1. Andre P. Wallace
5225 Las Colinas Blvd., Irving, TX, &5039
Phone: (832) 283-6370
AndrePWallace@gmail.com
Experience:
NTT Data Inc. (Contract) - Dallas, Texas 11/2014-Present
Compliance Analyst/Quality Assurance and Control
(Internal ReviewGroup and Bankruptcy Remediation)
 Identified and resolved lurking business challenges,maintained qualityof information,removed costs,and
inefficiencies related to system redundancies to ensure alignmentto business case requirements,and schedules.
 Audited samples ofloan originations to ensure compliance with companyand investor standards.
 Conducted internal auditthrough monitoring and review of companyregulation to ensure consistencyand
compliance with federal and state regulatorycompliance.
 Analyzed complexrelationships between data elements within creditreporting to identify gaps and risks.
 Provided written descriptions ofnoted policy and procedural deficiencies to business managers.
 Performed rootcause analysis to identify cause of error and effectively communicated findings to senior
managementand Line ofBusiness.
 Reviewed procedures,training materials,and policies covering new and existing laws and regulations affecting
the clientproduced by their origination policies and procedures department
 Conducted consumer compliance documentrevisions and prepared Executive Managementreports as required.
 Created,prepared and implemented qualityassurance reviews for numerous regulations and the development
and execution of test plans and testscripts.
 Audit and record findings for HMDA, FDPA, AML, RESPA, HIPAA, BSA, GLBA and TILA Compliance guidelines.
 Calculated credits,reversals,applications and balances and submitted a complete recommendation review and
analysis to verify compliance.
Exclusive Tax Solutions- Irving, TX 01/2014-Present
Tax Preparer
 Ensured tax clients received every possible deduction and creditthey are entitled to while minimizing any
possible future tax burdens by performing in-depth financial consultation services.
 Responsible for filing various tax returns to the IRS and ensuring the securityand integrity of our clients’ personal
tax information.
 Conducted financial performance reviews to assistsmall to medium business customers with financial budgeting
to forecastnext year’s finance and tax expectations.
 Reviewed personal and business financial statements and assisted in resolving existing creditand lien issues to
file currentand delinquenttax returns.
 Performed seasonal creditanalysis to inform clients concerning eminentrisk and strategies to enhance their
credit.
 As the clients authorized liaison to the IRS, I maintained constantcommunication with our clients and the IRS via
phone,fax, and email to ensure accuracy and superior customer service.
Princeton Information (Fannie Mae Contract) - Dallas, Texas 04/2013-01/2014
MHA Case Specialist
 Fulfilled Fannie Mae’s role as HAMP Program Administrator for the Treasury through receiving and processing
Non-GSE escalated cases from various sources,including homeowners,housing counselors and government
offices.
 Ensured through the review of escalated cases againstcurrentMHA guidelines thatthe servicer was in
compliance with Treasuryrequirements while advocating for the escalation source.

2.  Constructed,delivered and reviewed case resolutions to the escalation source to guarantee understanding and
prevent re-escalation for the same issue.
 Helped mitigate potential occupational risk and the risk of the release ofnon-public information byresolving
cases completely,accurately, and timely.
 Investigated implementations,guidelines and policies for the GLBA, BSA, AML and USA Patriot ACT to ensure
compliance between the bank,servicer and home owner.
 Responsible for the organization and conduction of conference calls with multiple mortgage entities to address
loan issues and discuss updates to MHA guidelines.
 Investigated possible fraud and risk using CFPB and All Regs including; Mortgage Compliance, AML, Reg B,
Reg C, HMDA , TILA and RESPA
Carlisle & Gallagher Consulting Group (Contract) - Dallas, Texas 07/2012-04/2013
Risk & Compliance QC Analyst
 Responsible for reviewing loan modification documents againstestablished loan guidelines,identifying any
compliance issues and reporting final outcome and recommendations to Managementand Line of Business.
 Audited pools of loans and collected data to ensure thatUnderwriting,FHA, BSA, HMDA, FDPA, Federal, State,
TILA, RESPA, AML and HAMP Guidelines & Compliance were enforced.
 Facilitated supportvia phone and email to Top Four Financial Institution LOB and Carlisle and Gallagher
Management.
 Conducted peer review to ensure accuracy of Test Script for the LOB.
