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The Curious Case of Debit Cards
Group 4
Video
WHAT ARE DEBIT CARDS?
• Plastic Card
• Allows access to your bank account.
• Real time transfer of funds.
• Online-Offline-Electronic Purse Card System
• Prepaid Debit Cards
ABOUT
• State owned bank.
• Headquartered inVadodora.
• Founded in 1908.
• Second largest bank in India.
• Net worth - Rs. 3.58 trillion.
POLICIES
• WHO CAN HAVE IT?
• HOW DOYOU ACTIVATE IT?
• WHERE CAN IT BE USED?
• WHAT HAPPENS WHENYOU LOSE IT?
• WHAT ARETHEVARIOUS CHARGES AND FEES?
TYPES OF CARDS AND
LIMITS (PER DAY)
DIFFERENTIATOR PoS ATM
VISA ELCTRON CLASSIC 50,000 25,000
NON-PERSONALISED DEBIT CARD
WITHOUT PERSONAL
IDENTITY
50,000 25,000
MASTERCARD GOLD PREMIUM 1,00,000 50,000
RUPAY CARD SECURITY 50,000 25,000
RUPAY EMV CHIP CARD
SECURITY
+INTERNATIONAL
2,00,000 1,00,000
VISA EMV CHIP CARD
PREMIUM
+INTERNATIONAL
2,00,000 1,00,000
ABOUT
• Private sector bank.
• Headquartered in Mumbai.
• Founded in 2004.
• Fourth largest bank in India.
• Net worth - Rs. 603.6 billion.
POLICIES
• WHO CAN HAVE IT?
• HOW DOYOU ACTIVATE IT?
• WHERE CAN IT BE USED?
• WHAT HAPPENS WHENYOU LOSE IT?
• WHAT ARETHEVARIOUS CHARGES AND FEES?
TYPES OF CARDS AND
LIMITS (PER DAY)
DIFFERENTIAT
OR
PoS ATM
PIN
REGENERATIO
N
ANNUAL FEE
BUSINESS GOLD DEBIT CARD CLASSIC 1,00,000 1,00,000 50 349
YES FIRST BUSINESS GOLD
DEBIT CARD
BUSINESS
PREMIUM
2,00,000 2,00,000 FREE NIL
PLATINUM DEBIT CARD
AIRPORT
LOUNGE
ACCESS
1,00,000 1,00,000 50 349
YES FIRST GOLD DEBIT CARD PREMIUM 1,00,000 1,00,000 FREE NIL

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Prinicples of Financial Management

  • 1. The Curious Case of Debit Cards Group 4
  • 3. WHAT ARE DEBIT CARDS? • Plastic Card • Allows access to your bank account. • Real time transfer of funds. • Online-Offline-Electronic Purse Card System • Prepaid Debit Cards
  • 4.
  • 5.
  • 6. ABOUT • State owned bank. • Headquartered inVadodora. • Founded in 1908. • Second largest bank in India. • Net worth - Rs. 3.58 trillion.
  • 7. POLICIES • WHO CAN HAVE IT? • HOW DOYOU ACTIVATE IT? • WHERE CAN IT BE USED? • WHAT HAPPENS WHENYOU LOSE IT? • WHAT ARETHEVARIOUS CHARGES AND FEES?
  • 8. TYPES OF CARDS AND LIMITS (PER DAY) DIFFERENTIATOR PoS ATM VISA ELCTRON CLASSIC 50,000 25,000 NON-PERSONALISED DEBIT CARD WITHOUT PERSONAL IDENTITY 50,000 25,000 MASTERCARD GOLD PREMIUM 1,00,000 50,000 RUPAY CARD SECURITY 50,000 25,000 RUPAY EMV CHIP CARD SECURITY +INTERNATIONAL 2,00,000 1,00,000 VISA EMV CHIP CARD PREMIUM +INTERNATIONAL 2,00,000 1,00,000
  • 9.
  • 10. ABOUT • Private sector bank. • Headquartered in Mumbai. • Founded in 2004. • Fourth largest bank in India. • Net worth - Rs. 603.6 billion.
  • 11. POLICIES • WHO CAN HAVE IT? • HOW DOYOU ACTIVATE IT? • WHERE CAN IT BE USED? • WHAT HAPPENS WHENYOU LOSE IT? • WHAT ARETHEVARIOUS CHARGES AND FEES?
  • 12. TYPES OF CARDS AND LIMITS (PER DAY) DIFFERENTIAT OR PoS ATM PIN REGENERATIO N ANNUAL FEE BUSINESS GOLD DEBIT CARD CLASSIC 1,00,000 1,00,000 50 349 YES FIRST BUSINESS GOLD DEBIT CARD BUSINESS PREMIUM 2,00,000 2,00,000 FREE NIL PLATINUM DEBIT CARD AIRPORT LOUNGE ACCESS 1,00,000 1,00,000 50 349 YES FIRST GOLD DEBIT CARD PREMIUM 1,00,000 1,00,000 FREE NIL