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Is Your Child Ready for College?	 CollegeWeekLiveFall2010 Barbara Cooke, M.A. Parent’s Guide to College and Careers (JIST 2010) http://guidetocollegeandcareers.blogspot.com
Reality Check High school success does not equal college readiness! Multiple HS diploma options today Some students learn college-ready skills in high school; many do not
Reality Check Over 70 % of high school graduates enroll in college within two years of high school graduation Less than 50% complete a Bachelor’s degree or technical career program within six years The problem is more than choosing the “wrong” college
Reality Check Open-admissions institutions: colleges that admit students without regard to academic qualifications Provide access, opportunity Many students have the expectation of going to college without the preparation to be successful in college
What Does It Take?		 Three kinds of preparedness Academic preparedness Social/emotional preparedness Financial preparedness The college admissions process is heavily focused on just one: academic preparedness
Academic Preparedness What are your child’s basic skills in reading, writing, math, science? You need a standardized measure Take the ACT or Compass test Compare scores to ACT College Readiness Benchmarks
ACT College Readiness Benchmarks ACT or COMPASS test scores needed for 50% chance of earning a B or better or 75 % chance of earning a C or better in college courses traditionally taken in the first year of college College composition, psychology, biology, history, college algebra etc.
Academic Preparedness College level classes vs. remedial classes Remedial (developmental) classes are one of the fastest growing segments of higher education Courses taken in college to bring underprepared students to skill competency of a college freshman Will cost you time and money
Academic Preparedness Time management Two hours of outside study for each one credit hour in class 15 college credits : 15 hrs. in class + 30 hrs. of study = 45 hrs. per week needed for school Add a part-time job 20 hrs./week = 65 hrs. of time is scheduled before social life begins
Academic Preparedness Writing skills In college, your child will expected to: Write numerous short and long papers in all classes, not just English classes Read unfamiliar material, analyze it and respond to it in writing Answer essay questions rather than multiple choice questions
Academic Preparedness Math skills College algebra is the minimum degree requirement Remedial/developmental math courses will cost you time and money Insist on 4 years of college prep math in high school
Social/Emotional Preparedness A more subjective assessment  How mature is your child? The three “R’s” Responsibility Resilience Resourcefulness
Responsibility Turning in assignments on time Showing up for work and doing a good job Completing household chores Following household rules and curfews Managing money - checking accounts, debit cards, saving for purchases
Resilience Taking criticism well Realistic expectations of self The ability to bounce back after setbacks Self-care: Eating right Exercise Getting enough rest
Resourcefulness Problem solving skills Connecting with other people to identify resources Talking with instructors Creating and using a support system “Helicopter” parents: teach your child to solve the problem, don’t solve it yourself!
Financial Preparedness U.S. student loan debt now exceeds credit card debt – over $830 billion dollars! College debt is an issue for both of you Average student debt for graduates: $24,000 Doesn’t include graduate school $$ or credit card debt
Financial Preparedness Sources of money for college: College savings accounts Monthly family income applied to tuition and living expenses Loans, both student and parent Grants and scholarships a student earns or is awarded
Savings for  College 529 Plan and other college savings accounts Divide $$ by 4.5 years in college Add a year to college costs if: Remedial courses are required College major changes several times
Monthly Income Used for College Tuition payments by parents Student earnings from work-study and part-time jobs Important: Don’t borrow money for what you are already spending for cell phone, food, clothing and other expenses while your child is in high school!
Student Loans More families are borrowing for college How much is too much student loan debt?  Both parents and students need to know their “debt threshold” How much you can borrow and comfortably repay the loan?
Parent Loans for College Parent guideline:    Your total household debt payments all your debts -- including mortgage payments, credit cards, car loans and education loans -- shouldn't eat up more than 35% of your gross pay
Parent Loans for College Family income:  $100,000/year Total debt on mortgage, car payments, credit cards, other debts:  $25,000/year Maximum amount to add in loan payments:  $10,000 /year
Student Loans for College 8% rule Your child’s total student loan payments should not exceed 8% of monthly gross income after college For $30,000 student loan, payment will be $345/month Salary needed: $52,000 /year
Student Loan Repayment Total Student Loans Annual Salary Needed $10,000 $15,000 $20,000 $25,000 $30,000 $17,262/ year $25,893/year $34,524/year $43,155/year $51,786/year
Student Loans for College 8% rule connects amount to borrow with the student’s marketability after graduation Some majors command more money in the job market than others $345/month loan payment will be the same for an English major or engineering major
College Majors and Jobs Some majors develop specific job skills: engineering, nursing, education etc. Most majors develop non-specific, transferable skills: English, psychology, communication studies, biology etc. For most majors, work experience while in college is the key to employment after college
Scholarships and Grants Scholarships are awarded for merit Grants are based on need Outside vs. institutional scholarships Outside vs. institutional grants
Scholarships and Grants Department of Higher Education website for your state –grants, scholarships Free scholarship databases on the internet College websites - automatic scholarships and competitive scholarships at the school Use “Actual College Cost” worksheet
Ways to Insure Preparedness Take rigorous courses in high school Four years of college-prep math Writing-intensive courses: research papers Use AP and dual-credit wisely
Ways to Insure Preparedness Begin exploring careers in high school Career exploration vs. career decision-making Understand how different majors play out in the job market Separate choosing a major from choosing a 1st career Use career resources on campus
Ways to Insure Preparedness Understand the “big picture” of college and careers Don’t try to do it all at once Encourage use of all campus resources De-brief and follow-up!
