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In this policy, the investment risk in the investment portfolio is borne by the policyholder.
The Linked Insurance Product...
Sooner is better. You need to
start preparation of your
retirement at an early age. If you
start saving early, you are lik...
Inflation rate is a very important
factor for retirement planning.
Inflation rates keep on changing.
Higher the inflation ...
Health care expenses are likely to
rise as you grow older. You
should start investing in health
from retirement prospectiv...
You need to select asset class
based on your risk appetite. Make
sure you consider equity and debt
both for investment. Co...
Once you are through with
selection of asset class it’s time
to do investment. Rather than
doing lump sum investment at
si...
You need to regularly review
performance of asset class. If
asset class is not performing up
to the mark,you need to make
...
Planning your retirement is
something you do not want to take
lightly. While retirement is an
exciting time, it is also a ...
Source Link(s): http://moneyexcel.com/8816/successful-retirement-planning
HDFC Standard Life Insurance Company Limited. In...
Important Factors in Retirement Planning
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Important Factors in Retirement Planning

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There are many factors that one should consider while planning for 'Retirement'. Here are some of the important factors which should not be definitely missed so as to make informed decisions before you plan for Retirement.

Veröffentlicht in: Wirtschaft & Finanzen
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Important Factors in Retirement Planning

  1. 1. In this policy, the investment risk in the investment portfolio is borne by the policyholder. The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of fifth year
  2. 2. Sooner is better. You need to start preparation of your retirement at an early age. If you start saving early, you are likely to save more and you can leverage the power of compounding
  3. 3. Inflation rate is a very important factor for retirement planning. Inflation rates keep on changing. Higher the inflation rate, higher the money required for retirement.
  4. 4. Health care expenses are likely to rise as you grow older. You should start investing in health from retirement prospective. Both of these will help in reducing unlikely medical expenses during retirement.
  5. 5. You need to select asset class based on your risk appetite. Make sure you consider equity and debt both for investment. Consider past performance and other factors like benefits and drawback before making selection of asset class.
  6. 6. Once you are through with selection of asset class it’s time to do investment. Rather than doing lump sum investment at single go, it is advisable to do systematic Investment on monthly basis.
  7. 7. You need to regularly review performance of asset class. If asset class is not performing up to the mark,you need to make appropriate in investments.
  8. 8. Planning your retirement is something you do not want to take lightly. While retirement is an exciting time, it is also a time of big changes in your life. HDFC Life Click 2 Retire is an online plan that helps you achieve your retirement goals by planning well in advance.
  9. 9. Source Link(s): http://moneyexcel.com/8816/successful-retirement-planning HDFC Standard Life Insurance Company Limited. In partnership with Standard Life Plc. CIN: U99999MH2000PLC128245, IRDAI Reg. No. 101. Registered Office: HDFC Standard Life Insurance Company Limited, Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Email: Buyonline@HDFCLife.in, Tel No: 1800-266-9777 (9 am to 9 pm). Life Insurance Coverage is available in this product. For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. HDFC Life Click 2 Retire (UIN No: 101L108V02, Form No: P501) is a Unit linked online pension plan. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Standard Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Click 2 Retire (UIN No: 101L108V02, Form No: P501) is only the name of the unit linked life insurance contract. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. "The name/letters "HDFC" in the name/logo of the Company belongs to Housing Development Finance Corporation Limited and is used by HDFC Life under a license/agreement." ARN: MC/08/2016/8456 BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS IRDAI clarifies to public that • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. • IRDAI does not announce any bonus. • Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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