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CURRICULUM VITAE
PERSONAL DETAILS
Full name: Deophine M. Luswili - B.Acc, FCMA, FZICA, CGMA, Mdevf
Date of birth : 24 October 1964
Marital status : Married with five children
Hobbies : Cooking , traveling
CONTACT ADDRESS
C/o Mr. Danny Luswili
Stanbic Bank
Box 31955
LUSAKA
Mobile number +260 97- 7 786917
E-mail: luswilideophine@yahoo.com
STATEMENT OF SKILL AND COMPETENCE
Over Twenty years’ experience in the field of Accounting, Budget Planning and
Control, Cash management, Treasury, Risk management , electric energy
Accountant , project finance and tax handling functions.
A member of CIMA, ZICA and IOD
Held various positions including Management Accountant, Cost Accountant,
Finance Manager, Chief Accountant and Deputy Director – Treasury, Budgets
and Accounting services.
Able to work on many accounting packages, Computer hands on experience
and needs no supervision. Designs and coordinates a wide variety of accounting
and statistical data and reports.
Worked as a curator on Prudence bank and submitted recommendations to
Bank of Zambia on the establishment of a credit bureau. Conducted research
on a bank under receivership and provided more information to enable
stakeholders understand the technical issues and thus increasing public and
sectorial knowledge on managing future customer needs.
Goal getter, team player, motivator, mentor and trainer, Demonstrates
expertise in a variety of the field's concepts, practices, and procedures. Relies
on extensive experience and judgment to plan and accomplish goals. Performs

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a variety of tasks. Leads and directs the work of others. A wide degree of
creativity and latitude.
Have sat and still sits on various Companies’ Boards as a Non -Executive
Director and chairs some Board committees . Have been a council member
of ZICA for a term of three years (2011-2013),
EDUCATIONAL BACKGROUND
ACADEMIC QUALIFICATIONS
 Full form 5 School Certificate.
 Bachelor of Accountancy Degree in Accounting and Finance (B.Acc) -
University of Zambia (Ndola Campus) (now Copperbelt University)
 Master’s Degree in Development Finance - Stellenbosch University of South
Africa Cape Town.
 Certificate in Computing – Zambia Railways.
PROFESSIONAL QUALIFICATIONS
 Fellow member (FCMA) of the Chartered Institute of Management
Accountants (CIMA) United Kingdom
 Member of the Chartered Institute of Management Accountants (CIMA)
Zambia Branch – 1996 to 2006.
 Fellow member - (FZICA) of the Zambia Institute of Chartered Accountants
(ZICA).
 Chartered Global Management Accountant (CGMA).
 Member of the Institute of Directors (IOD) of Zambia
 Council Member of Zambia Institute of Chartered Accountants (ZICA) and
Chairperson of the Public Sector Committee-2009-2014
SPECIAL SKILLS/ATTRIBUTES
 Computer literate with hands-on-experience on Microsoft Access, Microsoft
Word, Microsoft Excel, Sun Accounting package, BIS Oracle Financial
accounting package Pastel Partner.
BOARD MEMBERSHIPS
 Treasurer of the school Parent Teachers’ Association at Kasisi Secondary
school 2005 to 2013.
 Vice-Chairperson of the ZICA Publishing and editorial of the ZICA Magazine
for more than 10 years up to 2009.
 Committee Member of the CIMA Board–spearheading the CIMA benevolent
Fund for more than 10 years up to 2007
 Member of Three Government Audit Committees-namely Ministry of Foreign
Affairs, Ministry of Labour and Ministry of Community services from 2008 to
2012.

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 Current Board member of the National Institute of Public Administration
(NIPA).
 Board member of the Zambia Centre for accountancy Studies (ZCAS)
PERSONAL ATTRIBUTES
 Self starter and achievement oriented person – always strives to achieve.
 Cheerful warm and optimistic personality and able to use personality to lead
and inspire others.
 Impeccable record of integrity and living values that can enhance the
performance of others.
 Good in-depth understanding of the Zambian market, economy, money
market, business environment etc.
 Innovative
 Team player
 Committed
 Seeks challenges
CONTRIBUTION TO PUBLIC SERVICE- Government of the Republic of
Zambia:
 Member: Ministry of Foreign Affairs Audit Committee Board.
 Member: Ministry of Labour and Community services Audit Committee
 Member: Zambia Centre for Accountancy Studies (ZCAS) - Board’s function
is to add value to the financial, staff Audit systems.
 Member: National Institute of Public Administration (NIPA) - Board.
-Appointed November 2012
-The Committee was mandated to address the following issues:
-Facilitate the opening of the satellite Campuses across the Country.
-Ensuring the construction of the Library is complete.
-Chairperson of Finance and Audit Committee- NIPA.
 Member: Medical Stores Finance and Audit Committee. Appointed January,
2013- To date.
COMMUNITY SERVICE
 PTA Treasurer at Nkhwazi Trust School
 PTA Treasurer at Kasisi Girls Secondary school

