sug-
gestions for areas around town.
She said the borough is more
than just the Chestnut Ridge Road
and Broadway corridors. She said
having an comprehensive Master
Plan may help prevent future law-
suits from developers due to an
outdated plan.
“Unfortunately, it canʼt be
business as usual… Letʼs try to
control our destiny. We need to
move forward with updating the
Master Plan now,” Malley said.
Resident Gwenn Levine
asked for a couple months delay in
voting on an update to allow more
people to become aware of the
issue.
She said she wanted to advo-
cate for retaining single-family
homes on the East Side and noted
the Broadway sidewalk is a popu-
lar walking and jogging place. She
noted traffic, the future of 188
Broadwayʼs rejected plan to con-
struct a 60-unit, two-building
apartment complex (now being
appealed), were other concerns.
She asked that her concerns
be noted prior to any council vote.
“This would mean a great deal to
me and many other East Side resi-
dents,” Levine said.
On Dec. 7, the proposed
Master Plan update faced criticism
over being rushed, plus allegations
that the update was being done to
appease some potential developer,
which offended Rendo, a Republi-
can, and especially Council-
woman Jacqueline Gadaleta, a
Democrat.
Rendo broke a 3–3 tie Dec. 7
to introduce the Master Plan
update resolution after Democrat-
ic councilman Craig Marson and
Gadaleta exchanged words about
Marsonʼs negative remarks about
the need for an update.
Voting for the update were
Rendo, Democrat Nancy Gross,
Republican Steven Falanga and
Gadaleta. Opposing the introduc-
tion were Marson, and Democrats
Angela Hayes and Brian Single-
ton. Gross and Singleton, both
lame ducks, voted yes and no,
respectively.
The $45,000 update will be
paid for by the borough over five
years. Rendo had emphasized that
the public will have multiple
opportunities for input and com-
ment over 6–12 months as a com-
prehensive Master Plan review
and update is completed.
If approved, the update will
be done by borough planner
Richard Preiss, part of Phillips,
Preiss, Grygiel, Lehenny and
Hughes LLC.
The resolution notes a recent
Master Plan reexamination did not
address issues related to afford-
able housing, Broadway and
Chestnut Ridge/Tice Boulevard
corridors, redevelopment, large
office complexes, nor constitu-
tional issues related to religious
land use or zoning ordinance
changes.
It says, “In order to address
the land use issues in the borough
and encourage certain types of
developments in order to main-
tain the character of a neighbor-
hood, it is necessary to undertake
a review of the existing Master
Plan and zoning ordinances.”
$45K Master Plan update vote moved to Jan. 6
BY MICHAEL OLOHAN
OF PASCACK PRESS
FROM PAGE 14
analysis included in the Plan or
in any accompanying documen-
tation that would inform the res-
idents on the effects of... overde-
velopment.”
In his note to Pascack Press,
Ruocco said, “Please note that
the veto only applies to those
portions of the Plan that allude to
and/or permit the density/height
bonuses.” He notified the clerk
of his specific objections in the
language of the ordinance.
In the wake of the measureʼs
second, and final, vote, Ruocco
told Pascack Press, “Obviously,
Iʼm not pleased,” and said he was
considering not signing it. When
asked if he had made a decision
on a veto, he said, “Decisions of
this sort should be made careful-
ly and with time.”
Also on Dec. 8, Councilman
Frank Pizzella, who has for a
long time championed redevel-
opment in the area, lashed out at
Ruocco following the mayorʼs
scathing takedown of the ulti-
mate plan.
Bonus densities are not a
foregone conclusion in negotia-
tions, Pizzella has said, and the
plan ties granting of such bonus-
es to the developer providing a
community benefit such as a
community center, park, open
space, or municipal improve-
ment.
Ruocco said such capital
expenses are better financed by a
bond issue, where officials may
monitor construction.
Special redevelopment
counsel Joseph Bauman said it
would take at least a year before
it was likely any developer
would come forward and be
approved.
Moreover, he said, for the
plan to transform the area into an
aesthetically pleasing and mostly
residential mixed-use or congre-
gate living zone with uses such
as assisted living, it could take
up to a decade or more.
For more, see staff writer
Michael Olohanʼs close report-
ing on the issue, including “ʻNot
Pleasedʼ vs. ʻGenuinely Happyʼ
on Hillsdale Redevelopment
Plan,” Dec. 21, 2020.
