1. Financial/Job/
Study/Travel Planning
-Who , Where, How
(Ana Nov)

2. Money ($) Who? Where? How?
• Families, friends, neighbors, colleagues
• Tung Tin
• Micro Finance , NGOs, private
• Pawn Shops (ប ប ប )
ប ប ប
• Bank (credit Bureau) , Phnom Penh Bank
• Collaterals ( House… Land… ownership (copies
certified /
• Basic Insurance ($ 18 a year know Doctors)
• Accident insurance ,

3. Study … one of the 98 ?
• Passion/ Dream
• Affordability
• supply, requirements)
• Business AssoWhich (ACC accreditation 9 requirements
(management, curriculum, teachers, students, service,
financial management…..) some just MOU with
oversea…but not in practice)
• Job Markets (demand & ciations , other networking
• Health Fitness (not too much FB, wine, sexual activities)
• Research Culture, Class/ Group activities
• Real practice….. (agriculture, technology, construction…,
languages….)

4. Job
• -Complete University (ACC + networking)
• Good relations with classmate, teachers,
Admin
• Employers, Employees….. (never avoid…. Small
world)
• Labour Law (Union, maternity leave,
recruitment discrimination….
• Structure of Ministry of Labour
• Arbitration Councils

5. Business
• -Resource (Technical, Money, Human Resource
, staff replacement… Labour law…
• Business Environment
1-Government Policy, Law, Regulations (lobby…RIA)
2. Competitors (old, now, new, potential e.g. mobile
phone is profitable)
3. Consumer Demographic, new trend
4. Other Risks (ប ប ប ប
ប ប ប )….operational risk
Financial, human resource…

6. Trip
• -Communication (language, local culture,…)
• Documents, Logistics , Focal Points (who is
who)
• Financial Arrangement
• Embassies contacts, NGOs
• Absent take over
• Lobbying (the right to travel and others)
• Passport….