Paytrailin Founder, Evangelist Lennu Keinänen Verkkoteollisuuden maksuseminaarissa 24.4.17. Katso esitys: https://livestream.com/ITstriimIT/maksaminen-verkossa/videos/154861253

1. Payments 2020
Rocket Fuel for Business
Lennu Keinänen
Founder, Evangelist
Paytrail Oyj
http://www.spacex.com

2. 4 300 000 000 000 €

3. Geo
McKinsey: Cutting Through the FinTech Noise

4. Customer Engagement
Distribution Model
Business Model
Kick Ass
2000
trying
10
will succeed

5. More sales
Cost savings
Simplified processes
Services
Infra
& Legal
Convenience
Peace of mind
Purchasing power
Real Time Payments
Shared Ledger Database
Changing legislation
Identification of users
Payments processing
Card on file & Tokenisation
PSD2, ID protection
Blockchain
Bank infrastructure
Biometric ID
Bitcoin
Connectivity
Proximity Payments
Adoption
User Experience
P2P lending
Omnichannel
Deals & Coupons
Loyalty
Reporting & Accounting
Seller side drivers Buyer side drivers

8. Cash
Bank Account
Debit Card
Direct Transfer
Prepaid Credit
PSD2 (Access to Account)
Siirto

9. Cash
Bank Account
Debit Card
Direct Transfer
…
Credit
Credit Card
Invoice
Installments

10. Physical properties
Fingerprint
Facial Recognition
Voice Recognition
Skin Conductivity What you have
Phone, Laptop
Smart Watch
NFC (card, keychain etc)
ID App
What you know
Password
PIN Code
Postal code
Personal ID number
Bank Account Number
Behaviourial
Typing Analysis
Browsing Pattern
Mouse Dynamics
Screen Pressure
Walking Pattern

11. Customer Engagement
Distribution Model
Business Model
Kick Ass
2000
trying
10
will succeed
2 000 Innovators
10 big winners

12. Google Hands Free

14. Payments 2020
Rocket Fuel for Business
Lennu Keinänen
Founder, Evangelist
Paytrail Oyj
http://www.spacex.com