1. .........
Credit & Accounts Receivable Manager MBA
Curriculum vita
Name : Hossam Mohamed Ahmed Al-Qady
Birth date : 31 / 8/ 1975
Birthplace : Egypt
Military status : Exempt
Marital status : Married
Resident : Alexandria – Sporting
Mobile : +2 01144832244
+2 01270080006
+2 01060059497
+2 01090003522
E-mail : alkady.hosam@yahoo.com
Academy degree : Faculty of Commerce, Bachelor of Accounting. Certified in 1997
University : Al Monofiyah University
Languages : English (very good)
Arabic (very good)
Career Objective:
I am seeking a challenging opportunity in a reputed organization where I can prove my personal
skills and gain new experiences
Work Experience:
 Accounts Receivable Manager at Alexandria Agriculture Company -
LAMAR (Talaat Moustafa Group) since Mar 2015.
 Group Credit & Accounts Receivable Manager at ABCO Group for
detergents & chemicals since Jul 2014 until Mar 2015
 Credit & Accounts Receivable Manager at Best Cheese Group of
companies Best of France, President Egypt, Lactel Egypt & Nestle Egypt
(President – Lactel – Nestle) since October 2010 until Jun 2014
 Collection & credit manager at Al Othman Agriculture, Production &
processing comp. (NADA DAIRY) In Saudi Arabia since May 2005
September until 2010
 Senior Credit Controller & Accounts Receivables Section Head at Al
Othman Agriculture, Production & processing comp. (NADA DAIRY) In
Saudi Arabia since April 2004 until May 2005

2.  Senior accountant & Branches controller in International co. (SAVOLA
GROUP ) in Egypt from January 1999 until April 2004
 Accountant at EL SAFFER GROUP for shares brokerage and book keeping
in Egypt from August 1997 until January 1999
Additional certifications:
 Diploma of Business Administration certified 2001
 ISO 9001:2008 Internal Auditor’s Training certificate During April 14-15 2009
 Mini MBA certified Mar 2013
 MBA from Madison Hills University USA certified May 2014
Duties and Responsibilities include:
1. Reviews the company credit control procedure and develop & implement the company credit
policy in liaison with sales, finance management
2. Sets and monitors credit limits in consultation with Sales.
3. Assist in developing and implementing efficient payment methods from customers.
4. Handles major accounts, visits customers and travels to business meetings.
5. Keeps the company up to date with new credit management procedures and techniques.
6. Improves departmental processes and procedures.
7. Stops supply of goods or services to overdue accounts, and instigate legal proceedings
8. Manages credit staff in multiple sites reporting to the head office credit function.
9. Periodic reporting to the management, divisional cash collection forecasts and aged debt
analyses.
10. Manages strategic change to credit function’s systems, objectives, departments and structures.
11. Sets targets and supervises staff performance, recruits and develops staff.
12. Overall leadership to promote, manage and control Consumer Finance operations in a very
competitive environment.
13. Responsible to develop the annual collection/cash Budget and the action plan to meet the VP
directions and taking the responsibilities to achieve the sector goals.
14. Prepare a daily plan for the Collectors based on the clients payment due date
15. Manage collectors’ plans to optimize collection targets.
16. Review and define customers’ accounts to enhance collections efficiency.
17. Follow up the client's collection on a daily basis and contact the Sales Account Managers in case of
having any problem with the clients.
18. Send letters to customers having overdue balances to accelerate the collection process 6.Visit top
customers on regular basis to maintain communication channels with them and in order to resolve
any issues that could delay the collection process
19. Responsible for accelerating Company's cash cycle (depositing cash and checks in the same day if
possible to avoid losing interest)
20. Inform Finance and Sales Departments of any matters should be raised to their concern regarding
the customers payment ability on spot
21. Prepare a monthly report on the major issues facing the collection process and to try to resolve it
with the concerned parties.
22. Responsible for resolving any invoices, discount issues to avoid late payment

