Jan Carroza

hardy & bacon llp shook bloomberg law florida #privacy tj maxx breach merchant fines for breach ponemon institute cost of compromise study results payment processor fines for merchant breach pci security standards council prioritization data breach costs hannaford data breach liability for identify theft usa patriot act ftc act 1914 veteran affairs information security act credit card fraud drivers advocacy protection act pii fair &amp accurate transactions act ftc standards safeguarding customer information federal information security laws visa cisp state privacy laws federal privacy laws family education rights &amp privacy act fair credit reporting act gramm-leach-bliley act federal privacy act data breaches personally identifiable information identity theft