7. 3. Polarity Activity
⢠âVote with your feetâ or hold up signs
⢠Students must defend their position
âAgree vs. Disagree
âNeed vs. Want
âBuy vs. Donât Buy
âOther?
10. 6. Paper Bag Theater
⢠Form teams of 4-5 students
⢠Use ALL of items in their paper bag and ANY other
items in their possession (e.g., paper, cell phone) to
develop a 2-minute skit on a specified topic
⢠Allow 15 minutes for students to develop and
rehearse their skits
⢠Present the skits to the class
11. 7. Financial Poems
One thing in life that isnât so funny,
Is how hard it is when you owe people money.
So donât be stupid and go into debt,
If you do, itâll be something that you regret.
Use credit cards wisely and pay what you owe,
Otherwise youâll live a life of woe.
Watch credit card interest rates and late fees too,
Donât let frivolous spending take control over you.
The bottom line is there are wants and there are needs.
Buy only what is necessary and avoid all the greed.
12. 8. WebQuests: Structured
Online Learning Activities
Example:
http://www.mwcsk12.org/faculty/twilson/intro2occ/personalfinance
/personalbudgetquest/indexpersonalbudgetwebquest.htm
Most people have ideas on what type of car they would like to own.
Use the links below to find your dream car. On the graded work sheet, record the
⢠Price of the car
⢠URL that you used
â˘Autoweb.com
â˘Microsoft Carpoint
â˘autotrader.com
â˘No, you may note use E-Bay!
13. 9. Personal Finance
Case Studies
⢠Examples:
http://rci.rutgers.edu/~boneill/assignments/case-study.html
http://www.vcee.org/Personal_Finance_Case_Study
⢠Make case study presentations fun: Animated
videos, recorded videos, IGNITE
presentations, poems, skits, etc.
⢠Example: http://www.slideshare.net/BarbaraONeill/personal-
finance-class-group-case-study-project-slides-1211
15. 11. Money Songs
⢠Ask students to select a song about money, wealth,
or a personal finance topic from available online lists
⢠Have students listen to their song and present a
short description of its take-away educational
message or theme
⢠Resource for grades K-4: Itâs a Habit Company, Inc.:
http://www.itsahabit.com/sammy.html
â S-A-V-E: https://www.youtube.com/watch?v=pTEy3D6oJFQ
16. 12. In the News
⢠Ask students to read and summarize a financial
article and make a 3-5 minute class presentation
about it
⢠Grade on both their presentation and reaction paper
⢠The article can be drawn from a newspaper like The
Wall Street Journal, a magazine like Money, or a
financial information Web site
⢠Have students attach the article to their paper
17. 13. Reality Simulations
⢠Description of financial simulation benefits:
http://www.joe.org/joe/2008december/pdf/JOE_v46_6tot4.pdf
⢠University of Illinois program called Welcome to the
Real World: https://pubsplus.illinois.edu/RW-03-CD.html
⢠CUNA program called Mad Money City:
http://www.cuna.org/Marketing-And-Member-
Education/Products/Mad-City-Money-workshop-and-simulation-
kit/
⢠NJCFE program called Real Money:
http://www.njcfe.org/?page=ItemsforEducators
18. 14. Your Time, Your Money
⢠Learning activity that helps students understand the
relationship between spending and time spent earning
money to buy things
⢠âAnna Jones works 15 hours a week at a convenience
store and earns $7.50 per hourâ
⢠Questions about number of work hours needed to buy
various items
http://www.slideshare.net/BarbaraONeill/learning-activity-
your-timeyour-moneyshort
19. 15. Value Clarification
Activities
⢠Two-page worksheet for students to check top 10
and then top 5 values:
http://www2.sfasu.edu/advising/VALUES%20CLARIFICATI
ON%20EXERCISE.pdf
⢠âProcess of eliminationâ values clarification activity:
http://www.dawnfrail.com/toolkit/clarify-values
⢠Work Values Clarification activity:
http://services.vsac.org/60Render?library=resources&nam
e=Work_Values_Clarification_Worksheet.pdf
20. 16. Make a Table Activity
⢠Students create 5 row by 5 column table with
numbers from financial calculators and
describe the take-away message
Example:
http://rci.rutgers.edu/~boneill/assignments/sliderule1.html
21. 17. Balancing Act
⢠Have students form small groups to identify
â 5 ways to increase household income
â 5 ways to reduce expenses
⢠Share small group ideas with the total class
22. 18. Financial Goal-Setting
Activity Worksheets
⢠Goal-setting worksheet for youth:
http://www.slideshare.net/BarbaraONeill/learning-activity-go-
for-the-goal-2
⢠Goal-setting worksheet for adults:
http://njaes.rutgers.edu/money/pdfs/goalsettingworksheet.pdf
⢠SMART Goal worksheet for adults:
http://www.creditcounsellingcanada.ca/Portals/0/Smart%20Goal
%20Worksheet.pdf
23. 19. Time Value of
Money Problems
⢠Teach students how to use a financial calculator
functions (PV, FV, etc.)
