Fincap Solutions Corporate and Capabilities Overview

1. Joint Venture of Computech Corporation and CapitalFusion Partners
Comprehensive Solution Provider for Structured Finance Sector

2. Presentation Plan
FinCap Overview
FinCap Offerings
FinCap Products
Process & Proposition
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3. Introduction
About Us Established in 1996 to provide bespoke services to global financial services
institutions
Operates through three service verticals: financial services solutions, business
intelligence solutions, consulting research
Provides staff augmentation, dedicated offshore delivery center, retained or project
based services
Reputed client list and state of art development centers in Detroit, Chicago,
NewYork, Toronto, Chennai, Hyderabad
Business Verticals
Financial Services Solutions Business Intelligence Solutions Consulting Research
Offerings: Structured Finance Offerings: Strategic Analysis Offering: Technology Solutions
Bond Analysis, Securitization and Mapping of Clients, on Database Creation,
and other Modeling Support, Competition, Investors and Migration and Integration.
Investment Research, and other Human Capital for Market Application for Portfolio
Investment Analytics Analysis, Competition and Management, Tools for mapping
Tactical Consulting multiple third party database on
Clients: Hedge Funds, loan and bond level
Investment Banks, Private Clients: Private Equity Firms &
Equity Firms, Asset Asset Management Firms Clients: Private Equity Firms,
Management Firms and Asset Management Firms and
Management Consulting Firms Hedge Funds
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4. Growth Story
Established in 1996 Present
1996
Established the business in 1996 14 years of business operations with 825
with headquarters in Detroit consultants globally
and has grown at a very steady ISO 9001:2000 Certified
pace during all market
conditions SEI CMMI Level 3 compliance processes
Global Delivery USA: Detroit, Chicago,
NewYork. Canada: Toronto
India: Hyderabad, Chennai
Technology Partnership Business Status and Achievements
Microsoft Gold Partner MMBDC Certified
INTEX Integration Partner Diversified Lines of Business into Industry
Specific Domains
Oracle Business Alliance & Solutions
Partner Diamond Award for Best Minority Owned
Organization in MI , 2007, 2008 & 2009
Strategic Alliance with MBSData
Nominated for the Supplier of Year by
Siebel Certified Solution Provider Toyota Motors
Mercury Interactive Partner
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5. Experienced Management
Girish was responsible for establishing and managing financial services practice at Computech
Corporation. He has more than 16 years in the information technology space with experience
in managing regional and branch operations of organizations like British Aerospace and HAL’s
software venture at London, and Intentia Asia Pacific’s regional operations
Girish Nair, He has been with Computech Corporation since 2002 and has successfully launched their
Sr.Vice President financial services practice and grew them into multi-million operations both onsite and
offshore
He has a Master’s Degree in Business Management from Bombay and Bachelor’s degree in
Electronics Engineering from the University of Pune
Founding partner of CapitalFusion with responsibilities in Business Development, Portfolio
Management and oversight of all trading as well as strategic business initiatives
Previously, Mr. Joshi was responsible for establishing and managing Countrywide Alternative
Investments. As Senior Portfolio Manager and Executive Vice President, Mr. Joshi was
responsible for Countrywide Alternative Investments developing the CDO business and other
asset management investment vehicles
John Joshi, From 1997 to 2005, Mr. Joshi worked at Clinton Group where his most recent responsibilities
were Head of Pricing Risk, responsible for pricing, valuation risk management and leverage
Principal & modeling
Business Strategist
From 1997 to 2003, Mr. Joshi was a Portfolio Manager for ABS and CDO products, responsible
for ABS strategies for the general funds and CDO issuance and management. Prior to joining
the Clinton Group, Mr. Joshi was also a Managing Principal at C.Held Inc. Mr. Joshi started his
career at Salomon Brothers developing MBS/ABS analytics in 1986
Mr. Joshi holds a BS Computer Science and Economics (1985) from State University of New
York at Stony Brook
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6. Mr. Haider is a Partner at CapitalFusion with responsibility to develop US and International
clients. Prior to joining CapitalFusion Riz was involved in management consulting focused on
enterprise level IT solutions and offshore outsourcing
Rizwan Haider, From 1995 to 2004, as an IT entrepreneur, Riz, started two web-based services companies and
Sr.Vice President, an offshore outsourcing marketing company
Business Development His experience ranged from fund raising thru startup process and implementation of business
& Trading plans in the roles of CEO, COO and CTO
Riz holds a Masters degree in Political Science and a Bachelors degree in Mathematics and
Statistics from the University of the Punjab, Lahore, Pakistan
Mr. Malay Bansal is focusing on Commercial Real Estate and Infrastructure/Clean Energy
Finance. He has over 18 years of diverse experience in fixed income and structured finance,
most recently in CMBS, commercial real estate loans, B Notes, Mezz, and CRE CDOs
Previously, he was head of portfolio management and advisory for Commercial Real Estate and
CMBS at an advisory firm for eighteen months. Prior to that, he worked at Merrill Lynch for
15 years, last 1.5 years as head of commercial real estate collateralized debt obligations, with
responsibility for cash & synthetic CDOs and warehouse financing
Malay Bansal Prior to that, he was a senior member of a team that originated, structured, securitized, or
Managing Director / sold more than $40 Bn US and $ 7 Bn Canadian whole loans, mezz, and B notes
Sr.Advisor
Prior to that, he traded and structured CMOs, and was responsible for structuring $53 Bn in
new issue CMOs. Since the beginning of his career at Merrill working on foreign exchange
options analytics and risk, he has been interested and involved in derivatives of all types
including Total Return Swaps, Credit Default Swaps, and indices like CMBX. Other trading
desks he has worked on include treasury and mortgage options, emerging markets structured
products, non-dollar swaps and exotic options
Malay’s education includes an MBA, MS in Economics, and BS in Electronics Engineering
Pradeep is International Project Manager for FinCap Solutions. He has more than 7 years
experience in IT Space and worked at various levels in Marketing and Project Management.