Veto: Special meeting Dec. 30
17. DECEMBER
28,
2020
•
PASCACK
VALLEY
PRESS
17
Health, Wellness Fitness Guide
Fax: 201-444-5801 • 89 Chestnut Street, Ridgewood, NJ 07450
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THESAVVYSENIOR:Is Social Security Income Taxable?
Dear Savvy
Senior,
I understand
that a portion
of my Social
Security bene-
fits may be tax-
able when I
retire. Can you
tell me how to
calculate this?
— Ready to Retire
Dear Ready,
Whether or not youʼll be
required to pay federal income tax
on your Social Security benefits
will depend on your income and
filing status. About 35% of Social
Security recipients have total
incomes high enough to trigger
federal income tax on their bene-
fits.
To figure out if your benefits
will be taxable, youʼll need to add
up all of your “provisional
income,” which includes wages,
taxable and non-taxable interest,
dividends, pensions and taxable
retirement-plan distributions, self-
employment, and other taxable
income, plus half your annual
Social Security benefits, minus
certain deductions used in figuring
your adjusted gross income.
How to Calculate
To help you with the calcula-
tions, get a copy of IRS Publica-
tion 915 “Social Security and
Equivalent Railroad Retirement
Benefits,” which provides detailed
instructions and worksheets. You
can download it at
IRS.gov/pub/irs-pdf/p915.pdf or
call the IRS at 800-829-3676 and
ask them to mail you a free copy.
After you do the calculations,
the IRS says that if youʼre single
and your total income from all of
the listed sources is:
• Less than $25,000, your
Social Security will not be subject
to federal income tax.
• Between $25,000 and
$34,000, up to 50 percent of your
Social Security benefits will be
taxed at your regular income-tax
rate.
• More than $34,000, up to
85% of your benefits will be
taxed.
If youʼre married and filing
jointly and the total from all
sources is:
• Less than $32,000, your
Social Security wonʼt be taxed.
• Between $32,000 and
$44,000, up to half of your Social
Security benefits will be taxed.
• More than $44,000, up to
85% of your benefits will be
taxed.
If youʼre married and file a
separate return, you probably will
pay taxes on your benefits.
To limit potential taxes on
your benefits, youʼll need to be
cautious when taking distributions
from retirement accounts or other
sources.
In addition to triggering ordi-
nary income tax, a distribution
that significantly raises your gross
income can bump the proportion
of your Social Security benefits
subject to taxes.
How to File
If you find that part of your
Social Security benefits will be
taxable, youʼll need to file using
Form 1040 or Form 1040-SR. You
also need to know that if you do
owe taxes, youʼll need to make
quarterly estimated tax payments
to the IRS, or you can choose to
have it automatically withheld
from your benefits.
To have it withheld, youʼll
need to complete IRS Form W-4V,
Voluntary Withholding Request
(IRS.gov/pub/irs-pdf/fw4v.pdf),
and file it with your local Social
Security office. You can choose to
have 7%, 10%, 12%, or 22% of
your total benefit payment with-
held. If you subsequently decide
you donʼt want the taxes withheld,
you can file another W-4V to stop
the withholding.
If you have additional ques-
tions on taxable Social Security
benefits call the IRS help line at
(800) 829-1040.
State Taxation
In addition to the federal gov-
ernment, 13 states—Colorado,
Connecticut, Kansas, Minnesota,
Missouri, Montana, Nebraska,
New Mexico, North Dakota,
Rhode Island, Utah, Vermont and
West Virginia—tax Social Securi-
ty benefits to some extent too. If
you live in one of these states,
check with your state tax agency
for details. For links to state tax
agencies see TaxAdmin.org/state-
tax-agencies.
Send your senior questions
to Savvy Senior, P.O. Box 5443,
Norman, OK 73070, or visit
SavvySenior.org. Jim Miller is a
contributor to the NBC Today
show and author of “The Savvy
Senior” book.
BY JIM MILLER
Established 1962
We handle all insurance claims.
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201-664-2276
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18. TO PLACE YOUR AD
Call 201.664.2105 fax 201.664.2109
or e-mail us at pascackpress@thepressgroup.net
Give your business the
attention it deserves!