 Firm understanding ofMortgage Process (Origination,Processing,Servicing,Underwriting,Closing,and Post
Closing),Modification Process,Foreclosure Process and BankruptcyCourtProcess.
 Responsible for the end to end design ofthe Compliance testing and associated scripts.
 Audited HAMP and Non-HAMP modification for quality and accuracy againstgovernmentregulations and
constructed reports to displayinconsistencies in processed modifications.
 Worked directly with LOB performing rootcause analysis and implementing remediation efforts due to regulatory
guidelines concerning loan origination.
 Ensured departmental policies and procedures addressed new and existing regulations and laws through the
creation and verification of training material and policy revisions.
 Worked closelywith legal to perform detailed creditanalysis to monitor potential risk.
 Conducted routine audits on origination loan documents for accuracy, completeness and Regulatory
Compliance.
Nationstar Mortgage LLC- Lewisville, Texas 10/2009-06/2012
Loss Prevention Specialist/Fraud Claims Specialist/Foreclosure Specialist
 Managed a portfolio of nonperforming real estate and handled shortsales,foreclosures and other liquidation
options for governmentand large lenders.
 Utilized federal programs and real estate laws to resolve customer delinquencyand work towards a permanent
solution.
 Reviewed loan application,underwrote and processed HAMP modifications for qualifying loans.
 Responsible for the collection reporting,loss mitigation and underwriting ofmodifications for defaulting loans.
 Performed forensic loan review to reduce investor kick-back and repurchase.
 Conducted detailed creditanalysis to authorize loan for governmentbacked or in house modification.
 Audited defaulted loans and analyzed creditand financial reports for underwriting per FHA, Federal, State a nd
HAMP guidelines
 Monitored and ensured that all GSE/Investor guidelines were followed.
 Investigated possible Fraud and Lending Risk for all relevant Regs concerning Mortgage and Compliance.
 Managed consentorders through MERS to promptlycorrect deficiencies in residential mortgage loan servicing
and foreclosure practices,as well as, verified required enforcementactions.
 On a daily basis,addressed all files containing an impedimentwith the internal curative team to insure they didn’t
go to claims.
 Investigated possible mortgage insurance fraud and claims utilizing documents from courts and banking

3. institutions and maintained and shared the data in Equator, SharePointand Excel spreadsheets.
 Created and inputted summarized investigator reports on closed,outstanding and pending claims and reported
on daily progresses and challenges to aid the expedition of resolution.
The Clayton Group- Dallas, Texas 06/2007-08/2009
Underwriter (Contractor)
 Negotiated and executed remedies to offsetexposure from the repurchase claims utilizing delegated authorityfor
decision-making.
 Performed creditanalysis to evaluate the borrower’s abilityto repay loan.
 Evaluated counterparties’ financial strengths and weaknesses to create and implementa resolution strategy.
 Completed cost/benefit analysis on non-resolved loans to make the decision on whether to pursue legal action.
 Responsible for analyzing income,assets,propertyvaluations and creditdocuments insuring information
provided warranted an acceptable creditapproval.
Education:
University of Texas at Dallas
BS: Business Administration
May 2008
Skills:
 Expert AUS, Manual and Doc Diligence Underwriting & Decision Making
 Strong Knowledge of FHA, VA, FNMA, FDIC & FHLMC Reporting Requirements
 Excellent Quality Assurance & Compliance
 Outstanding Communication & Customer Service
 Expert CreditRisk & Financial Analysis
 Strong Microsoft Office Suite Skills
 Proficient in LSAMS, AS400, MSP, Remedy,Fortracs, LPS Desktop, FHA Connection, Enterprise Case
Management,LexisNexis, Equator,MS&O, Valerie, Loan ManagementAccount, and DocumentManagement
Portal
 Proficientin Federal Tax Codes & CreditAnalysis
 Strong Analytical Skills
Certifications:
 Safe Act
 Anti-Money Laundering
 Bank Secrecy Act
 Equal CreditOpportunity Act
 Fair CreditReporting Act
 Fair Debt Collection Practices Act
 Flood Disaster Protection Act
 Fair Housing Act
 Gramm-Leach-BlileyAct
 Truth In Lending Act
 Service Members Civil ReliefAct
 Real Estate SettlementProcedures Act
 Health Insurance Portabilityand Accountability Act
 Home Mortgage Disclosure Act
 UDAAP