3. 23. Monitor the both long term and short term accounts receivables for the company market and ensure
a limited overdue exposure.
24.
Issue proper, accurate and timely AR ageing analysis report and bad debts provision report to the
key stakeholders.
25.
Prompt and proactive communication with the stakeholders to ensure a clear action plan is in place
upon the ageing analysis report.
26.
Own the Receivables overdue follow up process and act as the driver to make sure the process is
implemented properly.
27.
Close monitor and follow-up of the receivables for those accounts with historic collection issues;
bi-weekly report is required for the stakeholders.
28.
Issue the statement of account to the customers and ensure the balance is reconciled and agreed
by the customers on quarterly basis.
29.
Regular customer visits are required to ensure indisputable receivables reconciliation and prompt
collection.
30.
Work closely with the customer service representatives and sales administrators to ensure a
proper, systematic and efficient delivery control process is in place.
31.
Regular analyze the credit limit and risk mapping of the customers with proper update upon the
approval from the credit committee.
32. Obtain and maintain a thorough understanding of the financial reporting and general ledger
structure.
33. Ensure an accurate and timely monthly, quarterly and year end close.
34. Ensure the timely reporting of all monthly financial information.
35. Assist the Controller in the daily banking requirements.
36. Ensure the accurate and timely processing of positive pay transactions.
37. Ensure the monthly and quarterly Bank Compliance activities are performed in a timely and
accurate manner.
38. Supports budget and forecasting activities.
39. Collaborates with the other finance department managers to support overall department goals
and objectives.
40. Monitors and analyzes department work to develop more efficient procedures and use of
resources while maintaining a high level of accuracy.
41. Advises staff regarding the handling of non-routine reporting transactions.
42. Responds to inquiries from the Director of Finance, Controller, and other finance and firm wide
managers regarding financial results, special reporting requests and the like.
43. Work with the Controller to ensure a clean and timely year end audit.
44. Supervise the general ledger group to ensure all financial reporting deadlines are met.
45. Assist in development and implementation of new procedures and features to enhance the
workflow of the department.
46. Provide training to new and existing staff as needed.
47. Handle personnel issues relating to staff conflicts, absenteeism, performance issues, etc.
48. Work with each direct report to establish goals and objectives for each year and monitor and
advice on the progress to enhance the professional development of staff.
49. Support Controller with special projects and workflow process improvements.

4. Assists in establishing departmental credit and collection policies and procedures. Collects open
and past due balances through various collection tools. Assists in the training and development of
new and existing employees. Prepares management reports and resolves customer disputes.
Visits customer locations to resolve problems and improve payment processes. Analyzes
customer’s credit worthiness and determines their ability to pay. Employs tactical expertise to
develop process improvements.
Direct control general ledgers, account receivable, account payable revenue recognition,
depreciation, and operating expenses. Supervises and participated in the preparation of various
financial statement and reports. Participate in the preparation of annual budget and report the
deviation between actual and budgets. Responsible for the timely books closing and necessary
reporting. Participate in customers cost analyses. Supervise monthly and year-end closing tasks
and reconciliations Ensure implementation of corporate internal controls in the general accounting
area. Establishes system controls for new accounting systems and develops procedures to
improve existing system. Coordinate and prepare external audit materials and external financial
reporting on quarterly basis. Manage the system of recording, monitoring, controlling.
Dealing with fundamental files such as ( outside orders , stocks , sales , local suppliers , adapting
sales & purchasing with stock at the end of the period. trial balance / income statement and final
the balance sheet that present the financial situation of the company) and sub files ( note
receivable , notes payable, banks , central journal …)
Preparing and generating capital expenditure budget (CAPEX) for the new working year as well as
follow up periodical standard depreciation and additions, retirements actions
Updating monthly costumer’s statements of account, aging of balance report and calculated
monthly collections targets for overall company branches (domestic & overseas) controlling and
mentoring the semiannual balance of confirmation and make the necessary reconciliation to adjust
the accounts discrepancies/variances if any
Preparation monthly financial statements/reports and submitted to the top management
supporting with graphics charts of standard ratios in comparison with actual achieved ratios for
the same financial period
Dealing with professional ready accounting programs ERP systems such as Microsoft Dynamic
Great Plains & Microsoft Dynamic EX Business Solutions
Participating in preparing chart of accounts & construction of accounting system. -Prepare entries
of daily transactions. Reconciled entries and internal ledgers to financial system reports. -Prepare
routine entries & posted financial transactions into financial system and updating registers. -
General ledger & subsidiary accounts reconciliation. -Follow up Invoices, accounts payable &
accounts receivables. -Prepare monthly bank statements reconciliation. -Follow-up daily
production & shipment reports. -Presenting monthly financial reports for top/senior management. -
In charge of banking operations -Working knowledge of financial analysis and preparation of
financial statements & other tasks related to the accounting & finance process.
Computer skills:
 Microsoft windows & office up to XP professional
 Touch Writing For Both Arabic / English
(Original supporting documents will be forward to you when required)