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1. DIGITAL MONEY

2. 445-YUGADI GANDHI
449- ARJUN GAYKAR
451- SIDDHARTH GITE
453- MIHIR GOHIL
457- KALPESH JADHAV
CORPORATE FINANCE
TOPIC:-DIGITAL MONEY

3. INTRODUCTION
• What Is Digital Money?
• Digital money is a currency that exists purely in digital form.
• Digital money can include cryptocurrencies, but it is not limited to them.

4. UNDERSTANDING DIGITAL MONEY
• Digital money has been conceived of since very early in the age of the internet.
Several digital cash companies were founded in the early 1990s, the earliest and
best-known of these being DigiCash.
• Financial services companies facilitate digital money transfer and foster online
transactions between complete strangers across long distances. Without digital
money, many online retail websites would operate much less efficiently.
• Banks have felt the effect of the accessibility of digital money, and in response closed
branches and fired many retail employees.

5. FEATURES OF DIGITAL MONEY
• Secure
• Anonymous
• Portable
• Two-way.
• Off-line capable
• Wide acceptability
• User-friendly
• Examples of Digital Money

6. SCENARIO IN INDIA
• Strengthening Regulatory Framework
• The Catalyst
• Multiplier Effect
• ATC Vans to further Rural Digital Payments

7. THE IMPACT OF DIGITAL INDIA WAS
EXPECTED
• Reduce Corruption.
• Removal of Black Economy
• Creation of new jobs
• Increase in Revenues
• Role of Digitalization in Banking Sector in India

8. ADVANTAGES OF DIGITAL MONEY
• Easy access
• Economic (and time) savings
Fast settlements
• Lower fees
• More confidential
• 24x7 availability of banking
services

9. DISADVANTAGES OF DIGITAL MONEY
• Difficult to understand
• Not accepted widely
• Can lose your wallet
• No way to reverse the payment
• Payment and mobile network
capacity
• Security issues

10. OPERATIONS OF DIGITAL MONEY:-
• Involves the use of software
• Advance encrypted software code
• The blockchain
• The term mining for digital currency

11. • ‘’Staking’’ or ‘’Proof-of—stake’’
• Centralised system
• Decentarlisation system

12. CASE STUDY:-BITCOIN
• INTRODUCTION
• IS VIRTUAL MONEY OVERCOME
REAL MONEY IN FUTURE?

13. • Bitcoins can be obtained mainly by
(i) accepting bitcoins as payment if we sell some good
 (ii) we can purchase bitcoins through bitcoin Exchanges, or
 (iii) we can exchange bitcoins for real currencies such as US dollars
• The future of virtual money

14. THANK YOU