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A Full Service PEO
INTRODUCTION
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Table of Contents
INTRODUCTION, WHAT IS A PEO? ................................................................................................................ 2
BENEFITS OF USING A PEO ........................................................................................................................ 3
BENFITS OF BPS ..................................................................................................................................... 4
PRODUCTS AND SERVICES .......................................................................................................................... 5,6,7,8
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INTRODUCTION
WHO IS BUSINESS PERSONNEL SOLUTIONS?
BUSINESS PERSONNEL SOLUTIONS IS A (PEO) PROFESSIONAL EMPLOYER ORGANIZATION. A PEO IS
DEFINED AS AN ORGANIZATION THAT PROVIDES AN INTEGRATED AND COST EFFECTIVE APPROACH TO
THE MANAGEMENT AND ADMINISTRATION OF THE HUMAN RESOURCES AND EMPLOYER RISK OF ITS
CLIENTS, BY CONTRACTUALLY ASSUMING SUBSTANCIAL EMPLOYER RIGHTS, RESPONSIBILITIES, AND RISK
AND, THROUGH THE ESTABLISHMENT AND MAINTENANCE OF AN EMPLOYER RELATIONSHIP WITH THE
WORKERS ASSIGNED TO ITS CLIENTS.
MORE SPECIFICALLY, BPS ESTABLISHES A CONTRACTUAL RELATIONSHIP WITH OUR CLIENTS WHEREBY
WE:
 ASSIGN WORKERS TO CLIENT LOCATIONS AND THEREBY ASSUME RESPONSIBILITY AS THE
EMPLOYER FOR SPECIFIED PURPOSES OF THE WORKERS ASSIGNED TO THE CLIENT LOCATIONS
 PAY WAGES AND EMPLOYMENT TAXES OF THE EMPLOYEES OUT OF THEIR OWN ACCOUNTS
 REPORT, COLLECT AND DEPOSIT EMPLOYMENT TAXES WITH THE STATE AND FEDERAL
AUTHORITIES
 ESTABLISH AND MAINTAIN AN EMPLOYMENT RELATIONSHIP WITH THEIR EMPLOYEES WHICH IS
INTENDED TO BE LONG TERM AND NOT TEMPORARY; AND
BUSINESSES TODAY NEED HELP MANAGING INCREASINGLY COMPLEX EMPLOYEE RELATED MATTERS
SUCH AS PERSONNEL MANAGEMENT, HEALTH BENEFITS, WORKERS COMPENSATION, CLAIMS, PAYROLL,
PAYROLL TAX COMPLIANCE AND UNEMPLOYMENT INSURANCE CLAIMS. BUSINESSES CONTRACT WITH
BPS TO ASSUME THESE RESPONSIBILITIES, WHICH THEN ALLOWS THE CLIENT TO CONCENTRATE ON THE
REVENUE‐PRODUCING SIDE OF ITS OPERATIONS
BUSINESS PERSONNEL SOLUTIONS PROVIDES INTEGRATED SERVICES WHICH MORE COST EFFECTIVELY
MANAGE CRITICAL HUMAN RESOURCE RESPONSIBILITIES AND EMPLOYER RISKS FOR CLIENTS. BPS
DELIVERS THESE SERVICES BY ESTABLISHING AND MAINTAINING AN EMPLOYER RELATIONSHIP WITH
THE WORKERS ASSIGNED TO ITS CLIENT AND BY CONTRACTUALLY ASSUMING SUBSTANTIAL EMPLOYER
RIGHTS, RESPONSIBILITIES AND RISK.
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4.
WHAT ARE THE BENEFITS OF USING A PEO?