Web Resources for Parents http://guidetocollegeandcareers.blogspot.com Career information websites Careers by college major websites Financial aid (FAFSA4caster)and scholarship links Links to 4-year college websites Parent’s Guide to College and Careers (JIST 2010)
Final Thoughts Affirm your child’s strengths Don’t be afraid to say “No” Teach networking Learn to let go
Is Your Child Ready for College?	 CollegeWeekLiveFall2010 Barbara Cooke, M.A. Parent’s Guide to College and Careers (JIST 2010) http://guidetocollegeandcareers.blogspot.com

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Is Your Child Ready for College?

  • 1. Is Your Child Ready for College? CollegeWeekLiveFall2010 Barbara Cooke, M.A. Parent’s Guide to College and Careers (JIST 2010) http://guidetocollegeandcareers.blogspot.com
  • 2. Reality Check High school success does not equal college readiness! Multiple HS diploma options today Some students learn college-ready skills in high school; many do not
  • 3. Reality Check Over 70 % of high school graduates enroll in college within two years of high school graduation Less than 50% complete a Bachelor’s degree or technical career program within six years The problem is more than choosing the “wrong” college
  • 4. Reality Check Open-admissions institutions: colleges that admit students without regard to academic qualifications Provide access, opportunity Many students have the expectation of going to college without the preparation to be successful in college
  • 5. What Does It Take? Three kinds of preparedness Academic preparedness Social/emotional preparedness Financial preparedness The college admissions process is heavily focused on just one: academic preparedness
  • 6. Academic Preparedness What are your child’s basic skills in reading, writing, math, science? You need a standardized measure Take the ACT or Compass test Compare scores to ACT College Readiness Benchmarks
  • 7. ACT College Readiness Benchmarks ACT or COMPASS test scores needed for 50% chance of earning a B or better or 75 % chance of earning a C or better in college courses traditionally taken in the first year of college College composition, psychology, biology, history, college algebra etc.
  • 8. Academic Preparedness College level classes vs. remedial classes Remedial (developmental) classes are one of the fastest growing segments of higher education Courses taken in college to bring underprepared students to skill competency of a college freshman Will cost you time and money
  • 9. Academic Preparedness Time management Two hours of outside study for each one credit hour in class 15 college credits : 15 hrs. in class + 30 hrs. of study = 45 hrs. per week needed for school Add a part-time job 20 hrs./week = 65 hrs. of time is scheduled before social life begins
  • 10. Academic Preparedness Writing skills In college, your child will expected to: Write numerous short and long papers in all classes, not just English classes Read unfamiliar material, analyze it and respond to it in writing Answer essay questions rather than multiple choice questions
  • 11. Academic Preparedness Math skills College algebra is the minimum degree requirement Remedial/developmental math courses will cost you time and money Insist on 4 years of college prep math in high school
  • 12. Social/Emotional Preparedness A more subjective assessment How mature is your child? The three “R’s” Responsibility Resilience Resourcefulness
  • 13. Responsibility Turning in assignments on time Showing up for work and doing a good job Completing household chores Following household rules and curfews Managing money - checking accounts, debit cards, saving for purchases
  • 14. Resilience Taking criticism well Realistic expectations of self The ability to bounce back after setbacks Self-care: Eating right Exercise Getting enough rest
  • 15. Resourcefulness Problem solving skills Connecting with other people to identify resources Talking with instructors Creating and using a support system “Helicopter” parents: teach your child to solve the problem, don’t solve it yourself!
  • 16. Financial Preparedness U.S. student loan debt now exceeds credit card debt – over $830 billion dollars! College debt is an issue for both of you Average student debt for graduates: $24,000 Doesn’t include graduate school $$ or credit card debt
  • 17. Financial Preparedness Sources of money for college: College savings accounts Monthly family income applied to tuition and living expenses Loans, both student and parent Grants and scholarships a student earns or is awarded
  • 18. Savings for College 529 Plan and other college savings accounts Divide $$ by 4.5 years in college Add a year to college costs if: Remedial courses are required College major changes several times
  • 19. Monthly Income Used for College Tuition payments by parents Student earnings from work-study and part-time jobs Important: Don’t borrow money for what you are already spending for cell phone, food, clothing and other expenses while your child is in high school!
