- The document discusses frameworks for leading through disruption and transformation, including the three horizon portfolio management framework and innovation pie model. - It also discusses challenges facing the Australian economy, such as high household debt, reliance on exports to China, and the impact of automation on jobs. - Examples of market disruptions are provided, like plant-based meat replacing beef production and Amazon's rapid growth and market dominance globally.

1. #CIOEdge #ADAPT @ADAPT Ventures
A Decade of
Living Dangerously:
Frameworks to Lead,
Navigate Disruption
and Transformation
Craig Tindale
Transformation Leader
& co-author of 'Australia's
Economy is a House of Cards'

2. My Digital Sabbatical
@craigtindale Linkedin
@ctindale Twitter
Craig @houseoftindale.com

4. L
Three Horizon Portfolio Management

12. Bottom up innovation, group participation
and radical self-expression is a foundation
element of Google culture

14. What does radical self reliance mean ?

15. +200,000 downloads
+1000 comments on
Linkedin
765 Shares Linkedin
Picked up around the
world featured on
MacrosVoices, The
Bull, Murdoch Press,
The Bull and +20
other sites in under
2 weeks
Co Authored with Matt Barrie one of
Australia’s most successful entrepreneurs

16. Harvard’s Economic
Complexity Index
1.Economic Diversity
Measures how many different products a country can produce.
2. Economic Ubiquity
Measures how many countries are able to make those products

17. As the age of
automation
begins
manufacturing
participation
plummets

18. How reliant are we on exports to China ?
Australia ranks just
after the
Democratic Republic
of the Congo,
Gambia and the Lao
People’s Democratic
Republic and just
before the Central
African Republic,
Iran and Liberia.
Does anything
sound a bit funny
about that?

19. China credit growth Catch 22!
If China continues to
grow at same pace
then they will add
$6-7 trillion to a $12
trillion economy this
year (+50% debt to
GDP per annum
compound )

20. Australias success since 2008 is on the back of

21. Bank lending
business
model has
had an
amputation

22. IOL have
between
3-5 year terms
as the renewal
cycle unfolds
many
borrowers will
not meet the
new standard
APRA and Austrac regulatory and compliance
crackdown lending and international transactions

23. Household
debt to GDP
suggests we
are at a ceiling

24. There are more cranes in Sydney than Los Angeles (40), Washington DC (29), New
York (28), Chicago (26), San Francisco (24), Portland (22), Denver (21), Boston (14)
and Honolulu (13) combined.

25. Our exposure is way above normal

26. Lending standards are slipping

27. If we use a
similar
methodology
that used in
the 1970s Real
Unemployment
is 10.2% not
5.4%
More than 2M Australians looking for work for the 24
straight months

28. Between 30-50%
lost to
automation
by 2030
In just a few years, he said, “we’re going to have a million truck
drivers out of work who are 94 percent male, with an average
level of education of high school or one year of college.”
Andrew Yang

29. • 2017 there are 2m +65y by 2030
• Average age in between 2020 and 2050 will grow from 84
to 94
• Of those retiring by 2030 (roughly)
• 25% have no money
• 25% Under $50,000
• the next 25% have under 10 years.
• 75% are in savings retirement deficit
• Cost growing at 5% compound 2020-30

30. Consumer Life Cycle

31. Looking forward to the next decade business
conditions in Australia are going to be tough.
Learn lean methodologies as capital will be very
hard to find

33. Failing to diversify can be deadly

35. Blockchain is only a
technology
the revolution is
distributed
consensus computing
User Cases =
Distributed ledgers
Distributed databases
Cryptocurrency
Contracts
Markets
Assets
Blockchain could be disrupted before it
begins !

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Beef market disruption

38. 26 % of the earth’s surface livestock grazing.
33% arable land is occupied by livestock feed crop cultivation.
70%of Brazil’s deforested land is used as pasture
18 % of greenhouse gases.
55% of erosion,
37 % of all pesticide
50 % of antibiotics
95 % of oat production
80 % of corn,
Beef market disruption

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Beef market disruption
With the $183M burger Sept 2017 Production at new Oakland Plant 300,000 pounds
January 2018 Production has reached 1M pounds
December 2018 Production 15M Pounds

40. L
Beef market disruption
A single start-up
disrupts 4.5M acres
of cattle production
By 2019-20

41. Beef market disruption

42. L
Pay attention to the migratory
of patterns skills
The battle
occurs right
across the
enterprise

43. L
Amazon’s exponential growth !
Amazons
ability to
capture
market
share
quickly is
without
historical
parallel

44. L
Amazon’s exponential
shareholder return !
What
happens
when
they
enter
banking ?

45. L
Amazon’s market share India
Amazon
from zero
to hero in
6 years .

46. Case Study
Original idea in August 2016 based on a personal finances app
Pulled together an Advisory Board of advice from the fin services industry, with a focus on opening door and subject
matter expertise (straight out of the Lean Start Up)
Needed to ensure we didn’t give personal financial advice developed concept for an “advice audit” tool
December 2016 pivoted to focus on the development of the audit tool and supporting platform and TIQK name and logo
developed
March 17 hired employee #1 and the Advisory Board started road testing the concept with industry
June 17 MVP rolled out, an audit tool for Financial Services Guides
October 17 went live with Release 1 of the SoA Audit, which audits a financial planning statement of advice for structural
compliance with the Corporations Act
December 17 in pilot phase with organisations representing approximately 25% of the financial planners in Aust
Feb 18 announced as finalist in the Fintech Business Awards in both the Compliance Innovation and Fintech Startup
categories
Effectively 10 months from pivot to launch IPO April
Innovation at
light speed

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Where do we start ?

48. Management frameworks for the
new enterprise
Learn the skills,
practices,
frameworks ,
cadence, metrics
of continuously
innovative
management
principles ,
integrate them
into your culture

49. Whether innovation
comes via acquisition
or learned insitu
frameworks designed
to drive innovation
culture change, all
parties must learn to
integrate to the
Horizon ecosystem for
it migrate from a 3rd to
a horizon 1st Horizon
revenue stream
Big pharma giants innovation via
acquisition.

50. Transient Advantage
Management Paradigm

51. From the old thinking to new
thinking Competitive to Transient Advantage

52. From the old thinking to new
thinking Building Innovation Culture

53. From the old thinking to new
thinking Healthy Disengagement

54. From the old thinking to new
thinking Individual Transient Advantage

55. V2MOM
V2MOM Creating alignment

56. Where are we today ?

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Three Horizon Portfolio Management

58. Innovation Pie

59. Innovation Playbooks

60. Innovation Catch Up

61. Differentiation separation

62. L
Lean Startup Business Model Canvas

63. L
IRL Investment Readiness Levels

64. Thank You