ICICI BANK third party product . credit card, loan, mutual fund, insurance.

1. Presented By-
AKASH
ROHAN
SWETA
ANILTHIRD PARTY PRODUCTS

2. 1
23
4
MUTUAL FUND
LARGE CAP
MID CAP
SMALL CAP
LOANS
HOUSING LOANS,CAR
LOANS,EDUCATION
LOANS ETC
INSURANCE
Life Insurance
General Insurance
Health Insurance
CREDIT CARD
Platinum chip Card,
ICICI coralcontactless card,
Ferari platium card.

3. Personal Loan Credit Card Home Loan Car Loan
Loan up to Rs. 15
Lakhs
Complimentary welcome gift
Wide range of product to
choose from
Competitive rates on
New/Used Car Loans
No security/
guarantor required
Complimentary lounge access Simplified documentation
Loan servicing at your
doorstep
Faster processing Powerful rewards plan Flexible repayment options
Widest Choice of
Dealer Tie ups
Minimum
documentation
Offers on dining courtesy ICICI
Bank Culinary Treats programme
Free Personal Accident
Insurance
Simple and hassle free
documentation
Flexible repayment
option of 12-60
months
Movie tickets
Insurance options for your
home loan at attractive
premium
One Stop Solution.
ICICI bank knows and understands its customers and their needs. Therefore, to meet their requirements, ICICI
bank offers a variety loan options. ICICI (Industrial Credit and Investment Corporation of India) offers loans at
competitive interest rates and relatively higher repayment period with simplified documentation process. In
order to provide convenience to its customers, ICICI bank offers doorstep services and also provides access to
smartphone applications, thus preventing the customers from making frequent and tedious visits to the bank.
Some popular loans and their benefits are given below.
LOAN
BENEFIT

4. Loan Type
Interest
Rate
Personal Loan 11.25%
Home Loan 9.10%
Car Loan 12.75%
Education Loan 11.50%
Gold Loan 10.00%
Pradhan
Mantri Mudra
Yojana
14.00%
Documents Needed
A.Salaried Person
Proof of Identity:- Passport / Driving License / Voters ID / PAN Card
(any one)
Proof of Residence:- Leave and License Agreement / Utility Bill (not
more than 3 months old) / Passport (any one).
Latest 3 months Bank Statement (where salary/income is credited).
Salary slips for last 3 months.
2 Passport Size photographs.
B.Self Employed Person
KYC Documents : Proof of Identity; Address proof; DOB proof.
Proof of Residence:- Leave and License Agreement / Utility Bill (not
more than 3 months old) / Passport (any one).
Income proof (audited financials for the last two years).
Latest 6 months Bank statement.
Office address proof.
Proof of residence or office ownership.
Proof of continuity of business.
LOAN

5. ICICI Credit Cards Annual Fee ( Rs.) Renewal Fee( Rs.) Key Features
ICICI Bank Coral
Contactless Card
1,000
500 (waived off on
reaching spend of
Rs.1.5 Lakh in
previous year)
Get 2 complimentary
movie tickets every
month on
BookMyShow.*
ICICI Platinum Chip
Card – Visa
Nil Nil
1% fuel surcharge
waiver on fuel
transactions of
maximum Rs.4,000 at
HPCL pumps.*
ICICI Bank Jet Airways
Sapphiro
5,000 5,000
Get 10,000 welcome
bonus JPMiles on
joining
Ferrari Platinum
Credit Card
499
499 (Waived off, if
annual spend is more
than Rs.1.25 lac in the
previous year)
15% savings on dining
bills at over 800
restaurants across
India*
Credit Card

6. ICICI Bank Credit card Eligibility and
Documentation
To be eligible for an ICICI Credit Card, following are the
criteria-
• The applicant should be above 21 years of age.
• He/she should not be above 65 years of age.
• He/she should either be a Resident Indian or NRI.
The income requirement varies for different cards of ICICI Bank.
Proof of Identity Proof of Address Proof of Income
• PAN Card
• Aadhaar Card
• Voter’s ID Card
• Passport
• Driving License
• Aadhaar Card
• Passport
• Utility bills (not more
than 3 months old)
• Any other gov. approved
ID
• Bank statement for the
last 3 months
• Salary slips for the last 3
months
• Audited financials for the
last two years (for self-
employed)
• Form 16

7. TYPES OF INSURANCES
IN ICICI
ICICI
LOMBARD
PRU LIFE
INSURANC
E
HEALTH
INSURANCE
MOTOR
INSURANC
E
TRAVEL
INSURANC
E
HOME
INSURANCE
INSURANCE

8. DETAILS OF POLICIES
POLICY NAME AGE PREMIUM
(p.a)
TERM Life cover BENEFITS
ICICI Pru iProtect
Smart
25 - 40
years
Rs 2400 20
years
50 lakh-
1core
Premium paid towards the policy will
be eligible for tax benefits u/s 80C of
the Income Tax Act, 1961
ICICI pru
Easy
Retirement
45 – 100
years
Rs 12000 you and your spouse can receive
regular pension for life. In some
retirement plans, your children will
receive a lump-sum amount in the
absence of both you and your spouse.
can also enjoy tax benefits on the
premium paid up to a limit of 1.5 lakh
ICICI Pru
Smart Kid Solution
20--54
years
Rs.48000—
5 lakh
10--25
years
This benefit ensures that your money
continues to grow for your children’s
higher education. In case of an
unfortunate event, the company pays all
future premiums on your behalf and the
policy continues uninterrupted. Tax
benefits under the policy are subject to
conditions under Sec. 80C, 80D,10(10D)
and other provisions of the Income Tax
Act, 1961
ICICI Pru
Heart/Cancer
Protect
35 Rs. 4395
p.a.
15 years Get `20 lakh health insurance cover
for heart and cancer at less
than `160 per month.5% discount
on first year premium when you
buy health cover for yourself and
spouse

