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2. What is it ?
social security is defined
as “security that society
furnishes through
appropriate
organization,against
certain risks to which its
members are exposed”

3. Risks covered
 Sickness
 Invalidity
 Maternity
 Oldage
 Death

4. HISTORY
HISTORY
 1889 – GERMANY First nation to adopt old
1889 – GERMANY First nation to
age social Insurance programme
 adopt old age social Insurance
1935 – Social security act of USA
 INDIA programme
Arthasasthra, Upanishads, act of USA
1935 – Social security
Manusmriti,Rigveda.
INDIA
Joint family, neighbours etc….
Arthasasthra, Upanishads,
Manusmriti,Rigveda.
Joint family, neighbours etc….

5. TWO PLANKS OF SOCIAL
SECURITY
SOCIAL SECURITY
SOCIAL ASSISTANCE SOCIAL
INSURANCE

6. SOCIAL ASSISTACE
 Voluntary assistance provided by
society or government to the poor &
needy.
 Paid out of public revenue
 Beneficiaries need not contribute to
the fund
 Benefits are not in proportion to the
loss

7. SOCIAL INSURANCE
MEASURES
.Community pooling of of resources
.Insurance fund-Tripartite contribution
1. Employee
2. Employer
3. State…..
. Benefits is a matter of right
. Benefits not in proportion to
contrubution by the workers

8. SOCIAL SECURITY FOR INDUSTRIAL
 Workmen’s Compensation Act, 1923
WORKERS
 Central Maternity Benefit Act, 1961
 Employees State Insurance Act, 1948
 The Family Pension Scheme, 1971

9. SOCIAL SECURITY FOR CIVIL
SERVANTS
.Central And State Government Employees
PENSION
GRATUITY
PROVIDENT FUND
FAMILY PENSION SCHEMES
. Central Government Health Scheme

10. SOCIAL SECURITY FOR
GENERAL PUBLIC
LIFE INSURANCE SCHEMES
PUBLIC PROVIDENT FUND SCHEME

11. SOCIAL SECURITY SCHEMES IN
KERALA
SOCIAL SECURITY SCHEMES IN
KERALA
No: SCHEME ELIGIBILITY AMOUNT
CRITERIA
1 Widow Husband dead. Rs 110/ month
pension Income < 300/
scheme month
2 Physically or 40% disability Rs 150/month
mentally Income
disabled <500/month

12. 3 National old age Age > 65 yrs Rs 200/
pension scheme Annual month
income <
Rs11,000
4 Leprosy & cancer Certificate Rs 200/
patients from month
hospital
Income <
200/ month

13. 5 Unemployment Live unemployment Rs
pension register for >3yrs 100/month
6 Financial Family income < Rs 5000/-
assistance to Rs 11,000
widows for the
marriage of
their daughter

14. HEALTH INSURANCE SCHEME
FOR BPL FAMILIES
• Arogyasree
• Medical expenses coverage
• Personal accident coverage
• Maternity care
• All pre-existing disease including mental
disease coverage
• Subsistence allowance if earning member
is hospitalized

15. CONCLUSION
 WHAT IS IT?
 RISK COVERED
 HISTORY
 TWO PLANKS OF SOCIAL SECURITY
 SOCIAL ASSISTANCE
 SOCIAL INSURANCE
 SOCIAL SECURITY FOR INDUSTRIAL
WORKERS
 SOCIAL SECURITY FOR CIVIL SERVANTS
 SOCIAL SECURITY FOR GENERAL PUBLIC
 SOCIAL SERVICE SCHEMES IN KERALA
 HEALTH INSURANCE SCHEMES FOR BPL
FAMILIES