1. 每百萬元房貸每月攤還本息
製表日： 2/5/2009
7 10 15
3 4 5 6 8 9 11 12 13 14 16
14,169 10,643 7,947
5.075% 30,005 23,063 18,906 16,140 12,696 11,553 9,902 9,287 8,769 8,327 7,616
14,927 11,436 8,799
6.660% 30,722 23,789 19,641 16,886 13,465 12,335 10,707 10,103 9,597 9,168 8,480
15,171 11,693 9,078
7.160% 30,950 24,021 19,877 17,126 13,713 12,587 10,968 10,369 9,868 9,442 8,763
15,181 11,704 9,089
7.180% 30,959 24,030 19,886 17,136 13,723 12,598 10,979 10,380 9,879 9,453 8,775
15,417 11,954 9,361
7.660% 31,180 24,254 20,114 17,368 13,964 12,843 11,233 10,639 10,142 9,721 9,051
15,586 12,133 9,557
8.000% 31,336 24,413 20,276 17,533 14,137 13,019 11,415 10,825 10,331 9,913 9,249
15,649 12,199 9,629
8.125% 31,394 24,472 20,336 17,594 14,200 13,084 11,483 10,893 10,401 9,984 9,323
15,736 12,292 9,731
8.300% 31,475 24,554 20,420 17,680 14,290 13,175 11,578 10,990 10,499 10,084 9,426
15,836 12,399 9,847
8.500% 31,568 24,648 20,517 17,778 14,392 13,279 11,686 11,101 10,612 10,199 9,545
16,242 12,831 10,322
9.300% 31,940 25,028 20,904 18,175 14,806 13,702 12,127 11,550 11,070 10,665 10,027
20 25 30
17 18 19 21 22 23 24 26 27 28 29
6,641 5,890 5,414
5.075% 7,327 7,071 6,844 6,459 6,295 6,147 6,012 5,778 5,675 5,581 5,494
7,550 6,852 6,426
6.660% 8,202 7,958 7,742 7,379 7,226 7,089 6,965 6,751 6,658 6,574 6,497
7,849 7,170 6,761
7.160% 8,489 8,249 8,037 7,682 7,533 7,399 7,279 7,072 6,983 6,902 6,828
7,861 7,183 6,774
7.180% 8,501 8,261 8,049 7,695 7,545 7,412 7,292 7,085 6,996 6,915 6,841
8,154 7,494 7,102
7.660% 8,781 8,545 8,338 7,991 7,846 7,716 7,599 7,400 7,314 7,236 7,166
8,364 7,718 7,338
8.000% 8,983 8,750 8,545 8,204 8,062 7,935 7,821 7,626 7,543 7,468 7,399
8,442 7,801 7,425
8.125% 9,057 8,825 8,622 8,283 8,142 8,016 7,903 7,710 7,628 7,553 7,486
8,552 7,918 7,548
8.300% 9,162 8,932 8,730 8,394 8,254 8,130 8,018 7,828 7,747 7,674 7,608
8,678 8,052 7,689
8.500% 9,283 9,055 8,854 8,522 8,384 8,261 8,151 7,964 7,884 7,812 7,748
9,191 8,598 8,263
9.300% 9,773 9,553 9,360 9,042 8,911 8,794 8,691 8,516 8,442 8,376 8,316

2. r1= 7.50% r2= 8.25%
N= 300 N= 288 5,500,000
期數 應還本金 應還利息 應還總額 本金餘額 期數 應還本金 應還利息 應還總額 本金餘額
1 6,270 34,375 40,645 5,493,730 61 8,362 34,934 43,296 5,072,881
2 6,309 34,336 40,645 5,487,422 62 8,419 34,876 43,296 5,064,462
3 6,348 34,296 40,645 5,481,074 63 8,477 34,818 43,296 5,055,984
4 6,388 34,257 40,645 5,474,686 64 8,536 34,760 43,296 5,047,449
5 6,428 34,217 40,645 5,468,258 65 8,594 34,701 43,296 5,038,854
6 6,468 34,177 40,645 5,461,790 66 8,653 34,642 43,296 5,030,201
