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College Savings can be a "Slam Dunk" w/Tomorrow's Scholar 529 Plan
- 1. Tomorrow’s Scholar 529 Plan
The Ball Is in Your Court. Invest for College Today.
Working with your Financial Advisor, you can reach your higher education funding goals.
For planning resources, and gifting & saving tools, visit TomorrowsScholar.com.
Very few students are awarded an athletic scholarship. For everybody else, the cost of a college education is higher than ever and continues
to rise each year. From the top-ranked schools to those that didn’t even make the upcoming college basketball tournament, the cost of
higher education requires considerable planning and investing. If you put as much thought into planning for college as you do in filling out
your bracket, you may be better prepared for the expenses associated with a college education.
Tomorrow’s Scholar®, a section 529 college savings plan sponsored by the State of Wisconsin and sold nationwide, provides families
a flexible means to save for a child’s college education while taking advantage of multiple tax and estate benefits.
529 Plans Offer Tax Advantages:
●● Your account grows free of federal and state taxes
●● You don’t pay federal and state taxes on qualified withdrawals
Tomorrow’s Scholar 529 Plan Gives You Flexibility and Control:
●● High Contribution Limits – up to $440,300 per beneficiary, with no income or state residency requirements
●● A Wide Range of Investment Options – from age-based to risk-based to individual funds, you and your financial advisor can
customize the investments to your needs
●● Joint Ownership Available – so that both parents can maintain control over the account
Tomorrow’s Scholar® is a state-sponsored 529 college savings plan administered by the State of Wisconsin. Voya Investments
Distributor, LLC, a Delaware limited liability company provides investment management, administrative and distribution
services for the Tomorrow’s Scholar® Plan.
An investor’s or a designated beneficiary’s home state may offer state tax or other benefits that are only available for
investments in that state’s qualified tuition program. Please consider this before investing.
Earnings component of non-qualified withdrawals may be subject to federal and state taxes and the additional federal 10% tax.
The tax information herein is not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding tax penalties. Taxpayers should seek advice based on their own
particular circumstances from an independent tax advisor.
Investments in Tomorrow’s Scholar 529 Plan are subject to certain charges, which will reduce the value of your Account as they are incurred. Please see the Program Description for
details of charges or fees that apply to the specific Tomorrow’s Scholar savings plan.
Investments in Tomorrow’s Scholar 529 Plan are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.
Voya Investment Management is not an underwriter for any underlying municipal securities.
An investor should consider the investment objectives, risks, charges and expenses associated with municipal fund securities before investing.
More information about municipal fund securities is available in the issuer’s Program Description. You may obtain a Program Description at
TomorrowsScholar.com or by calling 866‑677-6933. The Program Description should be read carefully before investing.
Average Cost of 4 Years of College*
Public 4-Year (in-state tuition)
Tuition = $37,640
Room & board = $40,552
Books & supplies = $5,192
Transportation = $4,436
Other expenses = $8,424
Total = $96,244
Private 4-Year
Tuition = $129,620
Room & board = $46,064
Books & supplies = $4,996
Transportation = $4,132
Other expenses = $6,512
Total = $191,324
* Based on the College Board’s annual
survey of college pricing for the
2015–2016 school year.
©2016 Voya Investments Distributor, LLC • 230 Park Avenue, New York, NY 10169
. . . connecting to the future
Tomorrow’s Scholar®
529 Plan
The Ball Is in Your Court. Invest for College Today.
- 2. Source: College Board. Cost of tuition is based on 2015-2016 tuition data for each respective school. Total amount reflects the cost of a 4-year education for an out-of-state resident. W529-MAR16 031416 • 9423
SOUTH
EAST
(1) Kansas $147,792
(16) Austin Peay $156,036
(8) Colorado $197,204
(9) UConn $189,376
(5) Maryland $182,940
(12) S. Dakota State $104,412
(4) Cal $240,292
(13) Hawaii $181,696
(6) Arizona $187,760
(11) Vanderbilt / Wichita St.
$254,128 / $81,108
(3) Miami $249,368
(14) Buffalo $164,424
(7) Iowa $154,984
(10) Temple $167,096
(2) Villanova $249,492
(15) UNC Asheville $147,528
(1) UNC $205,864
(16) FGCU/FDU
$154,324 / $184,472
(8) USC $268,848
(9) Providence $234,640
(5) Indiana $191,560
(12) Chattanooga $151,448
(4) Kentucky $150,440
(13) Stony Brook $154,940
(6) Notre Dame $259,100
(11) Michigan / Tulsa
$173,940 / $206,400
(3) WVU $128,456
(14) S.F. Austin $138,224
(7) Wisconsin $192,364
(10) Pittsburgh $177,000
(2) Xavier $185,640
(15) Weber State $100,192
(1) Virginia $230,152
(16) Hampton $133,152
(8) Texas Tech $149,296
(9) Butler $204,120
(5) Purdue $167,336
(12) AR-Little Rock $126,580
(4) Iowa State $129,560
(13) Iona $203,936
(6) Seton Hall $209,704
(11) Gonzaga $221,528
(3) Utah $164,784
(14) Fresno State $128,544
(7) Dayton $205,120
(10) Syracuse $244,968
(2) Michigan State
$183,744
(15) MTSU $164,720
(1) Oregon $189,036
(16) Holy Cross/ Southern
$240,096 / $106,184
(8) St. Joseph $236,552
(9) Cincinnati $172,488
(5) Baylor $215,352
(12) Yale $272,700
(4) Duke $270,616
(13) UNC Wilmington
$143,000
(6) Texas $205,408
(11) Northern Iowa $105,300
(3) Texas A&M $189,792
(14) Green Bay $88,784
(7) Oregon State $167,064
(10) VCU $179,752
(2) Oklahoma $134,828
(15) CSU Bakersfield
$140,452
MIDWEST
WEST
National Champions