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EMPLOYMENT HISTORY – SUMMARY
Company ZESCO
Position Deputy Director (Senior Manager)
Accounting Services
Period June 2014 – March 2015
Company ZESCO
Position Deputy Director (Senior Manager)
Treasury and Taxation
Period 2012-2014
Company ZESCO
Position Deputy Director (Senior Manager) Budget
Compliance and Investment
Period 2011-2012
Company ZESCO
Position Chief Accountant Generation &
Transmission
Period October 2005 – 2011
Company Kariba North Bank Ltd
Position Chief Accountant
Period 2001-2004
Company Chonta Malinga
Position Acting Curator on Prudence Bank
Special Assignment
Period 2000
Company Deloitte & Touché
Position Senior Accountant/Company Secretary
(Small Business)
Period 1998-2000
Company Lusaka Water & Sewerage Company
Position Senior Accountant
Period 1996-1997

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Company Zambia Railways Ltd
Positions Management Trainee
Assistant Accountant
Internal Auditor
Audit Manager
Period 1990-1995
Company Zambia Consolidated Copper Mines
Position Trainee Accountant
Period June - September 1985
DETAILLED WORK EXPERIENCE
Company: ZESCO
Position held: Deputy Director (Senior Manager) Accounting Services
–
Period: June 2014 - March 2015
Work experience:-
 In charge of all Accounting personnel in ZESCO
 Preparing Board papers from Finance for presentation to the Board of
Directors (Acting as Finance Company Secretary).
 Deputized the Finance Director with frequency.
 Submission of responses to Board meeting inquiries.
 Review of all internal Audit reports relevant to the Finance Department.
 Recruitment of Auditors.
 Preparation of Annual reports.
 Ensuring Management accounts are prepared on a monthly basis
 In charge of audits conducted by External Auditors, Auditor General,
Internal Auditors and any other related review of the Company’s
performance.
 Submission of statistical data to relevant stakeholders.
 Analytical review of the Financial performance of the Company.
 Submission of all accounting information to Financials such as Banks
both Local and International.
 Advising management on the performance of the company.
 Always participated in Power Purchase Agreement negotiations and
sometimes chaired the negotiations.

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Company: ZESCO
Position held: Deputy Director (Senior Manager) Treasury & Taxation
Period: March 2012- 2014 June
Work experience:-
 Accountable to the Finance Director to formulate, develop and implement a
strategic plan to provide forward-looking policies on financial and
administrative activities of ZESCO Limited
 Frequently deputized the Finance Director.
 Negotiated High level Financing Agreements with International Financiers
such as World Bank, AFDB, Nordea Bank, JICA for Major projects in ZESCO
 Handled all on-lent Loan Agreement from the Government of the Republic
of Zambia
 Participated in High level studies to advise the Government on the right tariff
that Independent Power Producers should charge
 Participated in Policy formulation on Feed-in-Tariff Renewable Energy
 Provide effective leadership appropriate to a hydro electric company of the
highest standing for the pursuit of providing electricity to the public and the
Southern Africa Power pool.
 Control and coordinate operations of functional staff , administrative and
financial departments
 Foster high-value linkages with all stakeholders, especially Government,
local banks co-operating partners , private sector and international financial
institutions
 Maximise resource base available to ZESCO Limited through fund-raising
ventures and innovative management such as placing funds overnight on
call and other future swaps.
 Provision and implementation of forward-looking policies on administrative,
taxation and financial activities of ZESCO Limited
 Ensuring innovative leadership in the provision of facilities and resources for
excellent pursuit of earning returns and provision of resources responsive
to the needs of Zambia and the Southern African region.
 Administrative and support staff on financial resources according to
conditions as determined by ZESCO Board.
 Controlling and coordinating operations of staff in my department involving
administration, taxation , finance, and external relations

