1. Arthur G. Pascual
601 Burnett Ave. #3
San Francisco, CA 94131
Cell: 415-225-4778
Home: 415-647-9483
arthurca12@yahoo.com
Profile: Lead Financial Analyst with a solid track record focusing on budgets, forecasting, risk mitigation, cost allocations,
variance analyses and Excel-driven financial modeling. Over 10 years of progressive development with extensive experience in
zero-based budgeting, data analysis, and financial management. Recognized as a self-sufficient analyst that deliver results timely
and with accuracy.
Professional Experience:
Blue Shield of California, San Francisco, CA (May 2006 – present)
Lead Financial Analyst
 Accountable for the annual planning and quarterly forecasts of budget that exceeds over $100M
 Present monthly operating budget variance results to the leadership team and provide guidance on realized
opportunity and mitigation of risks
 Collaborate with business owners to conduct zero-based budgeting
 Research and analyze product cost allocations to the lines of business and take corrective actions
 Create complex Excel based financial models and communicate findings to business partners
 Perform analyses of sales incentives and provide root causes of variances
 Model vendor fees using various rate and volume scenarios for claims processing
 Create staffing models to understand utilization trends, volume impact and rate variations
 Collaborate with project SME’s on the development of business cases and cost saving initiatives by gathering facts
and presenting current state and contrast with future or ideal state
 Benchmark admin expenses against industry competitors and other Blues plans and made recommendations on areas
to focus on for cost reduction
 Work closely with Strategic Sourcing and stakeholders to identify savings converting print material to digital and
online distribution
 Analyze postage spend and make recommendations to limit and consolidate the number of vendors while gaining the
most savings
 Consolidate all lines of business in the Employer Group and communicate findings to the FP&A team in preparation
for board meetings
 Continuously automate, revamp, and streamline existing reports thereby adding value, efficiency and clarity for
business partners
 Build trust and confidence with business partners and maintain excellent working relationship
 Sought out by other departments to help with their financial modeling and reporting needs
 Proficient at extracting key information from a mountain of data
 Perform ad-hoc analysis and reporting
 Perform month-end-closing tasks such as reconciliation, accruals and reclasses
Essbase Administrator (Nov 2010-Mar-2012)
 Built and maintained Essbase applications and troubleshoot data issues
 Loaded monthly actual in Essbase and prepared P&L reports
 Established a change management process to ensure that changes to the production environment applications were
thoroughly reviewed, tested and approved prior to go-live
 Collaborated with third party host vendors to assure that SLAs were met and that systems and applications were at
peak performance
 Conducted road shows and seminars to train end-users

2.  Supported the Blue Shield finance community by answering technical questions, offering guidance and assistance
during forecast and planning periods
Wells Fargo & Co., San Francisco, CA (Oct 2005 – May 2006)
Senior Financial Consultant Distribution Strategies Services Group
 Prepared and presented monthly ATM (automated teller machine) metrics such as transactions, revenue, expenses,
households, deposits, and patronages to senior managers and region consultants
 Measured and tracked ATM performance against business cases and presented findings to senior managers and region
consultants
 Performed ad hoc analysis of regional ATMs and specific ATMs to determine transactions and traffic
 Collaborated with project drivers and owners in the analysis of potential sites for installation and de-installation of
ATMs
 Part of a team that studied transaction times and applied findings to target sites for optimal ATM performance
 Gathered and prepared monthly metrics for de novos (newly opened branches) such as over-the-counter transactions,
deposits, households, patronages, and financials
 Measured and tracked de novo performance against business cases and presented findings
 Ad hoc analysis of regional or specific de novos
 Analyzed performance of newly converted or upgraded de novos and ATMs
LoanPerformance (now a part of Core Logic), San Francisco, CA
Senior Financial Analyst (Nov 2004 - Jul 2005)
 Prepared annual and quarterly budgets using established guidelines and made adjustments to meet the needs of each
businesses
 Collaborated with business partners on monthly and quarterly forecasts to assure financial goals and objectives were
met
 Presented monthly variances to the CFO and business partners
 Complied with mandatory registrations with various states and performed timely filings of sales and use taxes
 Compiled monthly dashboard for the Board and Operating Committee
 Assisted Accounting in researching and reconciling GL balances, accruals, allocations, and reclassifications
Wells Fargo & Co., San Francisco, CA
Budget Analyst (Mar 1991 - Aug 2004)
 Prepared annual, quarterly, and monthly admin budgets for various departments
 Worked closely with business partners on monthly forecasts to assure businesses were within budget constraints and
provided detailed risk and opportunities assessments
 Performed month-end-closing tasks such as accruals, variance explanations, and reclassifications
 Performed cost allocations for various projects
 Presented findings and made recommendations to business partners regarding project expenses and initiatives
 Assisted Essbase administrator in maintaining the integrity of the data and financial applications
Relevant Skills:
MS Office (with heavy emphasis on Excel, Access, and PowerPoint), Essbase and Hyperion Planning end-user, Essbase
Administrator, Business Objects, Clarity, and Oracle tools
Education:
Loyola Marymount University, Los Angeles, CA - Bachelor of Business Administration with an emphasis in Finance