Previously, he was responsible for Pursuit Support Services for US Region in Global Pursuit
Pradeep Gunda Team, Microsoft, Hyderabad. Prior to that he was the Assistant Manager for RAM Informatics
Ltd. and Key Account Manager for Canbank Computer Services Ltd (IT Subsidiary of Canara
International Bank) and responsible for the total sales life cycle and customer relationship management
Project Manager
Mr. Pradeep holds a Master’s Degree in Business Administration from Bangalore and Bachelor’s
Degree in Computer Applications from Kakatiya University. Pradeep also holds a Post
Graduate Diploma in Software Marketing and Diploma in SW-CMM from Chennai
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7. Technology Capabilities (1/2)
Technology Capabilities
Languages Tools
Application Development and Web Services
Database Management and Administration
JAVA, C++ SharePoint, TIBCO
C#, Visual Basic SilverLight
Web Methods
CRM Webservers
ORACLE Weblogic, Websphere
SIEBEL Apache
Database Middleware & BI Reporting
Oracle, SQL Server Aqualogic
Sybase, Teradata BIRT & JASPER
Nateeza
ETL Frontend
Informatica Microstrategy
Datastage Businessobjects
Pentaho
Cognos
Integration of 3rd party loan and bond database
3rd Party Database: INTEX, Loan Performance, MBSData
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8. Technology Capabilities (2/2)
State-of-the-Art Technology Enhances Efficiency and Convenience FinCap is consistently on
the forefront of new technologies that help build client relationships. Our clients benefit from our
multiple technology platforms.
Operational: Expert in operating systems, networks, data centers; scaling them efficiently
while appropriately managing risks
Development: Expert in leveraging the appropriate technology to code and deploy
complex systems
Innovative: Expert at introducing technologies and processes
Project management: Expert at managing and delivering complex projects within budget
and time frame
Architectural: Expert in designing reliable, scalable and extensible applications and systems
Data management: Expert at collecting, managing, organizing and providing access to data
Process: Expert in establishing and managing operational and business processes
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9. Presentation Plan
FinCap Overview
FinCap Offerings
FinCap Offerings
Process & Proposition
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10. Structured Finance Services FinCap Offerings
Data Analytics Information Analytics
Data Extraction Monitoring and Surveillance
Data Entry/Mapping Customized Dashboards
Document Management Risk Analytics and Reporting
Loan Level Data/Mapping Analytical Research
Business Intelligence Financial Analytics
Client/Investor Mapping Deal Structuring
Competition Mapping Cash Flow Modeling
Issuer /New Issuances Research Pricing and FAS 157 Valuations
Customized Surveys Transaction Management
Reduce costs of operations and improve width and depth of existing analytical capabilities
On demand solution with a mix of dedicated staff and consulting model onsite and offshore
Experience in all asset classes: ABS, RMBS, CMBS, CRE, CLO, CDO, SME etc
Experience working with various client types: Issuers, servicers, trustees, principal finance
divisions, investors, investment banks
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11. Presentation Plan
FinCap Overview
FinCap Offerings
FinCap Products
Process & Proposition
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12. FinCap Products (1/5) FinPricer™
FinPricer™ - A comprehensive technology solution for pricing and risk analysis
A desktop and network-based Distributed Processing System, this database-driven Enterprise
System can be scaled to meet the needs of small hedge funds as well as major market dealers
FinPricer™ is a versatile and easy to use tool for both front office and middle-office functions
The FinPricer™ solution is a comprehensive Microsoft Technology (C#)-based application for
valuing, and managing risk of structured finance products
Its underlying industry standard models are powered by the state-of-the-art high performance
Intex analytics and it is designed to integrate seamlessly into Intex’s database and cash flow
engine
FinPricer™ runs using a user-provided loan level prepay model, a loan level loss model as well
as a custom interest rate generator
Through intuitive and customizable reports, the application makes it easy to:
Value ABS
Quick Comparative Analysis of ABS
Generates cash flows on multiple deal with multiple scenario simultaneously
Quick interface to multiple formats of data
Helps develop costume scenarios
Collateral replacement features helps replace loan level data from other third party data
providers within Intex deals
User Interface (UI) redesigns and customization as per customers request
Easy to use- User Interface (UI) allows analysts to integrate third party Mortgage-Backed
Securities (MBS) applications with already existing prepay and loss models
Supports multiple monitors with multiple windows to view data easily: A feature that is key
to making the workflow faster
Company specific extensions to the User Interface (UI) available upon request
