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Overview Of The Main State BenefitsIn the United Kingdom today, both the government and the nearby authority play a vital role inproviding assistance to people in need. The welfare state has had many critics over the years since itwas introduced and especially in more recent years however it still remains the envy of many othernations. Much of its recent criticism has been due to the fact that its increasingly costly to run.The group of rules put on many condition benefits are incredibly complex and at times, very hard tounderstand. The government has the struggle of providing such advantages to people in times ofneed whilst at the same time ensuring that these individuals in such the situation is not monetarilybetter off from claiming as opposed to going out to function. Unfortunately this isnt always achievedand the complexity of the advantage structure can lead to the existence of the ‘benefit trap’ – exactlywhere certain people are indeed even worse off if they return to function.State benefits are also funded by the tax payer on a pay-as-you-go basis. Which means that currentadvantages are funded by present taxes and National insurance coverage contributions. Whichmeans that a constant juggling act should be carried out by federal government to ensure that theactual books balance out. The situation is made worse when in economic turmoil as there are fewerindividuals working and more people claiming benefits.The ensuing factor is the fact that many benefits tend to be small within amount and may do nothingmore than prevent individuals from struggling extreme lower income. Aside from the primary eligibilityrequirements, certain advantages are means tested. Which means that the amount of advantage isreduced if the individual’s (or sometimes the family’s) income or even savings exceed specifiedamounts – such levels may be determined according of a persons age and whether they are inretirement.Each various type of advantage has a various type of purpose. For example, the below list includes 3of the most claimed benefits:• Income Support – an advantage designed for those individuals with a reduced income or even no income at all. Earnings support is also known as a entrance benefit meaning entitlement to this may open a person’s entitlement with other benefits.• Jobseekers allowance – Similar to income support, this benefit is perfect for people who are on the low income or absolutely no income at all. It is a benefit for people who arent working, or even who are operating less than sixteen hours each week. Claimants need to provide proof however that theyre actively seeking employment.• Child benefit – This is a advantage available to all parents or even individuals responsible for looking after a young child. Child benefit is a tax-free benefit that is not means tested and it does not rely on an individual getting paid national Insurance efforts. Neither could it be affected by every other benefits a person might receive. Its made available for every child under the age of 16 years and may even carry on up until the child is 18 provided that theyre in full period education.As mentioned, the above mentioned list only contains a few available benefits. This list wouldcontinue with other advantages such as legal maternity pay, Statutory paternal pay, maternal
allowance, working and kid tax credits, Statutory ill pay, inability benefit, work allowance, disabilityliving allocation, carer’s allocation, Industrial injuries disablement advantage.state benefits