18
DECEMBER
28,
2020
•
PASCACK
VALLEY
PRESS
Health, Wellness Fitness Guide
Many people are
confused about
c o r o n a v i r u s
because there is
a lot of informa-
tion coming
from different
sources and it is
hard to decipher
whose recom-
mendations are
best. First of all,
listen to the advice of your doctor
or healthcare provider over the
opinions of the news or the guide-
lines of the government. Your
health care provider is more like-
ly to give you the best feedback
you need to make informed deci-
sions.
Another reason we are get-
ting so many conflicting reports
regarding Covid-19 is because it
is a new virus, and it will take
years before we really understand
how this virus works and how it
originated. Therefore, I am going
to tell you about this coronavirus,
but also review how to avoid get-
ting sick from any other type of
virus, as well. First of all, the rea-
son this virus is called Covid-19
is because it is a coronavirus that
was discovered in 2019. However,
there are many coronaviruses and
probably thousands of other
viruses that have lived in our bod-
ies for years without you even
knowing about it because your
immune system keeps them in
check and the news does not
report about it every day.
In fact, you have already
been exposed to coronavirus
before if you ever had a common
cold. Anyone of these coron-
aviruses, including Covid-19,
becomes a problem when the
immune system is weak, thus
allowing viruses to take advan-
tage and cause bodily harm.
Unfortunately right now,
everyone is looking how to avoid
the virus by figuring out ways to
prevent it from entering your
body, such as social distancing,
wearing a mask and gloves, and
staying at home. My contention
with this line of thinking is that
you cannot hide from viruses
because they are in your body
right now.
You have to have a strong
immune system and be healthy so
that when you do encounter a new
virus, you can fight it off without
the help of medications, antibac-
terial soaps, or lotions. If you are
using a lot of antibacterial prod-
ucts, you will end up killing good
microbes such as bacteria, fungi,
and protozoa, that act as a defense
system to keep out the bad stuff,
absorb nutrients, and maintain a
strong immune system.
It is better to get some expo-
sure to bacteria and viruses so you
can make your immune stronger
rather than trying to avoid any
type of exposure. If you try to
hide from viruses and avoid bac-
teria, you will weaken your
immune system due to lack of
use, as well as create resistant
superbugs and superviruses that
medication cannot treat.
I do agree you can help
reduce transmission of this virus
by washing your hands with soap
and water, as well as avoid touch-
ing your face, but we have to
relax with all of the lysols,
bleaches and products that have
known toxins in the ingredients.
Because it is impossible to hide
from viruses and bacteria, you
cannot quarantine yourself now
and expect that in a few weeks the
coronavirus will no longer be
here.
If you have not already been
exposed to Covid-19, you soon
will be as the country is starting to
open up now. It is imperative that
if you have a fever and are feeling
sick and are coughing and sneez-
ing, stay at home to protect the
rest of us.
However if you are healthy,
instead of staying inside your
home living in fear, I advise you
to make your body strong and
improve your health, so that when
you do get exposed, your immune
system can handle it and fight it
off appropriately.
We do not need to live in fear.
If you are in fear, you will
increase cortisol, which is the
stress hormone. As a result of the
increase in stress, your immune
system will become suppressed
and viruses are able to thrive and
cause more harm to your body.
In addition, if you just stay
inside your house hiding from the
virus, that means you are not
going outside, breathing oxygen,
and exposing your skin to the sun-
light.
Four of the best defenses
against coronavirus are the sun-
light, vitamin D, air, and oxygen.
Unfortunately, most people are
deficient in vitamin D. If you
have current blood work, take a
look at it right now. When analyz-
ing blood work, it is important to
look at the different ranges or
scales.
In addition, most Americans
have adopted a very unhealthy
lifestyle that consists of a poor
diet, sedentary lifestyle, poor
sleep, lack of water, alcohol
abuse, drug abuse, and high stress
levels.
Therefore, when you receive
blood work, they are comparing
you to a bunch of sick Americans,
most of whom have heart disease,
diabetes, obesity, cancer, and lung
disease. So when the blood work
comes back and they tell you
everything is normal, they are
really telling you that you are like
a typical unhealthy American.
When looking at blood work, it is
recommended to use the function-
al medicine scale instead of what
most labs use as the normal scale.