FOR THE BUSINESS
 CONTROLS COSTS
 SAVES TIME AND PAPERWORK HASSLES
 PROVIDES PROFESSIONAL COMPLIANCE (E.G., PAYROLL, IRCA, EEOC)
 REDUCES TURNOVER AND ATTRACTS BETTER EMPLOYEES
 CLAIMS MANAGEMENT (E.G., WORKER’S COMPENSATION, UNEMPLOYMENT INSURANCE)
 PROVIDES BETTER BENEFITS PACKAGE(S)
 PROVIDES PROFESSIONAL HUMAN RESOURCE SERVICES (E.G., EMPLOYEE HANDBOOKS, FORMS,
POLICIES AND PROCEDURES)
 REDUCES ACCOUNTING COSTS
FOR THE EMPLOYEE
 COMPREHENSIVE BENEFITS PREVIOUSLY UNAVAILABLE
 BETTER EMPLOYER/EMPLOYEE COMMUNICATIONS
 PAYROLL ON‐TIME AND ACCURATE
 PROFESSIONAL ASSISTANCE WITH EMPLOYMENT RELATED PROBLEMS
 PROFESSIONAL ORIENTATION AND EMPLOYEE HANDBOOKS
 EXTENDS STATUTORY PROTECTION TO MORE EMPLOYEES
 UP‐TO‐DATE INFORMATION ON LABOR REGULATIONS AND WORKER’S RIGHTS, WORKSITE
SAFETY
 EFFICIENT & RESPONSIVE CLAIMS PROCESSING
 PORTABLE BENEFITS (EMPLOYEES CAN MOVE FROM ONE PEO CLIENT TO ANOTHER WITHOUT
LOSS OF ELIGIBILITY FOR BENEFITS)
FOR THE GOVERNMENT
 CONSOLIDATES SEVERAL SMALL COMPANIES’ EMPLOYMENT TAX FILINGS INTO ONE
 MORE PROFESSIONAL PREPERATION AND REPORTING
 ACCELERATED COLLECTION OF TAXES
 EXTENDS MEDICAL BENEFITS TO MORE WORKERS
 EXPANDS THE COMMUNICATION OF GOVERNMENT REQUIREMENTS AND CHANGES TO SMALL
BUSINESSES
 RESOLVE MANY PROBLEMS BEFORE THEY REACH COURT
 ALLOWS GOVERNMENT AGENCIES TO REACH BUSINESS THROUGH A SINGLE EMPLOYER ENTITY
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5.
BENEFITS OF BUSINESS PERSONNEL SOLUTIONS
 LOWER OVERALL WORKER’S COMPENSATION COST: TYPICALLY 20%‐40% SAVINGS
 CONVENIENT, PROFESSIONAL PAYROLL SERVICE (INDUSTRY BEST)
 ONE STOP SHOPPING
 MULTIPLE PAYROLL DELIVERY OPTIONS AT NO EXTRA CHARGE
 QUARTERLY FILINGS AND EMPLOYEE TAXES TAKEN CARE OF AT NO EXTRA CHARGE
 WEEK TO WEEK WORKER’S COMPENSATION PAYMENT; NO LUMP SUM PREMIUM
DEPOSITS AND NO AUDITS
 $1,000,000 STANDARD WORKER’S COMPENSATION POLICY; A MORE COMPREHENSIVE
COVERAGE FOR LESS MONEY
 IN‐HOUSE ATTORNEY: AVAILABLE TO HELP FIGHT FRAUDULENT CLAIMS, PROVIDES
ADVICE ON SAFETY AND EMPLOYMENT LAW
 ACCESS TO FORTUNE 500‐STYLE BENEFITS THAT WILL HELP ATTRACT AND RETAIN
GREAT EMPLOYEES
 HR CONSULTING
 RISK MANAGEMENT
 BENEFIT ADMINISTRATION
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PRODUCTS AND SERVICES
PAYROLL:
 GENERATE PAYROLL CHECKS AND PAYROLL JOURNALS (INVOICES)
 EACH CLIENT WILL BE ASSIGNED THEIR OWN PAYROLL REP
 CLIENTS CAN SUBMIT THEIR PAYROLL VIA EMAIL, FAX, WEB OR TIME CLOCK
 WAGE GARNISHMENTS, TAX LEINS, EMPLOYEE LOANS AND ALL OTHER REQUIRED
DEDUCTIONS. BPS HAS A PAYROLL DEDUCTION AUTHORIZATION FORM
 HANDLE CALCULATION OF ALL TAXES
 PROCESS PAYROLL AS SCHEDULED AND SEND TOTAL INVOICE AMOUNT FOR APPROVAL
 CLIENT PAYROLL CAN BE FUNDED VIA WIRE TRANSFER, ACH DEBIT AND COD
 DELIVERY OF PAYROLL VIA DIRECT DEPOSIT FEDEX, STANDARD US MAIL OR CAN BE
DELIVERED BY SALES REP IF NEEDED
 FEDERAL AND STATE TAX DEPOSITS
 FILE QUARTERLY REPORTS
 GENERATE ALL W‐2, W‐4, I‐9, 940 AND 941 FORMS
