2. U 9 D E J K R X Y Z I U A L P Z X 1 D R
X U J S B Y G I 9 X V U D E C O D I N G
A W K 6 L U J O B D T S C A W X M T H E
X I 7 Z 0 D X T N 4 1 B C M F U T U R E
P I 0 Y G B M K G 0 N C H U W J Q J D 3
DECODING THE FUTURE
ANSWERS FOR AN INDUSTRY IN RAPID MOTION
[Event Name]
3. Section Divider Title
U 9 D E J K R X Y Z I U A L P Z X 1 D R
X U J S B Y G I 9 X V U X S E C T I O N
A W K 6 L U J 3 B D T S C D I V I D E R
X I 7 Z 0 D X T N 4 1 B C M O P T I O N
P I 0 Y G B M K G 0 N C H U W J Q J D 3
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26. Title
51
4
Funding a
comfortable retirement
%
Preserving my wealth
26%
Being able to earn or draw an
income from savings and investments
24%
1 Aims for long term real
capital growth
Aims for lower risk
Diversified income sources
2
3
Top three financial priorities Why a multi-asset approach?
Source: [ ]
27. Title
5
Reference to asset allocation on this slide is merely for explaining the investment strategy,
and should not be construed as investment advice or investment recommendation of those companies.
4-8
Equity Derivative Strategies
UK Equities
Alternatives
10
4
%
%
Brazilian Bonds
Emerging Markets Equities
6%
Asset Potential Income
%
4%
29. The British teach their children the value of money
and encourage a savings mentality from a young age
Remind their children
how much things costs
Give their children
regular pocket money
Give their children a
piggy bank
Encourage their children to
save up for specific goals
(e.g. tablet, games)
Give their children
an allowance to
budget from
Open a savings account
for their children
12
31%
53%
33%
53%
36%
51%
30. Introducing the SMART savers and investors
Found across all income bands but on average have a
personal income of:
are retired
£34K
19%
describe themselves
as active investors
nationally
are working
full time
How do they qualify? Who are they?
Take financial
planning seriously
Are more confident in
their ability to make
their own investment
decisions
1. They are the top
savers and investors
in their age group
1
2
3 2
3
63%
3
31. The high cost of living poses the biggest threat to
finances, while doubts about the economy persist
9
Main risks to financial future
High
living costs
35%
Oil and
energy
prices
39%
Changes in
inflation /
rising prices
50%
State of the
economy
32%
Tax increases /
tax policies
60%
32. MARCH 2015
You have a challenging career and a personal life – and [ ] recognizes
that both make demands on your time and energy. We are a global
organisation and the demanding nature of the work that we do can make
workloads unpredictable. There will be periods that are busier than
others.
With these facts in mind we have pulled together this information sheet to
help you understand what is available to you now and how we propose
refining some work practices to help each employee understand what
exists already to help them maintain their personal work / life flexibility as
well as how within GMC we can take more control and set expectations
around every day working practices.
WORK / LIFE FLEXIBILITY
A quick link to the resources designed to help you
WHAT RESOURCES ARE ALREADY AVAILABLE TO YOU?
Policies do vary by country and can be explored in detail on the intranet here; but in summary this is what
is available to most [ ] employees to help them balance work with the rest of your life.
Flexible working
Varying by country in terms of specific policies (please check the intranet) but flexible working
arrangements are possible in terms of hours, time off work and place of work. This could mean
working one day a week from home for example, or shifting your hours to start and finish at different
times to the core hours of employment. Each request requires an application that the business
will review. Varying by country in terms of specific policies most do require a service and application
criteria to use the policy. Check your intranet at the above link.
Childcare Vouchers
Your home life is important to us, which is why we offer you a helping hand in taking care of your
children by providing you with access to the Childcare Voucher scheme through Care-4. This benefit
helps you pay for childcare in a convenient, hassle-free way, taking advantage of Income tax and NIC.
Holiday Buying
We understand how important it is for you to take time away from work, whatever your current needs
are. To help, you have the option to buy up to five days of annual holiday each year. This is in place so
that you can choose the amount of holiday you need each year. The time is pro-rated and converted to
hours for part-timers.
GymFlex
Get fit for less with GymFlex. Through [ ] Flexible Benefits, you can select an annual Gym
membership at a wide range of participated clubs straight out of your base salary, saving money on
your NIC, effectively reducing your monthly gym fees. However, you will be required to pay the
Income tax on this benefit via P11d submission.
The GymFlex network is nationwide, so you should be able to find a participating facility close to your
office or home – whichever suits you best.
Family Care
[ ] sponsor six sessions of back-up care each year for all permanent employees. These can be used
for Emergency Childcare, School Holiday Cover, Back-up Adult or Eldercare.
To make use of these sessions, you must first register on the Work+Family Space. Please visit
www.myfamilycare.co.uk/[ ] to complete the registration details or call the My Family Care team on
0845 676 7690. Bookings can be made 24/7 online or over the phone from 7.30am to 7.00pm, Monday
to Friday, and can be made with as little as 2 hours’ notice.
33. WHAT TECHNOLOGY EXISTS TO HELP YOU ADD MORE FLEXIBILITY TO HOW AND WHERE YOU WORK?
Mobiles
Everyone at [ ] can request for access to [ ] email, contacts, and calendars from a mobile device
where they have a justifiable need (it is subject to manager approval). This helps you keep in touch
more easily when away from the office or even during a day full of meetings. There is the possibility to
choose the mobile device you prefer (called ‘Choose Your Own Device’ or CYOD) as well as the option to
access this information on your existing personal mobiles or iPads (‘Bring Your Own Device’ or BYOD)
– you can find out more on the intranet.
