A congressional like method of getting medical care without money.

1. 10 Reasons to
Jump and Dump
REBEL AGAINST THE
OBAMACARE MANDATE
by Craig J. Casey

2. What is the Jump and Dump?
 Get outrageously priced healthcare.
 Get overpriced medical care
 Cancel your health insurance, get billed for re
occurring penalties.
See: Massachusetts, Romneycare
COBRAhealth.com/jump-dump-Obamacare.htm

3. #1 Like more cash?
 By ignoring the Obamacare mandate you
save $7,000 per person and $15,000 per
family off health insurance coverage every
year.
 The risk is small, fines average around
$1,000. But an emergency procedure can
lead to BK, liens and wage garnishments.
COBRAhealth.com/jump-dump-Obamacare.htm

4. #2 Your state did not set up exchange
 Congress never authorized subsidies for
insurance bought via Federal Run Exchanges.
 Legally you won’t get any subsidy outside of
CA, CO, CT, HI, MA, MD, NV, OR, RI, WA,
WY, UT, or VT exchanges.
COBRAhealth.com/jump-dump-Obamacare.htm

5. #3 You don’t qualify for (or want) Medicaid
 After Jan 1, 2014, Middle income adults and
families with income from 133-400% of FPL
may qualify for Medicaid, who previously had
private insurance.
 Medicaid enrollees have a hard time finding
doctors and specialists.
COBRAhealth.com/jump-dump-Obamacare.htm

6. Health Insurance Tip:
 If you have assets or income to protect, get insurance
until Jan 1. 2014. Get multiple rates:
On COBRAhealth.com

7. #4 You get limited choices for more money
 After Jan 1, 2014, Obamacare will only offer
only 4 plan levels— Bronze pays 60% of health
expenses, Silver, 70%, Gold 80%, and
Platinum 90%.
COBRAhealth.com/jump-dump-Obamacare.htm

8. #5 Public option = outrageous rates
 Once premiums skyrocket, a Public Option
with artificially low premiums would BK even
more carriers.
 Fewer choices, less competition means health
insurance prices go still higher.

9. #6 You get married
 Two people filing jointly would get fewer
subsidies than if they were cohabiting or
divorced. Dude, you’re combing incomes.
COBRAhealth.com/jump-dump-Obamacare.htm

10. #7 Your family is excluded from subsidies
 If an employer provides you with “affordable”
employee-only coverage, the rest of the family may
not be get subsidized coverage through the
exchanges.

11. #8 Your employer ends coverage
 Your employer drops their company health
plan or offers unaffordable coverage, so you
are faced with joining a guaranteed issue
exchange.
COBRAhealth.com/jump-dump-Obamacare.htm

12. #9 You need a medical procedure to work
 If you are prevented from getting back into the
workforce by needing say a new hip, jump and
dump. Get the procedure, then get back to
work.

13. #10 You get a raise
 You accept a raise or promotion that pushes
you over $43,320 as a single person or
$88,200 as a family (Adjusted gross income),
the income limits for healthcare subsidies.
COBRAhealth.com/jump-dump-Obamacare.htm

14. What you can do now:
 If healthy: Get multiple quotes for a plan that
meets your needs.
 Re shop every 6-12 months.
 Cancel in 2014 and jump into the exchange if
you need healthcare.
 Use community centers and other free sources
of healthcare.
PRECAUTION: Without health insurance, ER
care is your alternative and very expensive.

15. Summary, reasons to jump and dump:
 Like more cash?
 No state insurance exchange
 Do not qualify for Medicaid
 Limited choices
 Sky high rates
 You get married  Family excluded from subsidy
 Employer ends coverage
 Need treatment, one debt
 You like to keep your raise

16. About Me:
 I know stuff
 Financial Writer, Lecturer (my kids)
 Blogger, Wrestling Coach, Kickboxer
 Dad, Chef, Husband
 Conservative Free Marketer
 Hightech Redneck
 Former Insurance Agent and Stockbroker
 Many other (unfamily friendly) titles given by
the left.

17. Connect:
 Craig Casey on Google
 Twitter.com/InsuranceCobra
 Facebook.com/Cobrainsurance
 Youtube.com/COBRAinsurance
 Craig@COBRAhealth.com