If you own a car, you likely have automobile insurance. You have it because it’s the law, but also because it gives you “Peace of Mind”. Unfortunately, people contact us regularly when their car has been stolen, vandalized, or damaged beyond repair, and their insurance company is not willing to pay them for their vehicle. These disputes drag on and on and it often seems as though the insurance adjuster is doing everything in his or her power not to compensate the insured for their loss.