A leader in global merchant transaction processing solutions, Alliance Processing is dedicated to solving client's unique processing needs and challenges.

1. Merchant Services include a range of financial processing activities for businesses in any
industry. Through these, companies receive cost -effective processing of electronic payments,
authorizing transactions, and collection of funds from banks. It is effectively a form of credit card
processing.
Providers of such services ensure security and reliability. Merchant accounts can be expensive,
and agents may often quote low rates when in fact most transactions will fall under different
categories costing the client more. There are a few other aspects to consider, and these include:
If you receive a discount rate, does it remain the same or fluctuate?
Are there additional fees for setting up the service?
Does the provider charge for terminals, gateways, and other elements?
Are there transaction fees or other costs added to the base price?
Is technical support available?
The idea of a merchant service is to save money while being able to do business. A company can
take advantage of a wide range of financial services:
Credit/Debit Card Processing: In order for your sales department to function normally, credit card
payment processing must be free of inhibiting issues. Providers offer more options in the digital
age than before. Streamlined operations mean your company’s sales processes run smoothly,
optimizing the customer experience.
Transaction Processing: Financial transactions involve the company, customer, bank, individual
processor, and worldwide networks. Merchant services with experience can obtain the most
affordable solution no matter where the client is or the level of risk in their industry segment.
Gateways/Terminals: Credit card terminals and related gateways and solutions are important,
especially if your business operates without direct access to credi t cards. Providers such as
Alliance Processing supply applications and hardware. They also maintain relationships with
gateway providers so a business can meet PCI compliance and its own goals.
Automated Clearing House/eCheck Services: The ACH network is an electronic funds transfer
system. Enabling electronic payments to clear in a financial environment, it is known for secure
processing and low processing fees. It’s been used for payroll deposits, bill payment, and even
B2B transactions. An eCheck service lets retail and other businesses securely accept checks
while benefiting from low processing fees.
In addition, a merchant service can provide:
Gateway terminals and point-of-sale systems.
Fraud and risk management services.
Mobile device transaction processing.
Call center services.
Processing of multiple currencies.
Management of domestic and off-shore accounts.
Merchant service providers offer businesses a way to provide customers with quality of service.
An established provider can support multiple card types and transaction methods. While they can
help find low rates, cost is also determined by the fees charged for each transaction. These fees
are based on risk, the type of business, whether it’s a retail or internet transaction, or if the card is
present at the point of sale.
Regardless of your industry category or type of business, a merchant service can help you
capitalize on your financial transactions. The service reduces cost. It also maximizes security and
customer satisfaction.