⢠Develop time value of money problems or use
problems such as those found at
â http://www2.fiu.edu/~keysj/TVM_PROBLEMS.pdf
â http://www.hfcsd.org/webpages/tnassivera/files/time_value
_of-money_lesson_plan_145.pdf
25. 21. The Bean Game
âClassicâ activity to teach scarcity of resources
and the need to set spending priorities
Downloadable game boards:
http://extension.usu.edu/utah/files/uploads/Finance/THE%20BEAN
%20GAME.pdf
http://extension.missouri.edu/bsf/money/BeanGame_BW.pdf
26. 22. PowerPay Activity
⢠Have students create a hypothetical debt repayment
scenario with at least 7 creditors.
⢠Then have students run a PowerPay analysis and describe
the time and interest savings
⢠See http://rci.rutgers.edu/~boneill/assignments/powerpay.html
27. 23. Savings Sound Bite
⢠Can do for savings or any other financial topic
⢠Have students develop a motivational phrase to
motivate others to improve their finances
⢠Sound bites must be:
â No more than 12 words
â Motivational
â Easy to understand
Savings Sound Bite
28. 24. Money Books
⢠http://money.usnews.com/money/personal-
finance/articles/2013/07/24/the-best-childrens-books-
for-money-lessons
⢠http://www.amazon.com/Books-Teach-Children-About-
Money/lm/RM5SZ3F1COQV7
For visual effects, as you read
this book to young children, cut
taped pennies from a piece of
tape with 100 pennies as
Alexander spends his dollar
29. 25. Double Your Dough
⢠Teach the âRule of 72â:
http://www.investopedia.com/terms/r/ruleof72.asp
⢠Have students identify how long it would take for a
sum of money to double at 1%, 3%, 5%, 7% and
9% interest rates
30. 26. Stop, Thief!
⢠Show the FTC videos
https://www.youtube.com/watch?v=-IEBVIh7bzc and
https://www.youtube.com/watch?v=OoPJImjP1ZQ
⢠Have students form groups to discuss the
following topics:
â How identity thieves steal personal data
â What identity thieves do with personal data
â How to reduce the risk of becoming an identity
theft victim
31. 27. Loan Calculation
Activities
⢠Develop âreal worldâ problems and direct students to
online loan calculators such as
http://www.bankrate.com/calculators/mortgages/loan-
calculator.aspx and http://apps.finra.org/Calcs/1/Loan
⢠Financial Fitness For Life Theme 4, Lesson 17:
Shopping for an Auto Loan:
http://www.ccms.clay.kyschools.us/textbooks/cte/fac
s/fffl/data/papers/9-12/978-1-56183-696-3_17.pdf
32. 28. JA Finance Park and
BizTown
⢠Sponsored by Junior Achievement (JA)
⢠Finance Park: Reality-based immersive personal
finance and career exploration simulation following a 4-
week course for middle and high school students (on
site and online): http://janj.org/programs/ja_finance_park
⢠BizTown: Teaches financial literacy , entrepreneurship,
and work readiness to 5th and 6th graders:
http://janj.org/programs/ja_biztown
33. 29. Community
Resources
⢠Guest speakers
⢠Job shadowing
⢠Bank or credit union tours
⢠Community financial fairs, conferences, and lectures
⢠Field trips: http://www.accountingdegree.com/blog/2011/10-incredible-field-trips-for-finance-nerds/
â Federal Reserve Banks (12 cities including NYC)
â U.S. Mint (Denver & Philadelphia)
â New York Stock Exchange; Chicago Mercantile Exchange
â Museum of American Finance (NYC)
34. 30. Other Personal Finance
Learning Activities
⢠Check-Writing Activity (Practical Money Skills):
http://www.practicalmoneyskills.com/spanish/pdf/teache
rs/specialneeds/lev_3/lesson_06/6_3activity.pdf
⢠Insurance Simulation
⢠Peer-to-peer financial education and counseling
⢠Piggy bank pageants (grades K-3)
⢠Essay, poster, and video contests
⢠Other?
36. 1. PowerPoint Jeopardy! Game
See http://rci.rutgers.edu/~boneill/review/index.html and
http://www.slideshare.net/BarbaraONeill/jeopardy-game-young-adults-moneycolor-
changesyellow for sample games
See http://www.slideshare.net/BarbaraONeill/rutgers-hybrid-online-confpower-point-
gamesanimated-videosoneill0114 for PowerPoint tutorial
37. 2. PowerPoint Millionaire Game
Sample Game:
https://docs.google.com/viewer?a=v&pid=sites&srcid=bnlwbC5vcmd8bW9uZXktbW
F0dGVyc3xneDoyZGI2OTE0OGFjNjY5MTVh
38. 3. Microsoft Excel
Templates
⢠Asset Allocation Spreadsheet
⢠Asset Allocation Spreadsheet With Pie Chart
⢠Net Worth Calculation Spreadsheet
⢠Spending Plan Worksheet
Source: http://njaes.rutgers.edu/money/
40. 5. IGNITE Presentations
⢠5 minute PowerPoint presentations
⢠20 slides advance automatically every 15 seconds
⢠Students or teacher can create a presentation using a
template with automated slides
⢠Template master:
http://www.ignitephoenix.com/tips/
⢠IGNITE Presentation: How to Buy a New Car:
http://igniteshow.com/videos/how-buy-new-car-
ignite-seattle-2007
41. 6. Future Me Web Site
⢠Schedule an e-mail to yourself at a future date
⢠Can make it public, but anonymous
⢠Message starts with âDear Future Meâ
⢠Can use to have students send themselves
âremindersâ
â Action steps
â Financial goals
â Assignments and due dates
⢠Good accountability tool for those who use e-mail
http://www.futureme.org/
43. 8. Online Games and
Simulations
⢠Financial Football (Visa):
http://www.practicalmoneyskills.com/games/trainingcamp/
⢠Reality Check (Jump$tart Coalition):
http://www.jumpstartcoalition.org/reality-check.html
⢠The Stock Market Game⢠(SIFMA Foundation):
http://www.stockmarketgame.org/
⢠Gen i Revolution (Council for Economic Education):
http://www.genirevolution.org/
⢠Others?