7 6,508 34,136 40,645 5,455,282 67 8,713 34,583 43,296 5,021,488
8 6,549 34,096 40,645 5,448,733 68 8,773 34,523 43,296 5,012,715
9 6,590 34,055 40,645 5,442,143 69 8,833 34,462 43,296 5,003,882
10 6,631 34,013 40,645 5,435,512 70 8,894 34,402 43,296 4,994,988
11 6,673 33,972 40,645 5,428,839 71 8,955 34,341 43,296 4,986,033
12 6,714 33,930 40,645 5,422,125 72 9,017 34,279 43,296 4,977,017
13 6,018 37,277 43,296 5,416,107 73 9,079 34,217 43,296 4,967,938
14 6,060 37,236 43,296 5,410,047 74 9,141 34,155 43,296 4,958,797
15 6,101 37,194 43,296 5,403,945 75 9,204 34,092 43,296 4,949,594
16 6,143 37,152 43,296 5,397,802 76 9,267 34,028 43,296 4,940,327
17 6,186 37,110 43,296 5,391,616 77 9,331 33,965 43,296 4,930,996
18 6,228 37,067 43,296 5,385,388 78 9,395 33,901 43,296 4,921,601
19 6,271 37,025 43,296 5,379,117 79 9,460 33,836 43,296 4,912,141
20 6,314 36,981 43,296 5,372,803 80 9,525 33,771 43,296 4,902,617
21 6,358 36,938 43,296 5,366,446 81 9,590 33,705 43,296 4,893,027
22 6,401 36,894 43,296 5,360,044 82 9,656 33,640 43,296 4,883,371
23 6,445 36,850 43,296 5,353,599 83 9,722 33,573 43,296 4,873,648
24 6,490 36,806 43,296 5,347,110 84 9,789 33,506 43,296 4,863,859
25 6,534 36,761 43,296 5,340,575 85 9,856 33,439 43,296 4,854,003
26 6,579 36,716 43,296 5,333,996 86 9,924 33,371 43,296 4,844,078
27 6,624 36,671 43,296 5,327,372 87 9,992 33,303 43,296 4,834,086
28 6,670 36,626 43,296 5,320,702 88 10,061 33,234 43,296 4,824,025
29 6,716 36,580 43,296 5,313,986 89 10,130 33,165 43,296 4,813,894
30 6,762 36,534 43,296 5,307,225 90 10,200 33,096 43,296 4,803,694
31 6,808 36,487 43,296 5,300,416 91 10,270 33,025 43,296 4,793,424
32 6,855 36,440 43,296 5,293,561 92 10,341 32,955 43,296 4,783,084
33 6,902 36,393 43,296 5,286,659 93 10,412 32,884 43,296 4,772,672
34 6,950 36,346 43,296 5,279,709 94 10,483 32,812 43,296 4,762,188
35 6,998 36,298 43,296 5,272,712 95 10,555 32,740 43,296 4,751,633
36 7,046 36,250 43,296 5,265,666 96 10,628 32,667 43,296 4,741,005
37 7,094 36,201 43,296 5,258,572 97 10,701 32,594 43,296 4,730,304
38 7,143 36,153 43,296 5,251,429 98 10,775 32,521 43,296 4,719,529
39 7,192 36,104 43,296 5,244,237 99 10,849 32,447 43,296 4,708,680
40 7,241 36,054 43,296 5,236,996 100 10,923 32,372 43,296 4,697,757
41 7,291 36,004 43,296 5,229,704 101 10,998 32,297 43,296 4,686,758
42 7,341 35,954 43,296 5,222,363 102 11,074 32,221 43,296 4,675,684
43 7,392 35,904 43,296 5,214,971 103 11,150 32,145 43,296 4,664,534