communications commission of kenya mobile telecom regulation mpesa safaricom convergence of telecoms and financial services convergence mobile money mobile money transfer mobile financial services ict regulation telecoms convergence ict convergence jeremmy okonjo central bank of kenya regulatory cooperation rule based regulation regulatory philosopy co-regulation telecoms regulatory framework principles based regulation kenya qos authorization and licensing; interconnection and i universal access and service and quality of service competition cck m-pesa implications for telecom regulation commodity exchanges rwanda derivatives exchanges developing countries derivatives markets challenges of setting up derivatives exchanges emerging markets
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