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How to create
Wealth while
Saving Tax
sandeep@deepamfinvest.com | www.deepamfinvest.com
Those who are wise ...
sandeep@deepamfinvest.com | www.deepamfinvest.com
.. Do not invest in Insurance Plans
inspite of the aggressive sales
pitch of their Bank RMs /
Insurance Agents....
sandeep@deepamfinvest.com | www.deepamfinvest.com
..and end up investing largely in
Public Provident Fund for saving tax
u/s 80C
sandeep@deepamfinvest.com | www.deepamfinvest.com
While PPF offers
some attractive
benefits like:
• Tax Rebate on Principal Amount Invested
(Upto eligible limit under section 80C)
• Fixed Interest Rate, Tax-Free
(Rate revised every year)
• Tax Free Withdrawals
(6th Year onwards with some conditions)
PPF is essentially a 15-
year investment
product as the full
amount cannot be
withdrawn till
completion of 15-years
of opening the PPF a/c
sandeep@deepamfinvest.com | www.deepamfinvest.com
But...PPF does not have the huge
wealth creation potential like
Equity Linked Savings Scheme
(ELSS)
Judge for Yourself...
OR
sandeep@deepamfinvest.com | www.deepamfinvest.com
sandeep@deepamfinvest.com | www.deepamfinvest.com
Or 1st working
day of April
Rs. 1
Lakh
Rs. 1
Lakh
Rs. 15 Lakhs would have been invested
in both instruments over 15 year period
sandeep@deepamfinvest.com | www.deepamfinvest.com
ELSS generated
Rs. 86,56,000
more than PPF
over years 2000 -
2015
sandeep@deepamfinvest.com | www.deepamfinvest.com
ELSS generated
Rs. 78,74,000
more than PPF
over 1999 - 2014
sandeep@deepamfinvest.com | www.deepamfinvest.com
ELSS generated Rs.
99,52,000 more
than PPF over
1999 - 2013
sandeep@deepamfinvest.com | www.deepamfinvest.com
Similarly, ELSS has
out perfromed PPF
Returns over all 15-
year periods ever
since ELSS came into
being in 1993-94
You should actively consider ELSS
for Tax Savings u/s 80C if:
1. You have more than 10 years
of work life ahead
2. You are looking for Wealth
Creation in addition to Tax
Savings
3. You can tolerate some
volatility in the short - term
ELSS has the
lowest lock-in
period amongst all
tax saving options
Besides..
sandeep@deepamfinvest.com | www.deepamfinvest.com
Call us at 9810804172
Or
Email us
sandeep@deepamfinvest.com | www.deepamfinvest.com

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Best tax savings investment

  • 1. How to create Wealth while Saving Tax sandeep@deepamfinvest.com | www.deepamfinvest.com
  • 2. Those who are wise ... sandeep@deepamfinvest.com | www.deepamfinvest.com
  • 3. .. Do not invest in Insurance Plans inspite of the aggressive sales pitch of their Bank RMs / Insurance Agents.... sandeep@deepamfinvest.com | www.deepamfinvest.com
  • 4. ..and end up investing largely in Public Provident Fund for saving tax u/s 80C sandeep@deepamfinvest.com | www.deepamfinvest.com
  • 5. While PPF offers some attractive benefits like: • Tax Rebate on Principal Amount Invested (Upto eligible limit under section 80C) • Fixed Interest Rate, Tax-Free (Rate revised every year) • Tax Free Withdrawals (6th Year onwards with some conditions) PPF is essentially a 15- year investment product as the full amount cannot be withdrawn till completion of 15-years of opening the PPF a/c sandeep@deepamfinvest.com | www.deepamfinvest.com
  • 6. But...PPF does not have the huge wealth creation potential like Equity Linked Savings Scheme (ELSS) Judge for Yourself... OR sandeep@deepamfinvest.com | www.deepamfinvest.com
  • 8. Or 1st working day of April Rs. 1 Lakh Rs. 1 Lakh Rs. 15 Lakhs would have been invested in both instruments over 15 year period sandeep@deepamfinvest.com | www.deepamfinvest.com
  • 9. ELSS generated Rs. 86,56,000 more than PPF over years 2000 - 2015 sandeep@deepamfinvest.com | www.deepamfinvest.com
  • 10. ELSS generated Rs. 78,74,000 more than PPF over 1999 - 2014 sandeep@deepamfinvest.com | www.deepamfinvest.com
  • 11. ELSS generated Rs. 99,52,000 more than PPF over 1999 - 2013 sandeep@deepamfinvest.com | www.deepamfinvest.com
  • 12. Similarly, ELSS has out perfromed PPF Returns over all 15- year periods ever since ELSS came into being in 1993-94 You should actively consider ELSS for Tax Savings u/s 80C if: 1. You have more than 10 years of work life ahead 2. You are looking for Wealth Creation in addition to Tax Savings 3. You can tolerate some volatility in the short - term ELSS has the lowest lock-in period amongst all tax saving options Besides.. sandeep@deepamfinvest.com | www.deepamfinvest.com
  • 13. Call us at 9810804172 Or Email us sandeep@deepamfinvest.com | www.deepamfinvest.com