Try this site where you can compare quotes from different companies: WWW.ANNUITY-HELP.US I put money into a SIMPLE IRA as an independent contractor for two years. Is that okay? I have not been able to find answers as to whether I need to re-route those two years, pay taxes on them, etc. I am now listed as an employee of the non-profit so this year is fine. I would prefer to go back to contractor status, which is an option, but I want to keep taking out a SIMPLE 403(b). Is that okay?