2. What is Identity Theft?
The fraudulent acquisition and use of a person's private
identifying information, usually for financial gain.
Misuse of another person’s personal or financial
information such as social security numbers, credit
history, pin numbers, lost or stolen mail, wallets, purses,
identification, and credit and debit cards
4. Financial Identity Theft
When someone gains access to your credit cards, bank
accounts, etc.
They use your accounts and credit cards to purchase
things under your name, especially online
5. Medical Identity Theft
The most dangerous form of identity theft
Theft involving a victim’s insurance or used to make
false claims for medical services.
Usually results from false entries in a person’s medical
information
Hardest to fix
6. Insurance Identity Theft
Leads to and results from other types of identity theft
like medical and financial identity theft
Problems resulting from insurance identity theft are
combinations of medical and financial identity theft
Brings in a whole new set of problems for the victim
7. Criminal Identity Theft
Easiest way to find out if this has happened to you is to
get a speeding ticket from a police man
Someone could commit crimes using your identity
A warrant could be out for your arrest because your
identity was stolen
8. Driver’s License Identity
Theft
Easiest form of theft to commit
Your driver’s license could be stolen and sold to
somebody who looks like you
This leads to more intense forms of identity theft, like
criminal identity theft
9. Child Identity Theft
Children are the biggest target for identity theft
Most likely friends or family of the victim commits
identity theft
Children don’t look at their credit scores or at
insurance
So it is easier for the theft to ruin the victims credit
scores and thus could ruin their future
10. Social Security Identity
Theft
Most valuable piece of information a thief can steal
Kids are being targeted to steal their social security
number
Identity thieves can easily commit crimes in your name
if your social security number is stolen
11. Synthetic Identity Theft
Latest thing in the theft world
Take personal information from many victims and
combine the information
Making a new identity that will affect all of the victims
It could appear in some of the other types of theft
12. You get your
identity stolen by..
Giving out your social security number
Giving out your credit card number
Giving out personal information
Using the same password for everything
Using a computer without anti-virus or anti-spyware
programs
13. Employees’ Identities Can
Be Stolen By..
Personal information is usually kept in business
computers
Personal information is also kept in business files
When someone notices that their purse or wallet is
missing things like credit cards, social security card, etc.
Employee’s identities being stolen is a lot alike other
identity thefts
14. Protecting Your Identity
Keep your social security number private
Don’t lose your credit cards
Use strong passwords and different passwords for
everything
Keep your personal information private
Pay attention to your bank and credit card statements
Always report unauthorized transactions to stop
someone from stealing your identity and to stop them
from using your credit cards and bank accounts
15. Legitimate from Fraudulent
Solicitations
Legitimate- Persons or companies that you choose to
do business and know and trust
Fraudulent- Persons or companies who are trying to sell
products that may never be received or phish for
personal information
Do not give personal information to persons or
businesses unless you have initiated the transaction
Research any new companies before dealing with those
new companies
16. Interview of Adult
It is important to pay attention to bank and credit card
statements
Reporting unauthorized transactions to your financial
institution immediately
Use fraud alerts on credit cards through your financial
institution
United Bank of Iowa uses Falcon Fraud to help prevent
fraudulent transactions
Keep all personal information secure
17. Interview of Student
Identity Theft is when somebody pretends to be
somebody else by hacking into their email and social
networking accounts
Protect your identity by using different passwords for
everything online
Never lose your driver’s license, social security number,
and credit cards
If you do lose them, report that you lost them to your
bank
18. Comparing/Contrasting
Interviews
Student looks more toward the ways a person’s identity
could be stolen over the internet
Adult looks more toward the financial ways that a
person’s identity could be stolen
Both think that it is important to report lost or stolen
credit cards and do your best not to lose credit cards or
other personal information
Both always keep their driver’s licenses with them
