2. 01
Our mission is to provide clients with the most
comprehensive and cost-effective coverage and
service through the innovative application of in-depth
knowledge and experience to insurance problems,
whether customary or unique.
We know that regardless of market conditions and the
severity of market swings, your insurance
requirements receive the utmost individual attention
of a pro-active team of professionals always searching
for innovative approaches and enhanced products.
Our mission
3. 02
Interbug Insurance Broker is a Romanian private-
owned company specialized in risk management,
covering a wide spectrum of industries, from
manufacturing to oil production, from energy utilities
to construction – both in the private sector and
governmental entities.
Established in 2001, Interbug Insurance Broker
represents the interests of its clients – be they
individuals persons or companies – towards insurance
companies, both when choosing and purchasing the
insurance policies and when dealing with claim
release and discharge.
For almost ten years now, Interbug Insurance
Broker has constantly evolved, adjusting to the fast-
moving rhythm of the economy and focusing on the
quality of services it provides to a continuously
growing number of satisfied clients.
Our history
4. 03
As a full service broker, Interbug Insurance Broker
has the expertise and resources to manage all aspects
of our clients’ Property & Casualty programs. Our
professionals work closely with our clients to evaluate
the risks associated with their businesses, and develop
appropriate and effective insurance programs.
We take a hand-on approach to our marketing of
insurance proposals, actively engaging underwriters to
educate them about our clients and to negotiate the
broadest and most cost-effective coverage. This
highly-integrated service approach enables Interbug
Insurance Broker to meet all of our clients’ risk
management and insurance needs.
Our goal
5. 04
Besides the classical insurance packages, Interbug
Insurance Broker may, upon demand, conceive
alternative asset protection programmes, together
with the beneficiary, in order to control risk and to
decrease costs associated with risk management.
We offer a complete selection of property and liability
products including:
• Professional Liability- Errors & Omissions,
Employment Practices Liability, Directors' &
Officers' Liability
• Construction / Erection All Risk
• Delay in Start-Up
• Property All Risk
• Machinery Breakdown
• Employee Benefits
• Workers' Compensation
• Longshoremen's and Harbor Workers'
Compensation
• Automobile
Our goal
6. 05
Audit of the existing insurance contracts
Insurance has its own jargon, highly specialized, most
of the time confusing for the client. At Interbug
Insurance Broker we analyze such contracts
thoroughly and quickly provide our clients with a
comprehensive report. It includes the options the
client has for his or her specific needs, the risks
covered, the terms and conditions, our comments and
recommendations. Thus the client has a quick view of
the highlights and can make a professional decision on
how to better protect his or her asset(s).
Consultancy provided by professionals
When you need to analyze the market, the prices and
the insurance offers in order to have the best
protection for your assets, you can save a lot of
precious time and effort by contacting Interbug
Insurance Broker. Our specialized risk analysts will
assess your particular situation and recommend the
best option for your specific needs.
Why choose
Interbug Insurance Broker?
7. 06
Insurance contract brokerage
Interbug Insurance Broker draws a bridge between the
client and the insurer but will always act to the best
interest of its client by providing updated information
about the insurance companies and their terms and
conditions. Thus, Interbug Insurance Broker uses its ten
years of expertise in the insurance field so that the client
makes the most of his or her contract both when
choosing the insurer and all through the contract and,
moreover, should an unfortunate event take place.
Claim management
Claim management losses do occur, and when they do,
the last thing clients need is to worry about how their
claims will be handled or settled. Clients have the right to
expect prompt, personal attention from a professional
staff that will prepare and present the claims to the
insurers in order to obtain fair and equitable settlements
without delay. At Interbug Insurance Broker, we utilize
our expertise, discipline and enthusiasm to successfully
present, pursue and collect claims, while maintaining
constant communication with our clients.
The Claims department’s participation in the placement
activities is equally as important. They advise the
placement team to ensure that prior or existing claims
are properly understood and that any available
information regarding the prevention orminimization or
reccurrence is presented to underwriters, thus enabling
the placement under the most favorable terms available.
Why choose
Interbug Insurance Broker?
8. 07
Quick and easy car insurance
Everyone who has a car, be it privately owned,
company car, old or new, bought or leased, needs to
have it insured. This is the compulsory car insurance,
also known as RCA. When you need to quickly get a
glimpse of the exact quotes from several insurance
companies, you can simply access our specific
software and compare prices. Moreover, if your car is
leased, we offer both you and the leasing company
non-stop access to our software application so you
can personally input your data, configure the car
insurance premium value and consult the updated
status of your leasing contract.
Interbug Insurance Broker offers you RCA quotes
from the following insurance companies (through the
above-mentioned software):
ASTRA, ARDAF,ASIROM, ALLIANZ, BCR, CARPATICA,
EUROINS, GROUPAMA, GENERALI, OMNIASIG, UNIQA.
In the near future we hope to be proud to offer the
same software application also for those clients who
want to calculate the value of their CASCO car
insurance.
Why choose
Interbug Insurance Broker?
9. 08
Absolutely free of charge !
As Interbug Insurance Broker does not charge any
extra fee or commission on top of your insurance
policy premium, and because you are always paying
less with us than with another broker or the insurance
company itself, we may draw the conclusion that all
the services we provide you with come free of charge.
We offer you our expertise, our consultancy and our
professional help all through the contract for no extra
cost. That’s a premium!
We come to you!
Every Monday through Friday, within normal working
hours (9 am to 6 pm) we deliver your insurance
policies directly to you, free of charge. We come to
your home, office, place of work or any other location
in Bucharest we have previously agreed upon.
Why choose
Interbug Insurance Broker?