Remote Access
This provides access to your office desktop, creating a Remote Desktop, from anywhere a browser is
available – whether at home or on the road. Available 24/7 so you can work where and when you want
to and still have everything available to you as if you were in the office. Find out how to set this up by
visiting the intranet.
Laptops
[ ] laptops are available to people who travel frequently but need to connect to the [ ] network
using remote access. There’s a policy for more details but in a nutshell, you can either request a new
laptop with your manager’s approval or there are ‘Loaner’ laptops available to book out for shorter
periods of time. Again, all the information to find out more about laptops is on the intranet.
Multimedia (AV, VC and Web conferencing)
All designed to make it easier to keep in touch will colleagues. You can share your desktop, set up
impromptu meetings and have face-to-face conversations over VC. Find out how this could help you
reduce travelling and easily keep connected with team members and project groups regardless of
where you are.
WHAT IMPROVEMENTS CAN WE MAKE TO HELP EACH OTHER TAKE CONTROL?
We suggest that each team discusses and agrees ‘norms’ that everyone will then agree to abide by. The idea is to
establish practices that are appropriate for each team and the way that they work.
Some examples are:
Email usage out of hours
Does constant checking of emails add to productivity or just add stress? Can we agree:
That no one should be expected to answer emails on the weekend and that if something is urgent and
needs to be taken care of before Monday you will be called?
That if you chose to work on the weekend you set your emails to send on Monday morning rather than on
the weekend?
Meeting etiquette
Can we agree:
Always send an agenda / clear meeting objectives in advance of meeting
Consider meeting length – 30 minutes if possible
Consider the attendees – does everyone need to be there?
Keep time zones in mind when scheduling meetings and acknowledge efforts to participate in meetings in
non-business hours
Cancel meetings with as much advance notice as possible
Start meetings on time
Holiday time
Can we agree:
Get as much finished before your break
Hand off what cannot wait to others with detailed hand over notes and background (e.g. the documents
are here)
Send an alternate to any meetings that are scheduled rather than calling in
Have a great break and come back refreshed!
Is there anything else you would like to establish as a departmental ‘norm’?
34. For proFessional clients and qualiFied investors only
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P O R T F O L I O
D E S I G N S
R I S K
M A N A G E M E N T R E G U L A T O R Y
I N V E S T M E N T
A C T I O N SM A R K E T S
For proFessional clients and qualiFied investors only
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arcit labo. Agnatiosti del ium as dis et volesequi sit,
voluptat que comnima ximperfercia cust pre pores
doluptatati ut quid quae provid quid milibus earum
alictasim ataquae nit doluptatisi toresti consequi dust,
comnis iliquam niste prendam, sin re molum, consecto
dit exceprae.
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si blatibus dolo ipsum ipid ut ab is enis ex eturestrumet as ut dolore inienisque
pos maximporerum inulpar chitatur, quosam qui sit imet re velique prepudam,
quiam utatem velendel inis et et experia consequis eatia volluptate susamusa
ne nossit planissimi, sincipsam inctiae erum ipsaper nam fugitectore
doluptasped ut quibusam in ratquas alibusam nus rem aliquas solorror similita
cone volo mo cum rem non num re vel illigen dipsape ruptibeaque pore, vendi ut
ut dem doluptatur rescit que litio. occaborrore sincipsam inctiae erum ipsaper
sincipsam inctiae erum ipsaper atibuscia conectium aut expliquid quiandis
que coresto con conem unt, et que lanieniende dolupta cullabo. Sit repedi cum
suscimp oremqui aectius ciendel miliquia coriorepudam etur? Peruntiscit
prepedicimil inctemodit denti ium animil in esto ea.
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R I S K
M A N A G E M E N T R E G U L A T O R Y
I N V E S T M E N T
A C T I O N SM A R K E T S
8
TIER 4 – FLYERS
35. 3 Key takeaways
Stocks celebrated the seventh anniversary of the 2009 market bottom by adding to recent
gains: However, China remains a lingering threat to the global economy and
financial markets
European markets had a mixed reaction to a significant expansion of the European Central
Bank's (ECB) stimulus program: By Friday, markets had regrouped and rallied
Chinese stocks continue to struggle on more evidence of economic weakness: But while
China is struggling, most of the EM complex is participating in the recent rally
39. Question 1
Shaun in the City is an art trail of decorated Shaun the Sheep sculptures
currently found in London and coming to which other English city in July
and August?
Round Name: Question #
1 Bath
2 Bournemouth
3 Bristol
4 Birmingham
42. Feedback
You have been brilliant over the years, exceptional. From all in our
team, we wish you the best for the future
Sharon Faulkner
EMEA Investment Trusts
WE DID IT!!! What a fabulous event we pulled off - thank you all for your hard work and dedication
to make this happen.
Rachel, Alex and all of delegates including Larry and Rob are over the moon with how smoothly
everything ran, the quality of the production, the punchiness of the branding etc., etc.
None of this would have been possible without your contribution and I personally cannot thank you
enough!
For those of you that were onsite – I hope get some recovery time.
Wishing you all a wonderful weekend.
Thanks again
Ranee Turner
Head of Events
Hi John,
It has been a real pleasure working with you and you will be sorely missed by our whole team. You
have provided us with invaluable support and I can’t emphasize enough how much you will be missed.
Morna Hobbs
Retail Investment Trusts
![U 9 D E J K R X Y Z I U A L P Z X 1 D R
X U J S B Y G I 9 X V U D E C O D I N G
A W K 6 L U J O B D T S C A W X M T H E
X I 7 Z 0 D X T N 4 1 B C M F U T U R E
P I 0 Y G B M K G 0 N C H U W J Q J D 3
DECODING THE FUTURE
ANSWERS FOR AN INDUSTRY IN RAPID MOTION
[Event Name]](data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7)