For example, in reference to
vitamin D, most laboratories will
state that any levels above 25 to
30 ng/mL are normal. However
according to many functional
medicine doctors, a healthy level
would be around 60 ng/mL. If
your vitamin D levels are high,
your immune system will func-
tion better and you have a better
chance of not getting sick from
coronavirus or other viruses.
Call my office if you would
like a FREE bottle of vitamin D
as a Christmas present from us to
you!
Another way people are try-
ing to hide from the virus besides
staying inside their homes, is
wearing surgical masks. When
doctors and nurses wear masks
and PPE in hospitals, it protects
the patient who is getting the sur-
gery done by keeping the environ-
ment sterile. The masks will not
prevent you from getting coron-
avirus, in fact, it might make
things worse because it gives you
a false sense of security. People
who wear the masks end up
touching their face a lot more
which can also be risky. Some
studies have shown coronavirus
can live on a mask for eight days.
Doctors are recommended to
change masks every 90 minutes in
sterile environments so we need
to clean our masks more frequent-
ly to prevent transmission.
In addition, if you are wear-
ing a mask, it may result in you
breathing in less oxygen and
more carbon dioxide. Conse-
quently, this will create a more
acidic environment and viruses
thrive in acidic environments. If
you already have a problem like
asthma, COPD, bronchitis, nau-
sea or dizziness, wearing a mask
may aggravate your condition so
consult with your medical doctor
and see if it is appropriate for you.
In my opinion, it is better to
go outside in nature, get some
fresh air and sunlight, take off
your mask, breath in oxygen, and
exhale carbon dioxide. In addi-
tion, it is best to exhale twice as
long as you inhale to maximize
oxygen intake and reduce carbon
dioxide levels to prevent dysfunc-
tion.
I also want to stress again
how important it is to drink water.
Drink half your body weight in
ounces and take at least a sip of
water every 20 minutes. If you
drink water every 20 minutes,
perform breathing exercises, get
vitamin D by going out in the
sunlight for 20 minutes between
noon and 2 p.m., stop watching
the news, go to bed early, medi-
tate, be in nature, reduce stress,
get off social media, keep social
distances, wash your hands with
soap and water, and do not touch
your face, you will decrease your
chances immensely.
If you follow what the news
and the government is telling
you, you will stay inside, live in
fear, and not get sunlight and
oxygen, which will suppress
your immune system. If you fol-
low what the news and the gov-
ernment is telling you, you can
go to the mall to buy Christmas
presents, but you cannot give
those presents in person to your
family because that is considered
too dangerous.
They want you to stay at
home and not see your friends
and family. You will be isolated
from your community creating
depression and anxiety which
will make you more susceptible
to Covid-19. If you watch the
news, you will become stressed
and anxious which will weaken
your immune system making
you more prone to coronavirus.
However, if you keep it sim-
ple, and focus on getting fresh
air, sunlight, good nutrition,
exercise, and water, you will be
less stressed, have a stronger
immune system, and be more
likely to defeat any virus you
encounter so that you can feel
better, function better, and live
better.
If you are interested in
learning natural ways to build
your immune system and living a
life without fear, stress, and anx-
iety please call me at (201) 261-
2150 or email me at
info@kaplanbrainandbody.com
and you can register for my free
Zoom lecture on Jan. 5, 2021 at
6:30 p.m. and I would be happy
to help you without drugs, med-
ications, or surgeries. Call today
because spots are filling up
quickly.
Editorʼs note: We have not fact-
checked the assertions made in
this paid advertiser content. The
writer is not an expert in
infectious disease or public
health. Publication is not an
endorsement. Check with your
primary care physician on health
concerns, including depression
and COVID-19.
DR. KAPLAN: ‘My views on Covid-19 and keeping healthy’
DR. ERIC KAPLAN,
KAPLAN BRAIN
BODY
ADVERTISER CONTENT
19. DECEMBER
28,
2020
•
PASCACK
VALLEY
PRESS
19
Health, Wellness Fitness Guide
The Borough of Park Ridge is establishing a Diversity Committee to advise the administration. Vol-
unteers willing to meet regularly and make recommendations related to diversity and inclusion in Park
Ridge are welcome. Anyone interested should send their contact information to
jfalkenstern@parkridgeboro.com.
Diversity Committee seeks members
PARK RIDGE
CALL TODAY! 201-664-4022
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As of Dec. 22 there were 60
COVID-19 cases in town with 12
new positives added in the previ-
ous two days. None were hospital-
ized and many show no symptoms.
