1. 1H 2013
Investor Conference
August 7th, 2013

2. TWSE Code 5871
Disclaimer
2

3. TWSE Code 5871
Agenda
Management Highlight
Segment Review
Q&A
Appendix
3
1H13 Performance Review

4. TWSE Code 5871
Management Highlight
 Healthy portfolio growth with managed risk
 Stable asset quality with sufficient provisions
 Continued strong growth of net profit
4
YTD YOY
Consolidated 12% 28%
Taiwan 15% 27%
China 7% 34%
Thailand 15% 30%
Source: unaudited financial statements

5. TWSE Code 5871
Agenda
Management Highlight
1H13 Performance Review
Segment Review
Q&A
Appendix
5

6. TWSE Code 5871
Total Assets
Consolidated
Total Portfolio Total Asset
Unit: NT$ million
13%
6
9%
Source: unaudited financial statements

7. TWSE Code 5871
Revenue & Net Margin
Consolidated
8%
7
38%
Source: unaudited financial statements

8. TWSE Code 5871
Net Profit & EPS
Consolidated
8
7%
79%
3.17
1.53 1.64
(Retroactively adjusted)
Source: unaudited financial statements

9. TWSE Code 5871
Cost To Income Ratio
Consolidated
9
Note: Cost to Income Ratio=Opex Exclude provision expenses / Gross Profit
Source: unaudited financial statements

10. TWSE Code 5871
ROA & ROE
Consolidated
ROA ROE
10Source: unaudited financial statements

11. TWSE Code 5871
Asset Quality
Consolidated
Delinquency Ratio Provision Coverage Ratio
11
Notes:
Definitions of delinquencies:
• Check payments: overdue by 7 days or more
• Equipment leasing with non-check payments: overdue by 30 days or more
• Automobile installment sales in Thailand: overdue by 90 days or more
Excludes US securitization asset
Source: unaudited financial statements

12. TWSE Code 5871
Agenda
Management Highlight
1H13 Performance Review
Segment Review
Q&A
Appendix
12

13. TWSE Code 5871
Total Loans & Receivables
Taiwan Unit: NT$ million
13
15%
27%
Source: unaudited financial statements

14. TWSE Code 5871
Revenue & Net Profit
Taiwan
Revenue Net Profit
Unit: NT$ million Unit: NT$ million
14Source: unaudited financial statements

15. TWSE Code 5871
Asset Quality
Taiwan
Delinquency Ratio Provision Coverage Ratio
15Note: Company internal management report. is used for allowance to estimated loss calculation.
Note: Definitions of delinquencies
• Check payments: overdue by 7 days or more
• Equipment leasing with non-check payments: overdue by 30 days or more
Source: unaudited financial statements

16. TWSE Code 5871
Total Loans & Receivables
China
Unit: NT$ million
16
7%
34%
Source: unaudited financial statements

17. TWSE Code 5871
Revenue & Net Profit
China
Revenue Net Profit
Unit: NT$ million Unit: NT$ million
17Source: unaudited financial statements

18. TWSE Code 5871
Asset Quality
China
Delinquency Ratio Provision Coverage Ratio
18Definitions of delinquencies
• Check payments: overdue by 7 days or more
• Equipment leasing with non-check payments: overdue by 30 days or more
Note: Company internal management report. is used for allowance to estimated loss calculation.
Source: unaudited financial statements
(F)
(F)

19. TWSE Code 5871
Total Loans & Receivables
Thailand
19
Unit: NT$ million
15%
30%
Source: unaudited financial statements

20. TWSE Code 5871
Revenue & Net Profit
Thailand
Revenue Net Profit
Unit: NT$ million Unit: NT$ million
20
Source: unaudited financial statements

21. TWSE Code 5871
Asset Quality
Thailand
Delinquency Ratio Provision Coverage Ratio
21
Notes:
Definitions of delinquencies:
• Equipment leasing with non-check payments: overdue by 30 days or more
• Automobile installment sales in Thailand: overdue by 90 days or more
Source: unaudited financial statements

