Get your finances in order by following these tips and putting a budget together that works for your personal situation.

1. PUT TOGETHER A
BUDGET THAT WORKS
on this spreadsheet, include
the name for each bill, due
dates, monthly amount, and
sign in information for each
account
MAKE A
SPREADSHEET
For the expenses that
remain a constant amount,
write down the due dates
for each of these
Only 1 in 3 Americans come up with
a monthly budget and sticks to it.
If your pay fluctuates, take
an average of the last 4
pays you received to get a
monthly average
This includes:
- Paychecks
- Bank Statements
- Monthly Bills - rent, utilities, etc.
- Credit Card Statements
LOOK AT YOUR
BILLS
HOW A BUDGET SHOULD BE DIVIDED UP
HowtoGuide:
Get your financial
information
together
Determine
monthly income
Housing
33%
Utilities
6%
Transportation
17%
Savings
6%
Debts
11%
Food
17%
Medical
6%
Discretionary
6%
FUN
FACT:
Source for graph: GoBankingRates.com
JasonAaronBragg