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 Ensuring that ZESCO Limited receives returns commensurate with the ruling
market rates.
 Fostering high-value linkages with all stakeholders, especially Government,
cooperating partners and the private sector.
 Promoting transparent and participatory internal governance that supports
attainment of vision and mission of ZESCO Limited.
 Participated with frequency in meetings relating to Power Purchase
Agreements negotiations, Financing Agreements with International
Financiers, setting of tariffs for submission to Energy Regulation Board.
Company: ZESCO
Position: (Deputy Director)Senior Manager- Budgets, Compliance &
Investment
Period: 2011-2012
Work experience:-
 My work involved planning, managing, organizing, directing, supervising,
and personally performing professional budgeting activities in accordance
with the principles and procedures of corporate budgeting, and budget
control.
 Managing, coordinating, and participating in the development of the
corporation s annual budget.
 . Participated in budget hearings.
 Prepared five year revenue and expenditure projections.
 Reviewed staff reports relative to their budget impact and works with
other managers to resolve problems and discrepancies.
 Implemented, monitored, and evaluated budget policies and procedures,
and make recommendations.
 Provided expert and professional assistance and support to management
and staff on budget and other related matters.
 Researched, analyzed, evaluated, and developed findings and made
recommendations involving complex budget and financial management
issues.
 Performed high level, complex special projects and studies as assigned by
superiors.
 Managed , updated, and maintained corporate-wide resolutions
including coordinating studies for new and existing customers
 Prepared reports and correspondence associated with projects and
studies.
 Evaluated and formulate recommendations for enhancing the ZESCO
budget development process and budget documents.
 Reviewed capital improvement plan for consistency with the annual
operating and capital budget.
 Administration and management of staff.
 Cost management and cost allocation.

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Company: ZESCO
Position: Chief Accountant for Generation & Transmission.
Period: 2004-2011 October
Work experience:-
 Further to the merger of Kariba North Bank Company Limited with ZESCO.
I was appointed to head the Generation and transmission Department
(G&T)
 Arrangement for and attendance at Power Purchase Agreement (PPA)
negotiations meetings for both import and export of power to our foreign
clients. This also include local bulk suppliers and Buyers.
 Co-ordination and preparation of the strategic business plan and annual
budgets of department of G&T Periodic reviews of performance and
presentation to Management
 Supervision of preparation of annual financial statements liaising with
Auditors for the annual Audit and presentation of audited accounts and
management reports to Management
 Supervision of preparation of monthly financial reports and presentation of
same at Management meetings. Guiding line Managers and advising senior
management on budgets and budgetary control process as a means of
achieving both departmental and organizational goals.

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Kariba North Bank Zambia Limited
Company: Kariba North Bank Zambia Limited (KNBC)
Position Held: Chief Accountant-
Reporting to: Director-Company Secretary/Finance
Work experience:-
 Head of the accounting and administration department Frequently
deputized for the Director acting in the position of Director of Finance
 In-Charge of Finance in Siavonga-office and Head Office
 Supervision of Finance and Administration department
 Producing various reports for the Board meetings
 Reporting to Management on performance of the company on a monthly
basis.
 Credit control management.
 Handling of payroll for staff.
 Implementation of accounting system.
 Preparation of various reports for management reporting.
 Supervising accounting and administration functions.
 Production of monthly management accounts and reports on a timely basis.
 Preparation of audited financial statements in conjunction with external
auditor.
 In charge of budgets and budgetary control process Cashflow planning and
liaising with the company bankers on all matters relating to banking
arrangements: Term deposits overdraft facilities investments Letter of
Credit and other banking facilities.
 Co-ordination of the administrative functions of the company including
personnel insurance pension scheme, arrangement for medical schemes
and security services.
 Assisting the Financial controller on all company secretarial work including
preparation and submission of annual returns to the registrar of companies,
liasing with the company‘s Lawyers on all legal matters, preparation for and
attendance at all management meetings.
 Submission of Tax returns on behalf of the KNBC Guest house to Zambia
Revenue Authority.