Said Mayor Michael Ghassali,
“This means that 60 of our neigh-
bors in town currently carry the
virus and should be quarantining.
There are however a few residents
testing positive and are part of the
active cases and are not quarantin-
ing as instructed, they are putting
their family and the community at
risk. Please help us by doing your
part and quarantine as instructed.”
He added, “I also received
many questions about the vaccina-
tion process and the timeline.
There is a plan, but that's all it is for
now, just a plan and as soon as we
get more information, will share it
immediately.”
Ghassali on COVID cases, vaccine plan
MONTVALE
FROM PAGE 12
ed in “Star Light, Star Bright.”
W
WE
ES
ST
TW
WO
OO
OD
D
49 Park Ave.
(201) 664-0583
westwoodpubliclibrary.org
• Holiday Themed Snacks
(grades K–2) is on WebEx Wed-
nesday, Dec. 30 from 1 to 1:45
p.m. Miss Jaclyn, a registered
dietician, will show kids how to
make two easy and healthy snacks.
Register and find ingredient list
online.
• Music Play Patrol (toddlers
to age 5) is on Zoom Tuesday, Jan.
5 from 10:30 to 11 a.m. This
weekly musical program gets kids
dancing and learning about music,
rhythm and instruments. Register
online.
• Intro to Scratch Coding on
Zoom (grades 1–3) begins Tues-
day, Jan. 5 from 4:30 to 5:30 p.m.
Meets weekly in January and
February. Scratch is a visual pro-
gramming language whose drag-
and-drop interface with colorful
blocks makes it an intuitive pro-
gramming language for young
learners. Register online.
• Early Reader Book Club:
Geronimo Stilton (grades 3–4) is
on Google Meet Wednesday, Jan.
6 from 4 to 4:45 p.m. Read a dif-
ferent book each month in this
fun, interactive mouse series. For
story each week and build the
story in the order of events. This
fosters comprehension and critical
thinking skills. Pick up activity
Library Calendar January 2021: “Geronimo on Ice.”
Books available at the library cir-
culation desk. Kids should read
the book prior to the meeting.
Registration details on the
libraryʼs website.
• Java Coding on Zoom
(grades 4–5) launches Thursday,
Jan. 7 from 4:30 to 5:30 p.m.
Every Thursday in January and
February, beginner and intermedi-
ate users will be challenged in this
popular programming language.
Java is used in many gaming and
app development opportunities
such as Minecraft. Register
online.
• Nursery Rhyme Story
Sequence (Pre-K, 3–5 years old)
is on Google Meet every Friday in
January, starting Jan. 8 from 10:30
to 11 a.m. Children listen to a new
pack from the library to partici-
pate in all four sessions. Have a
sheet of paper, scissors, and glue
stick ready for each week.
The Friends of the
Westwood Public Library and
Celebrate Westwood have
teamed up to bring you a way to
recognize some of your favorite
places in town, while also sup-
porting the community.
They are now selling com-
memorative jigsaw puzzles—
each one 100 pieces, approxi-
mately 9-by-12 inches—perfect
for any Westwood lover. There
are five local scenes to choose
from: PJ Finneganʼs, The Iron
Horse, Westwood Cycle, the
Westwood Library, and the
bandstand in Veterans Park.
They go for $20 each, or, for a
limited time, all five for $75.
All proceeds from this
fundraiser go to the Friends of
the Library and Celebrate West-
wood, who in turn support local
businesses, restaurants and resi-
dents in this difficult time.
Visit the libraryʼs website,
westwoodpubliclibrary.org, to
see the puzzles and for informa-
tion about purchasing.
Jigsaw puzzles
capture scenes
in Westwood
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20. 20
DECEMBER
28,
2020
•
PASCACK
VALLEY
PRESS
Club News?
Let us help promote your club or organization.
Send all news to pascackpress@thepressgroup.net or
mail to: Pascack Press, P.O. Box 335, Westwood, NJ 07675
increase.
While it does make sense to
wait as long as you can, Rob
Arthur, first vice president/man-
ager of the Federal Benefits Con-
sulting Group, Wells Fargo Advi-
sors, recommends you reevaluate
your situation every year in retire-
ment before deciding whether to
continue delaying getting bene-
fits.
One item you need for that
annual retirement review: a cur-
rent copy of your Social Security
benefit estimate from ssa.gov.
