Digital” is the new buzz word in the banking sector, with banks all around the globe hopping onto the digital bandwagon. Banks of all sizes are making sizeable investments in digital initiatives in order to maintain a competitive edge.

1. DIGITAL BANKING
“Digital” is the new buzz word in the banking sector, with banks all around
the globe hopping onto the digital bandwagon. Banks of all sizes are
making sizeable investments in digital initiatives in order to maintain a
competitive edge.

2. WHAT DOES “DIGITAL” ACTUALLY MEAN?
• Digital Banking is the present trend in
banking. It is not just about banking using
the internet but is much more, based on
the SMAC(“Social, Mobile, Analytics
and Cloud“) model, which puts customer
first and cuts costs associated with
banking.
• SMAC makes banking business more
agile and customer centric which
contributes towards the building of Digital
banking.

3. DIGITAL BANKING PLATFORM

5. CUSTOMERS PREFERRING BANKING

6. VIJAYA DIGITAL BANKING PRODUCTS

7. VPAYQWIK
V-PayQwik is Vijaya Bank’s mobile wallet app
that offers multiple payment transactions,
which are fully safe and secure. The wallet
has many offerings such as
● utility bill payments,
● mobile recharge,
● DTH recharge,
● bus and air ticket booking,
● online shopping and more.
V-PayQwik fund transfer feature, allows
customers to send money anytime, anywhere
in India.
The app is also bharat qr code integrated.
Customers can make payments using the app,
using any card, by simply scanning the bharat
QR code displayed and confirming the
payment.

8. VIJAYA UPI
Vijaya UPI allows customers to connect/transfer
money from any bank account using VPA (Virtual
Payment Address). VPA is a unique identifier
linked to the bank account. The main focus of UPI
is to allow transfer of money between accounts in
a simple and safer manner.
Features supported in UPI are:
1. Transfer of funds
2. One app for multiple bank accounts
3. Send/receive money using just the VPA,
without the need for knowing bank account
number and ifsc code.
4. Scan to Pay
5. View transaction history and much more...

9. V-MOBILE - MOBILE BANKING
APP
V-Mobile is Vijaya Bank’s mobile banking app that
allows customers to bank securely, anytime from
anywhere.
Services of V-MOBILE BANKING can be availed
both on SMS and GPRS enabled mobile devices.
Customers can -
● Do Balance inquiry
● View mini statement
● Do intrabank fund transfers
● Do NEFT/IMPS transfers
● Make bill payments and donations
● Purchase airline and movie tickets and more

10. V-ECONNECT
V-eConnect is Vijaya Bank’s one stop app for
all of its digital offerings.
The app is an entry point for customers to
know about and access various online
products of the bank. Customers can access
all of Vijaya Bank’s mobile apps, internet
banking, websites, social media profiles etc
through this single app.
Few additional features are:
• Missed Call Services
• Mini Statement
• Balance Inquiry

12. THANK-YOU