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MAJOR ACHIEVEMENTS
I was highly involved in the commercialization process of the KNBC parastatal
company which was assigned a new mandate to lead the way in the
liberalization process of the National Energy sector as the first Independent
Power Producer in the country up until the re-integration into ZESCO in 2004.
DELOITTE & TOUCHE
Position Held: Senior Accountant/Company Secretary
(Small Business)
Reporting to: Manager - (Small Business)
Work experience:-
 Preparation of audited financial statements for small businesses
 Registering companies.
 Dealing with correspondence relating to small businesses
 Supervision of accounting function and administrative functions of various
companies.
 Producing various reports for companies.
 Dealing with various company secretarial functions relating to companies.
 Maintenance of adequate and up to date records covering all financial
transactions of clients.
LUSAKA WATER & SEWERAGE COMPANY LIMITED
Position held : Senior Accountant
Reporting to : Finance Manager
Work experience:-
 Re-designing a proper system of accounting for commercial section.
 Introducing the point of sale service to enhance collection of cash.
 Acting as consultant to management on improvement of accounting system
successfully supervised the implementation of SUN system accounting
package. Assisting and advising the Management on all matters relating to
the formulation and implementation of Financial and accounting policies and
regulations in accordance with the company rules and guidelines.
 Producing reports on systems, receipts and other internal controls.
 Supervising posting of entries to the ledger.
 Production of monthly management accounts.
 Production of statutory financial statements in conjunction with external
auditors.
 Submission of TAX returns and ensuring that errors in the returns are
minimized.

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ZAMBIA RAILWAYS LIMITED
Position Held: Audit Manager
Reporting to: Senior Audit Manager
Period: 1 February 1995 to December 1995
Work experience:-
 Head of department
 Checking the accounting system of the company and its sections and
advising management on how to improve internal controls.
 Having regular checks on internal control systems of the company including
payroll audit.
 Prepare a comprehensive long range program of audit coverage for various
operations of the Company.
 Review the organisation of various departments, procedure flow, and
control reports, budgetary control and work load of each activity.
 Recommending best utilization of the transport fleet.
 Establish standards of performance and reviews performance according to
those standards.
 Analyzing company’s performance and provide audit reports to executive
management on various activities (findings & recommendations).
 Identifies those activities for the audit coverage, evaluate their significance,
and assess the degree of risk inherent in the activity in terms of cost
schedule and quality.
ZAMBIA RAILWAYS LIMITED
Position held : Internal Auditor
Reporting to : Audit Manager
Work experience:-
 Carrying out forex audit i.e. coaching
 Accessing internal controls
 Carrying out payroll audit
 Making recommendations in various areas of accounting to suit a particular
business being undertaken.
 Carrying out personnel audit at the company’s clinics.

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ZAMBIA RAILWAYS LIMITED
Position held : Assistant Accountant
Reporting to : Accountant
Work experience:-
 Helping in the preparation of final and management accounts
 Preparation of budgets for the company.
 Maintenance of creditors’ and debtors’ ledgers
 Checking primary books of entry, cash books, vouchers, Sales day books,
Stock cards etc.
 Preparation of salaries for workers
 Cash flow (forecasting and preparation)
ZAMBIA RAILWAYS LIMITED
Position held : Management Trainee
Work experience:-
 Ledger postings.
 Helping in credit control accounting.
 Preparation of cash books and vouchers.
 Preparation of bank reconciliations for the company.
 Exposure to general accounting – creditors, debtors, and cash books etc.

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CONSOLIDATED TYRE SERVICES - (C.T.S )
Position held : Vocational Employment
Period - 3 Months -June to September 1986
Work experience:-
 Credit Control accounting.
 Maintaining cash book and cash sale books.
 Any other duties as was assigned from time to time.
ZCCM - LUANSHYA DIVISION
Position held : Trainee Accountant - Vocational Employment 3
Period : Months From June to September 1985
Work experience:-
 Assigned to costing department dealing with cost and revenue centre
accounting.

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REFEREES:
1. Dr. Oswell Chakulimba B.A. MA, PhD
Dean School of Education
University of Zambia
P O Box 30905
Lusaka.
Mobile number +26 097-9-665544
E-mail address : ochakulimba@unza.zm
2 . Mr. Bornface Chitambala FCCA, ICSA, FZICA
Board member
Zambia Centre for Accounting Studies (ZCAS)
Lusaka
Tel +260 977790328
3. Mrs. Doreen C Chiwele B.Acc, FCMA, CGMA, FZICA
Director – Finance
NAPSA Limited
Lusaka
Tel +260 977772087