Consulting services available to easily integrate any third party data software modules
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13. FinCap Products (2/5) FinPricer™
The integration of Intex's deal model libraries and cash flow generation
functionalities into the FinEngines application FinPricer offers:
Traders to easily price bonds using loan level models
Network Resources
Agents
INTEX
Multiple
l deal/CUSIP Your or 3rd Party
CDI
Web Services
Selection Prepayment
l model
&
Multiple Scenarios
l l model
Loss
CDU
Selection for each deal l Interest rate model
Files
Replace Collateral with 3rd party data like Loan Windows 2003 Server
Performance
Web
Intex Subroutines Services
Server
Output Reports
Descriptive
Cash Flows Analytics
information
FinPricer™ coupled with Fin*Compute Server offers a distributed computing solution which
enables end users to perform parallel processing of analytical computations, including pricing
of multiple MBS deals with multiple loan level stress scenarios vectors. FinPricer™ is the
ideal choice for most portfolio managers, traders and risk professionals
FinPricer™ allows the user to re-evaluate the cash flow generated using Intex analytics by
overlaying third party loan or pool level database like (Loan Performance, MBSData) for
comparative cash flow and stress reports
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14. FinCap Products (3/5) FinData™
FinData™
FinData™ connects robust current and historic datasets of RMBS performance data with a
technologically advanced platform that allows investors to manage their RMBS risk more
efficiently and effectively
During each monthly remittance cycle, FinData™ clients have an advantage over other market
participants as all new bond performance datasets are updated and available to clients by the 1st
day of each month
Deal Monitoring FinData™ enables you to monitor the performance on over 98% of the
RMBS active deal universe
Deal Performance Monthly summaries and rankings on important remittance metrics that
allow you to compare RMBS deals across various attributes of your portfolio, within collateral
types, shelves or any other market segmentation
Area Analysis FinData™ gives you the capability to view the performance of any deal by any
loan characteristic found on the collateral file
Deal Structures FinData™ provides you with monthly cusip level payment/factor details as
well as an aggregate table that provides the collateral to cusip mappings
Performance History For any trending or comparison analysis, FinData™ gives access to
up to 10 years of performance history at the deal & loan level including items such as
delinquency stats, loss amounts, loss severities, loan balances and tranche factors
Loan Level Review Users have access to loan level views for all active and inactive loans
within every deal
Monthly Data Update Cycle All monthly deal & loan level remittance information is
processed and available to clients by the 1st day of each month
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15. FinCap Products (4/5) FinData™
“FinCap Solutions brings a complete end-to-end solution for your deal and Portfolio
Analysis”
RMBS/ABS Deals Capital Structures
98% Market Coverage Tranche Factors
Cusip Reference Table
Pool / Cusip Mapping
Collateral Segmentations Performance Metrics
A Prime Deal & Loan Level
Alt A Prepayment History
BC Delinquency History
Home Equity Loss History
S&D Deal Rankings
Option ARM
Analytics Built for Traders by Traders
Dynamically test and develop your trading strategies without disclosing your ideas to your competition
Analyze underlying deal / portfolio loan data in real-time to make the best buy/sell trading decisions
Reviewing the performance of your portfolios under multiple scenarios, monitor trends or customize
reports for trading, research and risk
Focus on trading strategies without the need to focus on technology implementation, back-office backlog
and need to upgrade systems and customize your analysis without the need to write or develop new
software, SQL statements and other tools
High-performance analytics allows for advanced modeling & reporting of underlying deal collateral with
over 100 customizable collateral attributes
Maintains one of the most comprehensive structured finance data platforms. Each month, loan-level data
is subjected to a rigorous validation process by a team of data specialist to ensure the continued
integrity of the data set
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16. FinCap Products (5/5) FinData™
Flexible By Design
Ability to do ad-hoc analysis for research, trading, risk and compliance with a user friendly
interface designed for maximum flexibility
Ability to research monthly loan performance and loss metrics by collateral type, vintage, lien
type services, state, LTV and a hundred more attributes
Ability to analyze the performance of loans that underlie the bonds in your portfolio
Single source for all your RMBS data needs with a tightly coupled front and back end that is
used by hedge funds, advisory firms and rating agencies
Our tools are intuitive, with a powerful flexible interface that can help you monitor your
