Blockchain is more than just cryptocurrencies. How is Blockchain technology being used in real companies? This talk discusses innovative industry use cases and proof of concepts in the areas of financial services, identity, supply chain, and government/social impact. We will also discuss what will be needed before we see mass adoption of blockchain technology.

1. BLOCKCHAIN & CRYPTO VALUES CONF | June 14 - Milan
The Road to Mass Adoption
Audrey Chaing, Blockchaing

4. • UN Agency feeds 80
million worldwide
• January 2018 : more than
100,000 people in
Pakistan and Jordan
redeem their WFP-
assistance through a
blockchain-based system

6. • WFP transferred more than $1.3 billion in benefits in
2017 (about 30% of its total aid) to local banks =>
inefficient
• Upwards of 30% of UN assistance is lost to corruption
• Early results of blockchain program shaved transfer
costs by 98%
• Government identity documents + bank account
needed to get a job and live a secure life?
Source: MIT Technology Review, World Food Programme

7. What Can You Use Blockchain For?
Source: The Truth Machine, Casey & Vigna
• Inviolable Property Registries – prove you own your house, car, etc
• Real-time, direct, bank-to-bank Settlement of Securities Exchanges – unlock
trillions of dollars in interbank market & shorten settlement time of 2-7 days
• Self-sovereign Identities – don’t depend on a government or company to
assert ID
• Decentralized Computing – distributed compute, web hosting, and storage
using ordinary users’ computers
• Decentralized IoT – devices securely talk and transact
• Supply Chain – suppliers use common data platform to share information
with common purpose of producing a particular good
• Decentralized Media/Content – empower creators to take charge of digital
content, can track and manage use of digital assets

8. Agenda
•Financial Services
•Identity
•Supply Chain
•De-centralize Everything
•Government & Impact
•Mass Adoption

9. Financial Services

11. Clearance & Settlements
Source: Richard Gendal Brown, Bank of Hawaii, Quora
Securities Credit Cards Bank Payments

12. Clearance & Settlements - Enterprise

13. Clearance & Settlements - Enterprise

14. Payments
Source: Coins.ph, BitPesa, BitPay, TenX

15. Loans & Credit
Source: Bloom.co, SALT, ETHLend

16. Identity

17. Identity
Source: Civic, uPort, Sovrin, ID 2020

18. Only Release Certain Parts of Identity
Source: Kenn Bosak

19. Supply Chain

20. Source: SAP Blockchain Community Members Survey – 200+ business leaders, supply chain managers, innovation & strategy officers & business analysts

21. Supply Chain
Source: Resolve Solution Partners

22. Beefchain
Source: Beefchain.io

23. De-centralize Everything

24. Source: Matteo Zago

25. Loyalty Points
Source: CoinTegegraph, Coincentral
• Announced May 2018
• Membership Rewards = 21 countries
• Keep all merchant and user data
private, anonymized, and secure
• Increase transparency of what
merchants are offering
• Decreasing the onboarding time for
new partners : months -> weeks
• Better offer targeting
• Starting with Boxed partnership
• Filed for patent in Oct 2017

26. Media, Content, Ads
Source: Brave, Steemit, Po.et

27. Non-Fungible Tokens
Source: CryptoKitties, Niel de la Rouviere
• Top Cat Worth = $153k
• Total USD Sold = $24 million

28. Government & Impact

29. Government Initiatives
Source: Illinois, MONI, Estonia

32. Gao Yan & Peking University
Source: Everett Muzzy
On April 23, an
unidentified individual
sent a transaction from
and to an identical
address on the
blockchain for $0 worth
of ETH (the transaction
fee was ~$0.50)
The transaction included,
however, a full
transcription of Yue Xin’s
letter in the metadata

33. Mass Adoption

34. Scalability is the Top Issue
Source: Marketwatch, BTFD.com, Howmuch.net, Visa
Visa can handle 65,000 transactions per second

35. Design and Reliability
Source: Blockchain.info, MyEtherWallet, Kraken, LocalBitcoins

36. Ease of Use
Source: ComputerHope.com Cryptography Stack Exchange

37. Stage of Development
Source: James Kilroe

38. Thank You
Audrey Chaing is a cryptocurrency trader and
blockchain analyst, and runs the news site blockchaing.org.
• Oakland Blockchain Developers, SF Ethereum Developers, Jimmy
Song’s Programming Blockchain Alum.
• Created MIT Applied Blockchain Series.
• Trading Bitcoin since 2013.
• Co-founded 2 companies, through which she participated in Start-
Up Chile and Singularity University Global Solutions Program.
• Decade of experience on Wall Street as an investor, trader, and
research analyst.
• Computer Science @ MIT, MBA @ Wharton.
@audsinthecity
audrey@blockchaing.org