9. DETAILS OF POLICIES
POLICY NAME AGE PREMIUM TERM BENEFITS
ICICI Pru Whole
Life
0 / 60 years Rs. 6,000 per
annum
Whole life Life cover, Wealth
creation,
Additional life
cover, Avail of tax
benefits
ICICI Pru Lifetime
Classic
0—75 years Rs. 30,000— no
limit
5—25 years These are the
benefits which will
be paid to the
nominee in case of
death of the
policyholder during
the policy term. You
can move your
investment
between 9 funds
(equity, debt and
balanced) as per
your choice.

10. GENERAL
INSURANCE

11. ICICI Lombard Health Insurance
ICICI Lombard Complete Health Insurance provides you comprehensive coverage
to choose your medical plan, premium and policy according to your budget and
requirements.
Major benefits
 Wide range of annual Sum Insured up to Rs. 10 Lac.
 Accidental emergencies covered from day 1.
 Claims Service Guarantee.
 Policy renewal facility for life time
 No Maximum Entry Age to avail this policy.
 Cashless medical treatment across India in 4500+ network
Hospitals.
 Rewards for staying fit with our wellness program.
 Tax benefits on your health plan under Section 80D of the Indian
Income .

12. ICICI Lombard Car Insurance
 Major Benefits:
1. Immediate policy copy issuance
online.
2. Road Side Assistance cover.
3. Daily allowance when your car is
in the garage.
4. Cashless servicing facility at 3350+ network garages
across India.
5. Zero Depreciation Cover.
6. Accidental cover facility for co-passengers up-to Rs. 2
Lac.
.
 What is Covered/Non covered:
 Covered: Loss or Damage against Natural Calamities.
Non Covered:
 Normal wear and tear and general ageing of the
vehicle.
 Depreciation or any consequential loss.
 Mechanical/ electrical breakdown.

13. ICICI Lombard Bike Insurance
Bike Insurance:
Major Benefits:
 Policy copy will be issued immediately.
 Motorbike cashless claim servicing at 2000+ network garages.
 Co-passengers can avail optional personal accident cover.
 Avail no claim bonus on renewals if the same service was are not utilized in the
previous policy period across India.
 Set Renewal Reminder to receive policy renewal reminders.
.
What is Covered/Non covered:
Covered: Loss or Damage against Natural Calamities.
Non Covered:
 Normal wear and tear and general ageing of the vehicle.
 Depreciation or any consequential loss.

14. ICICI Lombard Home Insurance
 Major benefits:
 Comprehensive cover available, which
covers both structure and contents
 Coverage up to 10 years for only structure, 5
years for only contents and 5
years for structure & content
 Cover against Fire and allied perils, Burglary
& Theft
 Cover for Terrorism and Additional
expenses of rent for alternative
accommodation.
This plan presents complete financial assistance with well-timed
payouts and also offers zero home loan liability to the policyholder,

15. ICICI Lombard Travel insurance
Types
 Single trip Plan : Buy online instantly without any medical check-up
upto 85 years of age and get coverage for all checked-in baggage.
 Gold Multi-trip Plan: Gives peace of mind to Senior Citizens traveling
abroad against medical and non-medical expenses.
 Senior Citizen Plan: Secures and relieves Frequent Fliers from
unnerving, medical and non-medical expenses.
Travel insurance covers
you under the following
unforeseen scenarios
while travelling

16. ICICI Prudential Bluechip Equity Fund
Direct Growth
Current Nav - 40.6 Large Cap Fund Risk Rating 5 Star
Fund Started Date 01 jan,2013
Fund Size – 20,101 Cr
Assets Allocation
Equity Holding : 89.19%
F&O Holdings : 1.96%
Returns
1 year 10.02%, 3rd year 16.02%, 5 year, 15.04%
Investment
Minimum investment Rs. 100
If you invested amount Rs. 5000 per month then you get expected Rs. 62751 in 1st year
Expected Rs. 2,25,866 in
3rd year, Expected Rs 4,35,900 in 5th
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current
tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not
included. If sold before 1 year from purchase date, short term capital gain tax will be
applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
IT; 11%
Banks; 39%
Housing; 9%
Cigarettes; 9%
Telecom; 8%
Oil exploration; 8% Power; 8%
Construction; 7%
Sector

17. ICICI Prudential Equity & Debt Fund - Direct
- Growth
Current Nav - 144.02 Hybrid Fund Risk Rating 4 Star
Fund Started Date 01 jan,2013
Fund Size – Rs.25,467 Cr.
Assets Allocation
Equity Holding : 71.83%
F&O Holdings : 0.56%
Returns
1 year 8.09%, 3rd year 15.09%, 5 year 16.1%,
Investment
Minimum investment Rs. 100
If you invested amount Rs. 5000 per month then you get expected Rs. 62,404 in 1st year
3rd year expected Rs. 2,25,104, expected Rs 5th Rs.4,49,615.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current
tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not
included. If sold before 1 year from purchase date, short term capital gain tax will be
applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Banks; 23%
Power; 12%
Oil exploration; 12%
Cigarettes; 12%
Telecom; 10%
Copper; 9%
Refineries; 7%
Aluminium; 7%
Computers; 7%
Sector