This provides personalized esti-
mates of future benefits based on
your real earnings and lets you
see your latest statement and your
earnings history.
Here, Arthur outlines a com-
parison of claiming now vs. later,
and offers key considerations as
you review your strategy each
year.
Comparison: Claiming soon-
er vs. later. Letʼs start with a
hypothetical example: John Doe
was born in 1960 and was earning
$200,000 a year when he retired.
He decided to start receiving
Social Security benefits as soon
as he became eligible at 62, or
five years before he would receive
CLAIM BENEFITS SOONER OR LATER?
full retirement benefits. His
monthly benefit in todayʼs dollars
is $2,106.
If he had delayed receiving
benefits until he was 70, heʼd
receive $1,700 more a month, or
$3,806. And he would make up
for the eight-year delay in not tak-
ing any benefits in about 10 years.
(And because one out of every
four 65-year-olds today will live
past age 90, according to the
Social Security Administration1,
the long-term benefit could be
substantial.)
Make wellness a deciding
factor. Your health can play a big
role in helping determine when
you should start taking benefits.
Do your loved ones live long
lives, or has everyone succumbed
to illness before age 65?
“Itʼs not the most accurate
indicator of whatʼs going to tran-
spire in the future, but it can have
some bearing,” Arthur says. “If
youʼre in reasonably good health,
that counsels in favor of waiting,”
he continues. “If youʼre in poor or
guarded health, that counsels
toward drawing benefits sooner
rather than later.”
Do you have enough income?
Another key factor is having other
sources of income to live comfort-
ably in retirement without need-
ing Social Security benefits. He
says you should consider the
guaranteed rate of return Social
Security offers: 6.25% (plus a
cost-of-living increase). Thatʼs
better than the guaranteed rate of
return available in todayʼs market.
Considerations for married
couples. Arthur advises married
clients look at multiple factors
when determining the timing for
each spouse to claim Social Secu-
rity benefits.
For example, if your spouse
works full time and you work part
time or seasonally, his or her
Social Security benefits may be
dramatically higher than yours.
Itʼs still wise for both of you to
wait, if possible.
“Not only does it increase the
size of the benefit that the [higher-
earning] individual personally
receives, but it also increases the
size of whatʼs known as the sur-
vivorʼs benefit that the [lower-
earning] spouse could draw if
the individual passes away,”
Arthur says.
Keep in mind that the cur-
rent average life expectancy of a
65-year-old man is 84 years,
while a woman that age can
expect to live until age 86,
according to the Social Security
Administration.
What about taxes? When it
comes to when to claim Social
Security benefits, Arthur advises
his clients not to focus primarily
on the tax ramifications.
“The vast majority of peo-
ple that I counsel, their marginal
tax rate in retirement will be
fairly constant,” Arthur says. “If
retirees were to take their Social
Security benefit at 62, what I
typically see is their marginal
tax rate is exactly the same or
approximately the same as it
would be if they claimed the
benefit at age 70. I want [them]
to focus instead on maximizing
the net cash flow over the
remainder of their lifetime.”
Global Investment Strategy is
a division of Wells Fargo Invest-
ment Institute, Inc. (“WFII”).
WFII is a registered investment
adviser and wholly-owned sub-
sidiary of Wells Fargo Company
and provides investment advice to
Wells Fargo Bank, N.A., Wells
Fargo Advisors and other Wells
Fargo affiliates. Wells Fargo Bank,
N.A. is a bank affiliate of Wells
Fargo Company.
This article was written by/for
Wells Fargo Advisors and provided
courtesy of Eric Kohlmeier, senior
financial advisor, managing direc-
tor—investments in Park Ridge,
(201) 505-0472.
Investments in securities and
insurance products are not FDIC-
insured/not bank-guranteed/may
lost value.
Wells Fargo Advisors, LLC,
Member SIPC, is a registered bro-
ker-dealer and a separate non-
bank affiliate of Wells Fargo
Company.
Editorʼs note:
The following
article is for
informational
purposes only.
When it comes
to Social Securi-
ty and retire-
ment, you may
have conflicting
viewpoints: On one side, you
hope to start collecting your ben-
efits as soon as youʼre eligible—
after all, itʼs your hard-earned
money. On the other side, you
know that, if you wait, your
monthly benefit amount will
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