RMBS deals and assist you in designing new trading strategies
FinData™ Powered by MBSData™ can be integrated to FinPricer™ for scalar / vector
prepayment, default and loss rates, price / yield, sensitivity analysis, stress testing and other
advanced analytics
Customizable
Our team of experienced financial engineers is available to build custom macros and reports
Flexible, robust, comprehensive and customizable interface backed by a team of highly
specialized analyst with experience in trading, portfolio management, data, system
development and business analysis
As a client, you can contact our analysts, schedule face-to face meetings and participate in
client-only events
We can assist with asset valuation, stress testing, portfolio risk analysis, integration of credit
models and implementation and training
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17. Presentation Plan
FinCap Overview
FinCap Offerings
FinCap Products
Process & Proposition
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18. Process & Proposition Offshore Model
Service Models
Dedicated (Contractual) Model Retained Model Project-Based Model
We build and set up Outsourcing When project scope is not frozen When project specifications, scope,
Development Center and Dedicated and is undergoing frequent changes. deliverables and acceptance criteria
Technology Specialists that work Dedicated to work FinCap retains are clearly defined FinCap team can
exclusively for client team of resources dedicated to present a not-to-exceed Fixed Price,
work for the client and pays as per Fixed Time Proposal
A virtual extension of client
Method use of the hourly development
development team that are
efforts
organized and managed by FinCap to
meet the client's explicit Business Minimum number of hours should
objectives be committed from Client to retain
the resources
Provides resource flexibility, This model gives the flexibility of The price is decided at the beginning
extensive scalability, cost and time adjusting the client's project team of the project
Advantage efficiencies, cross trained resources size, while optimizing on the time
and the ability to adjust to peak and costs
loads
Project budgeting is pre-decided and The development effort is billed at Vary from project-to-project, based
fixed for different technologies or the end of every month based on a on the scope of the project and the
level of programmers required by monthly generated time sheet and a number of hours spent on it
client pre-negotiated hourly rate
Pricing by "milestones" that are
Fee Structure Work time of the team is reserved agreed upon before any project
for a client, and expected to keep starts
the workload of the team at the
agreed specified level
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19. Process & Proposition Offshore Model
FinCap Offshore Capabilities
FinCap brings extensive experience and expertise in software development and IT services to our
client engagements. With scalable resources and economical service offerings, FinCap enables our
clients to focus on their core business - product development, new service and product offerings.
FinCap ODC Snapshot
ISO 9001:2000 and SEI CMM Level 3 Compliance
Experienced and skilled professionals for cost-effective offshore development
Global Support: USA, Canada, India
Equipped with ‘Best in Class’ networks and other computing infrastructure.
Facility equipped with high end servers and 24x7 support availability
Present 825+ seat capacity and would scale up by 2500+ seats by end of 2012
World class work areas, aesthetically designed to create a positive, productive, comfortable
and ergonomic environment
tion Backb
ecu on
Ex
e
Nearshore and Offshore
Infrastructure
24X7 Availability
Strong Intranet Backbone
Security Practices
Technology Alliances
Client
Servicing
Quality Management
Global Workforce
Systems
Project Management Performance & Career
Practices Management
Global Systems Continuous Learning
Technology Change
Management
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20. About FinCap Solutions
FinCap Solutions is a joint venture between Computech Corporation’s technology group for
financial industry (Fin*Engines) and CapitalFusion Partners, a comprehensive solution
provider for the structured finance sector. Fin*Engines is a provider of Information
technology solutions and services with offices and development center in USA, Canada and
India.
We design, implement & customize enterprise systems for security trading, portfolio
management, risk management, asset securitization, e-Finance and Financial operations. We
help clients optimally manage all aspects of proprietary technology development including
Analysis, Strategy, Design, Implementation, Deployment and Maintenance.
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21. joint venture of Computech Corporation and CapitalFusion Partners
Discover us at: www.finengines.com
Contact Us at:
Girish Nair
248.640.7597
email: girish.nair@finengines.com
John Joshi
818.294.3381
email: john.joshi@finengines.com
Pradeep Gunda
+91 998.908.6640
email: pradeep.gunda@finengines.com
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