44. 9. Animated Videos
⢠Use platforms such as http://goanimate.com/ and
http://www.creazaeducation.com/ and
http://www.moovly.com/ and http://digitalfilms.com/ and
http://www.dvolver.com/moviemaker/index.html
â Article: 5 Best Sites to Make Animated Video Trouble-Free:
http://www.freemake.com/blog/5-best-sites-to-make-animated-video-trouble-free/
⢠Personal Finance Animated Videos (OâNeill):
https://www.youtube.com/user/moneytalkBMO
⢠Co-Signing a Loan:
https://www.youtube.com/watch?v=yte4MBtoAqg
45. 10. âWhiteboardâ Videos
⢠Health Insurance Terminology:
https://www.youtube.com/watch?v=MjRAgZ6DbZ0 and
https://www.youtube.com/watch?v=QLjRGmm08pY
⢠Phishing (Identity Theft):
https://www.youtube.com/watch?v=K8lWLwuiDwk
⢠Saving and Investing:
https://www.youtube.com/watch?v=2DBdWeTxXeU
46. 11. Online Personal
Finance Courses
⢠High School Age: Money Skill
http://www.moneyskill.org/
⢠College Age: Money U https://moneyu.com/
and University of Florida Personal &
Family Financial Planning MOOC:
https://www.coursera.org/course/uffinancialplanning
⢠Other online courses?
47. 12. Pinterest Boards
⢠Students create new board or view existing boards
⢠Article: â5 Personal Finance Pinterest Boards to
Followâ: http://www.mnn.com/money/personal-finance/blogs/5-
personal-finance-pinterest-boards-to-follow
48. 13. Twitter Chats
⢠Students create a unique chat hashtag and
designate a date/time, topic, and questions
OR
⢠View a regularly scheduled personal finance
Twitter chat
⢠List of personal finance Twitter chats:
http://www.slideshare.net/BarbaraONeill/social-media-
resources-for-financial-education-0414
49. 14. Facebook Posts
⢠Have students write Facebook messages
about personal finance topics
⢠Set up a class Facebook page
⢠Teacher serves as administrator of the page
⢠NJCFE grant project found increase in student
knowledge after class lessons involving
written social media messages
50. 15. Google+ Hangouts
⢠Free video chatting: video + voice
⢠Can involve up to 10 people
⢠Great way for students to collaborate on
studying, group projects, club activities, etc.
⢠Great way for teachers to reach out to
students too ill to come to class
51. 16. Financial Fitness for
Life Curriculum
⢠Developed by the Council for Economic
Education: http://fffl.councilforeconed.org/
⢠âNo Hassleâ access
⢠4 grade levels: K-2, 3-5, 6-8, and 9-12
⢠Can download visuals and activities online
⢠Web site also has links to related lessons
⢠Can also purchase materials (CD or book)
52. 17. Learning, Earning,
and Investing Curriculum
⢠Developed by the Council for Economic
Education: http://lei.councilforeconed.org/
⢠âNo Hassleâ access
⢠21 lessons related to investing and wealth
accumulation
⢠Can download visuals and activities online
⢠Can also purchase materials (book)
53. 18. Money Smart for
Youth (FDIC)
⢠Two FDIC Money Smart curricula: ages 5-8
and ages 12-20
⢠âNo Hassleâ access
⢠Download modules at
https://www.fdic.gov/consumers/consumer/moneysmart
/young.html
54. 19. Curricula Requiring
Teacher Accounts and Logins
⢠NEFE High School Financial Planning
Program: http://www.hsfpp.org/
⢠Take Charge Today (U of Arizona):
https://takechargetoday.arizona.edu/
⢠Others?
55. 20. Online Financial
Knowledge Quizzes
⢠Credit Scores (CFA): http://www.creditscorequiz.org/
⢠National Financial Capability Study (FINRA):
http://www.usfinancialcapability.org/quiz.php
⢠Student Financial Dollars and Sense (CUNY):
http://www.cuny.edu/about/administration/offices/sa/
flep/quiz.html
⢠Health Insurance Quiz (Kaiser Foundation):
http://kff.org/quiz/health-insurance-quiz/