  • 20. Student Loans More families are borrowing for college How much is too much student loan debt? Both parents and students need to know their “debt threshold” How much you can borrow and comfortably repay the loan?
  • 21. Parent Loans for College Parent guideline: Your total household debt payments all your debts -- including mortgage payments, credit cards, car loans and education loans -- shouldn't eat up more than 35% of your gross pay
  • 22. Parent Loans for College Family income: $100,000/year Total debt on mortgage, car payments, credit cards, other debts: $25,000/year Maximum amount to add in loan payments: $10,000 /year
  • 23. Student Loans for College 8% rule Your child’s total student loan payments should not exceed 8% of monthly gross income after college For $30,000 student loan, payment will be $345/month Salary needed: $52,000 /year
  • 24. Student Loan Repayment Total Student Loans Annual Salary Needed $10,000 $15,000 $20,000 $25,000 $30,000 $17,262/ year $25,893/year $34,524/year $43,155/year $51,786/year
  • 25. Student Loans for College 8% rule connects amount to borrow with the student’s marketability after graduation Some majors command more money in the job market than others $345/month loan payment will be the same for an English major or engineering major
  • 26. College Majors and Jobs Some majors develop specific job skills: engineering, nursing, education etc. Most majors develop non-specific, transferable skills: English, psychology, communication studies, biology etc. For most majors, work experience while in college is the key to employment after college
  • 27. Scholarships and Grants Scholarships are awarded for merit Grants are based on need Outside vs. institutional scholarships Outside vs. institutional grants
  • 28. Scholarships and Grants Department of Higher Education website for your state –grants, scholarships Free scholarship databases on the internet College websites - automatic scholarships and competitive scholarships at the school Use “Actual College Cost” worksheet
  • 29. Ways to Insure Preparedness Take rigorous courses in high school Four years of college-prep math Writing-intensive courses: research papers Use AP and dual-credit wisely
  • 30. Ways to Insure Preparedness Begin exploring careers in high school Career exploration vs. career decision-making Understand how different majors play out in the job market Separate choosing a major from choosing a 1st career Use career resources on campus
  • 31. Ways to Insure Preparedness Understand the “big picture” of college and careers Don’t try to do it all at once Encourage use of all campus resources De-brief and follow-up!
  • 32. Web Resources for Parents http://guidetocollegeandcareers.blogspot.com Career information websites Careers by college major websites Financial aid (FAFSA4caster)and scholarship links Links to 4-year college websites Parent’s Guide to College and Careers (JIST 2010)
  • 33. Final Thoughts Affirm your child’s strengths Don’t be afraid to say “No” Teach networking Learn to let go
  • 34. Is Your Child Ready for College? CollegeWeekLiveFall2010 Barbara Cooke, M.A. Parent’s Guide to College and Careers (JIST 2010) http://guidetocollegeandcareers.blogspot.com

Hinweis der Redaktion

  1. College prep diplomas, honors, International Baccalaureate, basic diplomas
  2. Looking at the 4-year schools by themselves, excluding students who start at a community college with the intent to transfer, only 60% of students who start at a 4-year school complete a degreeThis means 40% of students who start at a 4-year college or university do not compete a degree
  3. No minimum ACT or SAT score needed to get in
  4. You need to look at all threeWeak students with poor time-management skills “party out”, strong students can wilt under academic pressure
  5. Easiest to assess; standardized measures“grade inflation” – the practice of giving higher grades for academic work than the work meritsYou need an objective assessment – ACT is one; COMPASS through a CC is anotherACT junior year; then work w/HS counselor to strengthen skills
  6. Time management is one of the biggest challenges for college freshmenStudy time outside of classIn high school, a student’s time is structured: 35 hours in a school building, moving from course subject to course subjectIn college: 15 hours is structured; with online courses, even less time is structuredmost work is done outside of class – readings, projects, group work; no “extra credit”Use a planning grid; de-brief after freshman orientation
  7. Research paper, at least 10 pages; MLA style guideOnline courses: all communication, including discussions, is in writing; can’t be successful in online courses without being a strong writer
  8. Delay in course sequence for a major such as business; can add another year to your total cost of college – tuition, room, board, feesCan limit student loan eligibility junior or student year
  9. Unrealistic expectations can be an issue for strong students in high school who face much more competition in college; is a B acceptable? vs. pressure to maintain grades for scholarshipsHomesickness or “friend” sickness
  10. Connect with both adults and fellow studentsTeach problem solving skillsTalking to instructors: role modelingAsk: “What have you already tried to resolve this?”“What did you say?”“What are some of the options you see?” “Who have you already talked to?”Be the teacher of self-advocacy skills
  11. Don’t let your child get in over her head!Financial literacy