This document outlines Haviva G's future goals and plans. She wants to double major in business and economics at Columbia University, then get an MBA there. Her parents work at Johns Hopkins and will provide a tuition grant, while she saves for other costs. After college, she aims to own a small café business in Chicago, employing 6-7 people. She provides budgets for college, her business, and personal finances as she works toward her entrepreneurial dream.

1. My Future
The keys to a successful career
Haviva G.

2. Interests and Values
• Some of my interests include
cooking, sports, art, traveling, meeting new people, and
learning new things
• I have many important values. Some are: Giving back to
the community; keeping your family and friends close; and
education is extremely important

3. Goals
• I want to go to Columbia University and double major in business and
economics
• I eventually want to live in Chicago and own a small business
• I want to become a popular entrepreneur so that people will come to my
business
• I want to be married and have kids

4. Savings Plan / Paying for College
• If you work for Johns Hopkins University, one benefit you get is a tuition grant for
your dependants. At Hopkins that grant pays for 50% of college tuition at any
accredited college for 4 years. If both parents work at Hopkins they each get this
grant for a total of 100% of college tuition for 4 years for each of their dependants
including step-children.
• I am lucky enough to have both my mother and my stepfather work for Johns
Hopkins University
• My parents put away money so that I can pay for things like room and board,
textbooks, and travel, which are not included in the grant

5. College Life / Degrees
• I expect to get a Bachelor of Arts in Economics from Columbia University
• After graduating from college I will go for my Masters of Business
Administration also at Columbia University
• While studying at Columbia University I plan to take classes in Culinary
Arts and have a part-time job for the experience and for extra money

6. College Life Style
• I plan to live in a dormitory on campus with one or two room mates
• I want to join many different clubs or extra curricular activities like
sports, art, or book clubs in order to get to know other students at Columbia
• I would love to travel abroad for a semester, perhaps in my junior year, in
order to see the world and be exposed to many cultures

7. College Budget
Allowance = $500 per month Part Time Job = $350 per month
(10 hours per week; $8.75 per hour)
Item Amount/Source
Tuition $47,246/JHU tuition grant
Room and Board $11,496/College Savings
Books and Supplies $2,807/College Savings
Food and Entertainment $150 per week/ Allowance and Part
Time Job
Clothing and household items $200 a month/ Allowance and Part
Time Job
Utilities (cell phone) $50 a month/ Allowance and Part
Time Job

8. Career Lifestyle
• I envision being the owner of a small business in
Chicago, perhaps a small café in the city
• I would likely have six or seven
employees, including, waiters, cooks, and a supervisor
• I would keep the store open from 8:00 am until 8:00 pm and
split the time with the supervisor and myself

9. Business Budget (as owner of small
business)
Business Lone From Bank = $13,500 to start up the business with furniture and equipment
My Total Income = $232,236 per year Gross Profit = $1,350,500 Expenses = $1,118,264
Item Amount/Source
Rent $20,456 a year
Food and Supplies $1,032,000 a year
Paychecks and Benefits for $689,691 a year
Employees
Loan Payments $19,344 a year
Insurance $10,273 a year
Marketing $129,770 a year
Utilities (electric, water, and phone $43,097 a year
bills)

10. Personal Budget
My Total Income = $232,236 a year Taxes are not included
Item Amount/Source
Food and Entertainment $30,000 a year
Clothing $10,000 a year
Home/Rent $50,000 a year
Durable Goods $15,000 a year
Education for kids $60,000 a year for 2 kids
Insurance and living expenses $25,000 a year
Travel $10,000 a year
Utilities (electric, water, and phone bills) $10,000 a year
College savings plan for kids $15,000 a year

11. Summary
• Throughout this presentation I have planned my education
around my career and the financing around both. I tried to
incorporate my values, goals, and interests at every stage and
through my planning and learning I hope to have a successful
future.

12. Cited Websites
• http://www.sba.gov/community/discussion-boards/small-
business-start-loan
• http://www.hvs.com/StaticContent/Library/RestaurantRent/
• http://www4.gsb.columbia.edu/academics
• http://www.rent.com/guest/illinois/chicago-and-
vicinity/chicago/? =CJrNnJ6