 REVIEW AND ENTER CLIENT NEW HIRES
 PROCESS CLIENT AND EMPLOYEE CHANGES
 HANDLE TERMINATION/SEPARATION REQUESTS
 EMPLOYMENT VERIFICATIONS
 PTO ADMINISTRATION
 WEB BASED TIME ENTRY
TIME CLOCKS
OUR TIMEKEEPING SOLUTION CAN HANDLE BOTH SIMPLE AND MORE ADVANCED ACCOUNT
FEATURES. IN FACT, OUR CLIENT’S EMPLOYEE’S TIME CARDS MAY CONTAIN A VARIETY OF
LABOR DATA, OR SIMPLY DISPLAY AN EMPLOYEE’S “IN” AND “OUT” TIMES. BELOW ARE SOME
KEY FEATURES OFFERED BY OUR TIMEKEEPING PROGRAM:
 AUTOMATIC LUNCH DEDUCTION
 SUPERVISOR LOGIN ACCESS/RESTRICTIONS
 HOLIDAY PAY FUNCTIONALITY
 PUNCH ROUNDING OPTIONS
 DEPARTMENTAL/CATEGORICAL/EMPLOYEE ROUNDING FUNCTIONALITY
 LABOR DISTRIBUTION
 JOB COST REPORTING

SHIFT DIFFERENTIAL PAY RATES
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 MULITPLE PAY RATE ASSIGNMENT
 MOVE BETWEEN DEPARTMENTS
 NUMERIC/CATEGORICAL DATA COLLECTION AT CLOCK
 ONLINE VIEWING, EDITING AND REPORTING
 OVERTIME PAYAUTOMATION
 QUICK AND FLEXIBLE REPORTING OPTIONS
 SIMPLE PAYROLL FILE EXPORT
 DAILY AUTO E‐MAIL MODULE FOR ADMINSTRATORS
 CUSTOM LABOR CATEGORIES
 ADD/EDIT BY DALLAR AMOUNT, PUNCH TIMES, HOUR BLOCKS
 TRACK PUNCH ACTIVITY BY LOCATION
 PUNCH ENTRY OPTIONS
o BADGE SWIPE
o PIN/SSN ENTRY
o BIOMETRIC (WITH PRINT READER)
BENEFITS
BPS OFFERS A WIDE RANGE OF BENEFITS. ALL QUOTE REQUESTS ARE SUBMITTED TO OUR
BENEFITS GROUP.
 MAJOR MEDICAL HEALTH BENEFIT PLAN
 DENTAL PLANS
 PRESCRIPTION CARD
 DISABILITY INSURANCE
 VISION CARE
 LIFE INSURANCE
 INDIVIDUAL SUPPLEMENTAL INSURANCE PRODUCTS
 SECTION 125 TAX PLAN
 401 (K) RETIREMENT PLAN
 ADMINISRATION OF ALL EMPLOYEE BENEFITS PACKAGE
 EPLI INSURANCE
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WORKERS COMPENSATION COVERAGE
 ELIMINATE SURCHARGES, PREMIUM DEPOSITS, AUDITS, MODIFIERS AND SOMETIMES
DOWNPAYMENT
 LOWER OVERALL WORKERS COMP COST IN EVERY DIRECTION POSSIBLE
 PROVIDE CERTIFICATES OF COVERAGE
 PRE CERTIFICATION, SCREENING AND VERIFICATION OF CLASS CODES
 DAILY COMMUNICATION WITH INSURANCE CARRIER
 CLAIMS MANAGEMENT
 SERIOUS ACCIDENT INVESTIGATIONS
 RETURN TO WORK ASSISTANCE
RISK MANAGEMENT
 PROFESSIONAL, EXPERIENCED RISK MANAGEMENT DIRECTORS AND MANAGERS
 SAFETY SURVEYS, EVALUATIONS AND INSPECTIONS
 OSHA/EPA REVIEWS AND COMPLIANCE
 DESIGN AND CONDUCT EMPLOYEE SAFETY EDUCATION PROGRAMS
 SAFETY POLOCIES AND MANUALS
 WORKER’S COMPENSATION CLAIMS AND ADMINSTRATION
 POST ACCIDENT DRUG TESTING
 ACCIDENT INVESTIGATIONS
 HELP REDUCE THE OCCURRENCE OF CLAIMS AND CLAIM COSTS
HUMAN RESOURCES
 HR AUDITS
 HR POSTERS, FORMS AND HANDBOOKS
 HIRING ASSITANCE
 HR CONSULTING SERVICES
 EPLI
 BACKGROUND CHECKS
 DRUG TESTING
 UNEMPLOYMENT CLAIMS
 BPS MAINTAINS ALL PERSONNEL FILES, EMPLOYEE RECORDS AND DOCUMENTATION.
YOU HAVE DIRECT ACCESS TO SUPPORT STAFF INCLUDING:
o PAYROLL
o HUMAN RESOURCES
o LEGAL SERVICES
o BENEFITS
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o LOSS CONTROL/RISK MANAGEMENT
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