22. TWSE Code 5871
Agenda
Management Highlight
1H13 Performance Review
Segment Review
Q&A
Appendix
22

23. TWSE Code 5871
Q & A
Investor Relations: IR@Chailease.com.tw
23

24. TWSE Code 5871
Agenda
Management Highlight
1H13Performance Review
Segment Review
Q&A
Appendix
24

25. TWSE Code 5871
Consolidated Balance Sheet Summary
25
Source: unaudited financial statements
NTD'000 2013.06.30 2012.06.30 YoY(%) 2013.03.31 QoQ(%)
Cash and cash equivalents 8,230,226 9,333,054 (12) 10,649,208 (23)
Total fund and investments 5,950,579 4,702,837 27 6,906,167 (14)
Notes and trade receivables 14,546 436,153 (97) 20,045 (27)
Loan and receivables 149,174,206 115,565,215 29 140,995,072 6
Other receivables 6,651,303 5,795,661 15 6,047,756 10
Property, plant and equipment 6,163,250 7,756,911 (21) 6,297,413 (2)
Other assets 5,645,525 3,756,895 50 4,942,072 14
Total assets 181,829,634 147,346,727 23 175,857,733 3
Interest bearing loans and borrowings 114,891,249 100,490,402 14 113,091,517 2
Corporate bond payable 12,936,939 10,686,138 21 12,360,230 5
Bank overdraft 164,781 143,426 15 157,145 5
Other liabilities 27,086,467 19,189,922 41 23,091,144 17
Total liabilities 155,079,436 130,509,887 19 148,700,036 4
Common stock 9,053,004 7,853,004 15 9,053,004 0
Total equity attributable to equity holders 24,985,813 15,254,027 64 25,206,106 (1)
Minority interests 1,764,386 1,582,813 11 1,951,591 (10)
Total equity 26,750,199 16,836,840 59 27,157,697 (2)

26. TWSE Code 5871
Consolidated Income Statement Summary
26
NTD’000 1H2013 1H2012 YoY(%)
Interest revenue - capital leases 3,594,641 2,850,639 26
Rent revenue - operating leases 1,292,922 1,546,046 (16)
Interest revenue - installment sales 2,644,787 2,212,977 20
Sales revenue 2,621,958 844,228 211
Other reveune 3,333,490 2,295,810 45
Fee Income/Service Fee 1,572,774 1,102,820 43
Other Interest Income 1,391,857 1,082,246 29
Others 368,860 110,745 233
Total revenue 13,487,797 9,749,701 38
Interest expense (2,003,656) (1,954,161) 3
Cost of operating leases (931,047) (1,365,322) (32)
Depreciation of PPE-OL (722,044) (902,446) (20)
Impairment loss of PPE-OL (209,002) (462,876) (55)
Other cost (2,687,355) (1,015,231) 165
COGS (2,339,646) (774,363) 202
Other cost (347,709) (240,868) 44
Total cost (5,622,058) (4,334,715) 30
Gross profit 7,865,739 5,414,986 45
Operating expense (3,968,868) (3,200,199) 24
Employee compensation and benefits (1,731,719) (1,530,607) 13
Impairment loss (1,079,598) (606,422) 78
Other expense (1,157,551) (1,063,169) 9
Other operating gain and loss 82,089 189,577 (57)
Operating profit 3,978,961 2,404,365 65
Non-operating gains/loss 248,796 133,219 87
Profit before income tax 4,227,757 2,537,584 67
Income tax expense (1,195,484) (824,231) 45
Profit after income tax 3,032,273 1,713,353 77
Attributable to equity holders 2,868,686 1,605,743 79
Attributable to minority interests 163,587 107,611 52
EPS 3.17 2.04 55
EPS ( Retroactively adjusted EPS) 2.88 1.85 56
Source: unaudited financial statements